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Here an IRS Q&A to tell you if you have to file a tax return this year. It's a series of questions on different screens, then you answer each as you go along.
I just E-Filed my Federal 1040 using the Free File Fillable Forms linked from the IRS website. I filled out the PDF version first, before going to the Free File website, just to make it quicker and easier. It took about 1 hour to complete my federal taxes, not so bad. I have a simple tax form with nothing more than pension income, some W2 income from my old employer's deferred compensation plan, and some interest & dividend income (schedule B was required). Easy peasy.
Just a few hours after I submitted the 1040 via the Free File website, I got an email that the IRS accepted my tax form. I will get a refund this year, and on top of that, I'll be qualified for the third stimulus check.
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