16640 Zip Code (PA) Detailed Profile

County: Cambria County, PA

Estimated zip code population in 2022: 887
Zip code population in 2010: 817
Zip code population in 2000: 841

Houses and condos: 577
Renter-occupied apartments: 17

% of renters here:	5%
State:	31%

March 2022 cost of living index in zip code 16640: 91.9 (less than average, U.S. average is 100)

Land area: 13.2 sq. mi.
Water area: 0.1 sq. mi.

Population density: 67 people per square mile

(very low).

Age and Sex of Residents in zip code 16640

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Real estate property taxes paid for housing units in 2022:

This zip code:	1.7% ($1,910)
Pennsylvania:	1.3% ($3,094)

Median real estate property taxes paid for housing units with mortgages in 2022: $2,135 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,745 (2.1%)

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Males: 444	(50.0%)
Females: 443	(50.0%)

For population 25 years and over in 16640:

High school or higher: 88.8%
Bachelor's degree or higher: 15.2%
Graduate or professional degree: 6.0%
Unemployed: 3.5%
Mean travel time to work (commute): 43.6 minutes

For population 15 years and over in 16640:

Never married: 25.8%
Now married: 52.3%
Separated: 0.7%
Widowed: 9.2%
Divorced: 12.1%

Zip code 16640 compared to state average:

Median house value below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age above state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.
Length of stay since moving in significantly below state average.
House age significantly below state average.
Percentage of population with a bachelor's degree or higher below state average.

- 87198.6%White
- 60.7%Two or more races
- 40.5%Hispanic or Latino
- 10.1%Black
- 10.1%Asian

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Discuss zip code 16640 area on our local forum with over 2,400,000 registered users

100% rural population.

Estimated median house/condo value in 2022: $114,176

16640:	$114,176
Pennsylvania:	$245,500

According to our research of Pennsylvania and other state lists, there were 5 registered sex offenders living in 16640 zip code as of April 27, 2024.
The ratio of all residents to sex offenders in zip code 16640 is 159 to 1.

Median resident age:

This zip code:	46.9 years
Pennsylvania median age:	40.9 years

Average household size:

This zip code:	2.6 people
Pennsylvania:	2.4 people

Averages for the 2020 tax year for zip code 16640, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $52,523 (Individual Income Tax Returns)

Here:
$52,523
State:
$75,707

Salary/wage: $47,679 (reported on 71.7% of returns)

Here:
$47,679
State:
$62,806

(% of AGI for various income ranges: 855.0% for AGIs below $25k, 2730.0% for AGIs $25k-50k, 4978.6% for AGIs $50k-75k, 9287.5% for AGIs $75k-100k, 14324.0% for AGIs $100k-200k)

Taxable interest for individuals: $423 (reported on 24.5% of returns)

This zip code:
$423
Pennsylvania:
$1,633

(% of AGI for various income ranges: 11.7% for AGIs below $25k, 28.6% for AGIs $50k-75k, 30.0% for AGIs $75k-100k, 18.0% for AGIs $100k-200k)

Ordinary dividends: $629 (reported on 13.2% of returns)

Here:
$629
State:
$7,382

(% of AGI for various income ranges: 28.0% for AGIs $25k-50k, 40.0% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$4,480 (reported on 9.4% of returns)

Here:
+$4,480
State:
+$23,522

(% of AGI for various income ranges: 37.5% for AGIs below $25k, 447.5% for AGIs $75k-100k)

Profit/loss from business: +$10,420 (reported on 9.4% of returns)

Here:
+$10,420
State:
+$16,274

(% of AGI for various income ranges: 325.0% for AGIs $25k-50k, 490.0% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $9,960 (reported on 9.4% of returns)

16640:
$9,960
Pennsylvania:
$18,583

(% of AGI for various income ranges: 233.3% for AGIs below $25k, 311.4% for AGIs $50k-75k)

Earned income credit: $2,180 (reported on 9.4% of returns)

Here:
$2,180
State:
$2,100

(% of AGI for various income ranges: 90.8% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.2%

