08848 Zip Code Detailed Profile




City: Milford, NJ (3.60%)
County: Hunterdon County, NJ
Estimated zip code population in 2013: 8,371
Zip code population in 2010: 8,435
Zip code population in 2000: 8,600

Houses and condos: 3,364
Renter-occupied apartments: 308
% of renters here:

10%
State:

36%
Mar. 2013 cost of living index in zip code 08848: 117.7 (more than average, U.S. average is 100)

Land area: 33.3 sq. mi.
Water area: 0.7 sq. mi.
Population density: 251 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 08848
Zip code 08848 (Milford, New Jersey) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.1% ($7,597)
New Jersey:

2.4% ($7,331)
Median real estate property taxes paid for housing units with mortgages in 2013: $7,841 (2.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $7,134 (2.0%)

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Males: 4,294  (51.3%)
Females: 4,077  (48.7%)

For population 25 years and over in 08848:

For population 15 years and over in 08848:

Zip code 08848 compared to state average:

  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age above state average.
  • Foreign-born population percentage significantly below state average.
  • Renting percentage significantly below state average.
  • Number of rooms per house above state average.
  • Races in zip code 08848

  • Zip code 08848 races chart
    • 8,023White population
    • 76Black population
    • 3American Indian population
    • 68Asian population
    • 4Native Hawaiian and Other Pacific Islander population
    • 6Some other race population
    • 43Two or more races population
    • 212Hispanic or Latino population

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08848, NJ forum
Recent posts about zip code 08848 area on our local forum with over 1,800,000 registered users:
Hunterdon Co. & NYC Commute?  (23 replies)
Man Attacked & Killed By Black Bear in West Milford  (242 replies)
Relocating from France to NJ (Bergen County)  (50 replies)
Schools in West Milford NJ  (2 replies)
New Jersey bus and train fare help  (7 replies)
Ask the New Jersey Rail Guru  (372 replies)
100% rural population.

Estimated median house/condo value in 2013: $370,500
08848:

$370,500
New Jersey:

$307,700
Median resident age:
This zip code:

46.3 years
New Jersey median age:

39.4 years
Average household size:
This zip code:

2.6 people
New Jersey:

2.7 people

Averages for the 2012 tax year for zip code 08848, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $97,984 (Individual Income Tax Returns)
Here:

$97,984
State:

$79,688

Salary/wage: $75,614 (reported on 82.0% of returns)
Here:

$75,614
State:

$68,122
(% of AGI for various income ranges: 65.8% for AGIs below $25k, 67.6% for AGIs $25k-50k, 70.0% for AGIs $50k-75k, 71.0% for AGIs $75k-100k, 78.2% for AGIs $100k-200k, 47.2% for AGIs over 200k)

Taxable interest for individuals: $1,639 (reported on 50.0% of returns)
This zip code:

$1,639
New Jersey:

$2,193
(% of AGI for various income ranges: 2.8% for AGIs below $25k, 1.7% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $6,680 (reported on 37.6% of returns)
Here:

$6,680
State:

$6,828
(% of AGI for various income ranges: 3.1% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 4.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,787 (reported on 26.0% of returns)
Here:

+$9,787
State:

+$15,358
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.8% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 5.6% for AGIs over 200k)

Profit/loss from business: +$19,354 (reported on 16.7% of returns)
Here:

+$19,354
State:

+$19,577
(% of AGI for various income ranges: 9.9% for AGIs below $25k, 4.9% for AGIs $25k-50k, 5.7% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 3.2% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $17,202 (reported on 14.1% of returns)
08848:

$17,202
New Jersey:

$18,214
(% of AGI for various income ranges: 4.7% for AGIs below $25k, 3.4% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 3.4% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Self-employment retirement plans: $15,240 (reported on 1.2% of returns)
08848:

$15,240
New Jersey:

$24,511

Total itemized deductions: $28,762 (19% of AGI, reported on 55.1% of returns)
Here:

$28,762
State:

$30,827

Here:

18.9% of AGI
State:

21.2% of AGI
(% of AGI for various income ranges: 22.1% for AGIs below $25k, 17.3% for AGIs $25k-50k, 19.3% for AGIs $50k-75k, 19.7% for AGIs $75k-100k, 19.2% for AGIs $100k-200k, 11.6% for AGIs over 200k)

Charity contributions: $2,570 (reported on 46.8% of returns)
Here:

$2,570
State:

$3,451
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Taxes paid: $14,764 (reported on 54.9% of returns)
08848:

$14,764
State:

$15,801
(% of AGI for various income ranges: 7.7% for AGIs below $25k, 6.4% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 8.7% for AGIs $75k-100k, 9.4% for AGIs $100k-200k, 7.6% for AGIs over 200k)

Earned income credit: $1,683 (reported on 5.6% of returns)
Here:

$1,683
State:

$2,182
(% of AGI for various income ranges: 2.3% for AGIs below $25k, 0.4% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 08848, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $71,896 (Individual Income Tax Returns)
Here:

$71,896
State:

$64,921

Salary/wage: $66,239 (reported on 82.5% of returns)
Here:

$66,239
State:

