Estimated median household income in 2007: $46,385
| This zip code: | $46,385 | | New York: | $53,514 |
Nearest zip codes: 13905, 13904, 13901, 13790, 13748, 13795.
Binghamton Zip Code Map
Housing units in zip code 13903 with a mortgage: 2,804 (204 second mortgage, 423 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,640
Median monthly owner costs for units with a mortgage: $1,273
Median monthly owner costs for units without a mortgage: $439
Residents with income below the poverty level in 2007:
| This zip code: | 12.5% | | Whole state: | 13.7% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.3% | | Whole state: | 6.1% |
Median number of rooms in houses and condos:
| Here: | 6.5 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.6 | | State: | 3.6 |
Year house built: |
|
- 1999 to March 2000: 43
- 1995 to 1998: 70
- 1990 to 1994: 231
- 1980 to 1989: 695
- 1970 to 1979: 649
- 1960 to 1969: 1,208
- 1950 to 1959: 1,610
- 1940 to 1949: 1,026
- 1939 or earlier: 3,092
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Bedrooms in owner-occupied houses in Binghamton, NY (13903): |
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- no bedroom: 7
- 1 bedrooms: 91
- 2 bedrooms: 923
- 3 bedrooms: 2,771
- 4 bedrooms: 1,134
- 5 or more bedrooms: 224
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 60
- 1 bedrooms: 589
- 2 bedrooms: 1,133
- 3 bedrooms: 709
- 4 bedrooms: 163
- 5 or more bedrooms: 47
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Vehicles available in 13903 zip code in owner-occupied houses/condos: |
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- no vehicle: 301
- 1 vehicle: 1,727
- 2 vehicles: 2,316
- 3 vehicles: 649
- 4 vehicles: 130
- 5 or more vehicles: 27
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 763
- 1 vehicle: 1,298
- 2 vehicles: 503
- 3 vehicles: 137
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 13903:
- Less than $10,000: 18
- $10,000 to $14,999: 9
- $15,000 to $19,999: 9
- $20,000 to $24,999: 7
- $25,000 to $29,999: 6
- $30,000 to $34,999: 3
- $35,000 to $39,999: 1
- $40,000 to $49,999: 27
- $50,000 to $59,999: 31
- $60,000 to $69,999: 87
- $70,000 to $79,999: 122
- $80,000 to $89,999: 185
- $90,000 to $99,999: 229
- $100,000 to $124,999: 732
- $125,000 to $149,999: 875
- $150,000 to $174,999: 800
- $175,000 to $199,999: 486
- $200,000 to $249,999: 403
- $250,000 to $299,999: 284
- $300,000 to $399,999: 303
- $400,000 to $499,999: 124
- $500,000 to $749,999: 96
- $750,000 to $999,999: 19
- $1,000,000 or more: 16
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Rent paid by renters in 2007 in zip code 13903:
- Less than $100: 10
- $100 to $149: 18
- $150 to $199: 40
- $200 to $249: 104
- $250 to $299: 91
- $300 to $349: 242
- $350 to $399: 383
- $400 to $449: 242
- $450 to $499: 202
- $500 to $549: 76
- $550 to $599: 62
- $600 to $649: 30
- $650 to $699: 18
- $700 to $749: 4
- $750 to $799: 21
- $800 to $899: 16
- $1,000 to $1,249: 34
- No cash rent: 90
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Median price asked for vacant for-sale houses and condos in 2007: $111,041.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $154,235
- Black or African American householders: $156,553
- American Indian or Alaska Native householders: $72,903
- Asian householders: $132,743
- Two or more races householders: $79,014
- Hispanic or Latino householders: $342,394
Estimated median house or condo value in 2007: $151,579 (it was $72,500 in 2000)
| 13903: | $151,579 | | New York: | $311,000 |
Lower value quartile - upper value quartile: $79,727 - $199,158
Mean price in 2007:
Detached houses: $168,769| Here: | $168,769 | | State: | $352,556 |
Townhouses or other attached units: $210,613| Here: | $210,613 | | State: | $476,263 |
In 2-unit structures: $149,098| Here: | $149,098 | | State: | $482,362 |