Here:
96%
State:
92%

(% for various income ranges: 94.4% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 87.5% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 16640, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,571 (Individual Income Tax Returns)

Here:
$45,571
State:
$61,346

Salary/wage: $41,176 (reported on 75.6% of returns)

Here:
$41,176
State:
$51,902

(% of AGI for various income ranges: 57.4% for AGIs below $25k, 69.9% for AGIs $25k-50k, 62.6% for AGIs $50k-75k, 78.0% for AGIs $75k-100k, 66.4% for AGIs $100k-200k)

Taxable interest for individuals: $364 (reported on 31.1% of returns)

This zip code:
$364
Pennsylvania:
$1,588

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs $100k-200k)

Ordinary dividends: $717 (reported on 13.3% of returns)

Here:
$717
State:
$5,827

Net capital gain/loss in AGI: +$9,025 (reported on 8.9% of returns)

Here:
+$9,025
State:
+$14,495

Profit/loss from business: +$6,440 (reported on 11.1% of returns)

Here:
+$6,440
State:
+$16,268

Taxable individual retirement arrangement distribution: $10,325 (reported on 8.9% of returns)

16640:
$10,325
Pennsylvania:
$14,550

Total itemized deductions: $18,767 (20% of AGI, reported on 20.0% of returns)

Here:
$18,767
State:
$23,538

Here:
20.1% of AGI
State:
18.4% of AGI

(% of AGI for various income ranges: 15.0% for AGIs $25k-50k, 8.7% for AGIs $75k-100k, 11.4% for AGIs $100k-200k)

Charity contributions: $2,950 (reported on 13.3% of returns)

Here:
$2,950
State:
$4,025

Taxes paid: $6,222 (reported on 20.0% of returns)

16640:
$6,222
State:
$9,982

(% of AGI for various income ranges: 4.2% for AGIs $25k-50k, 2.9% for AGIs $75k-100k, 4.4% for AGIs $100k-200k)

Earned income credit: $2,243 (reported on 15.6% of returns)

Here:
$2,243
State:
$2,106

(% of AGI for various income ranges: 5.3% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 62.2%

Here:
62%
State:
53%

(% for various income ranges: 58.8% for AGIs below $25k, 58.3% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 16640, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,870 (Individual Income Tax Returns)

Here:
$34,870
State:
$48,049

Salary/wage: $30,514 (reported on 81.3% of returns)

Here:
$30,514
State:
$42,646

(% of AGI for various income ranges: 68.8% for AGIs below $10k, 67.3% for AGIs $10k-25k, 76.1% for AGIs $25k-50k, 72.0% for AGIs $50k-75k, 79.3% for AGIs $75k-100k, 56.5% for AGIs over 100k)

Taxable interest for individuals: $773 (reported on 37.8% of returns)

This zip code:
$773
Pennsylvania:
$1,657

(% of AGI for various income ranges: 2.6% for AGIs below $10k, 2.5% for AGIs $10k-25k, 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.7% for AGIs $75k-100k)

Taxable dividends: $667 (reported on 15.5% of returns)

Here:
$667
State:
$3,566

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Net capital gain/loss: +$800 (reported on 11.1% of returns)

Here:
+$800
State:
+$9,716

Profit/loss from business: +$8,532 (reported on 18.9% of returns)

Here:
+$8,532
State:
+$14,267

(% of AGI for various income ranges: 17.3% for AGIs below $10k, 7.2% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 8.3% for AGIs $50k-75k)

Total itemized deductions: $14,149 (23% of AGI, reported on 21.4% of returns)

Here:
$14,149
State:
$18,804

Here:
23.2% of AGI
State:
19.5% of AGI

Charity contributions deductions: $1,379 (2% of AGI, reported on 16.2% of returns)

Here:
$1,379
State:
$3,337

Here:
2.3% of AGI
State:
3.3% of AGI

Total tax: $4,260 (reported on 74.7% of returns)

16640:
$4,260
State:
$8,008

(% of AGI for various income ranges: 4.0% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 16.2% for AGIs over 100k)