$57,755
(% of AGI for various income ranges: 133.3% for AGIs below $10k, 56.1% for AGIs $10k-25k, 71.1% for AGIs $25k-50k, 79.2% for AGIs $50k-75k, 80.5% for AGIs $75k-100k, 75.3% for AGIs over 100k)

Taxable interest for individuals: $1,441 (reported on 69.6% of returns)
This zip code:

$1,441
New Jersey:

$2,068
(% of AGI for various income ranges: 14.3% for AGIs below $10k, 5.4% for AGIs $10k-25k, 2.9% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Taxable dividends: $2,392 (reported on 46.2% of returns)
Here:

$2,392
State:

$3,959
(% of AGI for various income ranges: 12.2% for AGIs below $10k, 3.8% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Net capital gain/loss: +$8,587 (reported on 34.9% of returns)
Here:

+$8,587
State:

+$13,591
(% of AGI for various income ranges: -2.6% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 6.8% for AGIs over 100k)

Profit/loss from business: +$14,255 (reported on 16.5% of returns)
Here:

+$14,255
State:

+$17,520
(% of AGI for various income ranges: -5.6% for AGIs below $10k, 10.8% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 2.3% for AGIs over 100k)

IRA payment deduction: $3,067 (reported on 4.2% of returns)
08848:

$3,067
New Jersey:

$3,270
(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $9,656 (reported on 1.6% of returns)
Here:

$9,656
New Jersey:

$17,258

Total itemized deductions: $23,158 (21% of AGI, reported on 56.6% of returns)
Here:

$23,158
State:

$23,924

Here:

21.5% of AGI
State:

21.1% of AGI
(% of AGI for various income ranges: 50.1% for AGIs below $10k, 22.5% for AGIs $10k-25k, 18.8% for AGIs $25k-50k, 20.3% for AGIs $50k-75k, 20.8% for AGIs $75k-100k, 16.4% for AGIs over 100k)

Charity contributions deductions: $2,626 (2% of AGI, reported on 51.9% of returns)
Here:

$2,626
State:

$3,242

Here:

2.4% of AGI
State:

2.7% of AGI
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $11,530 (reported on 82.8% of returns)
08848:

$11,530
State:

$12,321
(% of AGI for various income ranges: 4.6% for AGIs below $10k, 5.1% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 16.7% for AGIs over 100k)

Earned income credit: $1,290 (reported on 4.7% of returns)
Here:

$1,290
State:

$1,711

Percentage of individuals using paid preparers for their 2004 taxes: 60.6%
Here:

61%
State:

65%
(% for various income ranges: 48.5% for AGIs below $10k, 59.7% for AGIs $10k-25k, 57.3% for AGIs $25k-50k, 64.5% for AGIs $50k-75k, 66.2% for AGIs $75k-100k, 66.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$102,852
New Jersey:

$70,165
Milford, NJ (08848) map Nearest zip codes: 08804, 18972, 08886, 18920, 08825, 08802.
Percentage of family households:
This zip code:

52.7%
New Jersey:

52.3%
Percentage of households with unmarried partners:
This zip code:

4.1%
New Jersey:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 44
Household did not receive Food Stamps/SNAP in the past 12 months: 3,109


Women who had a birth in the past 12 months: 43 (43 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 1,584 (867 now married, 717 unmarried)


Housing units in zip code 08848 with a mortgage: 2,076 (80 second mortgage, 481 home equity loan, 69 both second mortgage and home equity loan)
Houses without a mortgage: 769

Median monthly owner costs for units with a mortgage: $2,450
Median monthly owner costs for units without a mortgage: S982

Residents with income below the poverty level in 2013:
This zip code:

1.9%
Whole state:

11.4%
Residents with income below 50% of the poverty level in 2013:
This zip code:

0.9%
Whole state:

6.4%
Median number of rooms in houses and condos:
Here:

7.3
State:

6.8
Median number of rooms in apartments:
Here:

4.3
State:

4.1
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 08848: Milford - Holland Rescue Squad (A), Holland Township Volunteer Fire Company (B), Holland Township Volunteer Fire Company Station 2 (C), Milford Fire Company (D). Display/hide their locations on the map

    Church in zip code 08848: Holland Church (A). Display/hide its location on the map

    Cemeteries: Milford Union Cemetery (1), Alexandria Cemetery (2). Display/hide their locations on the map

    Rivers and creeks: Harihokake Creek (A), Hakihokake Creek (B), Musconetcong River (C). Display/hide their locations on the map

Year house built

  • 02010 or later
  • 3552000 to 2009
  • 3681990 to 1999
  • 5781980 to 1989
  • 5071970 to 1979
  • 3311960 to 1969
  • 5161950 to 1959
  • 1401940 to 1949
  • 5691939 or earlier

Zip code 08848 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Milford, NJ (08848)

  • 17no bedroom
  • 271 bedroom
  • 3502 bedrooms
  • 1,1723 bedrooms
  • 1,1584 bedrooms
  • 1215+ bedrooms

Bedrooms in renter-occupied apartments in Milford, NJ (08848)

  • 4no bedroom
  • 831 bedroom
  • 1312 bedrooms
  • 493 bedrooms
  • 244 bedrooms
  • 175+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Milford, NJ (08848) in owner-occupied houses/condos

  • 59no vehicle
  • 4121 vehicle
  • 1,2192 vehicles
  • 6733 vehicles
  • 3784 vehicles
  • 1045+ vehicles

Cars and other vehicles available in Milford, NJ (08848) in renter-occupied apartments

  • 7no vehicle
  • 1511 vehicle
  • 1052 vehicles
  • 103 vehicles
  • 354 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,203.