In 3-to-4-unit structures: $183,462| Here: | $183,462 | | State: | $552,553 |
In 5-or-more-unit structures: $49,521| Here: | $49,521 | | State: | $503,284 |
Mobile homes: $28,730| Here: | $28,730 | | State: | $40,766 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 5,385
- One, attached: 211
- Two: 1,456
- 3 or 4: 729
- 5 to 9: 294
- 10 to 19: 211
- 20 to 49: 156
- 50 or more: 48
- Mobile homes: 130
- Boats, RVs, vans, etc.: 4

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Means of transportation to work
- Drove a car alone: 7,004 (79%)
- Carpooled: 945 (11%)
- Bus or trolley bus: 415 (5%)
- Taxi: 21 (0%)
- Bicycle: 27 (0%)
- Walked: 205 (2%)
- Other means: 34 (0%)
- Worked at home: 203 (2%)
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Travel time to work
- Less than 5 minutes: 391
- 5 to 9 minutes: 1334
- 10 to 14 minutes: 2082
- 15 to 19 minutes: 1994
- 20 to 24 minutes: 1446
- 25 to 29 minutes: 243
- 30 to 34 minutes: 425
- 35 to 39 minutes: 82
- 40 to 44 minutes: 86
- 45 to 59 minutes: 175
- 60 to 89 minutes: 211
- 90 or more minutes: 182
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Percentage of zip code residents living and working in this county: 95.1%
Household type by relationship
Households: 19,059
- In family households: 15,463 (3,581 male householders, 1,428 female householders)
3,632 spouses, 5,894 children (5,486 natural, 110 adopted, 298 stepchildren), 188 grandchildren, 74 brothers or sisters, 131 parents, 153 other relatives, 382 non-relatives
- In nonfamily households: 3,596 (1,204 male householders (833 living alone)), 1,673 female householders (1,486 living alone)), 719 nonrelatives
- In group quarters: 37 (0 institutionalized population)
Size of family households: 2,215 2-persons, 1,150 3-persons, 975 4-persons, 417 5-persons, 138 6-persons, 114 7-or-more-persons.
Size of nonfamily households: 2,319 1-person, 466 2-persons, 54 3-persons, 18 4-persons, 20 5-persons.
3,015 married couples with children.
1,491 single-parent households (263 men, 1,228 women).
92.0% of residents of 13903 zip code speak English at home.
2.2% of residents speak Spanish at home (78% very well, 13% well, 8% not well, 1% not at all).
3.7% of residents speak other Indo-European language at home (72% very well, 16% well, 10% not well, 1% not at all).
1.5% of residents speak Asian or Pacific Island language at home (66% very well, 17% well, 17% not well).
0.6% of residents speak other language at home (90% very well, 4% well, 7% not at all).
Foreign born population: 797 (4.1%)
(56.0% of them are naturalized citizens)
| This zip code: | 4.1% | | Whole state: | 20.4% |
Most common places of birth for the foreign-born residents:
- Italy (23%)
- China, excluding Hong Kong and Taiwan (7%)
- Thailand (6%)
- Laos (5%)
- Germany (4%)
- United Kingdom (4%)
- Korea (4%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 101
- 1990 to 1994: 125
- 1985 to 1989: 118
- 1980 to 1984: 33
- 1975 to 1979: 46
- 1970 to 1974: 67
- 1970 to 1974: 43
- 1965 to 1969: 264
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White population: 16,997
Black population: 1,213
American Indian population: 34
Asian population: 345
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 221
Two or more races population: 467

First ancestries reported:
|  Irish: 3435 |
|  Italian: 2398 |
|  Other groups: 2143 |
|  German: 1795 |
|  English: 1488 |
|  Polish: 804 |
|  United States or American: 770 |
|  Slovak: 367 |
|  Russian: 343 |
|  Scottish: 246 |
|  French (except Basque): 244 |
|  Dutch: 233 |
|  Welsh: 229 |
|  European: 172 |
|  Greek: 170 |
|  Scotch-Irish: 151 |
|  Ukrainian: 138 |
|  Swedish: 116 |
|  Czechoslovakian: 110 |
|  Subsaharan African:: 86 |
|  Pennsylvania German: 75 |
|  Arab:: 65 |
|  Czech: 64 |
|  Armenian: 63 |