Earned income credit: $1,636 (reported on 18.9% of returns)

Here:
$1,636
State:
$1,643

Percentage of individuals using paid preparers for their 2004 taxes: 67.3%

Here:
67%
State:
56%

(% for various income ranges: 57.4% for AGIs below $10k, 64.4% for AGIs $10k-25k, 74.2% for AGIs $25k-50k, 73.0% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 85.7% for AGIs over 100k)

Estimated median household income in 2022:

This zip code:	$51,379
Pennsylvania:	$71,798

Nearest zip codes: 16668, 16627, 16656, 15753, 16645, 16639.

Percentage of family households:

This zip code:	39.4%
Pennsylvania:	42.6%

Percentage of households with unmarried partners:

This zip code:	9.2%
Pennsylvania:	46.5%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 57
Household did not receive Food Stamps/SNAP in the past 12 months: 284

Women who had a birth in the past 12 months: 8 (1 now married, 6 unmarried)
Women who did not have a birth in the past 12 months: 144 (61 now married, 82 unmarried)

Housing units in zip code 16640 with a mortgage: 149 (12 second mortgage, 11 both second mortgage and home equity loan)
Houses without a mortgage: 3

Median monthly owner costs for units with a mortgage: $1,133
Median monthly owner costs for units without a mortgage: $545

Residents with income below the poverty level in 2022:

This zip code:	23.2%
Whole state:	11.8%

Residents with income below 50% of the poverty level in 2022:

This zip code:	15.5%
Whole state:	6.1%

Median number of rooms in houses and condos:

Here:	5.3
State:	6.8

Median number of rooms in apartments:

Here:	5.6
State:	4.3

Notable locations in this zip code not listed on our city pages
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Streams, rivers, and creeks: Beaverdam Run (A), Kibler Run (B). Display/hide their locations on the map

Year house built (houses)
02020 or later
192010 to 2019
1132000 to 2009
1391990 to 1999
1201980 to 1989
1081970 to 1979
151960 to 1969
111950 to 1959
131940 to 1949
331939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 16640

Bedrooms in owner-occupied houses and condos in 16640
0no bedroom
271 bedroom
902 bedrooms
1593 bedrooms
464 bedrooms
25+ bedrooms

Bedrooms in renter-occupied apartments in 16640

Bedrooms in renter-occupied apartments in 16640
0no bedroom
31 bedroom
72 bedrooms
73 bedrooms
04 bedrooms
05+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in 16640 in owner-occupied houses/condos

Cars and other vehicles available in 16640 in owner-occupied houses/condos
11no vehicle
1221 vehicle
1392 vehicles
373 vehicles
84 vehicles
75+ vehicles

Cars and other vehicles available in 16640 in renter-occupied apartments

Cars and other vehicles available in 16640 in renter-occupied apartments
0no vehicle
81 vehicle
92 vehicles
03 vehicles
04 vehicles
05+ vehicles

Zip code 16640 household income distribution in 2022
12Less than $10,000
12$10,000 to $14,999
1$15,000 to $19,999
34$20,000 to $24,999
19$25,000 to $29,999
13$30,000 to $34,999
31$35,000 to $39,999
16$40,000 to $44,999
18$45,000 to $49,999
21$50,000 to $59,999
26$60,000 to $74,999
45$75,000 to $99,999
45$100,000 to $124,999
3$125,000 to $149,999
18$150,000 to $199,999
16$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2022 in zip code 16640
15Less than $10,000
13$10,000 to $14,999
2$15,000 to $19,999
2$20,000 to $24,999
6$25,000 to $29,999
10$30,000 to $34,999
10$40,000 to $49,999
16$50,000 to $59,999
8$60,000 to $69,999
33$70,000 to $79,999
4$80,000 to $89,999
20$90,000 to $99,999
21$100,000 to $124,999
16$125,000 to $149,999
53$150,000 to $174,999
9$175,000 to $199,999
25$200,000 to $249,999
8$250,000 to $299,999
13$300,000 to $399,999
7$400,000 to $499,999

Rent paid by renters in 2022 in zip code 16640
2$400 to $449
2$450 to $499
5$550 to $599
5No cash rent

Median gross rent in 2022: $1,042.

