Estimated median household income in 2007: $142,078
| This zip code: | $142,078 | | New York: | $53,514 |
Nearest zip codes: 10514, 10562, 10549, 10510, 10570, 10594.
Housing units in zip code 10546 with a mortgage: 305 (28 second mortgage, 34 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 55
Median monthly owner costs for units with a mortgage: $3,147
Median monthly owner costs for units without a mortgage: $5,473
Residents with income below the poverty level in 2007:
| This zip code: | 1.1% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 0.5% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 7.0 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 5.4 | | State: | 3.6 |
Year house built: |
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- 1999 to March 2000: 11
- 1995 to 1998: 6
- 1990 to 1994: 20
- 1980 to 1989: 143
- 1970 to 1979: 98
- 1960 to 1969: 55
- 1950 to 1959: 39
- 1940 to 1949: 12
- 1939 or earlier: 57
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Bedrooms in owner-occupied houses in 10546: |
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- no bedroom: 0
- 1 bedrooms: 41
- 2 bedrooms: 88
- 3 bedrooms: 101
- 4 bedrooms: 127
- 5 or more bedrooms: 33
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 11
- 2 bedrooms: 9
- 3 bedrooms: 19
- 4 bedrooms: 12
- 5 or more bedrooms: 0
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Vehicles available in 10546 zip code in owner-occupied houses/condos: |
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- no vehicle: 0
- 1 vehicle: 71
- 2 vehicles: 243
- 3 vehicles: 76
- 4 vehicles: 0
- 5 or more vehicles: 0
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 0
- 1 vehicle: 13
- 2 vehicles: 27
- 3 vehicles: 11
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 10546:
- $300,000 to $399,999: 34
- $400,000 to $499,999: 68
- $500,000 to $749,999: 112
- $750,000 to $999,999: 48
- $1,000,000 or more: 134
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Rent paid by renters in 2007 in zip code 10546:
- $800 to $899: 20
- $1,000 to $1,249: 25
- $1,500 to $1,999: 36
- $2,000 or more: 14
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Median price asked for vacant for-sale houses and condos in 2007: $0.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $629,585
- Black or African American householders: $579,437
- Asian householders: $1,053,523
- Some other race householders: $395,071
- Hispanic or Latino householders: $395,071
Estimated median house or condo value in 2007: $698,249 (it was $315,400 in 2000)
| 10546: | $698,249 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $0 - $0
Mean price in 2007:
Detached houses: $922,185| Here: | $922,185 | | State: | $352,556 |
Townhouses or other attached units: $524,475| Here: | $524,475 | | State: | $476,263 |
Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 287
- One, attached: 137
- 3 or 4: 17

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Means of transportation to work
- Drove a car alone: 473 (68%)
- Carpooled: 29 (4%)
- Subway or elevated: 11 (2%)
- Railroad: 147 (21%)
- Worked at home: 32 (5%)
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Travel time to work
- Less than 5 minutes: 14
- 5 to 9 minutes: 37
- 10 to 14 minutes: 69
- 15 to 19 minutes: 66
- 20 to 24 minutes: 83
- 25 to 29 minutes: 24
- 30 to 34 minutes: 47
- 35 to 39 minutes: 46
- 40 to 44 minutes: 23
- 45 to 59 minutes: 48
- 60 to 89 minutes: 117
- 90 or more minutes: 86
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Percentage of zip code residents living and working in this county: 54.6%
Household type by relationship
Households: 1,179
- In family households: 1,083 (295 male householders, 54 female householders)
329 spouses, 379 children (360 natural, 11 adopted, 8 stepchildren), 0 grandchildren, 0 brothers or sisters, 11 parents, 5 other relatives, 10 non-relatives
- In nonfamily households: 96 (70 male householders (56 living alone)), 16 female householders (16 living alone)), 10 nonrelatives
- In group quarters: 22 (0 institutionalized population)
Size of family households: 126 2-persons, 81 3-persons, 127 4-persons, 15 5-persons.
Size of nonfamily households: 72 1-person, 14 2-persons.
312 married couples with children.
45 single-parent households (13 men, 32 women).
82.4% of residents of 10546 zip code speak English at home.
0.8% of residents speak Spanish at home (56% very well, 44% well).
7.4% of residents speak other Indo-European language at home (87% very well, 6% well, 7% not well).
