12043 Zip Code Detailed Profile




City: Cobleskill, NY (5.39%)
Counties: Schoharie County, NY (98.83%), Otsego County, NY (1.17%)
Estimated zip code population in 2013: 8,390
Zip code population in 2010: 8,509
Zip code population in 2000: 8,207

Houses and condos: 3,652
Renter-occupied apartments: 1,106
% of renters here:

36%
State:

46%
Mar. 2013 cost of living index in zip code 12043: 107.8 (more than average, U.S. average is 100)

Land area: 61.8 sq. mi.
Water area: 0.3 sq. mi.
Population density: 136 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 12043
Zip code 12043 (Cobleskill, New York) real estate house value trends
Home Value Estimate
Address:
Unit (optional):
City
State
Zip


Recent Home Sales
Address:
City

State
Zip
Min Price (optional)

Max Price (optional)
Prioritization:



Recent home sales, real estate maps, and home value estimator for zip code 12043

  • OSM Map
  • General Map
  • Google Map
  • MSN Map

Real estate property taxes paid for housing units in 2013:
This zip code:

2.0% ($3,133)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,514 (2.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,383 (1.7%)

Business Search - 14 Million verified businesses
Search for: near:  

Males: 4,179  (49.8%)
Females: 4,211  (50.2%)

For population 25 years and over in 12043:

For population 15 years and over in 12043:

Zip code 12043 compared to state average:

  • Median house value below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Number of college students above state average.
  • Races in zip code 12043

  • Zip code 12043 races chart
    • 7,707White population
    • 196Black population
    • 15American Indian population
    • 117Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 15Some other race population
    • 114Two or more races population
    • 342Hispanic or Latino population

Options
X
Data:
Options
Loading data...
Based on 2000-2013 data
Loading data...

123
Hide US histogram

Urban population: 4,513
Rural population: 3,876

Estimated median house/condo value in 2013: $156,700
12043:

$156,700
New York:

$277,600



According to our research of New York and other state lists there were 12 registered sex offenders living in 12043 zip code as of August 29, 2015.
The ratio of number of residents in zip code 12043 to the number of sex offenders is 670 to 1.


Median resident age:
This zip code:

35.7 years
New York median age:

38.2 years
Average household size:
This zip code:

2.3 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 12043, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,935 (Individual Income Tax Returns)
Here:

$47,935
State:

$77,088

Salary/wage: $41,550 (reported on 82.7% of returns)
Here:

$41,550
State:

$60,593
(% of AGI for various income ranges: 74.5% for AGIs below $25k, 76.1% for AGIs $25k-50k, 75.4% for AGIs $50k-75k, 72.7% for AGIs $75k-100k, 74.2% for AGIs $100k-200k, 45.5% for AGIs over 200k)

Taxable interest for individuals: $814 (reported on 38.8% of returns)
This zip code:

$814
New York:

$3,125
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Ordinary dividends: $2,327 (reported on 25.3% of returns)
Here:

$2,327
State:

$10,299
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,827 (reported on 16.3% of returns)
Here:

+$7,827
State:

+$42,474
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 15.6% for AGIs over 200k)

Profit/loss from business: +$9,937 (reported on 13.8% of returns)
Here:

+$9,937
State:

+$16,168
(% of AGI for various income ranges: 4.5% for AGIs below $25k, 3.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 3.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,730 (reported on 10.6% of returns)
12043:

$10,730
New York:

$17,621
(% of AGI for various income ranges: 2.4% for AGIs below $25k, 1.7% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 3.0% for AGIs $100k-200k)

Self-employment retirement plans: $12,500 (reported on 0.6% of returns)
12043:

$12,500
New York:

$27,330

Total itemized deductions: $18,752 (20% of AGI, reported on 27.2% of returns)
Here:

$18,752
State:

$34,985

Here:

20.0% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 6.3% for AGIs below $25k, 7.3% for AGIs $25k-50k, 11.0% for AGIs $50k-75k, 11.7% for AGIs $75k-100k, 13.8% for AGIs $100k-200k, 10.4% for AGIs over 200k)

Charity contributions: $2,562 (reported on 19.6% of returns)
Here:

$2,562
State:

$5,572
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Taxes paid: $9,592 (reported on 26.9% of returns)
12043:

$9,592
State:

$18,656
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 3.0% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 5.3% for AGIs $75k-100k, 7.7% for AGIs $100k-200k, 8.8% for AGIs over 200k)

Earned income credit: $1,969 (reported on 17.3% of returns)
Here:

$1,969
State:

$2,230
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 12043, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,154 (Individual Income Tax Returns)
Here:

$40,154
State:

$59,519

Salary/wage: $35,527 (reported on 83.2% of returns)
Here:

$35,527
State:

$50,673
(% of AGI for various income ranges: 110.1% for AGIs below $10k, 72.3% for AGIs $10k-25k, 78.8% for AGIs $25k-50k, 82.1% for AGIs $50k-75k, 81.0% for AGIs $75k-100k, 56.5% for AGIs over 100k)

Taxable interest for individuals: $1,205 (reported on 54.7% of returns)
This zip code:

$1,205
New York:

$2,377
(% of AGI for various income ranges: 7.6% for AGIs below $10k, 2.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Taxable dividends: $2,438 (reported on 30.5% of returns)
Here:

$2,438
State:

$5,394
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Net capital gain/loss: +$6,504 (reported on 22.2% of returns)
Here:

+$6,504
State:

+$23,581
(% of AGI for various income ranges: -2.1% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 9.3% for AGIs over 100k)

Profit/loss from business: +$10,698 (reported on 14.1% of returns)
Here:

+$10,698
State:

+$13,809
(% of AGI for various income ranges: 6.9% for AGIs below $10k, 4.3% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 5.0% for AGIs over 100k)

Profit/loss from farming: +$433 (reported on 1.9% of returns)
Here +$433
State -$2,666

IRA payment deduction: $2,841 (reported on 2.8% of returns)
12043:

$2,841
New York:

$3,115
(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Self-employed pension: $7,759 (reported on 0.9% of returns)
Here:

$7,759
New York:

$19,016

Total itemized deductions: $16,352 (20% of AGI, reported on 27.1% of returns)
Here:

$16,352
State:

$25,864

Here:

20.3% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 9.3% for AGIs below $10k, 7.0% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 11.6% for AGIs $50k-75k, 12.8% for AGIs $75k-100k, 14.0% for AGIs over 100k)

Charity contributions deductions: $2,534 (3% of AGI, reported on 22.8% of returns)
Here:

$2,534
State:

$4,439

Here:

3.0% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Total tax: $5,552 (reported on 75.0% of returns)
12043:

$5,552
State:

$11,730
(% of AGI for various income ranges: 3.0% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.8% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 17.4% for AGIs over 100k)

Earned income credit: $1,567 (reported on 15.1% of returns)
Here:

$1,567
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 61.0%
Here:

61%
State:

67%
(% for various income ranges: 52.4% for AGIs below $10k, 61.5% for AGIs $10k-25k, 61.9% for AGIs $25k-50k, 63.5% for AGIs $50k-75k, 66.2% for AGIs $75k-100k, 74.8% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$49,589
New York:

$57,369
Cobleskill, NY (12043) map Nearest zip codes: 12149, 13459, 12187, 12031, 12064, 12175.
Percentage of family households:
This zip code:

43.2%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

9.3%
New York:

6.0%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 384
Household did not receive Food Stamps/SNAP in the past 12 months: 2,720


Women who had a birth in the past 12 months: 66 (41 now married, 25 unmarried)
Women who did not have a birth in the past 12 months: 2,113 (765 now married, 1,348 unmarried)


Housing units in zip code 12043 with a mortgage: 1,240 (13 second mortgage, 246 home equity loan, 15 both second mortgage and home equity loan)
Houses without a mortgage: 758

Median monthly owner costs for units with a mortgage: $1,419
Median monthly owner costs for units without a mortgage: S567

Residents with income below the poverty level in 2013:
This zip code:

11.4%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

6.9%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.5
State:

6.4
Median number of rooms in apartments:
Here:

4.0
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 12043: Shutts Corners (A), Fran Lan Farms (B), Cobleskill Golf and Country Club (C), Foundation Equestrian Center (D), Cobleskill Village Water Pollution Control Plant (E), Van Wagenen Library (F), Frisbie Hall (G), Ryder Hall (H), Alumni Hall (I), Wieting Hall (J), Wheeler Hall (K), Vroman Hall (L), Prentice Dining Hall (M), Bouck Hall (N), Knapp Hall (O), Draper Hall (P), Pearson Hall (Q), Dix Hall (R), Champlin Dining Hall (S), Fake Hall (T). Display/hide their locations on the map

    Churches in zip code 12043 include: Open Bible Baptist Church (A), Saint Christopher Episcopal Church (B), Zion Evangelical Lutheran Church (C), Zion Lutheran Church of Seward (D). Display/hide their locations on the map

    Cemeteries: Burhans Cemetery (1), Seward Cemetery (2), Strobeck Cemetery (3), Hynds Cemetery (4), Marcley Cemetery (5), New Rhinebeck Cemetery (6), Lawyersville Cemetery (7). Display/hide their locations on the map

    Lakes and reservoirs: Russell Lake (A), Cobleskill Reservoir (B). Display/hide their locations on the map

    Creek: West Creek (A). Display/hide its location on the map

    Park in zip code 12043: Crittenden Athletic Fields (1). Display/hide its location on the map

Year house built

  • 02010 or later
  • 3762000 to 2009
  • 2201990 to 1999
  • 3281980 to 1989
  • 5741970 to 1979
  • 2781960 to 1969
  • 3591950 to 1959
  • 2071940 to 1949
  • 1,3101939 or earlier

Zip code 12043 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Cobleskill, NY (12043)

  • 15no bedroom
  • 691 bedroom
  • 4042 bedrooms
  • 8503 bedrooms
  • 4574 bedrooms
  • 2035+ bedrooms

Bedrooms in renter-occupied apartments in Cobleskill, NY (12043)

  • 39no bedroom
  • 3771 bedroom
  • 4712 bedrooms
  • 1763 bedrooms
  • 104 bedrooms
  • 335+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Cobleskill, NY (12043) in owner-occupied houses/condos

  • 49no vehicle
  • 4781 vehicle
  • 1,0012 vehicles
  • 3333 vehicles
  • 1014 vehicles
  • 365+ vehicles

Cars and other vehicles available in Cobleskill, NY (12043) in renter-occupied apartments

  • 363no vehicle
  • 4531 vehicle
  • 2372 vehicles
  • 373 vehicles
  • 44 vehicles
  • 125+ vehicles

Median gross rent in 2013: $758.


Median price asked for vacant for-sale houses and condos in 2013: $125,471.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $156,700
12043:

$156,700
New York:

$277,600
Lower value quartile - upper value quartile: $111,300 - $209,600

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 13.1%

Percentage of zip code residents living and working in this county: 69.1%

Household type by relationship:

Households: 7,022

Size of family households: 776 2-persons, 471 3-persons, 275 4-persons, 209 5-persons, 54 6-persons

Size of nonfamily households: 1,076 1-person, 226 2-persons, 17 3-persons

915 married couples with children.
233 single-parent households (78 men, 155 women).

94.0% of residents of 12043 zip code speak English at home.
2.6% of residents speak Spanish at home (86% very well, 14% well).
2.1% of residents speak other Indo-European language at home (86% very well, 5% well, 8% not well).
1.0% of residents speak Asian or Pacific Island language at home (81% very well, 19% not well).
0.3% of residents speak other language at home (100% well).

Foreign born population: 301 (3.6%)
(63.1% of them are naturalized citizens)
This zip code:

3.6%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 17%Italy
  • 14%Dominican Republic
  • 11%Ireland
  • 9%Korea
  • 8%Hungary
  • 5%Greece
  • 5%Japan

Most common first ancestries reported in 12043 (%)

  • 17%German
  • 16%Irish
  • 11%Other groups
  • 10%Italian
  • 7%American
  • 5%English
  • 4%Polish

Year of entry for the foreign-born population

  • 02010 or later
  • 1222000 to 2009
  • 531990 to 1999
  • 179Before 1990

Zip code 12043 topographic map

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 12043:

All 3 fire-safe hotels and motels in zip code 12043

Zip code 12043 marital status for males
Zip code 12043 marital status for females

Housing units lacking complete plumbing facilities: 2.7%
Housing units lacking complete kitchen facilities: 3.7%

Most commonly used house heating fuel

  • 46%Fuel oil, kerosene, etc.
  • 23%Electricity
  • 11%Utility gas
  • 11%Wood
  • 7%Bottled, tank, or LP gas
  • 1%Other fuel
  • 1%Coal or coke

Population in 1990: 7,419. Population change in the 1990s: +788 (+10.6%).

