13903 Zip Code Detailed Profile




City: Binghamton, NY (9.07%)
County: Broome County, NY
Estimated zip code population in 2013: 18,737
Zip code population in 2010: 18,763
Zip code population in 2000: 19,282

Houses and condos: 8,799
Renter-occupied apartments: 2,730
% of renters here:

34%
State:

46%
Mar. 2013 cost of living index in zip code 13903: 101.9 (near average, U.S. average is 100)

Land area: 39.6 sq. mi.
Water area: 0.5 sq. mi.
Population density: 473 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 13903
Zip code 13903 (Binghamton, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.9% ($2,894)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $3,201 (2.8%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,419 (2.7%)

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Males: 9,223  (49.2%)
Females: 9,514  (50.8%)

For population 25 years and over in 13903:

For population 15 years and over in 13903:

Zip code 13903 compared to state average:

  • Median house value significantly below state average.
  • Black race population percentage below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Number of rooms per house above state average.
  • Races in zip code 13903

  • Zip code 13903 races chart
    • 15,766White population
    • 1,280Black population
    • 34American Indian population
    • 359Asian population
    • 8Native Hawaiian and Other Pacific Islander population
    • 17Some other race population
    • 460Two or more races population
    • 839Hispanic or Latino population

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13903, NY forum
Recent posts about zip code 13903 area on our local forum with over 1,800,000 registered users:
Any recommendations for a SAFE apartment complex in BINGHAMTON??  (20 replies)
HELP! we are moving to binghamton- homes and jobs  (12 replies)
Urban population: 14,282
Rural population: 4,454

Estimated median house/condo value in 2013: $99,400
13903:

$99,400
New York:

$277,600



According to our research of New York and other state lists there were 27 registered sex offenders living in 13903 zip code as of September 04, 2015.
The ratio of number of residents in zip code 13903 to the number of sex offenders is 778 to 1.


Median resident age:
This zip code:

41.6 years
New York median age:

38.2 years
Average household size:
This zip code:

2.4 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 13903, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $51,098 (Individual Income Tax Returns)
Here:

$51,098
State:

$77,088

Salary/wage: $43,080 (reported on 82.7% of returns)
Here:

$43,080
State:

$60,593
(% of AGI for various income ranges: 73.1% for AGIs below $25k, 76.3% for AGIs $25k-50k, 73.8% for AGIs $50k-75k, 73.3% for AGIs $75k-100k, 72.3% for AGIs $100k-200k, 54.3% for AGIs over 200k)

Taxable interest for individuals: $1,080 (reported on 42.2% of returns)
This zip code:

$1,080
New York:

$3,125
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.7% for AGIs $100k-200k, 1.5% for AGIs over 200k)

Ordinary dividends: $5,511 (reported on 22.1% of returns)
Here:

$5,511
State:

$10,299
(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.1% for AGIs $100k-200k, 5.8% for AGIs over 200k)

Net capital gain/loss in AGI: +$7,660 (reported on 14.6% of returns)
Here:

+$7,660
State:

+$42,474
(% of AGI for various income ranges: 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 8.3% for AGIs over 200k)

Profit/loss from business: +$15,040 (reported on 11.9% of returns)
Here:

+$15,040
State:

+$16,168
(% of AGI for various income ranges: 5.8% for AGIs below $25k, 2.8% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 3.6% for AGIs $100k-200k, 4.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $12,482 (reported on 11.3% of returns)
13903:

$12,482
New York:

$17,621
(% of AGI for various income ranges: 3.2% for AGIs below $25k, 2.4% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 2.9% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Self-employment retirement plans: $20,529 (reported on 0.8% of returns)
13903:

$20,529
New York:

$27,330

Total itemized deductions: $21,537 (19% of AGI, reported on 26.5% of returns)
Here:

$21,537
State:

$34,985

Here:

19.2% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 5.7% for AGIs below $25k, 7.1% for AGIs $25k-50k, 10.6% for AGIs $50k-75k, 11.0% for AGIs $75k-100k, 14.8% for AGIs $100k-200k, 13.7% for AGIs over 200k)

Charity contributions: $3,063 (reported on 20.8% of returns)
Here:

$3,063
State:

$5,572
(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxes paid: $11,759 (reported on 26.4% of returns)
13903:

$11,759
State:

$18,656
(% of AGI for various income ranges: 1.6% for AGIs below $25k, 2.9% for AGIs $25k-50k, 4.8% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, 8.5% for AGIs $100k-200k, 9.5% for AGIs over 200k)

Earned income credit: $2,216 (reported on 18.9% of returns)
Here:

$2,216
State:

$2,230
(% of AGI for various income ranges: 6.3% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 13903, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $43,283 (Individual Income Tax Returns)
Here:

$43,283
State:

$59,519

Salary/wage: $36,650 (reported on 83.7% of returns)
Here:

$36,650
State:

$50,673
(% of AGI for various income ranges: 84.6% for AGIs below $10k, 73.8% for AGIs $10k-25k, 80.4% for AGIs $25k-50k, 77.3% for AGIs $50k-75k, 78.5% for AGIs $75k-100k, 57.6% for AGIs over 100k)

Taxable interest for individuals: $1,368 (reported on 53.1% of returns)
This zip code:

$1,368
New York:

$2,377
(% of AGI for various income ranges: 4.2% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Taxable dividends: $2,507 (reported on 28.4% of returns)
Here:

$2,507
State:

$5,394
(% of AGI for various income ranges: 2.7% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Net capital gain/loss: +$6,669 (reported on 20.2% of returns)
Here:

+$6,669
State:

+$23,581
(% of AGI for various income ranges: -1.3% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 7.4% for AGIs over 100k)

Profit/loss from business: +$12,828 (reported on 11.6% of returns)
Here:

+$12,828
State:

+$13,809
(% of AGI for various income ranges: -0.6% for AGIs below $10k, 3.9% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 4.9% for AGIs over 100k)

IRA payment deduction: $2,925 (reported on 2.8% of returns)
13903:

$2,925
New York:

$3,115
(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $14,363 (reported on 1.2% of returns)
Here:

$14,363
New York:

$19,016
(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Total itemized deductions: $17,551 (18% of AGI, reported on 26.5% of returns)
Here:

$17,551
State:

$25,864

Here:

18.5% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 5.1% for AGIs $10k-25k, 8.0% for AGIs $25k-50k, 11.0% for AGIs $50k-75k, 13.8% for AGIs $75k-100k, 13.1% for AGIs over 100k)

Charity contributions deductions: $2,794 (3% of AGI, reported on 23.2% of returns)
Here:

$2,794
State:

$4,439

Here:

2.8% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $7,030 (reported on 72.9% of returns)
13903:

$7,030
State:

$11,730
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 4.0% for AGIs $10k-25k, 7.2% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 19.2% for AGIs over 100k)

Earned income credit: $1,710 (reported on 16.4% of returns)
Here:

$1,710
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 56.0%
Here:

56%
State:

67%
(% for various income ranges: 48.7% for AGIs below $10k, 56.1% for AGIs $10k-25k, 55.7% for AGIs $25k-50k, 61.5% for AGIs $50k-75k, 59.2% for AGIs $75k-100k, 66.6% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$44,267
New York:

$57,369
Binghamton, NY (13903) map Nearest zip codes: 13748, 13902, 18812, 13795, 13904, 18822.
Percentage of family households:
This zip code:

47.2%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

8.9%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,357
Household did not receive Food Stamps/SNAP in the past 12 months: 6,610


Women who had a birth in the past 12 months: 281 (146 now married, 135 unmarried)
Women who did not have a birth in the past 12 months: 4,143 (1,709 now married, 2,434 unmarried)


Housing units in zip code 13903 with a mortgage: 3,096 (43 second mortgage, 469 home equity loan, 17 both second mortgage and home equity loan)
Houses without a mortgage: 2,141

Median monthly owner costs for units with a mortgage: $1,208
Median monthly owner costs for units without a mortgage: S494

Residents with income below the poverty level in 2013:
This zip code:

23.4%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

13.4%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.7
State:

6.4
Median number of rooms in apartments:
Here:

4.8
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 13903: Binghamton Water Works (A), Indian Trail Camp (B), Vestal Hills Golf Club (C), Southern Tier Zoological Society (D), Fiatos Orchard (E), Lone Maple Farm (F), Pine Line Tree Farms (G), Susquehanna Valley Home (H), Binghamton Fire Department Station 1 (I), Saint John's Parish Hall (J), House of the Good Shepherd Home for Aged Women (K), Binghamton Hose Company Number 5 (L), Discovery Center of the Southern Tier (M), Binghamton Fire Department Training Facility (N). Display/hide their locations on the map