Median price asked for vacant for-sale houses and condos in 2022: $118,100.

Estimated median house (or condo) value in 2022 for:

White Non-Hispanic householders: $139,361
Some other race householders: $256,522
Hispanic or Latino householders: $256,522

Estimated median house or condo value in 2022: $114,176

16640:	$114,176
Pennsylvania:	$245,500

Lower value quartile - upper value quartile: $66,848 - $180,127

Owners and renters by unit type in zip code 16640

Breakdown of mean house values by ages of householders

Housing units in structures:

One, detached: 390
One, attached: 5
Two: 2
Mobile homes: 162
Boats, RVs, vans, etc.: 12

Unemployment: 3.5%

Means of transportation to work in zip code 16640
76.6%254Drove a car alone
1.5%5Carpooled
5.4%18Other means
17.5%58Worked at home

Travel time to work (commute) in zip code 16640
8Less than 5 minutes
255 to 9 minutes
1910 to 14 minutes
1515 to 19 minutes
220 to 24 minutes
525 to 29 minutes
2630 to 34 minutes
2335 to 39 minutes
2940 to 44 minutes
8045 to 59 minutes
1360 to 89 minutes
2390 or more minutes

Percentage of zip code residents living and working in this county: 42.9%

Household type by relationship:

Households: 887

Male householders: 152 (53 living alone), Female householders: 190 (31 living alone)
176 spouses (176 opposite-sex spouses), 35 unmarried partners, (35 opposite-sex unmarried partners), 247 children (207 natural, 36 adopted, 3 stepchildren), 48 grandchildren, 5 brothers or sisters, 13 parents, 0 foster children, 15 other relatives, 8 non-relatives

Size of family households: 115 2-persons, 59 3-persons, 34 4-persons, 21 5-persons, 3 6-persons, 5 7-or-more-persons

Size of nonfamily households: 83 1-person, 17 2-persons

105 married couples with children.
41 single-parent households (41 women).

99.2% of residents of 16640 zip code speak English at home.
0.5% of residents speak Spanish at home (100% very well).

Foreign born population: 2 (0.2%)
(100.0% of them are naturalized citizens)

This zip code:	0.2%
Whole state:	7.5%

Most common places of birth for foreign-born residents

100%Malaysia

Most common first ancestries reported in 16640

23%German
14%Polish
10%American
10%Pennsylvania German
10%English
4%Irish
3%British

Year of entry for the foreign-born population

Year of entry for the foreign-born population
02010 or later
02000 to 2009
01990 to 1999
1Before 1990

Zip code 16640 marital status for females

Housing units lacking complete plumbing facilities: 4.5%
Housing units lacking complete kitchen facilities: 5.2%

41.8%Fuel oil, kerosene, etc.
22.9%Electricity
16.8%Wood
9.3%Bottled, tank, or LP gas
4.8%Coal or coke
2.1%Other fuel
1.5%Utility gas
1.5%No fuel used

Population in 1990: 1,589.

Place of birth for U.S.-born residents:

This state: 789
Northeast: 21
Midwest: 17
South: 49
West: 1

68% of the 16640 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 47% lived in this county.
Out of people who lived in different counties, 50% lived in Pennsylvania.

87% of the 16640 zip code residents lived in the same house 1 year ago.
Out of people who lived in different houses, 22% moved from this county.
Out of people who lived in different houses, 74% moved from different county within same state.

