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Sure, as long as someone picks up the bill everything is OK. But, no one is saying to do away with your plan. Your boss can still buy that plan and not the Medicare plan. However, when you become old you will not have that plan anymore. Insuring old people is a very risky business.
How do you get around the 10 year minimum of premium prepayments requirement (known as the Medicare tax) before eligibility for Medicare benefits? And you're aware that even after that minimum of 10 years of premiums prepayments, Medicare recipients still pay a monthly premium, have only 80% coverage, and if they want prescription coverage have to buy an additional plan for that, right?
That's still going to leave a lot of people who can't afford to buy in and then pay the premiums and co-pays on top of that.
Medicare ONLY insures old and disabled people. There is no way in the world that Medicare can make ANY money by insuring people that by definition are already ill. If they had young healthy people in their rolls it could actually make enough to lower premiums for the elderly. For example Medicare could start after age 40. Let private insurance compete with that. As of now they have no competition.
Medicare for all. Cut out the middle man! Do we really need health insurance companies to make billions in profit? Why not add a pool of healthy young people to the Medicare Plan?
Why not negotiate a price cut from the Pharma industry? Why do they charge so much more in the US than in Canada?
Sure, keep the private health plans. But, make the private plans compete with the public option.
Been trying to do this for 30 years. Obama would have preferred it--not a chance it could pass.
Because we all know how well the government has done with our healthcare.
Easy! Is repeal Obamacare, make HCI portable, let the free market dictate prices. The government can be in charge of making sure there isn't price fixing going on.
Keep the Medicaid expansion for those who can't afford a standard plan.
Simple
Quote:
Originally Posted by Enigma777
Been trying to do this for 30 years. Obama would have preferred it--not a chance it could pass.
The health care insurance people provide NO HEALTH CARE!
All they do is collect premiums from you and others. They pay the medical bills and keep the rest as profit. It is a great gig if you can fool people.
Why not do like the Mayo Clinic? You can buy insurance from them and they will actually provide your medical care. They cut out the middle man whom for some mysterious reason you believe they work hard to give you medical care. In reality they work hard to give you the least amount of coverage (and make sure your deductible is high) so they can maximize profit.
Insurance... I thought you were talking straight health care.
Look - I would like direct patient interaction with the doctors. Or at least have the option - especially for routine health care.
I would like it run similar to the auto insurance industry. Use insurance for high cost needs. No insurance for routine care. But that would call for the price structure to come down... which would mean getting rid of a bunch of regulations, and getting the government out of the main revenue stream. Lots of luck...
Insurance companies can still be useful for high cost care. They are just taking advantage of a bloated price structure.
The health care insurance people provide NO HEALTH CARE!
All they do is collect premiums from you and others. They pay the medical bills and keep the rest as profit. It is a great gig if you can fool people.
Why not do like the Mayo Clinic? You can buy insurance from them and they will actually provide your medical care. They cut out the middle man whom for some mysterious reason you believe they work hard to give you medical care. In reality they work hard to give you the least amount of coverage (and make sure your deductible is high) so they can maximize profit.
There are a few examples of health care insurance people providing health care, one is Geisinger Health System in central and northeastern PA, is a physician-led health care system which owns 8 hospitals and 1 medical school that they just bought in Scranton, PA. Geisinger Health Plan, a subsidiary HMO, was started in 1985.
When I was an employee of Duke University Medical Center, my health insurance plan that chose was Duke Select and was basically run right through DUMC.
Great and has been talked about ad nauseum for years with most if not all Dems being for it. One reason it won't happen is the repubs love of the private sector and their fear of the insurance lobby. So won't happen until the Dems control the house by large majorities and a filibuster proof senate.
Even then it will be tough but better chance then now - which is zero.
Because we all know how well the government has done with our healthcare.
Easy! Is repeal Obamacare, make HCI portable, let the free market dictate prices. The government can be in charge of making sure there isn't price fixing going on.
Keep the Medicaid expansion for those who can't afford a standard plan.
Simple
For good reason, Socialism fails EVERY TIME!
There has to be a balance of social mechanisms within a capitalist society. Pure socialism is bad; nothing closed minded about the facts.
This is not socialized medicine! The medical care is provided by the same docs we have now. The docs do not work for the state or the government. The docs that take care of the elderly are not employees of Medicare.
The concept of a Medicare health plan is that the insurance paperwork is done for a fixed fee. As of now the paperwork is done for a HUGE profit. Making billions of dollars by doing paperwork is not true capitalism. This is CRONY capitalism with the blessing of Washington DC.
One reason it won't happen is the repubs love of the private sector and their fear of the insurance lobby. So won't happen until the Dems control the house by large majorities and a filibuster proof senate.
SOOOOOOOO naive!!!!!!!!!!!
You actually think the Dems are not on the take. Funny!!!!!!!
There are a few examples of health care insurance people providing health care, one is Geisinger Health System in central and northeastern PA, is a physician-led health care system which owns 8 hospitals and 1 medical school that they just bought in Scranton, PA. Geisinger Health Plan, a subsidiary HMO, was started in 1985.
When I was an employee of Duke University Medical Center, my health insurance plan that chose was Duke Select and was basically run right through DUMC.
Exactly!!!!!!!
Cut out the middleman. They do not provide any health care.
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