|  Lebanese: 59 |
|  African: 54 |
|  Lithuanian: 54 |
|  Austrian: 49 |
|  British: 48 |
|  Hungarian: 45 |
|  French Canadian: 43 |
|  West Indian (excluding Hispanic groups):: 26 |
|  Canadian: 22 |
|  Somalian: 22 |
|  Norwegian: 19 |
|  Jamaican: 18 |
|  Belgian: 14 |
|  Brazilian: 12 |
|  Scandinavian: 10 |
|  Nigerian: 10 |
|  Slavic: 9 |
|  Eastern European: 9 |
|  Celtic: 8 |
|  Carpatho Rusyn: 8 |
|  Haitian: 8 |
|  Portuguese: 6 |
|  Iranian: 6 |
|  Palestinian: 4 |
|  Danish: 2 |
|  Syrian: 2 |
|  Macedonian: 2 |

Public primary/middle school in zip code 13903 not listed on the city page:- BROOKSIDE ES (Students: 351; Location: 3849 SADDLEMIRE RD, BINGHAMTON, NY; Grades: KG - 05)
Facitilies with environmental interests located in this zip code:
- CROWLEY FOODS (145 CONKLIN AVE. in BINGHAMTON, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM, National Pollutant Discharge Elimination System Permit,
(Integrated Compliance Information System) - ICIS-02-1990-0197, FORMAL ENFORCEMENT ACTION
ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
TRI REPORTER (Tracking of toxic chemicals releasing facilities) - ICIS-, ENFORCEMENT/COMPLIANCE ACTIVITY
Business SIC classification: FLUID MILK; NONCLASSIFIABLE ESTABLISHMENTS
Organizations: CROWLEY FOODS INC (CONTACT/OWNER)
, CROWLEY FOODS LLC (LEGALLY RESPONSIBLE PARTY)
Alternative names: CROWLEY FOODS, LLC
- ALLSPEC FINISHING CORP (30 CHARLOTTE ST in BINGHAMTON, NY)
AIR MINOR (AIRS/AFS)
STATE MASTER (New York facility tracking) - AIR PROGRAM,
Business SIC classification: COATING, ENGRAVING, AND ALLIED SERVICES
Organizations: ALLSPEC FINISHING CORPORATION (LEGALLY RESPONSIBLE PARTY)
Alternative names: DUNN & MCCARTHY INCORPORATED
- AMERADA HESS SERVICE STATION (1153 VESTAL AVE in BINGHAMTON, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: SUNOCO INC (LEGALLY RESPONSIBLE PARTY)
Alternative names: AMERADA HESS STATION 32436
- AMERADA HESS STATION 32437 (236 CONKLIN AVE in BINGHAMTON, NY)
STATE MASTER (New York facility tracking) - AIR PROGRAM
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
Business SIC classification: GASOLINE SERVICE STATIONS
Organizations: SUNOCO INC (LEGALLY RESPONSIBLE PARTY)
Alternative names: AMERADA HESS SERVICE STATION
- BENJAMIN FRANKLIN ES ( in BINGHAMTON, NY)
(National Center for Education Statistics) - STATE ID-030200010005
Organizations: BINGHAMTON CITY SD (SCHOOL DISTRICT)
- BENJAMIN FRANKLIN SCHOOL (262 CONKLIN AVE in BINGHAMTON, NY)
(Resource Conservation and Recovery Act (tracking hazardous waste))
- #1 PREFERRED USED CARS (255-57 CONKLIN AVE in BINGHAMTON, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: GARY STEVENS (CONTACT/OWNER)
- GLOBAL SIGN SYSTEMS (29 MOORE ST in BINGHAMTON, NY)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: BOB KLINK - JOHN LAWTON (CONTACT/OWNER)
- HUEBNERS INC (3450 HANCE RD in BINGHAMTON, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: TERRY HUBNER (CONTACT/OWNER)
- IKON OFFICE SOLUTIONS (21 S WASHINGTON ST in BINGHAMTON, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: JOHN STEWART (CONTACT/OWNER)
- CRAFTSMEN AUTO BODY CLINIC (570 HANCE RD in BINGHAMTON, NY)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: THOMAS F EGAN (CONTACT/OWNER)
Median worth of mobile homes: $37,072
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Utility gas (71%)
- Fuel oil, kerosene, etc. (13%)
- Electricity (10%)
- Bottled, tank, or LP gas (3%)
- Wood (2%)
- Other fuel (1%)
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Place of birth for U.S.-born residents:
- This state: 15145
- Northeast: 2001
- Midwest: 335
- South: 467
- West: 230
64% of the 13903 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 73% lived in this county.
Out of people who lived in different counties, 59% lived in New York.