Place of birth for U.S.-born residents:


60% of the 12043 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 55% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

91% of the 12043 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 75% moved from this county.
   Out of people who lived in different houses, 17% moved from different county within same state.
   Out of people who lived in different houses, 8% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 20
Here:

3.8%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
New York:

12.6%
Students in private undergraduate colleges: 101
Here:

6.0%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 152,212Legal occupations
  • 74,803Law enforcement workers including supervisors
  • 65,833Health technologists and technicians
  • 65,605Management occupations
  • 61,581Health diagnosing and treating practitioners and other technical occupations
  • 59,330Business and financial operations occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 1,266 people in college/university student housing
  • 48 people in group homes intended for adults

People in group quarters in 2000:

  • 1,156 people in college dormitories (includes college quarters off campus)
  • 105 people in nursing homes
  • 48 people in homes for the mentally retarded
  • 28 people in orthopedic wards and institutions for the physically handicapped
  • 11 people in homes for the mentally ill

Fatal accident statistics in 2010:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 2
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 4
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED34$137,25739$131,38796$123,35920$57,7101$2,129,4909$78,2398$60,729
APPLICATIONS APPROVED, NOT ACCEPTED3$159,6635$136,54610$101,8164$15,6500$00$00$0
APPLICATIONS DENIED9$105,26414$62,71864$137,30417$30,3650$04$253,1688$33,999
APPLICATIONS WITHDRAWN7$98,8273$119,52033$131,2893$49,7970$02$72,6253$117,863
FILES CLOSED FOR INCOMPLETENESS2$196,4400$04$95,8631$234,8900$00$01$8,820

Detailed HMDA statistics for the following Tracts: 9902.00 , 9903.00, 9904.00

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED6$148,9202$136,0751$140,680
APPLICATIONS APPROVED, NOT ACCEPTED3$161,0971$102,6301$75,370
APPLICATIONS DENIED1$84,9901$284,6400$0
APPLICATIONS WITHDRAWN0$00$00$0
FILES CLOSED FOR INCOMPLETENESS0$00$00$0

Detailed PMIC statistics for the following Tracts: 9902.00 , 9903.00, 9904.00

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 12043 among deceased individuals
NameCountLived (average)
William7177.6 years
Mary6785.0 years
John5475.0 years
Helen4179.7 years
Charles4175.0 years
Robert4072.8 years
Margaret3579.2 years
Florence3186.7 years
James2873.5 years
Frank2884.4 years
Most common last names in zip code 12043 among deceased individuals
Last nameCountLived (average)
Brown3577.5 years
Smith2879.0 years
Jones2177.5 years
Slater1974.8 years
Warner1581.3 years
Becker1485.1 years
Johnson1377.8 years
Rickard1384.5 years
Snyder1279.7 years
France1281.4 years
Businesses in zip code 12043
NameCountNameCount
AT&T2Lane Furniture1
Ace Hardware1McDonald's2
Advance Auto Parts1Nike1
Arby's1Pizza Hut1
Best Western1RadioShack1
Burger King1Rite Aid1
CVS1Sears1
Chevrolet1Subway1
DHL1T-Mobile1
Dunkin Donuts2Taco Bell1
Fashion Bug1True Value1
FedEx2U-Haul1
H&R Block1UPS2
KFC1Walmart1

Discuss Cobleskill, New York (NY) on our hugely popular New York forum.


Recent home sales, price trends, and home value evaluator powered by Onboard Informatics
© 2015 Onboard Informatics. Information is deemed reliable but not guaranteed.
 
City-data.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Website © 2003-2015 Advameg, Inc.