Housing units in zip code 15722 with a mortgage: 393 (14 second mortgage, 70 home equity loan, 4 both second mortgage and home equity loan) Houses without a mortgage: 456
Median monthly owner costs for units with a mortgage: $998
Median monthly owner costs for units without a mortgage: $347
Residents with income below the poverty level in 2010:
This zip code:
12.8%
Whole state:
12.8%
Residents with income below 50% of the poverty level in 2010:
434 married couples with children.
72 single-parent households (16 men, 56 women).
98.6% of residents of 15722 zip code speak English at home.
1.3% of residents speak Spanish at home (78% very well, 16% well, 6% not well).
2.1% of residents speak other Indo-European language at home (65% very well, 8% well, 27% not well).
4.4% of residents speak Asian or Pacific Island language at home (57% very well, 43% not at all).
Foreign born population: 12 (0.5%) (76.4% of them are naturalized citizens)
This zip code:
0.5%
Whole state:
5.7%
Most common places of birth for the foreign-born residents:
United Kingdom (36%)
Germany (18%)
Vietnam (18%)
Africa, n.e.c. (18%)
Korea (9%)
Year of entry for the foreign-born population
2000 or later: 2
1990 to 1999: 8
1980 to 1989: 0
Before 1980: 6
Races in zip code 15722:
White population: 2,537 Black population: 0 American Indian population: 8 Asian population: 49 Native Hawaiian and Other Pacific Islander population: 0 Some other race population: 0 Two or more races population: 21 Hispanic or Latino population: 29
Facilities with environmental interests located in this zip code:
B & B CONST STP (RR 1 ROUTE 219 in CARROLLTOWN, PA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: SEWERAGE SYSTEMS Alternative names: BESHARA, JAMES, JAMES BESHARA
Housing units lacking complete plumbing facilities: 4.8%
Housing units lacking complete kitchen facilities: 3.6%
Most commonly used house heating fuel:
Fuel oil, kerosene, etc. (65%)
Coal or coke (12%)
Electricity (9%)
Wood (6%)
Other fuel (3%)
Bottled, tank, or LP gas (3%)
Utility gas (2%)
Population in 1990: 2,644. Population change in the 1990s: +454 (+17.2%).
Place of birth for U.S.-born residents:
This state: 2,877
Northeast: 82
Midwest: 64
South: 62
West: 3
79% of the 15722 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 78% lived in this county. Out of people who lived in different counties, 50% lived in Pennsylvania.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 86
Here:
33.1%
Pennsylvania:
14.7%
Students in private schools in grades 9 to 12 (high school): 44
Here:
25.6%
Pennsylvania:
12.9%
Students in private undergraduate colleges: 33
Here:
29.8%
Pennsylvania:
38.9%
Educational Attainment (%)
School Enrollment by Level of School (%)
Class of Workers (%)
Top industries in this zip code by the number of employees in 2005:
Information: Cable and Other Program Distribution (20-49 employees: 1 establishment)
Mining: Bituminous Coal and Lignite Surface Mining (20-49: 1)
Finance and Insurance: Insurance Agencies and Brokerages (10-19: 1, 5-9: 1, 1-4: 2)
Health Care and Social Assistance: Ambulance Services (10-19: 1)
Mining: Dimension Stone Mining and Quarrying (10-19: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
People in group quarters:
20 people in other noninstitutional group quarters
6 people in homes for the mentally retarded
2 people in religious group quarters
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
3
$65,577
17
$92,027
41
$92,446
20
$34,568
2
$44,030
6
$37,160
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
5
$77,754
3
$19,360
0
$0
0
$0
APPLICATIONS DENIED
1
$55,270
4
$67,918
19
$85,002
7
$12,446
3
$16,863
4
$83,610
APPLICATIONS WITHDRAWN
1
$44,030
5
$99,114
7
$84,311
1
$71,200
0
$0
1
$33,720
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$30,910
1
$56,210
0
