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Old 06-03-2018, 07:53 PM
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Quote:
Originally Posted by lifeexplorer View Post
You believe poor people would stay poor because they didn’t win the parent lottery.

Why would we want poor people to have children they can’t afford? So they can commit crime and pump out more kids for us to raise?
Maybe so we can continue to have a functioning society of people from all walks of life doing all sorts of jobs.



In your judgmental, hateful, blaming fantasy, only the very rich would ever have children, because they're the only ones who can reasonably guarantee 18+ years of financial stability.
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Old 06-03-2018, 08:02 PM
 
Location: Buckeye, AZ
38,936 posts, read 23,885,452 times
Reputation: 14125
Quote:
Originally Posted by AtkinsonDan View Post
Basically most people can no longer differentiate between wants and needs. When that happens people overspend and scratch their heads why they always have no money left over. When enough people say no to the luxuries (cable TV, eating out, Iphones, etc.), the sellers of those luxuries will have no choice but to lower their prices.
This doesn't really happen though. Cable TV and satellite TV packages are still expensive despite cord cutting. Disney Park tickets have gone up even during the latest recession as well despite attendance dipping. Movie theaters make more money now from the higher prices despite fewer patrons. What the companies do is just raise prices on those going already because the prices haven't hit the priced themselves out.
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Old 06-03-2018, 08:04 PM
 
Location: Sector 001
15,945 posts, read 12,281,411 times
Reputation: 16109
Some of them are like this by choice. I hear it all the time.. "life is too short to not enjoy every penny" .. others have terrible money management skills. Until South Dakota voters recently voted to cap the interest rate on payday loans at 36%, a few people at work were paying 350% interest rates.. $150 every 2 weeks or so, for payday loans. I tried to tell them they should just work 24 hours of overtime and pay the loan off for good and not get another, but it did not compute.

Normally I support the free market but in this case I was overjoyed to see payday loan offices close en masse. These people prey on the weak, just like casinos. "Badlands Pawn" out of Sioux Falls which had set up a huge pawn shop and even had a radio station, all that is now gone because most of their revenue was derived from payday loans.

http://www.badlandspawn.com/

Facing 652% Interest Rates, South Dakota Voters Regulate Payday Lending

Quote:
Originally Posted by mkpunk View Post
This doesn't really happen though. Cable TV and satellite TV packages are still expensive despite cord cutting. Disney Park tickets have gone up even during the latest recession as well despite attendance dipping. Movie theaters make more money now from the higher prices despite fewer patrons. What the companies do is just raise prices on those going already because the prices haven't hit the priced themselves out.
Directv Now is having a deal... 3 months 10 bucks a month. I have "cable" for the first time in 8 years.. all my favorite channels.. CNBC, Fox Business, and all the science channels like investigation discovery, food network, etc. I might just keep the package after the price goes back to $35. Split the cost with my mother and we'll have cable for $18/month each.
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Old 06-03-2018, 08:04 PM
 
Location: Living rent free in your head
42,840 posts, read 26,253,950 times
Reputation: 34050
Quote:
Originally Posted by lifeexplorer View Post
You believe poor people would stay poor because they didn’t win the parent lottery. Why would we want poor people to have children they can’t afford? So they can commit crime and pump out more kids for us to raise?
Not what I said, ever. Quit making stuff up and attributing it to me.
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Old 06-03-2018, 08:12 PM
 
26,694 posts, read 14,558,981 times
Reputation: 8094
Quote:
Originally Posted by JasonF View Post
Maybe so we can continue to have a functioning society of people from all walks of life doing all sorts of jobs.



In your judgmental, hateful, blaming fantasy, only the very rich would ever have children, because they're the only ones who can reasonably guarantee 18+ years of financial stability.
Actually it’s 22 years. Don’t forget to count 4 years of college.
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Old 06-03-2018, 08:14 PM
 
Location: Philaburbia
41,951 posts, read 75,167,069 times
Reputation: 66887
Quote:
Originally Posted by lifeexplorer View Post
Why would anybody making little money rent a $2000 apartment?
Why would anyone post a comment to a post they didn't bother to read thoroughly?
Quote:
Originally Posted by lifeexplorer View Post
Why aren’t cheap houses and large apartments being build in CA?
OMG, really? Supply, demand ... you know: capitalism.