9.4% of residents speak Asian or Pacific Island language at home (75% very well, 19% well, 6% not well).
Foreign born population: 169 (13.8%)
(59.8% of them are naturalized citizens)
| This zip code: | 13.8% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- China, excluding Hong Kong and Taiwan (30%)
- India (28%)
- Taiwan (15%)
- Portugal (7%)
- Korea (5%)
- United Kingdom (4%)
- Other Eastern Europe (4%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 38
- 1990 to 1994: 3
- 1985 to 1989: 29
- 1980 to 1984: 4
- 1975 to 1979: 25
- 1970 to 1974: 29
- 1970 to 1974: 13
- 1965 to 1969: 28
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White population: 1,050
Black population: 13
American Indian population: 0
Asian population: 147
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 8
Two or more races population: 6

First ancestries reported:
|  Other groups: 238 |
|  Italian: 180 |
|  Irish: 175 |
|  Russian: 89 |
|  United States or American: 73 |
|  Eastern European: 64 |
|  German: 50 |
|  Polish: 30 |
|  Ukrainian: 28 |
|  English: 27 |
|  Austrian: 26 |
|  Greek: 24 |
|  Portuguese: 21 |
|  Romanian: 20 |
|  Hungarian: 18 |
|  European: 11 |
|  Swedish: 9 |
|  Latvian: 6 |
|  Iranian: 6 |

Private primary/middle school not listed on the city page:- YESHIVA KEHILATH YAAKOV (Students: 130; Location: PO BOX 501, MILLWOOD, NY; Grades: UG - UG; Boys only)
Facitilies with environmental interests located in this zip code:
- CON EDISON MILLWOOD WEST SUBSTATION (20 MILLWOOD ROAD in MILLWOOD, NY)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
(Resource Conservation and Recovery Act (tracking hazardous waste))
Alternative names: CON ED MILLWOOD SUBSTATION, CON EDISON - MILLWOOD WEST SUB STA
- CREARY AUTO REPAIR (208 SAWMILL RIVER RD in MILLWOOD, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Most commonly used house heating fuel: |
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- Fuel oil, kerosene, etc. (100%)
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Place of birth for U.S.-born residents:
- This state: 885
- Northeast: 90
- Midwest: 16
- South: 23
- West: 7
58% of the 10546 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 69% lived in this county.
Out of people who lived in different counties, 89% lived in New York.
Population in 1990: 681. Population change in the 1990s: +543 (+79.7%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 0
| Here: | 0.0% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 0
| Here: | 0.0% | | New York: | 13.2% |
Students in private undergraduate colleges: 7
| Here: | 41.2% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- HOLOGRAPHIC OPTICS, INC (358 SAW MILL RIVER ROAD in MILLWOOD, NY; small business): $5,412,229 in 15 contracts from 2001 to 2005
Contracts for Other Defense -- Advanced Development (R&D), Miscellaneous Aircraft Accessories and Components, Optical Instruments, Test Equipment, Components and Accessories, Individual Equipment by Navy Signed by year: 2000: $0; 2001: $130,000; 2002: $2,582,404; 2003: $1,243,696; 2004: $1,181,416; 2005: $274,713; 2006: $0.
Biggest contracts:
$2,475,404 with Navy for Other Defense -- Advanced Development (R&D). Signed on 2002-05-22. Completion date: 2004-05-21.
$1,048,000, same as above. Signed on 2003-09-24. Completion date: 2004-05-22.
$421,403 with Navy for Miscellaneous Aircraft Accessories and Components. Signed on 2004-07-20. Completion date: 2004-12-31.
$266,705 with Navy for Optical Instruments, Test Equipment, Components and Accessories. Signed on 2004-06-10. Completion date: 2004-09-30.
