14892 Zip Code Detailed Profile




City: Waverly, NY (5.34%)
Counties: Tioga County, NY (67.58%), Chemung County, NY (32.42%)
Estimated zip code population in 2013: 8,074
Zip code population in 2010: 8,189
Zip code population in 2000: 8,258

Houses and condos: 3,506
Renter-occupied apartments: 1,099
% of renters here:

33%
State:

46%
Mar. 2013 cost of living index in zip code 14892: 101.4 (near average, U.S. average is 100)

Land area: 42.9 sq. mi.
Water area: 0.5 sq. mi.
Population density: 188 people per square mile 
 
 (very low).

Age and Sex of Residents in zip code 14892
Zip code 14892 (Waverly, New York) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

2.4% ($2,324)
New York:

1.6% ($4,559)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,514 (2.2%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $1,962 (2.7%)

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Males: 3,885  (48.1%)
Females: 4,189  (51.9%)

For population 25 years and over in 14892:

For population 15 years and over in 14892:

Zip code 14892 compared to state average:

  • Median house value significantly below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Foreign-born population percentage significantly below state average.
  • Number of rooms per house above state average.
  • Percentage of population with a bachelor's degree or higher below state average.
  • Races in zip code 14892

  • Zip code 14892 races chart
    • 7,906White population
    • 41Black population
    • 16American Indian population
    • 31Asian population
    • 0Native Hawaiian and Other Pacific Islander population
    • 2Some other race population
    • 81Two or more races population
    • 112Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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Urban population: 4,935
Rural population: 3,138

Estimated median house/condo value in 2013: $95,100
14892:

$95,100
New York:

$277,600



According to our research of New York and other state lists there were 18 registered sex offenders living in 14892 zip code as of August 30, 2015.
The ratio of number of residents in zip code 14892 to the number of sex offenders is 454 to 1.


Median resident age:
This zip code:

41.3 years
New York median age:

38.2 years
Average household size:
This zip code:

2.3 people
New York:

2.6 people

Averages for the 2012 tax year for zip code 14892, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $43,831 (Individual Income Tax Returns)
Here:

$43,831
State:

$77,088

Salary/wage: $38,450 (reported on 85.9% of returns)
Here:

$38,450
State:

$60,593
(% of AGI for various income ranges: 73.4% for AGIs below $25k, 81.6% for AGIs $25k-50k, 79.4% for AGIs $50k-75k, 76.7% for AGIs $75k-100k, 81.9% for AGIs $100k-200k, 43.7% for AGIs over 200k)

Taxable interest for individuals: $738 (reported on 33.3% of returns)
This zip code:

$738
New York:

$3,125
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Ordinary dividends: $3,471 (reported on 17.1% of returns)
Here:

$3,471
State:

$10,299
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 6.6% for AGIs over 200k)

Net capital gain/loss in AGI: +$2,886 (reported on 9.5% of returns)
Here:

+$2,886
State:

+$42,474
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.2% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Profit/loss from business: +$12,800 (reported on 11.4% of returns)
Here:

+$12,800
State:

+$16,168
(% of AGI for various income ranges: 4.9% for AGIs below $25k, 3.0% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 5.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $10,617 (reported on 9.5% of returns)
14892:

$10,617
New York:

$17,621
(% of AGI for various income ranges: 3.3% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Total itemized deductions: $19,672 (19% of AGI, reported on 17.3% of returns)
Here:

$19,672
State:

$34,985

Here:

18.9% of AGI
State:

21.3% of AGI
(% of AGI for various income ranges: 3.7% for AGIs below $25k, 4.7% for AGIs $25k-50k, 7.3% for AGIs $50k-75k, 7.9% for AGIs $75k-100k, 11.3% for AGIs $100k-200k, 12.3% for AGIs over 200k)

Charity contributions: $2,534 (reported on 11.1% of returns)
Here:

$2,534
State:

$5,572
(% of AGI for various income ranges: 0.1% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Taxes paid: $9,656 (reported on 17.3% of returns)
14892:

$9,656
State:

