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This. When my step-Grandma's husband died (1970s or before), she discovered that when her husband filed for his company pension and they told him he could collect a particular amount with no Survivor benefit or a smaller amount but with a Survivor benefit payable to her if he died first, he chose the larger amount. The first time she knew about it was when he died and the pension stopped. That, on top of the decreased SS, was a terrible shock. Her kids sat her down and said she had to find a husband. That's how she ended up as my step-Grandma.
That's why all the bureaucracy. They want to make darn sure some widow/widower isn't going to come out of the woodwork after the OP dies and say they were unaware that their late spouse had made that choice. When DH was dying of acute myeloid leukemia, I decided to start collecting a $900/month pension to help with some expenses. Selecting "no survivor benefit" was a no-brainer in our case but he had to sign the consent forms and I found a notary to come to the house.
Same thing happened to my aunt in the 90's. All our family were shocked. "Fortunately" (sarcasm) she was in ill health and only outlived her husband by a month.
This is all news to me. I'm newly retired, divorced (19 years ago), and just filed for my pension. No mention of any of this on the Fidelity website which would have been nice. We'll see what happens. Pretty sure that when my significant other retired from the same company (we're not married and he's never been married) he didn't have to do anything like that, but at that time Fidelity wasn't the administrator.
Every time, Yes. Every single time, I take funds out of my TIAA account, I have to sign a form confirming my single status. They send me the form, print it out, sign it, take a iPhone photo, and upload it to my TIAA on-line input mailbox.
Heavens, I wish it were that simple. I have spoken to 4 people at Fidelity and all different answers. Obviously, they don't know what they are asking for or what they are doing. The last Fidelity person I spoke with was just as confused but suggested I write my own. She actually was the first person who made any sense.
Pick one, print it, fill it out, have it notarized.
An affidavit is simply a declaration of fact for which there is no supporting evidence, which you attest to under penalty of perjury.
Because there is no central registry of marriage in the USA (perhaps uniquely), I needed to make such an affidavit in order to marry abroad, as evidence that there was no impediment to marriage.
Yes, have found a few online that I can work with.
I have a pension through Fidelity. You get the paperwork from your EMPLOYERS HR department. It's basically just the thing you sign to decide how the pension is portioned out. IE: full, with NO survivor benefit, "120" equal payments guaranteed over 120 years, etc, Certain % portion, WITH certain % survivor rights, and the like.
That's it. But mine was filed with our HR department, when they also were setting up my retirement. There was a lot more paperwork, and it was a 3 month process, but this one paper was a biggie in their eyes.
No, not the same. HR has nothing to do with this. I went through Fidelity's website to complete pension request, this single status was the end of it. Everything done through Fidelity.
Actually, my marriages and divorces were in another county. You go online, look up that county clerk office and there was on online form I filled out, paid with my debit card and they mailed it out.
It turned out I didn't need them because of my drivers license history but still nice to have just in case.
I also got married in a foreign country and didn't need anything like that. I needed a birth certificate and my divorce decree, but in theory I could've remarried after my divorce in the U.S. and they wouldn't have had anyway to know that.
If it was me, I would go to my local Fidelity office and have them prepare something for me to sign and them to notarize. Or, perhaps just swear before your own notary that "I, brava4, attest to the fact that I am a single, unmarried wo/man" Then sign and date the page and have it notarized, for example at your bank. Keep a copy and send original to your pension office.
I like this; quick, simple, and effective - I would note in it that you have never been married. Another thing they may accept is a copy of the front page of your annual tax return, which shows your filing status with respect to marriage. When I started my pension, I had to provide a copy of my divorce decree, which showed that my ex did not have any rights to my pension, 401k, etc.. It was an unanticipated delay of about two weeks, but it was accepted and processed.
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That, on top of the decreased SS, was a terrible shock. Her kids sat her down and said she had to find a husband. That's how she ended up as my step-Grandma.