Population in 1990: 20,353. Population change in the 1990s: -1,071 (-5.3%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 369
| Here: | 15.6% | | New York: | 14.0% |
Students in private schools in grades 9 to 12 (high school): 134
| Here: | 13.1% | | New York: | 13.2% |
Students in private undergraduate colleges: 69
| Here: | 8.5% | | New York: | 38.2% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- JOHNSON OUTDOORS INC (625 CONKLIN RD in BINGHAMTON, NY; small business): $55,719,071 in 84 contracts from 2000 to 2006
Contracts for Tents and Tarpaulins, Luggage, Medical and Surgical Instruments, Equipment, and Supplies, Textile Fabrics, and more by Army, Defense Logistics Agency, Department of Veterans Affairs, Air Force, and others Signed by year: 2000: $19,853,537; 2001: $10,055,528; 2002: $482,141; 2003: $3,970,238; 2004: $805,711; 2005: $11,953,211; 2006: $8,598,705.
Biggest contracts:
$6,084,239 with Army for Tents and Tarpaulins. Signed on 2000-10-13. Completion date: 2001-06-13.
$5,252,247 with Defense Logistics Agency for Tents and Tarpaulins. Signed on 2005-09-30. Completion date: 2006-01-12.
$5,135,916 with Army for Tents and Tarpaulins. Signed on 2000-01-13. Completion date: 2001-01-06.
$4,504,734 with Army for Luggage. Signed on 2001-02-16. Completion date: 2001-12-21.
- PARACO CORP (10 JACKSON ST in BINGHAMTON, NY; small business): $25,492 in 5 contracts from 2003 to 2006
Contracts for Iron and Steel Primary and Semifinished Products, Flags and Pennants by Army, Department of Defense, Air Force, Navy, and others Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $6,038; 2004: $0; 2005: $14,554; 2006: $4,900.
Biggest contracts:
$8,000 with Army for Iron and Steel Primary and Semifinished Products. Signed on 2005-05-24. Completion date: 2005-06-06.
$6,038 with Department of Defense for Flags and Pennants. Signed on 2003-06-10. Completion date: 2003-06-11.
$4,900 with Air Force for Flags and Pennants. Signed on 2006-06-13. Completion date: 2006-06-20.
$3,984, same as above. Signed on 2005-09-22. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (over 1000 employees: 1 establishment)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (50-99: 2, 20-49: 1, 10-19: 6, 5-9: 3, 1-4: 2)
- Accommodation and Food Services: Full-Service Restaurants (50-99: 1, 20-49: 3, 10-19: 1, 5-9: 4)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 3, 10-19: 5, 1-4: 6)
- Health Care and Social Assistance: Home Health Care Services (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters
- 15 people in other noninstitutional group quarters
- 12 people in religious group quarters
- 9 people in homes for the mentally retarded
Fatal accident statistics in 2006
- Fatal accident count: 6
- Vehicles involved in fatal accidents: 10
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 6
- Persons involved in fatal accidents: 20
- Pedestrians involved in fatal accidents: 4
Fatal accident statistics in 2005
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 1
- Fatalities: 4
- Persons involved in fatal accidents: 10
- Pedestrians involved in fatal accidents: 3
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 5 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 83 | $92,209 | 320 | $110,319 | 308 | $93,368 | 141 | $32,646 | 0 | $0 | 66 | $69,633 | 14 | $88,449 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $109,335 | 49 | $116,814 | 68 | $87,977 | 31 | $25,956 | 6 | $307,320 | 21 | $81,155 | 5 | $51,712 |
| APPLICATIONS DENIED | 11 | $95,085 | 90 | $99,148 | 272 | $101,846 | 138 | $23,257 | 2 | $188,000 | 31 | $76,686 | 12 | $47,383 |
| APPLICATIONS WITHDRAWN | 2 | $71,500 | 33 | $91,105 | 177 | $94,178 | 22 | $46,286 | 4 | $185,180 | 12 | $85,225 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 6 | $62,383 | 26 | $89,915 | 25 | $123,084 | 5 | $35,888 | 0 | $0 | 7 | $57,591 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 76 | $90,416 | 412 | $97,009 | 317 | $87,582 | 207 | $28,798 | 2 | $29,860 | 83 | $66,368 | 13 | $30,936 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $79,411 | 62 | $82,930 | 82 | $93,098 | 30 | $42,347 | 2 | $492,500 | 19 | $75,993 | 7 | $83,301 |
| APPLICATIONS DENIED | 10 | $114,522 | 113 | $118,647 | 342 | $83,223 | 183 | $24,267 | 3 | $335,507 | 49 | $47,276 | 9 | $57,331 |