There are no cheap houses built anywhere in California because it's impossible to build a cheap house in California. High cost of living and all that. It's not rocket science.
Quote:
Originally Posted by InformedConsent View Post
If it's so "fallacious," then certainly you must agree that such persons NOT be eligible for public assistance and just support themselves and their brood the best they can on that $12/hour job.
What? What does that have to do with my comment? Try to follow along, please ...

Quote:
Originally Posted by InformedConsent View Post
There ARE working families on welfare. They don't earn enough to support children. It was HIGHLY selfish and irresponsible for them to bear any and then demand others' pay out of their own pockets to raise them.
Boy, it must be nice to be so perfect. You've never made a wrong turn? You've never had your future not turn out the way you thought it would? I've seen parents lose high paying jobs when plants closed down, and they were forced to take lower paying jobs in retail or service. I've seen men walk out on their families, never to be heard from again after draining the joint checking accounts. I've seen families lose everything to illness or disaster. What do you do then, put the kids back?

Quote:
Originally Posted by 2sleepy View Post
"think harder" That's your response? Seems like a sign that you just ran out of rational arguments.
A long time ago ...

Quote:
Originally Posted by 2sleepy View Post
If I had a crystal ball then I would have known it was not a good idea to marry and have children with him but I didn't, why is that hard for you to understand? Get over yourself, life can kick you in the teeth no matter how well prepared you think you are.
Exactly. None of us knows what tomorrow brings; we can think we're secure, but we are not. Ever. I'm sorry you had to go through that.

Quote:
Originally Posted by 1AngryTaxPayer View Post
You had many legal options to go after him. Did you?
Welcome to another episode of "Blame the Victim".

Quote:
Originally Posted by InformedConsent View Post
Then WORK your way out of it and/or seek charity. DON'T forcefully pick others' pockets to pay for YOUR responsibility.
That's just ASSuming that people who go through hard times seek the government teat? Nothing could be further from the truth.

Quote:
Originally Posted by lifeexplorer View Post
Yes, people should ensure they have adequate means to support their children before they are conceived. That should include the preparation if one spouse runs away.
Hey, 2sleepy, maybe this person knows about that crystal ball thing ...

Quote:
Originally Posted by 2sleepy View Post
You clearly have no clue as to how child support collection works and what lengths some parents will go to to avoid paying their support obligation
Right? The amount of naivete in these responses is amazing. I have one friend whose ex was a "professional gambler". He had lots of money, but no way for the family courts - who are overburdened at every level (and no doubt lifeexplorer and InformedConsent would squawk at paying any more in taxes to support a more robust family court system) - to garnish his income. I have another friend whose ex cleaned out their bank accounts and moved to another country. Neither of them ever saw a dime in child support.

Quote:
Originally Posted by lifeexplorer View Post
It’s a generational problem that people don’t prepare for their children before they have children, which leads to unavoidable generational poverty.

This then further leads to uncontrollable jealousy and hatred against the people who are financially responsible and successful.
LMAO, now that's really reaching. Or maybe it's projecting. I dunno - no desire to psychoanalyze these crazy posts further.

Quote:
Originally Posted by lifeexplorer View Post
You see you didn’t check and ensure you and your husband have enough financial means to support your family and you suffered, and your son repeated the same mistakes and now suffer the same consequences.
Another post not read thoroughly before responding, because it was clearly stated that her ex took all their money. Talk about not being prepared ...
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Old 06-03-2018, 08:33 PM
 
Location: Living rent free in your head
42,840 posts, read 26,253,950 times
Reputation: 34050
Quote:
Originally Posted by AtkinsonDan View Post
Basically most people can no longer differentiate between wants and needs. When that happens people overspend and scratch their heads why they always have no money left over. When enough people say no to the luxuries (cable TV, eating out, Iphones, etc.), the sellers of those luxuries will have no choice but to lower their prices.
I had relatives in the early 50's who blew through every penny they had buying the latest toys and redecorating the house every other year. My parents on the other hand were very frugal, we didn't even buy newspapers we went to the library a few times a week to read the paper and the latest magazines.

