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I had marked my calendar to do this the first week of March, as soon as my application window opened. Medicare did it automatically in mid-February!
The only difficult part was determining how to submit the coordination data to our Health Insurance Provider. They really do not even need it/want it as they pay first. But I made sure they have it.
I had marked my calendar to do this the first week of March, as soon as my application window opened. Medicare did it automatically in mid-February!
Congrats on this milestone! More details, please - how/what did they send you letting you know? Did you receive a letter, email, the actual Medicare card, etc. I was not aware they sign people up automatically. I have a MySocialSecurity account and was planning to sign up there when the time comes (but am not taking social security yet).
As someone who had a small business and was self employed, that "gubmint medicine" was a godsend for me. You can take your for-profit insurance and ...
recognize that insurance is a completely socialist concept that does not translate well to a for-profit model.
I got ripped off by insurance for many many years, partly because others were gaming the system, partly because all those big insurance company skyscrapers had to have someone pay for them.
Sometimes it takes an entity with a bigger club to pound the greedy jerks back into submission. Deal with it.
Here was my experience (I was already getting Social Security): About 4 months before my 65th birthday they sent me my Medicare card in the mail for both A&B. Said if I didn’t want B to send card back, otherwise they would start deducting the premiums for B after my birthday. (The whole “send it back if you don’t want it” reminded me of the old Columbia Record Club.)
Mr. Dokie, who wasn’t on Social Security and never will be (retired Civil Service) signed up on line and gets billed quarterly.
Congrats on this milestone! More details, please - how/what did they send you letting you know? Did you receive a letter, email, the actual Medicare card, etc. I was not aware they sign people up automatically. I have a MySocialSecurity account and was planning to sign up there when the time comes (but am not taking social security yet).
I created a MySocalSecurity account last Spring. I retired July 1st at age 64 and started collecting SS. I will be turning 65 in June which means my application window is March thru September, (Birthday month plus three months before and three months after).
I received a 5x7 thick envelope in mid-February which contained my Medicare Card. I discovered I was automatically enrolled in Part A and Part B. The envelope contained instructions for declining Part B if I wished.
One additional thing. At the beginning of the year I burrowed through all the web information posted by our Health Insurance Provider until I found clear instructions that I needed to enroll in Parts A & B, but not D when applying.
Just out of curiosity, because I will be where you are in about three years, how much do they deduct from SS for Parts A and B? I'm just wondering what the impact might be on my budget (approximately).
Just out of curiosity, because I will be where you are in about three years, how much do they deduct from SS for Parts A and B? I'm just wondering what the impact might be on my budget (approximately).
If you have worked 10 years Part A will cost nothing. You have already paid enough.
Part B depends on where you fir in the Medicare tax table. For you it will depend on 2022 tax to get 2024 benefit levels. By then Part B tax should be paid out of Social Security benefits. For this year pay $148.50 on income up to $88,000 (single). At the top end pay $504.90 on income over $500,000.
If you are 3 years out get a Social Security "myAccount". Make sure your work history is accurate. Find out your estimate for SS benefit.
The next health insurance item to plan is getting Medigap insurance. Choose the best plan for you. Most plans will assume Part B is paid. Plans vary with the amounts of coverage & deductibles. Maybe ask your health insurance company what Medicare plans they offer. Ask your doctor what plans they accept. Along with a Medigap plan get a Part D prescription drug plan. Your pharmacy could be a good place to ask.
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