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14892 Zip Code Detailed Profile

 



Profiles Waverly, NY (14892) houses, apartments, residents, cars, jobs...

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City: Waverly, NY
Tioga County, NY
Zip code population (2000): 8,258
Estimated zip code population in 2007: 7,729



Age and Sex of Residents in zip code 14892

Zip code 14892 (Waverly, New York) real estate house value trends

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Waverly, NY (14892) map from a distance

Houses and condos: 3,574
Renter-occupied apartments: 1,033
% of renters here:  32%
State:  47%

2008 cost of living index in zip code 14892: 85.6 (less than average, U.S. average is 100)

Land area: 40.0 sq. mi.
Water area: 0.3 sq. mi.
Population density: 193 people per square mile 
 
 (very low).

Estimate of real estate property taxes paid for housing units in 2007:
This zip code:  2.6% ($1,362)
New York:  2.4% ($2,847)

List your B&M business here for free. Over a million visitors/week. Get a huge advantage over your competition

Males: 3,920  (47.5%)
Females: 4,338  (52.5%)

Zip code 14892 races chart


Urban population: 5,048
Rural population: 3,210

Estimated median house/condo value in 2007: $136,115
14892:  $136,115
New York:  $311,000


According to our research of public records there were 9 registered sex offenders living in 14892 zip code in early 2007.

Median resident age:  38.6 years
New York median age:  35.9 years

Average household size:
This zip code:  2.4 people
New York:  2.6 people

Averages for the 2004 tax year for zip code 14892, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $35,123 (Individual Income Tax Returns)
Here:  $35,123
State:  $59,519

Salary/wage: $31,770 (reported on 87.2% of returns)
Here:  $31,770
State:  $50,673
(% of AGI for various income ranges: 89.1% for AGIs below $10k, 77.6% for AGIs $10k-25k, 81.5% for AGIs $25k-50k, 83.8% for AGIs $50k-75k, 84.6% for AGIs $75k-100k, 63.0% for AGIs over 100k)

Taxable interest for individuals: $904 (reported on 44.7% of returns)
This zip code:  $904
New York:  $2,377
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $1,137 (reported on 19.4% of returns)
Here:  $1,137
State:  $5,394
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$3,026 (reported on 12.3% of returns)
Here:  +$3,026
State:  +$23,581
(% of AGI for various income ranges: -0.4% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Profit/loss from business: +$8,421 (reported on 12.8% of returns)
Here:  +$8,421
State:  +$13,809
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.4% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 7.0% for AGIs over 100k)

Profit/loss from farming: +$308 (reported on 0.4% of returns)
Here:  +$308
State:  $-2,666

IRA payment deduction: $2,342 (reported on 2.1% of returns)
14892:  $2,342
New York:  $3,115

Self-employed pension: $6,500 (reported on 0.3% of returns)
Here:  $6,500
New York:  $19,016

Total itemized deductions: $14,715 (1% of AGI, reported on 17.9% of returns)
Here:  $14,715
State:  $25,864
(% of AGI for various income ranges: 4.0% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 11.1% for AGIs $75k-100k, 11.2% for AGIs over 100k)

Charity contributions deductions: $2,195 (2.7% of AGI, reported on 14.7% of returns)
Here:  $2,195
New York:  $4,439

Here:  2.7% of AGI
State:  3.6% of AGI
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Total tax: $4,615 (reported on 71.7% of returns)
14892:  $4,615
State:  $11,730
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 20.3% for AGIs over 100k)

Earned income credit: $1,627 (reported on 19.9% of returns)
Here:  $1,627
State:  $1,757
(% of AGI for various income ranges: 7.6% for AGIs below $10k, 4.6% for AGIs $10k-25k, 0.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2004 taxes: 68.4%
Here:  68%
State:  67%
(% for various income ranges: 61.3% for AGIs below $10k, 69.6% for AGIs $10k-25k, 69.6% for AGIs $25k-50k, 71.1% for AGIs $50k-75k, 72.8% for AGIs $75k-100k, 77.0% for AGIs over 100k)


Estimated median household income in 2007: $41,381
This zip code:  $41,381
New York:  $53,514
Waverly, NY (14892) map

Nearest zip codes: 18840, 18810, 14825, 14859, 13734, 18831.