$18,656
(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.3% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.5% for AGIs $75k-100k, 6.5% for AGIs $100k-200k, 9.4% for AGIs over 200k)

Earned income credit: $2,059 (reported on 22.5% of returns)
Here:

$2,059
State:

$2,230
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 14892, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,123 (Individual Income Tax Returns)
Here:

$35,123
State:

$59,519

Salary/wage: $31,770 (reported on 87.2% of returns)
Here:

$31,770
State:

$50,673
(% of AGI for various income ranges: 89.1% for AGIs below $10k, 77.6% for AGIs $10k-25k, 81.5% for AGIs $25k-50k, 83.8% for AGIs $50k-75k, 84.6% for AGIs $75k-100k, 63.0% for AGIs over 100k)

Taxable interest for individuals: $904 (reported on 44.7% of returns)
This zip code:

$904
New York:

$2,377
(% of AGI for various income ranges: 2.9% for AGIs below $10k, 1.3% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $1,137 (reported on 19.4% of returns)
Here:

$1,137
State:

$5,394
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$3,026 (reported on 12.3% of returns)
Here:

+$3,026
State:

+$23,581
(% of AGI for various income ranges: -0.4% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Profit/loss from business: +$8,421 (reported on 12.8% of returns)
Here:

+$8,421
State:

+$13,809
(% of AGI for various income ranges: 2.3% for AGIs below $10k, 3.4% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 7.0% for AGIs over 100k)

Profit/loss from farming: +$308 (reported on 0.4% of returns)
Here +$308
State -$2,666

IRA payment deduction: $2,342 (reported on 2.1% of returns)
14892:

$2,342
New York:

$3,115

Self-employed pension: $6,500 (reported on 0.3% of returns)
Here:

$6,500
New York:

$19,016

Total itemized deductions: $14,715 (19% of AGI, reported on 17.9% of returns)
Here:

$14,715
State:

$25,864

Here:

18.9% of AGI
State:

21.9% of AGI
(% of AGI for various income ranges: 4.0% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 11.1% for AGIs $75k-100k, 11.2% for AGIs over 100k)

Charity contributions deductions: $2,195 (3% of AGI, reported on 14.7% of returns)
Here:

$2,195
State:

$4,439

Here:

2.7% of AGI
State:

3.6% of AGI
(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.4% for AGIs over 100k)

Total tax: $4,615 (reported on 71.7% of returns)
14892:

$4,615
State:

$11,730
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.9% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 20.3% for AGIs over 100k)

Earned income credit: $1,627 (reported on 19.9% of returns)
Here:

$1,627
State:

$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 68.4%
Here:

68%
State:

67%
(% for various income ranges: 61.3% for AGIs below $10k, 69.6% for AGIs $10k-25k, 69.6% for AGIs $25k-50k, 71.1% for AGIs $50k-75k, 72.8% for AGIs $75k-100k, 77.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$49,623
New York:

$57,369
Waverly, NY (14892) map Nearest zip codes: 14859, 18840, 14825, 18810, 13734, 14861.
Percentage of family households:
This zip code:

52.5%
New York:

47.6%
Percentage of households with unmarried partners:
This zip code:

8.6%
New York:

6.0%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 524
Household did not receive Food Stamps/SNAP in the past 12 months: 2,817


Women who had a birth in the past 12 months: 155 (101 now married, 54 unmarried)
Women who did not have a birth in the past 12 months: 1,739 (863 now married, 876 unmarried)


Housing units in zip code 14892 with a mortgage: 1,259 (50 second mortgage, 225 home equity loan)
Houses without a mortgage: 983

Median monthly owner costs for units with a mortgage: $1,144
Median monthly owner costs for units without a mortgage: S444

Residents with income below the poverty level in 2013:
This zip code:

14.8%
Whole state:

16.0%
Residents with income below 50% of the poverty level in 2013:
This zip code:

8.2%
Whole state:

9.0%
Median number of rooms in houses and condos:
Here:

6.8
State:

6.4
Median number of rooms in apartments:
Here:

4.5
State:

3.8
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 14892: Chemung Golf Course (A), Waverly Stadium (B), The Club at Shepard Hills (C), Waverly Free Library (D), Waverly Barton Fire District Station 1 (E). Display/hide their locations on the map

    Churches in zip code 14892 include: Saint John of the Cross Monastery (A), United Methodist Church of Waverly (B), Saint James Catholic Church (C), North Waverly Chapel (D), First Baptist Church (E), Faith Southern Baptist Church (F), Church of the Nazarene (G), Christian Life Church (H), Christian And Missionary Church (I). Display/hide their locations on the map

    Cemeteries: Saint James Cemetery (1), Prospect Hill Cemetery (2), Glenwood Cemetery (3), Barton Center Cemetery (4), Forest Home Cemetery (5), Tallmadge Hill Cemetery (6), East Waverly Cemetery (7). Display/hide their locations on the map

    Lakes and reservoirs: Dodge Pond (A), Waverly Reservoirs (B). Display/hide their locations on the map

    Streams, rivers, and creeks: Wynkoop Creek (A), Flag Marsh Run (B), Ellis Creek (C), Ellis Brook (D), Dry Brook (E), Reed Brook (F), Spring Brook (G), Miami Creek (H). Display/hide their locations on the map

    Parks in zip code 14892 include: Waverly Memorial Park (1), Shephard Park (2). Display/hide their locations on the map

Year house built

  • 352010 or later
  • 3142000 to 2009
  • 2661990 to 1999
  • 3391980 to 1989
  • 3661970 to 1979
  • 2111960 to 1969
  • 2471950 to 1959
  • 1551940 to 1949
  • 1,5731939 or earlier

Zip code 14892 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Waverly, NY (14892)

  • 0no bedroom
  • 481 bedroom
  • 4262 bedrooms
  • 1,2383 bedrooms
  • 4864 bedrooms
  • 445+ bedrooms

Bedrooms in renter-occupied apartments in Waverly, NY (14892)

  • 51no bedroom
  • 2991 bedroom
  • 3572 bedrooms
  • 2883 bedrooms
  • 934 bedrooms
  • 115+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Waverly, NY (14892) in owner-occupied houses/condos

  • 149no vehicle
  • 5291 vehicle
  • 1,0312 vehicles
  • 4193 vehicles
  • 944 vehicles
  • 205+ vehicles

Cars and other vehicles available in Waverly, NY (14892) in renter-occupied apartments

  • 317no vehicle
  • 4421 vehicle
  • 2622 vehicles
  • 593 vehicles
  • 104 vehicles
  • 95+ vehicles

Median gross rent in 2013: $625.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $95,100
14892:

$95,100
New York:

$277,600
Lower value quartile - upper value quartile: $66,300 - $160,500

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 10.1%

Percentage of zip code residents living and working in this county: 36.8%

Household type by relationship:

Households: 7,819

Size of family households: 999 2-persons, 470 3-persons, 407 4-persons, 121 5-persons, 54 6-persons, 57 7-or-more-persons

Size of nonfamily households: 1,054 1-person, 174 2-persons, 5 4-persons

1,027 married couples with children.
482 single-parent households (103 men, 379 women).

97.7% of residents of 14892 zip code speak English at home.
0.6% of residents speak Spanish at home (33% very well, 67% not well).
1.2% of residents speak other Indo-European language at home (82% very well, 18% well).
0.2% of residents speak Asian or Pacific Island language at home (46% well, 54% not at all).
0.3% of residents speak other language at home (100% very well).

Foreign born population: 170 (2.1%)
(58.2% of them are naturalized citizens)
This zip code:

2.1%
Whole state:

22.3%

Most common places of birth for the foreign-born residents

  • 28%England
  • 18%Jamaica
  • 8%Germany
  • 7%Belgium
  • 6%Italy
  • 6%Russia
  • 6%Spain

Most common first ancestries reported in 14892 (%)

  • 14%German
  • 14%English
  • 11%Other groups
  • 10%Irish
  • 9%Italian
  • 7%American
  • 2%Polish