Year householders moved into unit in 16640

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 3

Here:	4.9%
Pennsylvania:	15.7%

Students in private schools in grades 9 to 12 (high school):

Here:	0.0%
Pennsylvania:	13.4%

Students in private undergraduate colleges: 8

Here:	43.3%
Pennsylvania:	39.8%

School Enrollment by Level of School in 2022

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
86,733Education, training, and library occupations
72,529Management occupations
67,345Business and financial operations occupations
53,926Health diagnosing and treating practitioners and other technical occupations
53,697Construction and extraction occupations
43,912Transportation occupations

Top industries in this zip code by the number of employees in 2005:

Construction: New Housing Operative Builders (10-19 employees: 1 establishment)
Real Estate and Rental and Leasing: Video Tape and Disc Rental (10-19: 1)
Utilities: Water Supply and Irrigation Systems (5-9: 1)
Professional, Scientific, and Technical Services: Other Accounting Services (5-9: 1)
Utilities: Sewage Treatment Facilities (5-9: 1)
Real Estate and Rental and Leasing: Nonresidential Property Managers (5-9: 1)
Accommodation and Food Services: Full-Service Restaurants (5-9: 1)
Construction: Power and Communication Line and Related Structures Construction (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2000:

14 people in homes or halfway houses for drug/alcohol abuse

Fatal accident statistics in 2012:

Fatal accident count: 2
Vehicles involved in fatal accidents: 2
Fatal accidents caused by drunken drivers: 1
Fatalities: 2
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2011:

Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 1
Pedestrians involved in fatal accidents: 0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$100,670	6	$84,597	8	$99,704	2	$12,670	2	$70,400	2	$43,295
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	1	$98,910	1	$11,620	0	$0	0	$0
APPLICATIONS DENIED	0	$0	3	$84,713	5	$110,668	2	$33,265	1	$154,880	2	$49,630
APPLICATIONS WITHDRAWN	0	$0	1	$34,140	2	$90,110	0	$0	0	$0	1	$111,940
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 0121.00

	A) Conventional Home Purchase Loans
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value
LOANS ORIGINATED	2	$81,310
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0
APPLICATIONS DENIED	0	$0
APPLICATIONS WITHDRAWN	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 1999

Detailed PMIC statistics for the following Tracts: 0121.00

Conventional Home Purchase Loans in zip code 16640

Conventional Home Purchase Loans in zip code 16640 - Value

Name	Count	Lived (average)
Most common first names in zip code 16640 among deceased individuals
James	9	67.3 years
Joseph	8	75.7 years
Mary	5	79.2 years
Frank	4	75.2 years
John	4	76.3 years
Paul	4	73.2 years
Anna	3	85.6 years
George	3	77.7 years
Harry	3	80.6 years
Dorothy	3	79.3 years

Last name	Count	Lived (average)
Most common last names in zip code 16640 among deceased individuals
Gates	13	73.1 years
Kutruff	7	77.9 years
Harpster	5	55.4 years
Hamilton	4	68.4 years
Hughes	4	69.2 years
Baker	4	65.5 years
Good	4	70.5 years
Black	3	80.7 years
Fleming	3	78.3 years
Morrow	3	66.0 years

AK	AL	AR	AZ	CA	CO	CT
DC	DE	FL	GA	HI	IA	ID
IL	IN	KS	KY	LA	MA	MD
ME	MI	MN	MO	MS	MT	NC
ND	NE	NH	NJ	NM	NV	NY
OH	OK	OR	PA	RI	SC	SD
TN	TX	UT	VA	VT	WA	WI
WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AL	AZ	CA	CO	CT	DE	FL
GA	HI	IA	ID	IL	IN	KS
LA	MA	MD	MI	MN	MO	NC
NE	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	TN	TX	UT
VA	WA	WI	WV