Percentage of family households:
This zip code:  66.3%
Whole state:  65.7%

Percentage of households with unmarried partners:
This zip code:  7.8%
Whole state:  5.4%

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
  • Lesbian couples: 0.3% of all households
  • Gay men: 0.2% of all households

Housing units in zip code 14892 with a mortgage: 852 (60 second mortgage, 135 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 541


Median monthly owner costs for units with a mortgage: $1,174

Median monthly owner costs for units without a mortgage: $376

Residents with income below the poverty level in 2007:
This zip code:  10.3%
Whole state:  13.7%

Residents with income below 50% of the poverty level in 2007:
This zip code:  2.8%
Whole state:  6.1%

Median number of rooms in houses and condos:
Here:  6.5
State:  6.3

Median number of rooms in apartments:
Here:  4.5
State:  3.6


Zip code 14892 close-up map

Click to draw/clear zip code borders

Notable locations in this zip code not listed on our city pages:

Cemeteries: Tallmadge Hill Cemetery (1), Glenwood Cemetery (2). Display/hide their locations on the map

Lake: Dodge Pond (A). Display/hide its location on the map

Streams, rivers, and creeks: Reed Brook (A), Dry Brook (B), Ellis Creek (C), Ellis Brook (D), Spring Brook (E), Flag Marsh Run (F), Wynkoop Creek (G). Display/hide their locations on the map

 

Year house built:
  • 1999 to March 2000: 24
  • 1995 to 1998: 140
  • 1990 to 1994: 237
  • 1980 to 1989: 389
  • 1970 to 1979: 430
  • 1960 to 1969: 263
  • 1950 to 1959: 223
  • 1940 to 1949: 244
  • 1939 or earlier: 1,609



Zip code 14892 satellite photo by USGS


Bedrooms in owner-occupied houses in Waverly, NY (14892):
  • no bedroom: 0
  • 1 bedrooms: 27
  • 2 bedrooms: 478
  • 3 bedrooms: 1,203
  • 4 bedrooms: 457
  • 5 or more bedrooms: 77


Bedrooms in renter-occupied apartments and housing units:
  • no bedroom: 27
  • 1 bedrooms: 365
  • 2 bedrooms: 356
  • 3 bedrooms: 241
  • 4 bedrooms: 38
  • 5 or more bedrooms: 6



Vehicles available in 14892 zip code in owner-occupied houses/condos:
  • no vehicle: 133
  • 1 vehicle: 681
  • 2 vehicles: 995
  • 3 vehicles: 345
  • 4 vehicles: 39
  • 5 or more vehicles: 49


Vehicles available in renter-occupied apartments:
  • no vehicle: 206
  • 1 vehicle: 553
  • 2 vehicles: 224
  • 3 vehicles: 41
  • 4 vehicles: 0
  • 5 or more vehicles: 9



Estimated household income distribution in 2007:

Zip code 14892 household income distribution in 2007

Zip code 14892 house/condo values in 2007


Estimate of home value of owner-occupied houses/condos in 2007 in zip code 14892:

  • Less than $10,000: 52
  • $10,000 to $14,999: 26
  • $15,000 to $19,999: 26
  • $20,000 to $24,999: 21
  • $25,000 to $29,999: 20
  • $30,000 to $34,999: 20
  • $35,000 to $39,999: 21
  • $40,000 to $49,999: 46
  • $50,000 to $59,999: 63
  • $60,000 to $69,999: 67
  • $70,000 to $79,999: 61
  • $80,000 to $89,999: 79
  • $90,000 to $99,999: 95
  • $100,000 to $124,999: 294
  • $125,000 to $149,999: 353
  • $150,000 to $174,999: 261
  • $175,000 to $199,999: 225
  • $200,000 to $249,999: 204
  • $250,000 to $299,999: 81
  • $300,000 to $399,999: 48
  • $400,000 to $499,999: 15
  • $500,000 to $749,999: 15
  • $750,000 to $999,999: 5
  • $1,000,000 or more: 1
 



14892 rent paid by renters


Rent paid by renters in 2007 in zip code 14892:

  • Less than $100: 16
  • $100 to $149: 28
  • $150 to $199: 33
  • $200 to $249: 63
  • $250 to $299: 53
  • $300 to $349: 77
  • $350 to $399: 127
  • $400 to $449: 77
  • $450 to $499: 43
  • $500 to $549: 8
  • $550 to $599: 5
  • $600 to $649: 5
  • $700 to $749: 6
  • $1,000 to $1,249: 25
  • $1,500 to $1,999: 36
  • No cash rent: 96
 


Median price asked for vacant for-sale houses and condos in 2007: $112,937.