Top industries in this zip code by the number of employees in 2005:
- Construction: Electrical Contractors (50-99 employees: 1 establishment)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 1, 10-19: 1, 5-9: 1, 1-4: 3)
- Finance and Insurance: Third Party Administration of Insurance and Pension Funds (20-49: 1, 5-9: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 5-9: 1)
- Professional, Scientific, and Technical Services: Human Resources and Executive Search Consulting Services (20-49: 1)
- Construction: Poured Concrete Foundation and Structure Contractors (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
20 people in homes for the mentally retarded
Fatal accident statistics in 2006
- Fatal accident count: 3
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 3
- Persons involved in fatal accidents: 7
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $637,850 | 14 | $466,724 | 2 | $75,625 | 1 | $644,030 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $529,945 | 5 | $411,098 | 2 | $97,005 | 1 | $239,360 |
| APPLICATIONS DENIED | 2 | $728,260 | 6 | $519,948 | 2 | $281,690 | 1 | $325,460 |
| APPLICATIONS WITHDRAWN | 2 | $503,685 | 2 | $537,980 | 0 | $0 | 1 | $271,210 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $1,288,630 | 2 | $361,765 | 1 | $59,700 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $535,013 | 16 | $462,841 | 2 | $272,220 | 1 | $629,100 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $446,860 | 5 | $525,038 | 1 | $111,930 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $533,820 | 7 | $560,183 | 1 | $24,400 | 1 | $432,510 |
| APPLICATIONS WITHDRAWN | 2 | $1,012,250 | 8 | $446,859 | 1 | $217,830 | 1 | $342,960 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $340,960 | 3 | $508,470 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $510,648 | 24 | $440,964 | 4 | $590,575 | 1 | $410,410 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $550,465 | 3 | $458,243 | 1 | $357,600 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $510,000 | 8 | $520,188 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $502,105 | 13 | $365,329 | 0 | $0 | 1 | $292,740 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $368,510 | 2 | $253,850 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $541,610 | 20 | $392,544 | 3 | $61,800 | 3 | $381,327 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $426,768 | 4 | $329,908 | 1 | $152,680 | 0 | $0 |
| APPLICATIONS DENIED | 4 | $418,805 | 11 | $499,119 | 3 | $338,087 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $610,018 | 13 | $479,621 | 1 | $157,850 | 1 | $1,243,570 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $747,630 | 3 | $364,970 | 1 | $187,980 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $528,271 | 93 | $329,214 | 1 | $111,930 | 1 | $334,930 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $322,970 | 17 | $356,522 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $807,185 | 17 | $420,337 | 2 | $142,925 | 1 | $516,600 |
| APPLICATIONS WITHDRAWN | 4 | $443,343 | 15 | $313,423 | 1 | $97,010 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $656,940 | 3 | $480,150 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 28 | $438,854 | 72 | $371,474 | 3 | $110,113 | 1 | $440,830 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $410,180 | 14 | $344,154 | 1 | $123,700 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $424,473 | 14 | $406,166 | 1 | $153,830 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $338,277 | 13 | $346,475 | 2 | $133,455 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $586,340 | 3 | $460,827 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 29 | $367,706 | 34 | $324,597 | 1 | $238,210 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $445,425 | 5 | $308,754 | 2 | $141,345 |
| APPLICATIONS DENIED | 1 | $640,300 | 8 | $259,196 | 2 | $91,695 |
| APPLICATIONS WITHDRAWN | 1 | $361,330 | 7 | $299,833 | 1 | $30,710 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $124,560 | 5 | $382,744 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
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| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 26 | $389,492 | 10 | $304,019 | 5 | $88,568 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $562,423 | 5 | $188,502 | 1 | $124,270 |
| APPLICATIONS DENIED | 2 | $303,070 | 5 | $265,648 | 1 | $43,620 |
| APPLICATIONS WITHDRAWN | 4 | $514,232 | 4 | $161,653 | 1 | $31,000 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $373,100 | 2 | $263,180 | 1 | $84,660 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $293,740 | 13 | $238,635 | 4 | $48,663 | 1 | $81,570 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $323,560 | 3 | $213,187 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $221,175 | 2 | $164,990 | 1 | $25,670 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $365,340 | 2 | $186,875 | 1 | $101,530 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $240,565 | 0 | $0 | 0 | $0 |
See detailed HMDA statistics for the following Tracts:
0131.03
Private Mortgage Insurance Companies Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $210,370 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $279,680 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $170,480 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 1 | $278,390 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $270,350 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $261,025 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $223,290 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 3 | $276,190 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $179,950 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
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| A) Conventional Home Purchase Loans |
| Number | Average Value |
| LOANS ORIGINATED | 2 | $277,215 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 |
See detailed PMIC statistics for the following Tracts:
0131.03
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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