Median price asked for vacant for-sale houses and condos in 2013: $331,589.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $370,500
08848:

$370,500
New Jersey:

$307,700
Lower value quartile - upper value quartile: $281,500 - $497,900

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 7.9%

Percentage of zip code residents living and working in this county: 51.1%

Household type by relationship:

Households: 8,363

Size of family households: 825 2-persons, 508 3-persons, 659 4-persons, 155 5-persons, 57 6-persons, 51 7-or-more-persons

Size of nonfamily households: 770 1-person, 128 2-persons

1,679 married couples with children.
130 single-parent households (28 men, 102 women).

94.7% of residents of 08848 zip code speak English at home.
3.7% of residents speak Spanish at home (66% very well, 27% well, 6% not well, 1% not at all).
1.5% of residents speak other Indo-European language at home (86% very well, 14% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.1% of residents speak other language at home (100% well).

Foreign born population: 365 (4.4%)
(68.5% of them are naturalized citizens)
This zip code:

4.4%
Whole state:

21.6%

Most common places of birth for the foreign-born residents

  • 15%Colombia
  • 15%France
  • 13%Italy
  • 13%Chile
  • 9%Germany
  • 5%Cuba
  • 4%India

Most common first ancestries reported in 08848 (%)

  • 19%Irish
  • 15%Italian
  • 14%German
  • 9%Other groups
  • 8%Polish
  • 5%English
  • 5%American

Year of entry for the foreign-born population

  • 92010 or later
  • 542000 to 2009
  • 1041990 to 1999
  • 315Before 1990

Zip code 08848 topographic map

Major facilities with environmental interests located in this zip code:


Zip code 08848 marital status for males
Zip code 08848 marital status for females

Housing units lacking complete plumbing facilities: 2.3%
Housing units lacking complete kitchen facilities: 4.2%

Most commonly used house heating fuel

  • 56%Fuel oil, kerosene, etc.
  • 16%Bottled, tank, or LP gas
  • 11%Utility gas
  • 10%Electricity
  • 5%Wood
  • 1%Other fuel

Population in 1990: 7,586. Population change in the 1990s: +1,014 (+13.4%).

Place of birth for U.S.-born residents:


68% of the 08848 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 52% lived in this county.
   Out of people who lived in different counties, 50% lived in New Jersey.

97% of the 08848 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 66% moved from this county.
   Out of people who lived in different houses, 2% moved from different county within same state.
   Out of people who lived in different houses, 32% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 35
Here:

3.7%
New Jersey:

10.0%
Students in private schools in grades 9 to 12 (high school): 26
Here:

5.5%
New Jersey:

11.0%
Students in private undergraduate colleges: 66
Here:

21.6%
New Jersey:

24.8%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 108,300Management occupations
  • 103,250Computer and mathematical occupations
  • 101,136Arts, design, entertainment, sports, and media occupations
  • 100,833Law enforcement workers including supervisors
  • 93,409Installation, maintenance, and repair occupations
  • 88,382Production occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 6 people in group homes intended for adults
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED66$275,30067$323,994569$260,77144$97,5536$192,0880$0
APPLICATIONS APPROVED, NOT ACCEPTED2$313,29019$339,77733$318,3767$71,1612$246,5050$0
APPLICATIONS DENIED6$259,29313$300,799164$325,69614$99,1668$265,9362$353,555
APPLICATIONS WITHDRAWN4$272,53314$302,841148$295,7506$32,3624$171,8680$0
FILES CLOSED FOR INCOMPLETENESS5$245,5961$193,04015$342,4882$24,5500$00$0

Detailed HMDA statistics for the following Tracts: 0105.00 , 0106.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$278,52912$322,278
APPLICATIONS APPROVED, NOT ACCEPTED4$277,5685$383,314
APPLICATIONS DENIED0$02$486,140
APPLICATIONS WITHDRAWN0$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0105.00 , 0106.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 08848 among deceased individuals
NameCountLived (average)
William6574.7 years
John5975.6 years
Charles4575.0 years
Mary4082.2 years
Joseph4072.9 years
Robert3767.3 years
Helen3281.8 years
Anna2980.5 years
Frank2976.1 years
Walter2573.0 years
Most common last names in zip code 08848 among deceased individuals
Last nameCountLived (average)
Smith2276.9 years
Pursell1680.7 years
Fleck1375.6 years
Kinney1374.9 years
Fleming1382.3 years
Phillips1279.0 years
Lippincott1173.6 years
Crouse1179.1 years
Godown1073.8 years
Laubach976.9 years

Businesses in zip code 08848



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