AL	CA	CO	DC	DE	FL	GA
IA	ID	IL	IN	KS	KY	LA
MD	ME	MI	MN	NC	NE	NH
NJ	NV	NY	OH	OK	OR	PA
SC	TN	TX	UT	VA	WA	WI

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$72,510	7	$91,620	10	$89,021	6	$20,240	4	$89,408	2	$61,425
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$136,220	2	$54,560	0	$0	0	$0	1	$74,620
APPLICATIONS DENIED	1	$126,370	3	$84,713	12	$81,752	5	$43,084	2	$84,830	3	$67,113
APPLICATIONS WITHDRAWN	1	$65,820	1	$55,620	6	$117,803	1	$46,110	1	$27,460	1	$87,300
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$79,200	8	$89,892	10	$75,258	4	$47,872	1	$158,400	2	$55,790
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	4	$62,392	3	$52,567	1	$33,790	1	$31,680	1	$76,380
APPLICATIONS DENIED	0	$0	4	$46,288	18	$71,123	4	$60,192	0	$0	2	$75,150
APPLICATIONS WITHDRAWN	0	$0	1	$59,840	4	$95,040	0	$0	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$175,300	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$84,130	13	$77,196	10	$68,253	8	$31,020	2	$80,960	4	$51,480
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$86,240	2	$56,145	1	$17,600	0	$0	1	$46,110
APPLICATIONS DENIED	1	$43,650	2	$51,215	14	$85,234	7	$44,251	1	$58,430	2	$32,030
APPLICATIONS WITHDRAWN	0	$0	1	$33,440	7	$72,461	1	$103,490	0	$0	1	$54,560
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	10	$65,930	16	$66,616	6	$33,617	2	$64,945	5	$56,180
APPLICATIONS APPROVED, NOT ACCEPTED	3	$66,177	2	$69,345	0	$0	0	$0	0	$0
APPLICATIONS DENIED	6	$59,547	24	$85,448	7	$39,726	1	$1,060	7	$57,677
APPLICATIONS WITHDRAWN	3	$64,650	12	$78,789	1	$120,030	1	$86,940	1	$24,640
FILES CLOSED FOR INCOMPLETENESS	0	$0	3	$76,620	0	$0	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	8	$65,340	17	$57,811	6	$37,840	1	$73,220	3	$49,397
APPLICATIONS APPROVED, NOT ACCEPTED	2	$73,920	4	$67,145	2	$16,720	0	$0	1	$79,200
APPLICATIONS DENIED	5	$53,716	25	$63,106	6	$23,173	1	$43,650	5	$50,688
APPLICATIONS WITHDRAWN	1	$86,590	13	$67,178	2	$45,585	1	$44,000	3	$53,270
FILES CLOSED FOR INCOMPLETENESS	0	$0	4	$76,912	0	$0	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	10	$59,594	26	$58,825	4	$26,575	1	$38,720
APPLICATIONS APPROVED, NOT ACCEPTED	1	$51,740	6	$64,885	1	$21,470	0	$0
APPLICATIONS DENIED	2	$59,310	22	$57,744	6	$25,050	0	$0
APPLICATIONS WITHDRAWN	0	$0	10	$62,867	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	2	$83,775	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$71,460	7	$54,157	15	$1,905,470	3	$16,660	1	$27,763,650
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$22,530	4	$69,608	1	$28,510	0	$0
APPLICATIONS DENIED	0	$0	5	$42,592	14	$48,023	1	$22,880	1	$20,770
APPLICATIONS WITHDRAWN	0	$0	1	$85,180	8	$56,144	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	2	$62,130	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$81,660	6	$47,168	14	$46,590	4	$12,935	1	$23,230
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$49,630	4	$50,952	0	$0	0	$0
APPLICATIONS DENIED	0	$0	4	$44,175	13	$37,177	4	$19,888	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0	9	$45,096	1	$10,910	1	$40,830
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	2	$66,705	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$48,580	6	$49,163	7	$38,167	7	$10,209
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$35,025	5	$43,508	3	$8,683
APPLICATIONS DENIED	0	$0	3	$36,373	11	$36,736	7	$12,420
APPLICATIONS WITHDRAWN	0	$0	1	$72,160	5	$26,612	1	$9,860
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 1999 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$47,310	10	$49,836	11	$47,148	14	$15,621	1	$31,890
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$67,010	4	$44,292	2	$7,620	0	$0
APPLICATIONS DENIED	0	$0	5	$39,212	8	$41,331	4	$17,195	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$91,730	5	$38,346	1	$53,150	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$51,230	0	$0	0	$0