$0
1
$56,210
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
7
$119,107
22
$78,734
22
$94,319
28
$24,223
1
$73,070
5
$55,458
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$139,580
6
$79,315
4
$40,750
0
$0
3
$72,133
APPLICATIONS DENIED
1
$99,300
7
$97,293
27
$103,430
14
$34,193
4
$51,055
1
$29,980
APPLICATIONS WITHDRAWN
0
$0
2
$82,440
7
$102,647
1
$23,420
0
$0
1
$75,880
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
6
$82,438
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
5
$62,578
24
$74,320
38
$71,197
42
$31,963
1
$250,130
4
$17,800
7
$65,844
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
7
$40,951
7
$96,759
4
$34,193
0
$0
1
$168,620
3
$38,720
APPLICATIONS DENIED
1
$73,070
12
$45,669
44
$90,082
20
$31,945
0
$0
1
$70,260
7
$53,531
APPLICATIONS WITHDRAWN
0
$0
1
$60,890
17
$103,489
0
$0
0
$0
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
7
$126,334
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
30
$68,043
50
$65,332
26
$24,213
5
$46,652
4
$27,635
APPLICATIONS APPROVED, NOT ACCEPTED
2
$29,040
13
$64,063
3
$31,227
1
$70,260
2
$40,750
APPLICATIONS DENIED
8
$78,223
45
$68,490
20
$48,152
0
$0
3
$24,670
APPLICATIONS WITHDRAWN
5
$105,484
15
$73,008
1
$5,620
2
$70,260
0
$0
FILES CLOSED FOR INCOMPLETENESS
1
$151,760
3
$70,260
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$53,400
20
$65,951
52
$61,991
37
$21,876
3
$22,170
8
$44,264
APPLICATIONS APPROVED, NOT ACCEPTED
1
$50,590
4
$59,955
13
$54,911
5
$39,346
0
$0
3
$35,287
APPLICATIONS DENIED
1
$50,590
10
$43,374
48
$57,086
12
$30,680
5
$31,476
11
$54,079
APPLICATIONS WITHDRAWN
0
$0
2
$133,025
22
$78,223
2
$14,050
0
$0
1
$44,970
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
2
$70,730
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$85,250
23
$67,124
66
$63,177
44
$25,038
3
$50,273
7
$35,197
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
6
$69,635
9
$68,490
1
$18,740
1
$30,910
2
$72,135
APPLICATIONS DENIED
0
$0
10
$44,966
31
$101,779
13
$17,727
2
$68,385
8
$44,030
APPLICATIONS WITHDRAWN
0
$0
3
$43,717
24
$72,797
4
$46,373
1
$71,200
1
$56,210
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$17,800
8
$116,046
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$118,970
28
$49,885
93
$62,020
48
$26,152
5
$46,466
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
5
$41,406
8
$76,584
4
$15,925
0
$0
APPLICATIONS DENIED
0
$0
5
$56,396
29
$44,676
8
$15,106
0
$0
APPLICATIONS WITHDRAWN
0
$0
3
$59,020
15
$85,249
3
$38,410
1
$112,420
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
5
$80,940
0
$0
0
$0
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$69,325
17
$39,180
62
$52,884
41
$17,160
2
$43,095
APPLICATIONS APPROVED, NOT ACCEPTED
1
$24,360
1
$15,930
10
$58,456
3
$12,490
0
$0
APPLICATIONS DENIED
0
$0
10
$45,903
38
$52,190
10
$23,795
3
$69,947
APPLICATIONS WITHDRAWN
0
$0
3
$44,653
13
$67,882
1
$79,630
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$21,550
5
$57,332
0
$0
0
$0
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
5
$57,332
28
$74,710
56
$55,137
41
$18,668
2
$39,345
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
3
$63,077
9
$73,694
2
$22,485
0
$0
APPLICATIONS DENIED
0
$0
8
$41,336
22
$53,653
13
$12,106
3
$39,033
APPLICATIONS WITHDRAWN
0
$0
2
$34,195
9
$45,174
4
$21,313
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
4
$45,903
0
$0
0
$0
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$37,470
19
$37,324
20
$38,596
45
$11,720
2
$7,025
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
3
$33,100
7
$64,506
1
$12,180
0
$0
APPLICATIONS DENIED
0
$0
15
$30,852
14
$46,639
9
$16,446
1
$11,240
APPLICATIONS WITHDRAWN
0
$0
1
$5,620
7
$63,434
2
$32,790
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
1
$72,130
2
$38,875
0
$0
0
$0
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)