Prices on a number of things don't drop even when sales do; Cable TV prices have been increasing at twice the rate of inflation even though those companies are losing customers. There's no need to drop the price of expensive phones, almost all of the major phone manufacturers make cheap look alike models of their expensive phones that fit into almost everyone's budget. I think more people eat out because there are more families in which both parents work, I don't see that as being extravagant unless it happens every other night.
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Old 06-04-2018, 07:35 AM
 
26,694 posts, read 14,558,981 times
Reputation: 8094
Quote:
Originally Posted by JasonF View Post
Maybe so we can continue to have a functioning society of people from all walks of life doing all sorts of jobs.



In your judgmental, hateful, blaming fantasy, only the very rich would ever have children, because they're the only ones who can reasonably guarantee 18+ years of financial stability.
Judgmental, hateful, blaming fantasy... Too many adjectives for my limited vocabulary.

I said this many times. In this society, one can rise to the top or at least above "poverty" by doing just a few things right:

1. Obey the law
2. Graduate high school
3. Show up work on time and sober
4. Do what's been told
5. Live below your means
6. Don't have babies before you can support the children through college
7. Don't buy anything on credit/loan unless it's a critical item like a good car so that you can go to work on time

Also there's no poverty in US. Everybody in US is fabulously rich by any world standard.

Are these too much to ask? Am I being hateful and judgmental?
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Old 06-04-2018, 07:40 AM
 
26,694 posts, read 14,558,981 times
Reputation: 8094
Quote:
Originally Posted by Ohiogirl81 View Post
Why would anyone post a comment to a post they didn't bother to read thoroughly?


Another post not read thoroughly before responding, because it was clearly stated that her ex took all their money. Talk about not being prepared ...
Yes, talking about prepared. How many of you run background (criminal, civil and financial) on your dates and spouses? What are the chances that someone with clean criminal records, free of civil suits, and has great credit scores would run off and take all your money?

By selecting someone as your spouse not knowing his past history is poor preparation; not monitoring your finance is poor preparation.

Having children before all that is harming your own children.
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Old 06-04-2018, 07:51 AM
 
26,694 posts, read 14,558,981 times
Reputation: 8094
Quote:
Originally Posted by 2sleepy View Post
Then let's talk about that. If everyone here can be successful if they make the right choices then everyone in whatever country you came from can too. Without even knowing the country I can guarantee you that there are wealthy and middle class people there and that has to mean that your family just failed to make the right choices. This is from 2012 but I don't think it's changed that much.

"Pakistan Offers Higher Economic Mobility Than US, China" Haq's Musings: Pakistan Offers Higher Economic Mobility Than US, China

"The relationship between father-son earnings is tighter in the United States than in most peer OECD countries, meaning U.S. mobility is among the lowest of major industrialized economies. The relatively low correlations between father-son earnings in Scandinavian countries provide a stark contradiction to the conventional wisdom. An elasticity of 0.47 found in the United States offers much less likelihood of moving up than an elasticity of 0.18 or less, as characterizes Finland, Norway, and Denmark." https://www.epi.org/publication/usa-...ries-mobility/

Life is too complex for success or failure to be attributed entirely to "good planning" and "personal responsibility" whether we are talking about the US, Manilla or Bangladesh.

Some of it's hard work, governmental or economic policy might have some impact, your IQ and how well you did in the parent lottery are all factors. Maybe people who feel they have done everything right should spend less time bragging and more time helping others achieve the same amazing success?
Let's talk about that.

In the country I was from, the socialist government prohibited people from conducting any business. The previous generations of business people were all promptly executed without trials. The only options was working for the government, and the only way to find a better job was to have connections. The country had 2 classes: the party members and the poor. Unfortunately, we belonged the poor. Things started to change when we left. Limited business dealing was allowed, but only the party members were getting "rich."

Is there such a system in US that prevent you from getting rich?
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