    Churches in zip code 13903 include: Church of God and Saints (A), Conklin Forks United Methodist Church (B), Faith Bible Church (C), First Ukranian Pentecostal Church (D), Hawleyton United Methodist Church (E), Park Terrace Baptist Church (F), Saint Andrew's Roman Catholic Church (G), Conklin Baptist Church (H), High Street Methodist Episcopal Church (I). Display/hide their locations on the map

    Cemeteries: Ingraham Hill Cemetery (1), Cline Family Cemetery (2), Brady Hill Cemetery (3), Hawleyton Cemetery (4), Levee Family Cemetery (5), Finch Family Cemetery (6), Methodist Church Cemetery (7). Display/hide their locations on the map

    Lakes and reservoirs: Jackson Pond (A), Monahan Pond (B), Tripps Pond (C), Clines Pond (D), Agwaterra Pond (E), South Mountain Reservoir (F). Display/hide their locations on the map

    Streams, rivers, and creeks: Gratsinger Run (A), Park Creek (B), Pierce Creek (C), Bayless Creek (D), West Fork Little Snake Creek (E), Horton Creek (F). Display/hide their locations on the map

    Parks in zip code 13903 include: South Mountain Park (1), Ross Park (2), Johnson-McArthur Field (3), Southside Park (4). Display/hide their locations on the map

Year house built

  • 142010 or later
  • 2782000 to 2009
  • 3031990 to 1999
  • 7511980 to 1989
  • 7131970 to 1979
  • 1,1411960 to 1969
  • 1,5861950 to 1959
  • 9641940 to 1949
  • 3,0491939 or earlier

Zip code 13903 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Binghamton, NY (13903)

  • 23no bedroom
  • 1411 bedroom
  • 8962 bedrooms
  • 2,5573 bedrooms
  • 1,3874 bedrooms
  • 2335+ bedrooms

Bedrooms in renter-occupied apartments in Binghamton, NY (13903)

  • 88no bedroom
  • 6791 bedroom
  • 9642 bedrooms
  • 8183 bedrooms
  • 1514 bedrooms
  • 305+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Binghamton, NY (13903) in owner-occupied houses/condos

  • 165no vehicle
  • 1,5921 vehicle
  • 2,1572 vehicles
  • 9953 vehicles
  • 2424 vehicles
  • 865+ vehicles

Cars and other vehicles available in Binghamton, NY (13903) in renter-occupied apartments

  • 829no vehicle
  • 1,3331 vehicle
  • 4412 vehicles
  • 1143 vehicles
  • 04 vehicles
  • 135+ vehicles

Median gross rent in 2013: $645.


Median price asked for vacant for-sale houses and condos in 2013: $186,051.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $99,400
13903:

$99,400
New York:

$277,600
Lower value quartile - upper value quartile: $77,900 - $162,200

Mean price in 2013:

Detached houses: $111,860
Here:

$111,860
State:

$328,266

Townhouses or other attached units: $140,293
Here:

$140,293
State:

$477,144

In 2-unit structures: $103,875
Here:

$103,875
State:

$441,340

In 3-to-4-unit structures: $159,540
Here:

$159,540
State:

$551,450

In 5-or-more-unit structures: $43,279
Here:

$43,279
State:

$715,153

Mobile homes: $71,743
Here:

$71,743
State:

$57,967

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 10.5%

Percentage of zip code residents living and working in this county: 91.5%

Household type by relationship:

Households: 18,691

Size of family households: 2,241 2-persons, 1,216 3-persons, 892 4-persons, 375 5-persons, 104 6-persons, 24 7-or-more-persons

Size of nonfamily households: 2,444 1-person, 579 2-persons, 60 3-persons, 32 4-persons

2,016 married couples with children.
1,440 single-parent households (334 men, 1,106 women).

90.5% of residents of 13903 zip code speak English at home.
1.6% of residents speak Spanish at home (72% very well, 14% well, 12% not well, 2% not at all).
5.3% of residents speak other Indo-European language at home (60% very well, 25% well, 14% not well, 1% not at all).
1.5% of residents speak Asian or Pacific Island language at home (48% very well, 38% well, 14% not well).
1.0% of residents speak other language at home (71% very well, 22% well, 7% not well).