Estimated median house (or condo) value in 2007 for:

  • White Non-Hispanic householders: $147,493
  • Black or African American householders: $47,408
  • Two or more races householders: $258,113
  • Hispanic or Latino householders: $66,161

Estimated median house or condo value in 2007: $128,320 (it was $64,600 in 2000)
14892:  $128,320
New York:  $311,000
Lower value quartile - upper value quartile: $75,555 - $182,464

Mean price in 2007:
Detached houses: $144,199
Here:  $144,199
State:  $352,556

Townhouses or other attached units: $134,210
Here:  $134,210
State:  $476,263

In 2-unit structures: $138,763
Here:  $138,763
State:  $482,362

In 3-to-4-unit structures: $150,728
Here:  $150,728
State:  $552,553

Mobile homes: $33,570
Here:  $33,570
State:  $40,766


Owners and renters by unit type in %



Breakdown of mean house values by ages of householders


Housing units in structures:

  • One, detached: 1,966
  • One, attached: 8
  • Two: 501
  • 3 or 4: 292
  • 5 to 9: 71
  • 10 to 19: 10
  • 20 to 49: 62
  • 50 or more: 71
  • Mobile homes: 578
14892 zip code mode of transportation to work chart

Means of transportation to work

  • Drove a car alone: 3,000 (80%)
  • Carpooled: 482 (13%)
  • Bus or trolley bus: 21 (1%)
  • Taxi: 16 (0%)
  • Bicycle: 29 (1%)
  • Walked: 86 (2%)
  • Other means: 22 (1%)
  • Worked at home: 94 (3%)
 

14892 zip code travel time to work

Travel time to work

  • Less than 5 minutes: 194
  • 5 to 9 minutes: 818
  • 10 to 14 minutes: 681
  • 15 to 19 minutes: 390
  • 20 to 24 minutes: 333
  • 25 to 29 minutes: 274
  • 30 to 34 minutes: 494
  • 35 to 39 minutes: 53
  • 40 to 44 minutes: 86
  • 45 to 59 minutes: 203
  • 60 to 89 minutes: 76
  • 90 or more minutes: 54
 

Percentage of zip code residents living and working in this county: 39.3%


Household type by relationship
Households: 8,022

  • In family households: 6,719 (1,633 male householders, 555 female householders)
    1,735 spouses, 2,332 children (2,104 natural, 99 adopted, 129 stepchildren), 163 grandchildren, 38 brothers or sisters, 64 parents, 23 other relatives, 176 non-relatives
  • In nonfamily households: 1,303 (438 male householders (353 living alone)), 671 female householders (571 living alone)), 194 nonrelatives
  • In group quarters: 282 (216 institutionalized population)

Size of family households: 893 2-persons, 586 3-persons, 442 4-persons, 224 5-persons, 19 6-persons, 24 7-or-more-persons.

Size of nonfamily households: 924 1-person, 172 2-persons, 13 3-persons.

1,353 married couples with children.
538 single-parent households (126 men, 412 women).

97.3% of residents of 14892 zip code speak English at home.
1.1% of residents speak Spanish at home (79% very well, 9% well, 7% not well, 5% not at all).
1.4% of residents speak other Indo-European language at home (94% very well, 6% not well).
0.2% of residents speak other language at home (100% very well).

Foreign born population: 81 (1.0%)
(50.6% of them are naturalized citizens)

This zip code:  1.0%
Whole state:  20.4%

Most common places of birth for the foreign-born residents:



  • United Kingdom (36%)
  • Italy (15%)
  • Canada (14%)
  • Germany (12%)
  • Austria (9%)
  • Other South Eastern Asia (9%)
  • Other South America (6%)



Year of entry for the foreign-born population
  • 1995 to March 2000: 26
  • 1990 to 1994: 4
  • 1985 to 1989: 0
  • 1980 to 1984: 5
  • 1975 to 1979: 12
  • 1970 to 1974: 0
  • 1970 to 1974: 0
  • 1965 to 1969: 34

White population: 8,089
Black population: 35
American Indian population: 18
Asian population: 31
Native Hawaiian and Other Pacific Islander population: 0
Some other race population: 24
Two or more races population: 61

Zip code 14892 races chart


First ancestries reported:

 German: 1037
 English: 1029
 Irish: 741
 Italian: 693
 United States or American: 649
 Other groups: 357
 Dutch: 232
 Polish: 165
 Scottish: 125
 French (except Basque): 118
 Welsh: 59
 British: 58
 Scotch-Irish: 58
 Ukrainian: 43
 European: 42
 French Canadian: 34
 Austrian: 32
 Swedish: 30
 Slovak: 28
 Swiss: 19
 Scandinavian: 17
 Pennsylvania German: 16
 Lithuanian: 15
 Serbian: 13
 Russian: 12
 Armenian: 11
 Greek: 10
 Slavic: 9
 Subsaharan African:: 9
 African: 9
 Finnish: 7
 Albanian: 6
 Czechoslovakian: 6
 Danish: 6
 Hungarian: 6
 Arab:: 5
 Lebanese: 5
 Canadian: 4
 Portuguese: 4



Zip code 14892 topographic map


Facitilies with environmental interests located in this zip code:

  • HORNS HOME & AUTO SUPPLY INC (437 BROAD ST in WAVERLY, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • HUCKLES GARAGE (424 WAVERLY ST in WAVERLY, NY)
    (Resource Conservation and Recovery Act (tracking hazardous waste))
  • IROQUOIS FOUNDRY SYSTEMS (101 INDUSTRIAL PARK in WAVERLY, NY)
    AIR SYNTHETIC MINOR (AIRS/AFS)
    CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
    Business SIC classification: GRAY AND DUCTILE IRON FOUNDRIES
    Alternative names: IROQUOIS FNDRY/INGERSOL RAND


Median worth of mobile homes: $30,740

Zip code 14892 marital status for males
Zip code 14892 marital status for females


Housing units lacking complete plumbing facilities: 1%

Housing units lacking complete kitchen facilities: 2%

Most commonly used house heating fuel:
  • Fuel oil, kerosene, etc. (42%)
  • Utility gas (32%)
  • Electricity (15%)
  • Bottled, tank, or LP gas (6%)
  • Wood (3%)
  • Coal or coke (1%)


Place of birth for U.S.-born residents:

  • This state: 3639
  • Northeast: 4010
  • Midwest: 162
  • South: 274
  • West: 85

65% of the 14892 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 52% lived in this county.
   Out of people who lived in different counties, 37% lived in New York.

Population in 1990: 8,262. Population change in the 1990s: -4 (-0.0%).

Year Householders Moved Into Unit:




Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 46
Here:  4.5%
New York:  14.0%

Students in private schools in grades 9 to 12 (high school): 0
Here:  0.0%
New York:  13.2%

Students in private undergraduate colleges: 33
Here:  22.8%
New York:  38.2%


Educational Attainment


School Enrollment by Level of School



Class of Workers



Companies with federal contracts located in this zip code:

  • FRIEND LABORATORY INC (32 ITHACA ST in WAVERLY, NY; small business): $87,723 in 8 contracts from 2003 to 2005
    Contracts for Water Quality Support Services, Equipment and Materials Testing -- Water Purification and Sewage Treatment Equipment by Army
    Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $7,080; 2004: $43,898; 2005: $36,745; 2006: $0.

    Biggest contracts:
    $38,663 with Army for Water Quality Support Services. Signed on 2004-10-01. Completion date: 2005-09-30.
    $38,385, same as above. Signed on 2005-12-20. Completion date: 2005-09-30.
    $7,080 with Army for Equipment and Materials Testing -- Water Purification and Sewage Treatment Equipment. Signed on 2004-10-01. Completion date: 2005-09-30.
    $7,080, same as above. Signed on 2003-11-03. Completion date: 2003-10-01.


Top industries in this zip code by the number of employees in 2005:

  • Health Care and Social Assistance: Nursing Care Facilities (250-499 employees: 1 establishment)
  • Wholesale Trade: Wholesale Trade Agents and Brokers (100-249: 1)
  • Professional, Scientific, and Technical Services: Research and Development in the Physical, Engineering, and Life Sciences (50-99: 1)
  • Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (50-99: 1)
  • Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 1, 5-9: 2, 1-4: 1)
  • Other Services (except Public Administration): Religious Organizations (20-49: 1, 5-9: 1, 1-4: 5)
  • Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 1-4: 2)

Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)


Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)


Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninst.)




People in group quarters
  • 220 people in nursing homes
  • 30 people in college dormitories (includes college quarters off campus)
  • 22 people in homes for the mentally retarded
  • 2 people in other nonhousehold living situations
  • 2 people in other noninstitutional group quarters


Home Mortgage Disclosure Act Aggregated Statistics For Year 2007
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED16$85,250104$72,721113$56,708102$27,2322$124,00031$43,83524$56,461
APPLICATIONS APPROVED, NOT ACCEPTED5$90,40216$83,04917$65,05011$31,1790$00$07$89,540
APPLICATIONS DENIED3$78,92048$61,824139$67,28372$26,2780$05$18,53636$54,675
APPLICATIONS WITHDRAWN0$06$79,24040$69,1537$34,6170$00$02$72,180
FILES CLOSED FOR INCOMPLETENESS0$03$53,3479$89,7660$00$05$48,0400$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0110.00 , 0207.02, 0207.03

Private Mortgage Insurance Companies Aggregated Statistics For Year 2007
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
D) Loans On Manufactured
Home Dwelling (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED39$75,00913$85,1174$50,5001$35,380
APPLICATIONS APPROVED, NOT ACCEPTED8$61,97010$106,1654$36,0000$0
APPLICATIONS DENIED2$96,0000$00$00$0
APPLICATIONS WITHDRAWN3$79,7971$106,4200$01$42,240
FILES CLOSED FOR INCOMPLETENESS0$01$131,8900$00$0
Choose year:  2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 0110.00 , 0207.02, 0207.03

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value




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