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The government and the universities helped create this problem so the government and the universities should be on the hook to help unwind this mess.
Forget about getting all righteous and blaming the students or the parents or the grand parents or a society that encourages everyone to go to college. Throw a little self-interest in the mix.
Homeowners - who the heck do you think is going to buy your house when you've retired and want to buy that little condo in Key West? A lot of millennials can't even afford to get married, forget about the house. You may as well take out a reverse mortgage now because you'll be living in that house till you drop dead. Goodbye Key West.
Employers - you want the best trained employees with the skills you need? Good luck finding them. Kids carrying a boatload of debt can't afford to go back to school to train for the kinds of courses they need. You're going to pay through the nose for the best trained kids out there because they know they can shake you down. You have no leverage.
Parents - I don't even have to tell you.
Retirees - where the hell do you think the money is coming from to pay your Social Security and Medicare costs? A lot of these kids have crappy part-time jobs with hundreds of dollars automatically deducted from their paychecks to go towards their college debt. And with the burdens of Obamacare, many are floundering.
Quit pointing fingers people. We need to put pressure on our politicians to straighten this out. It's not just for the kid's best interests, it's also for yours.
I did not see Trump's response in the OP, but the student loan industry will collapse when the students can't pay back their loans. Will Trump bail it out? Yes, most likely he will.
The university which I attended in Europe, was 100% funded by voluntaty contributions by corporations, and it was free for the students. That model benefits everyone. The sponsoring corporations get to vote on what skills (IT) should be taught to the students, and in the end they get to recruit the students and get the skill-sets they wanted. US might want to look at other countries and figure out what works. The for-profit system is getting out of control cost-wise.
The government and the universities helped create this problem so the government and the universities should be on the hook to help unwind this mess.
Forget about getting all righteous and blaming the students or the parents or the grand parents or a society that encourages everyone to go to college. Throw a little self-interest in the mix.
Homeowners - who the heck do you think is going to buy your house when you've retired and want to buy that little condo in Key West? A lot of millennials can't even afford to get married, forget about the house. You may as well take out a reverse mortgage now because you'll be living in that house till you drop dead. Goodbye Key West.
Employers - you want the best trained employees with the skills you need? Good luck finding them. Kids carrying a boatload of debt can't afford to go back to school to train for the kinds of courses they need. You're going to pay through the nose for the best trained kids out there because they know they can shake you down. You have no leverage.
Parents - I don't even have to tell you.
Retirees - where the hell do you think the money is coming from to pay your Social Security and Medicare costs? A lot of these kids have crappy part-time jobs with hundreds of dollars automatically deducted from their paychecks to go towards their college debt. And with the burdens of Obamacare, many are floundering.
Quit pointing fingers people. We need to put pressure on our politicians to straighten this out. It's not just for the kid's best interests, it's also for yours.
See, we have this thing called immigrants. Many of them are very rich. That's who's buying houses on the coasts. That's who's getting the high paying tech jobs.
See, we have this thing called immigrants. Many of them are very rich. That's who's buying houses on the coasts. That's who's getting the high paying tech jobs.
This is a BIG problem in British Columbia. Rich Chinese people buy homes in Vancouver and just let them sit. It's a way of "hiding" their cash. I think BC has made a law that a home must be lived in a certain number of days per year, otherwise there will be fines.
So rich Chinese people just send their kids to stay in the house.
pay for overpaid liberal professors to practice thought control and censorship to cater to the people who need safe spaces? No thanks. Pay for college kids to party their college life away on the taxpayer's dime for their liberal arts degree? Nah.
College doesn't make a person a free thinker... assuming they aren't brainwashed by the liberal atmosphere, and the student takes a specific field in high demand, it just makes them a highly specialized sheep. I know a lot of college grads who make good money and have a specific knowledge of their field that have no common sense, no street smarts, and no ability to think outside the box at all. The one thing they don't teach kids in school is critical thinking skills... rather they pound into people what our cultural beliefs are and that you MUST BELIEVE what WE SAY and don't question anything. They don't teach personal development or human psychology in schools as a required course either... I mean how the brain works, and how to rewire it (limbic system, subconscious mind).. replacing old habits with new ones, like training a dog. These are important skills... all of them.
Honestly though our society is pretty good and we have access to lots of information.. it's not like we are a religious cult anymore with a populous that can't read and has to believe what the church or the state tells them like was the case through most of our recorded history.