Year of entry for the foreign-born population

  • 62010 or later
  • 692000 to 2009
  • 01990 to 1999
  • 121Before 1990

Zip code 14892 topographic map

Facilities with environmental interests located in this zip code:


Zip code 14892 marital status for males
Zip code 14892 marital status for females

Housing units lacking complete plumbing facilities: 1.9%
Housing units lacking complete kitchen facilities: 2.1%

Most commonly used house heating fuel

  • 39%Utility gas
  • 29%Fuel oil, kerosene, etc.
  • 12%Electricity
  • 10%Bottled, tank, or LP gas
  • 5%Wood
  • 3%Other fuel
  • 2%Coal or coke

Population in 1990: 8,262. Population change in the 1990s: -4 (-0.0%).

Place of birth for U.S.-born residents:


65% of the 14892 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 52% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

91% of the 14892 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 64% moved from this county.
   Out of people who lived in different houses, 10% moved from different county within same state.
   Out of people who lived in different houses, 26% moved from different state.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 59
Here:

8.7%
New York:

12.7%
Students in private schools in grades 9 to 12 (high school): 35
Here:

8.8%
New York:

12.6%
Students in private undergraduate colleges: 62
Here:

21.3%
New York:

35.1%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 100,000Life, physical, and social science occupations
  • 77,875Architecture and engineering occupations
  • 60,208Business and financial operations occupations
  • 55,250Computer and mathematical occupations
  • 53,625Management occupations
  • 50,841Health diagnosing and treating practitioners and other technical occupations

Companies with federal contracts located in this zip code:

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 167 people in nursing facilities/skilled-nursing facilities
  • 32 people in group homes intended for adults
  • 30 people in college/university student housing
  • 2 people in other noninstitutional facilities

People in group quarters in 2000:

  • 220 people in nursing homes
  • 30 people in college dormitories (includes college quarters off campus)
  • 22 people in homes for the mentally retarded
  • 2 people in other nonhousehold living situations
  • 2 people in other noninstitutional group quarters

Fatal accident statistics in 2011:

  • Fatal accident count: 1
  • Vehicles involved in fatal accidents: 1
  • Fatal accidents caused by drunken drivers: 0
  • Fatalities: 1
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED39$93,59450$86,32484$90,07251$18,68410$43,59815$77,659
APPLICATIONS APPROVED, NOT ACCEPTED2$69,0004$132,54512$66,0383$16,5001$154,1601$114,160
APPLICATIONS DENIED7$103,73319$85,33456$99,38539$20,1733$19,96713$47,503
APPLICATIONS WITHDRAWN2$73,0003$63,03734$87,51413$33,7851$125,4702$94,145
FILES CLOSED FOR INCOMPLETENESS1$69,1300$05$87,7900$00$00$0

Detailed HMDA statistics for the following Tracts: 0110.00 , 0207.02, 0207.03

Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 4 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
NumberAverage ValueNumberAverage Value
LOANS ORIGINATED7$81,4633$76,367
APPLICATIONS APPROVED, NOT ACCEPTED2$138,0002$91,915
APPLICATIONS DENIED2$154,0000$0
APPLICATIONS WITHDRAWN2$56,0002$83,000
FILES CLOSED FOR INCOMPLETENESS0$00$0

Detailed PMIC statistics for the following Tracts: 0110.00 , 0207.02, 0207.03

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 14892 among deceased individuals
NameCountLived (average)
Mary10280.5 years
John7877.1 years
Robert7070.3 years
William5773.7 years
Charles4876.5 years
Margaret4679.5 years
Dorothy4579.8 years
Joseph4377.2 years
Helen4084.1 years
Anna4082.0 years
Most common last names in zip code 14892 among deceased individuals
Last nameCountLived (average)
Smith4279.5 years
Johnson2677.2 years
Miller2678.8 years
Williams2379.4 years
Brown2378.1 years
Robinson2178.5 years
Clark1875.1 years
Baker1570.1 years
Bennett1575.2 years
Jones1380.5 years
Businesses in zip code 14892
NameCountNameCount
FedEx1U-Haul1
MasterBrand Cabinets3UPS2
McDonald's1

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