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Old 03-03-2017, 09:51 AM
 
8,170 posts, read 6,039,379 times
Reputation: 5965

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Quote:
Originally Posted by petch751 View Post
Omg, you screwed up. First you "were looking for a man" when you should have focused on yourself. A man would have come along but no man wants a total dependent. Second, now you're in a position that you can't take him to court and demand he pays for his own child. Third, you let him off the hook.

And what kind of man doesn't want to be part of their child's life and provide for their child. You need to re-evaluate your choices in men. I still stand behind my feelings. You screwed up, I didn't, the best thing I can do for society is to make sure my kids are well taken care of on my own dime and make sure they are able to take care of themselves when they are adults. By taking from people like me, you are taking from my children. You screwed up, not my children.
It was not his child. Her bio dad died of cancer before I even knew I was pregnant. Should I go find him in heaven or hell, and make him return to the living so I will not be a single mom?

I let him off the hook because he was failing miserably at trying to be a parent and my daughters welfare was not worth the risk.

Life is not so easy but yes I think me being a young single mom has hindered my ability to meet the right man for me. Then I spent the good years wasted trying to make my sons father love me... you can't force people to stay. As tempting as it is.. why want someone that does not want you?
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Old 03-03-2017, 09:52 AM
 
41,110 posts, read 25,755,378 times
Reputation: 13868
Quote:
Originally Posted by tamajane View Post
The bank can tell you how much they will loan but not how much you can afford. That is up to the individual taking the loan to determine.
Exactly. Before the crash I went to the bank and was shocked at the amount they would lend me. Then the mortgage rep said to me, you can get a bigger house with this loan where you pay only interest for the first 5 years. I knew right there, right then that something was not right. I drove home thinking, nah I'll wait and keep saving.

Even when I did buy they said much more than I thought reasonable. I bought well under what they said I could afford, I know what I felt I could comfortably afford and still have a life. I also took taxes into consideration and we bought in a lower tax area. It was barely 10 minutes away from the high tax county and it made a big difference in housing and payment. If I didn't pay attention to both of these both the bank and the government would have had me house broke. The point is, you have to use common sense, know where you stand financially, manage money well. Don't allow them to sell you dreams of peaches and creme.
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Old 03-03-2017, 09:55 AM
 
8,170 posts, read 6,039,379 times
Reputation: 5965
Quote:
Originally Posted by tamajane View Post
You are a house flipper and you are poor? Sorry I just got confused.
Income wise yes. I have flipped houses to have a roof over our heads at a reasonable price. I do have substantial equity in my house. I have never cashed out that money. I live in the houses for a couple years then move to the next one. I plan to keep the one I have now because I am getting too old to keep moving. My next move will be a retirement house.
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Old 03-03-2017, 09:59 AM
 
41,110 posts, read 25,755,378 times
Reputation: 13868
Quote:
Originally Posted by LowonLuck View Post
Income wise yes. I have flipped houses to have a roof over our heads at a reasonable price. I do have substantial equity in my house. I have never cashed out that money. I live in the houses for a couple years then move to the next one. I plan to keep the one I have now because I am getting too old to keep moving. My next move will be a retirement house.
But remember, before the crash a lot of people were told they had substantial equity in their homes while encouraging people to borrow against that equity. And that's what people did, borrow for anything from vacations to remodeling and when the housing market crashed that substantial equity vanished, the house under water where even selling it they couldn't pay the remaining balance on the house and 2nd mortgage.

This is where people have to use common sense, just because you are told something doesn't make it true. People didn't understand and didn't use common sense, they believe what they were told and they lost their houses or are struggling to keep it.

People insist on laying full blame on the banks. The only person responsible for educating you is you. The only person responsible for knowing what you can afford is you. The only person responsible to have a back up plan for hard times (guaranteed to happen) is you. That's the problem, liberals think there is a such thing as utopia but there isn't.
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Old 03-03-2017, 10:01 AM
 
Location: The Republic of Texas
78,863 posts, read 46,671,010 times
Reputation: 18521
Quote:
Originally Posted by tamajane View Post
Then you agree with the left that people should just up and move instead of complaining about jobs. So Trump should not waste time or money trying to help middle America because they should all just move. Very elite liberal mindset.


There are many smart people that have moved here from very oppressed places, with very little and don't regret it and could not be happier they made the move.
They just miss home and wish it had not been so messed up by the policies and micro managing of Progressive, verging on Communist governments involvement in the free market economy. Making it not so free anymore. Looking for their cut of the pie and more and more of the pie to them.
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Old 03-03-2017, 10:02 AM
 
Location: San Diego
50,347 posts, read 47,099,157 times
Reputation: 34094
Quote:
Originally Posted by BentBow View Post
I do!


My face hurts from smile'n since November 9th.
Christmas EVERY day since.
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Old 03-03-2017, 10:03 AM
 
Location: The Republic of Texas
78,863 posts, read 46,671,010 times
Reputation: 18521
Quote:
Originally Posted by LowonLuck View Post
It was not a choice I made by the way. He decided parenting was not for him. I spent years looking for a partner.

He lives great by the way, makes $100k a year, lives same house, has a bunch of toys, etc. The truck he drives is usually parked in the bar parking lot 2-4 nights a week.

He terminated rights to my daughter years ago.

The choices you made, led you down the path you chose to take. You chose not to take care of your man as much as someone else that valued him more.....
Again, is your ex-husband as impoverished as you? LOL! Choices!

You had to make the choice to agree in his termination in the childs rights. See what choices made in rage got you? If you chose to let that happen, it may be you that is not thinking straight, and the reason your value to others isn't significant enough to make you prosper.
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Old 03-03-2017, 10:06 AM
 
41,110 posts, read 25,755,378 times
Reputation: 13868
Quote:
Originally Posted by BentBow View Post
The choices you made, led you down the path you chose to take. You chose not to take care of your man as much as someone else that valued him more.....
Again, is your ex-husband as impoverished as you?
You know, I agree with you on alot of thing Bent but this one I can't. It's sounds to me that she chose a pig who if she would have had a pole in the bed room his eyes would have wondered no matter what. Her mistake is thinking that a man would take care of her (looking for a sugar daddy) and she got the exact opposite but with the resulting additional responsibilities. She's paying the consequences for wanting to take "the easy way". And believe me, it's not easy to take care of kids, that's why her man bailed. He wanted the good but ran when he was expected to work and be a family man.

Because liberals believe in bailing people out instead of insisting people pay consequences of their action our government (particulary liberals and Democrats) actually encouraging people who make bad choices and dead beats. And what do they do, they raise children who follow in their footsteps because thats all they know. It's ok if daddy bails and leaves moma with all the responsibility. It's ok if I am on the government dole because moma did it.
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Old 03-03-2017, 10:08 AM
 
Location: The Republic of Texas
78,863 posts, read 46,671,010 times
Reputation: 18521
Quote:
Originally Posted by tamajane View Post
The bank can tell you how much they will loan but not how much you can afford. That is up to the individual taking the loan to determine.

Where does the liberty lie in that transaction, on a leap of good faith.
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Old 03-03-2017, 10:08 AM
 
Location: My House
34,940 posts, read 36,280,152 times
Reputation: 26563
Quote:
Originally Posted by BentBow View Post
Get a job!
And educate them how to manage money.

The only reason people are poor, is because they are bad at managing their money.
No. That is not the "only reason."

That's a gross oversimplification.
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