Foreign born population: 1,164 (6.2%)
(53.0% of them are naturalized citizens)
This zip code:

6.2%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 9%Iraq
  • 9%Bosnia and Herzegovina
  • 6%China, excluding Hong Kong and Taiwan
  • 5%Trinidad and Tobago
  • 5%Italy
  • 4%Haiti
  • 4%Germany

Most common first ancestries reported in 13903 (%)

  • 17%Irish
  • 15%Other groups
  • 13%Italian
  • 11%German
  • 6%English
  • 5%American
  • 4%Polish

Year of entry for the foreign-born population

  • 2112010 or later
  • 2582000 to 2009
  • 3551990 to 1999
  • 542Before 1990

Zip code 13903 topographic map

Public primary/middle school in zip code 13903 not listed on the city page:

  • BROOKSIDE ES (Students: 351; Location: 3849 SADDLEMIRE RD, BINGHAMTON, NY; Grades: KG - 05)
There are 191 Medical Specialists in Zip Code 13903.

Facilities with environmental interests located in this zip code:


Zip code 13903 marital status for males
Zip code 13903 marital status for females

Housing units lacking complete plumbing facilities: 1.7%
Housing units lacking complete kitchen facilities: 1.0%

Most commonly used house heating fuel

  • 73%Utility gas
  • 9%Fuel oil, kerosene, etc.
  • 8%Electricity
  • 6%Bottled, tank, or LP gas
  • 3%Wood
  • 1%Other fuel

Population in 1990: 20,353. Population change in the 1990s: -1,071 (-5.3%).

Place of birth for U.S.-born residents:


64% of the 13903 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 73% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

94% of the 13903 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 65% moved from this county.
   Out of people who lived in different houses, 11% moved from different county within same state.
   Out of people who lived in different houses, 24% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 104
Here:

6.9%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 39
Here:

4.0%
New York:

12.6%
Students in private undergraduate colleges: 209
Here:

16.4%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 85,795Legal occupations
  • 81,250Management occupations
  • 72,429Law enforcement workers including supervisors
  • 71,771Business and financial operations occupations
  • 65,250Health diagnosing and treating practitioners and other technical occupations
  • 64,107Computer and mathematical occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 6 people in other noninstitutional facilities
  • 3 people in mental (psychiatric) hospitals and psychiatric units in other hospitals
  • 3 people in residential treatment centers for adults

People in group quarters in 2000:

  • 15 people in other noninstitutional group quarters
  • 12 people in religious group quarters
  • 9 people in homes for the mentally retarded
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 5 full and 6 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED109$104,727131$137,630358$118,74088$54,0582$376,27028$71,8392$70,170
APPLICATIONS APPROVED, NOT ACCEPTED10$129,63212$84,20836$192,3576$21,0177$265,5363$97,7232$92,565
APPLICATIONS DENIED14$114,88931$129,538151$100,47689$22,3438$316,74316$72,2028$38,689
APPLICATIONS WITHDRAWN10$113,81210$69,407115$114,49619$13,4650$03$32,9801$21,150
FILES CLOSED FOR INCOMPLETENESS1$83,6201$100,93021$149,3306$21,0000$00$00$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 5 full and 6 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED30$138,21414$138,066
APPLICATIONS APPROVED, NOT ACCEPTED13$128,5743$71,987
APPLICATIONS DENIED7$273,2565$109,774
APPLICATIONS WITHDRAWN1$91,3100$0
FILES CLOSED FOR INCOMPLETENESS2$286,6450$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 13903 among deceased individuals
NameCountLived (average)
John19773.9 years
Mary18779.5 years
William14872.9 years
Robert13270.2 years
Joseph11475.0 years
Helen11280.2 years
James10972.8 years
George10775.8 years
Charles10675.2 years
Margaret8778.6 years
Most common last names in zip code 13903 among deceased individuals
Last nameCountLived (average)
Smith6275.0 years
Miller3373.3 years
Brown2972.7 years
Clark2478.8 years
Williams2176.1 years
Murphy2079.5 years
Martin2077.7 years
Jones1976.7 years
Thomas1977.2 years
Rogers1875.4 years
Businesses in zip code 13903
NameCountNameCount
AutoZone1Rite Aid1
CVS1Ryder Rental & Truck Leasing1
Domino's Pizza1Subway2
Dunkin Donuts1UPS1
H&R Block1Walgreens1
Pizza Hut1

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