| APPLICATIONS WITHDRAWN | 7 | $81,621 | 50 | $102,201 | 241 | $85,514 | 17 | $53,419 | 2 | $29,860 | 19 | $70,778 | 2 | $90,830 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 14 | $137,466 | 46 | $105,780 | 1 | $25,000 | 0 | $0 | 2 | $51,095 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 5 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 68 | $91,317 | 346 | $103,716 | 354 | $84,402 | 167 | $25,360 | 5 | $249,718 | 77 | $60,818 | 9 | $35,461 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $69,257 | 40 | $67,001 | 78 | $74,232 | 18 | $23,132 | 0 | $0 | 12 | $78,124 | 6 | $36,163 |
| APPLICATIONS DENIED | 3 | $100,143 | 87 | $73,737 | 308 | $74,289 | 124 | $32,260 | 4 | $210,035 | 48 | $51,190 | 26 | $56,453 |
| APPLICATIONS WITHDRAWN | 8 | $117,858 | 39 | $144,501 | 192 | $86,480 | 45 | $104,676 | 0 | $0 | 10 | $49,114 | 2 | $60,555 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $56,733 | 10 | $112,140 | 69 | $99,218 | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 71 | $78,872 | 366 | $96,069 | 387 | $80,517 | 130 | $34,138 | 1 | $384,480 | 69 | $64,258 | 8 | $28,789 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $70,011 | 41 | $83,056 | 73 | $75,200 | 16 | $24,180 | 0 | $0 | 12 | $50,811 | 3 | $36,407 |
| APPLICATIONS DENIED | 13 | $77,437 | 54 | $69,109 | 349 | $73,852 | 103 | $30,311 | 0 | $0 | 27 | $49,974 | 18 | $31,964 |
| APPLICATIONS WITHDRAWN | 8 | $63,111 | 37 | $79,045 | 240 | $77,209 | 18 | $39,440 | 0 | $0 | 11 | $52,886 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 3 | $71,807 | 13 | $49,512 | 77 | $97,053 | 3 | $29,427 | 0 | $0 | 1 | $90,000 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 109 | $78,489 | 285 | $95,475 | 955 | $82,019 | 120 | $17,605 | 10 | $182,405 | 67 | $51,148 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 7 | $86,366 | 48 | $90,743 | 97 | $69,564 | 4 | $18,305 | 0 | $0 | 10 | $41,476 |
| APPLICATIONS DENIED | 11 | $89,250 | 31 | $89,427 | 318 | $73,276 | 44 | $34,611 | 0 | $0 | 16 | $40,416 |
| APPLICATIONS WITHDRAWN | 5 | $78,208 | 20 | $90,407 | 191 | $76,156 | 13 | $29,290 | 0 | $0 | 16 | $58,575 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $139,340 | 30 | $77,310 | 2 | $34,000 | 0 | $0 | 4 | $72,245 |
Aggregated Statistics For Year 2002 (Based on 5 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 95 | $60,028 | 310 | $88,482 | 488 | $78,370 | 235 | $15,787 | 2 | $334,900 | 56 | $49,365 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $68,105 | 19 | $77,841 | 95 | $69,184 | 21 | $19,699 | 0 | $0 | 12 | $42,781 |
| APPLICATIONS DENIED | 13 | $63,412 | 53 | $69,865 | 248 | $62,956 | 92 | $15,722 | 0 | $0 | 21 | $73,404 |
| APPLICATIONS WITHDRAWN | 8 | $74,466 | 14 | $110,534 | 128 | $70,203 | 19 | $15,919 | 2 | $65,995 | 6 | $161,850 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $30,612 | 36 | $69,305 | 2 | $18,210 | 0 | $0 | 3 | $46,550 |
Aggregated Statistics For Year 2001 (Based on 5 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 102 | $64,153 | 298 | $90,138 | 427 | $71,483 | 163 | $13,277 | 4 | $195,820 | 37 | $50,978 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $39,315 | 36 | $60,821 | 58 | $57,564 | 14 | $22,041 | 0 | $0 | 3 | $34,833 |
| APPLICATIONS DENIED | 14 | $71,119 | 73 | $39,367 | 200 | $54,331 | 91 | $13,564 | 0 | $0 | 14 | $38,856 |
| APPLICATIONS WITHDRAWN | 3 | $75,440 | 18 | $81,431 | 114 | $64,311 | 33 | $12,581 | 0 | $0 | 4 | $46,963 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $58,420 | 33 | $51,294 | 4 | $59,123 | 0 | $0 | 2 | $40,970 |
Aggregated Statistics For Year 2000 (Based on 5 full and 6 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 116 | $58,339 | 269 | $79,562 | 156 | $70,778 | 159 | $13,242 | 2 | $124,410 | 20 | $52,906 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $50,624 | 17 | $101,438 | 66 | $61,139 | 26 | $22,027 | 0 | $0 | 3 | $33,407 |
| APPLICATIONS DENIED | 9 | $52,304 | 95 | $44,249 | 188 | $62,306 | 90 | $12,300 | 2 | $54,740 | 10 | $38,314 |
| APPLICATIONS WITHDRAWN | 14 | $61,771 | 14 | $111,688 | 111 | $51,913 | 6 | $31,972 | 0 | $0 | 3 | $35,710 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $50,235 | 7 | $65,964 | 22 | $50,824 | 0 | $0 | 0 | $0 | 1 | $42,000 |
