11-12-2012, 12:43 PM
Location: sittin happy in the sun :-)
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Reputation: 1877
I would say realtors want a qucik sale over highest money......if the bid drops by $5000 they lose $150 but its money in the bank....
11-12-2012, 01:56 PM
Location: Lemon Bay, Englewood, FL
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Reputation: 1170
Not only that but a GOOD agent will help find you the best deal for the money (REALISTICALLY), hoping that you'll refer friends & family to them. If all they do is show you places above your budget, A) you'll get annoyed and fire them, and B) Obviously not refer others to them. It's in their best financial interest to get you a good deal, if that's what you are looking for.
11-12-2012, 02:02 PM
Location: on the edge of Sanity
14,268 posts, read
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Reputation: 7982
Quote:
Originally Posted by
max.b
What's the catch?
No catch, just a very small home purchased at auction that needed a lot of work.
There was already a thread on this subject when she appeared on the Ellen Show.
Regarding the other questions you have (insurance, utility costs) I suggest you read threads on both the Sarasota/Bradenton and the Fort Myers/Cape Coral forums to get your answers. There are too many "it depends on" answers.
Last edited by justNancy; 11-12-2012 at 02:15 PM ..
11-12-2012, 02:03 PM
Location: Punta Gorda and Maryland
6,103 posts, read
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Reputation: 1257
Quote:
Originally Posted by
max.b
Are you talking about Willow's mother? I know that she's on CD.
Well, your wrong about that, some agents want the buyers to get a good deal, and do a lot of work. They can save you a ton of time, and their commissions are agreed to with the buyer up front - their commissions have nothing to do with you, you aren't negotiating their fees they are already in the deal when the buyer sets the price.
Most agents work a lot (all hours) and show a lot of home, then their broker gets 3%, and then the agent may get half of that They don't even get paid for the gas for running their prospective buyer around - many wasting their time. Example $100K x 3% = $1500 x 1/2 of that = $750 - desk fees and other transaction fees = about $300 per $100k deal - not much for all they really do for you, and they hardly want to lose their credibility over a pittance.
There is another agent who posts on this forum more who is very good.
But, Willow's mom is a good friend of mine, and many other people here.
11-12-2012, 02:05 PM
Location: Punta Gorda and Maryland
6,103 posts, read
15,091,177 times
Reputation: 1257
Quote:
Originally Posted by
max.b
You are missing the point that you do not pay the amount of YOUR bid in a Vickrey auction.
I have no idea what a Vickrey auction is.
Is that a bid where you bid and get the house and half price or something?
OR is that and REO (bank owned auction, after the banks have already foreclosed?)
I've never heard of Vickrey to be honest...
11-12-2012, 06:36 PM
Location: San Diego
774 posts, read
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Reputation: 471
Quote:
Originally Posted by
Big House
I have no idea what a Vickrey auction is.
Is that a bid where you bid and get the house and half price or something?
OR is that and REO (bank owned auction, after the banks have already foreclosed?)
I've never heard of Vickrey to be honest...
Say, I bid against Willow's mom. If my bid is higher, I win, but pay the amount equal to her bid.
11-12-2012, 06:56 PM
Location: San Diego
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Reputation: 471
Quote:
don't you take exactly the same type of risks with foreclosures and bank-owned property?no, when you buy a foreclosure or short sale - the bank is obligated to give you clear title. When you buy it at an auction you do not get that. Often there are hoa liens, ccd liens, code violation fines, 2nd mortgages, lines of credits, and other things that remain - and you are at risk of just buying a lien to pay, and not getting clear title - it is very risky. I am experienced at this, and can tell you i have paid all of the above at one time or another. And when you pay 100% in cash, and find out you have a problem - it ain"t fun!
I
thought you could query the county records for liens, etc. (or pay someone to do it). Didn't you do that?
11-12-2012, 07:42 PM
Location: Punta Gorda and Maryland
6,103 posts, read
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Reputation: 1257
Quote:
Originally Posted by
max.b
I thought you could query the county records for liens, etc. (or pay someone to do it). Didn't you do that?
Yes, but they aren't all their, and they aren't all closed. You can pay some lien / title search firms, but even they won't find it all - not until you actually try to get title insurance will you find out, or when you get notice a lien filed. The cheap title search firms offer no guarantees either. But, in fairness a lot of stuff is shown, however, not all is listed on line, paper work was never filed properly sometimes, but that none the less doesn't protect you.
11-12-2012, 07:44 PM
Location: Punta Gorda and Maryland
6,103 posts, read
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Reputation: 1257
Quote:
Originally Posted by
max.b
Say, I bid against Willow's mom. If my bid is higher, I win, but pay the amount equal to her bid.
what makes you win, if your bid is higher why wouldn't you pay more than her? That's a system I'm not familiar with.
11-12-2012, 09:15 PM
Location: San Diego
774 posts, read
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Reputation: 471
Quote:
Originally Posted by
Big House
what makes you win, if your bid is higher why wouldn't you pay more than her? That's a system I'm not familiar with.
Vickrey auction - Wikipedia, the free encyclopedia
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Ratio of average income to average house value (%)
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Median household income ($) - Black or African American
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Occupied housing units (%)
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Air pollution - Air Quality Index (AQI)
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1996 Presidential Elections Results (%) - Democratic Party (Clinton)
1996 Presidential Elections Results (%) - Republican Party (Dole)
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2000 Presidential Elections Results (%) - Democratic Party (Gore)
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Urban houses (%)
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People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
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People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
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People in Group quarters - Agriculture workers' dormitories on farms (%)
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People in Group quarters - Crews of maritime vessels (%)
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Residents speaking English at home (%)
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Class of Workers - Employee of private company (%)
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Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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