Made bad business decisions? Government is here to bail you out. Made a bad personal decision because you paid too much for college? Government is here to bail you out. Except it's not governments money doing the bailout, it's the taxpayers money. The ones that made the right decisions should suffer, right?
The way things are heading, four-year college programs may again be something only an elite collection of those from wealthy families or those who are top scholars or athletes, who get scholarships, may be able to pursue. Two-year occupational certificate programs at community colleges, would probably be the only option for many. Self-education and on-the-job training by employers would have to increase. Only a major change in the Federal Government's funding for higher-education would improve this situation. It's not likely to happen during this coming administration.
I have great sympathy for those students who have been drawn into this terrible dilemma and have seemingly insurmountable amounts of debt facing them. When I attended state universities, tuition cost hardly more than pocket-change, compared to today. You could afford to take evening classes as a form of entertainment, even if not for the pursuit of a degree. After adjustment for the current cost-of-living inflation, tuition at those schools is now seven times greater. That is forty-two times more expensive, without adjustment.
Last edited by Steve McDonald; 12-04-2016 at 03:11 AM..
The way things are heading, four-year college programs may again be something only an elite collection of those from wealthy families or those who are top scholars or athletes, who get scholarships, may be able to pursue. Two-year occupational certificate programs at community colleges, would probably be the only option for many. Self-education and on-the-job training by employers would have to increase. Only a major change in the Federal Government's funding for higher-education would improve this situation. It's not likely to happen during this coming administration.
Notice how Big Education is the one area where liberals won't conclude that we need price control? Instead of demanding that government step in and brutally force universities to lower prices, they demand that government ...pay the universities even more! Gee, I wonder why .............nope, can't think of why.
The government and the universities helped create this problem so the government and the universities should be on the hook to help unwind this mess.
Forget about getting all righteous and blaming the students or the parents or the grand parents or a society that encourages everyone to go to college. Throw a little self-interest in the mix.
Homeowners - who the heck do you think is going to buy your house when you've retired and want to buy that little condo in Key West? A lot of millennials can't even afford to get married, forget about the house. You may as well take out a reverse mortgage now because you'll be living in that house till you drop dead. Goodbye Key West.
Employers - you want the best trained employees with the skills you need? Good luck finding them. Kids carrying a boatload of debt can't afford to go back to school to train for the kinds of courses they need. You're going to pay through the nose for the best trained kids out there because they know they can shake you down. You have no leverage.
Parents - I don't even have to tell you.
Retirees - where the hell do you think the money is coming from to pay your Social Security and Medicare costs? A lot of these kids have crappy part-time jobs with hundreds of dollars automatically deducted from their paychecks to go towards their college debt. And with the burdens of Obamacare, many are floundering.
Quit pointing fingers people. We need to put pressure on our politicians to straighten this out. It's not just for the kid's best interests, it's also for yours.
You don't need a college degree to be financially successful or educated.
If you decide to go that route, there's a right and wrong way to go about it. Success doesn't just fall into your lap because you were a good student and/or had a passion for art. Some career fields are worth much more than others when evaluating the cost of education. STEM is always a good choice if you intend to go to college (and do well).
It's similar to healthcare.
If people put more energy/thought into taking care of their bodies they wouldn't have to worry so much about the cost of medicine and everything else that's used to treat "preventable" conditions that create huge profits for this industry.
Big pharma isn't interested in finding root causes to whatever ails you, that's not good for business, quite the opposite in fact. Doctors are essentially legal drug pushers (with a small minority who do their own independent research and actually care about healing people).
It doesn't mean they're all bad people but they're going to be as self serving as anyone else. At the end of the day they're in it for the money and will gladly take it from ignorant/lazy people.
I don't have an answer for government intervention with this. They're actually a huge part of the problem because they're in bed with big businesses through lobbying and all sorts of dealings we aren't privy to.
The government will fix this just like they did the housing bubble...let it pop.
Wrong. The reason for rising tuition is because of government funding, which allows costs to be decoupled from people's ability to pay. Then, whenever government cuts funding, the colleges do not respond by cutting their prices. Instead, they just keep them high so that people like you go on protest marches and demand more government funding.
You're the weak link.
Look into it. States have dramatically cut funding. To say that does not have a huge impact is sheer idiocy!
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