Want to remove my name from title of house and give to my husband.....do we need an attorney? (mortgage, mortgage) - Real Estate -Brokers, appraisals, development, lease, investing, relocation, apartments, houses, condos, values, mortgages, loans... - City-Data Forum

deeds · 09-23-2011, 01:58 PM

want to take my name off the title of home........do we need an attorney or can we do this ourselves.....thanks

.......And yes I am of sound mind!!!.....

MrRational · 09-23-2011, 02:07 PM

Quitclaim deed - Wikipedia, the free encyclopedia
Quit Claim Deed Forms | Form Downloads, Instructions, Recording Information
New Jersey Quit Claim Deed Forms, Information and Recording

2bindenver · 09-23-2011, 02:08 PM

You can quit claim whatever interests you have in any property. It does not change who has obligations towards the mortgage.

Silverfall · 09-23-2011, 02:12 PM

Quote:

Originally Posted by 2bindenver

You can quit claim whatever interests you have in any property. It does not change who has obligations towards the mortgage.

Ditto. If your name is on the mortgage you are still financially responsible for the house even if your name isn't on the title.

Brandon Hoffman · 09-23-2011, 02:45 PM

Quote:

Originally Posted by 2bindenver

You can quit claim whatever interests you have in any property. It does not change who has obligations towards the mortgage.

That was going to be my comment as well. Can he also refi it into his name?

Ted Bear · 09-23-2011, 03:05 PM

Quote:

Originally Posted by Brandon Hoffman

That was going to be my comment as well. Can he also refi it into his name?

If he, alone, qualifies.

piyf · 09-25-2011, 09:09 AM

Quote:

Originally Posted by Brandon Hoffman

That was going to be my comment as well. Can he also refi it into his name?

And you're a broker?

Brandon Hoffman · 09-26-2011, 07:13 PM

Quote:

Originally Posted by danieloneil01

And you're a broker?

I wasn't asking if a person can refi, I was asking the OP if the husband has the ability to refi into his name if there is a mortgage. A quit claim deed isn't going to do anything for the OP if she is still on a mortgage.

Apparently it wasn't clear enough for you geniuses that I was addressing the OP and not asking a general question. Oh, and I'm a RE Broker but I'm well aware of the answer in general. So geniuses, why don't you tell me, does the husband in question qualify for a loan for the house in question on his own?

cc0789 · 09-26-2011, 08:44 PM

Quote:

Originally Posted by Brandon Hoffman

I wasn't asking if a person can refi, I was asking the OP if the husband has the ability to refi into his name if there is a mortgage. A quit claim deed isn't going to do anything for the OP if she is still on a mortgage.

Apparently it wasn't clear enough for you geniuses that I was addressing the OP and not asking a general question. Oh, and I'm a RE Broker but I'm well aware of the answer in general. So geniuses, why don't you tell me, does the husband in question qualify for a loan for the house in question on his own?

I understood your comment. I don't get how it was misunderstood either.

gentlearts · 06-27-2014, 01:37 PM

My son had this same circumstance. His ex wife relinquished her half of their house in the divorce, and signed a quit claim deed. My son then refinanced in his name only. As others said, the mortgage and the deed are two separate issues.