Aggregated Statistics For Year 1999 (Based on 3 full and 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 72 | $58,904 | 129 | $78,195 | 217 | $68,493 | 85 | $10,223 | 1 | $315,330 | 15 | $42,057 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $123,510 | 16 | $50,361 | 39 | $49,849 | 11 | $28,059 | 0 | $0 | 1 | $20,370 |
| APPLICATIONS DENIED | 4 | $47,828 | 42 | $40,631 | 123 | $52,917 | 48 | $19,995 | 0 | $0 | 5 | $41,408 |
| APPLICATIONS WITHDRAWN | 3 | $47,763 | 14 | $55,115 | 99 | $58,103 | 14 | $51,641 | 0 | $0 | 3 | $41,770 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $106,510 | 2 | $45,070 | 20 | $71,941 | 0 | $0 | 0 | $0 | 1 | $29,640 |
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 5 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 116 | $102,698 | 31 | $160,294 | 23 | $78,462 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 31 | $146,368 | 16 | $128,858 | 6 | $76,830 |
| APPLICATIONS DENIED | 5 | $52,126 | 1 | $83,000 | 2 | $53,525 |
| APPLICATIONS WITHDRAWN | 1 | $50,940 | 5 | $176,408 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $147,600 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 5 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 109 | $98,484 | 37 | $137,077 | 14 | $58,889 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $97,261 | 13 | $122,132 | 4 | $71,970 |
| APPLICATIONS DENIED | 3 | $76,387 | 2 | $82,720 | 1 | $35,000 |
| APPLICATIONS WITHDRAWN | 7 | $106,906 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $57,180 | 0 | $0 | 2 | $57,180 |
Aggregated Statistics For Year 2005 (Based on 5 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 93 | $83,784 | 51 | $77,595 | 26 | $53,762 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 9 | $58,052 | 3 | $73,063 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $32,440 | 1 | $54,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $83,075 | 4 | $110,440 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 5 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 102 | $83,856 | 46 | $98,614 | 18 | $47,096 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 30 | $101,922 | 14 | $113,119 | 4 | $43,340 |
| APPLICATIONS DENIED | 4 | $59,313 | 0 | $0 | 2 | $42,985 |
| APPLICATIONS WITHDRAWN | 4 | $50,783 | 2 | $67,285 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $75,935 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 5 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 90 | $88,969 | 123 | $88,984 | 26 | $58,296 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $123,109 | 22 | $98,563 | 4 | $73,383 |
| APPLICATIONS DENIED | 4 | $176,013 | 0 | $0 | 2 | $29,550 |
| APPLICATIONS WITHDRAWN | 2 | $35,510 | 1 | $67,000 | 2 | $35,510 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $174,175 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 5 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 122 | $86,357 | 72 | $93,897 | 23 | $60,508 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $121,232 | 18 | $122,401 | 2 | $39,740 |
| APPLICATIONS DENIED | 6 | $64,173 | 1 | $63,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $34,875 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 5 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 92 | $101,111 | 52 | $99,398 | 6 | $43,083 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $74,778 | 10 | $105,763 | 0 | $0 |
| APPLICATIONS DENIED | 3 | $53,867 | 3 | $70,430 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 2 | $43,795 | 2 | $43,795 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 5 full and 6 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 120 | $64,388 | 9 | $60,937 | 3 | $39,570 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $54,189 | 5 | $95,222 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 1 | $128,800 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 46 | $88,871 | 19 | $85,468 | 1 | $29,640 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $14,000 | 1 | $88,900 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $43,470 | 0 | $0 | 0 | $0 |
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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