22963 Zip Code (Lake Monticello, VA) Detailed Profile

Estimated zip code population in 2015: 14,591
Zip code population in 2010: 15,401
Zip code population in 2000: 11,164

Houses and condos: 6,470
Renter-occupied apartments: 1,116
Mar. 2016 cost of living index in zip code 22963: 94.3 (less than average, U.S. average is 100)

Land area: 121.7 sq. mi.
Water area: 1.6 sq. mi.

Population density: 120 people per square mile

(very low).

Recent home sales, real estate maps, and home value estimator for zip code 22963

Real estate property taxes paid for housing units in 2015:
Median real estate property taxes paid for housing units with mortgages in 2015: $1,487 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2015: $1,566 (0.6%)

For population 25 years and over in 22963:

• High school or higher: 92.4%
• Bachelor's degree or higher: 37.8%
• Graduate or professional degree: 16.3%
• Unemployed: 3.5%
• Mean travel time to work (commute): 34.4 minutes

For population 15 years and over in 22963:

• Never married: 17.6%
• Now married: 65.6%
• Separated: 3.0%
• Widowed: 6.6%
• Divorced: 7.2%

Urban population: 7,882
Rural population: 6,708

Averages for the 2012 tax year for zip code 22963, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $60,884 (Individual Income Tax Returns)

Here:	$60,884
State:	$71,192

Salary/wage: $53,287 (reported on 81.1% of returns)

Here:	$53,287
State:	$59,229

(% of AGI for various income ranges: 72.1% for AGIs below $25k, 74.6% for AGIs $25k-50k, 72.7% for AGIs $50k-75k, 69.4% for AGIs $75k-100k, 73.6% for AGIs $100k-200k, 55.5% for AGIs over 200k)

Taxable interest for individuals: $1,008 (reported on 39.3% of returns)

This zip code:	$1,008
Virginia:	$1,600

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.4% for AGIs over 200k)

Ordinary dividends: $4,071 (reported on 24.3% of returns)

Here:	$4,071
State:	$6,959

(% of AGI for various income ranges: 2.4% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs $100k-200k, 3.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,590 (reported on 17.9% of returns)

Here:	+$4,590
State:	+$16,672

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 7.3% for AGIs over 200k)

Profit/loss from business: +$10,963 (reported on 14.8% of returns)

Here:	+$10,963
State:	+$14,116

(% of AGI for various income ranges: 6.8% for AGIs below $25k, 2.8% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 5.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $15,497 (reported on 14.6% of returns)

22963:	$15,497
Virginia:	$16,667

(% of AGI for various income ranges: 4.4% for AGIs below $25k, 3.8% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 3.5% for AGIs $100k-200k, 5.1% for AGIs over 200k)

Self-employment retirement plans: $20,300 (reported on 0.3% of returns)

22963:	$20,300
Virginia:	$25,373

Total itemized deductions: $20,197 (22% of AGI, reported on 45.4% of returns)

Here:	$20,197
State:	$26,596

Here:	22.5% of AGI
State:	20.1% of AGI

(% of AGI for various income ranges: 14.5% for AGIs below $25k, 13.8% for AGIs $25k-50k, 15.0% for AGIs $50k-75k, 15.5% for AGIs $75k-100k, 15.6% for AGIs $100k-200k, 14.2% for AGIs over 200k)

Charity contributions: $3,309 (reported on 35.0% of returns)

Here:	$3,309
State:	$4,443

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 3.3% for AGIs over 200k)

Taxes paid: $6,543 (reported on 45.2% of returns)

22963:	$6,543
State:	$9,951

(% of AGI for various income ranges: 2.5% for AGIs below $25k, 3.0% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 6.0% for AGIs $100k-200k, 6.3% for AGIs over 200k)

Earned income credit: $2,035 (reported on 11.9% of returns)

Here:	$2,035
State:	$2,211

(% of AGI for various income ranges: 4.8% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 36.6%

Here:	37%
State:	46%

(% for various income ranges: 33.0% for AGIs below $25k, 33.5% for AGIs $25k-50k, 38.8% for AGIs $50k-75k, 38.4% for AGIs $75k-100k, 40.7% for AGIs $100k-200k, 61.5% for AGIs over 200k)

Averages for the 2004 tax year for zip code 22963, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $50,656 (Individual Income Tax Returns)

Here:	$50,656
State:	$56,704

Salary/wage: $44,524 (reported on 82.8% of returns)

Here:	$44,524
State:	$48,441

(% of AGI for various income ranges: 118.0% for AGIs below $10k, 70.3% for AGIs $10k-25k, 76.3% for AGIs $25k-50k, 76.3% for AGIs $50k-75k, 76.6% for AGIs $75k-100k, 63.1% for AGIs over 100k)

Taxable interest for individuals: $1,236 (reported on 50.2% of returns)

This zip code:	$1,236
Virginia:	$1,688

(% of AGI for various income ranges: 4.4% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $2,633 (reported on 28.2% of returns)

Here:	$2,633
State:	$4,028

(% of AGI for various income ranges: 5.6% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Net capital gain/loss: +$8,083 (reported on 22.9% of returns)

Here:	+$8,083
State:	+$14,375

(% of AGI for various income ranges: -2.3% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 11.2% for AGIs over 100k)

Profit/loss from business: +$11,901 (reported on 15.6% of returns)

Here:	+$11,901
State:	+$13,342

(% of AGI for various income ranges: 0.7% for AGIs below $10k, 4.9% for AGIs $10k-25k, 4.2% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 2.3% for AGIs $75k-100k, 5.0% for AGIs over 100k)

IRA payment deduction: $3,012 (reported on 2.6% of returns)

22963:	$3,012
Virginia:	$2,943

(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Self-employed pension: $11,378 (reported on 0.6% of returns)

Here:	$11,378
Virginia:	$17,430

Total itemized deductions: $16,170 (23% of AGI, reported on 49.0% of returns)

Here:	$16,170
State:	$21,492

Here:	22.7% of AGI
State:	21.0% of AGI

(% of AGI for various income ranges: 19.8% for AGIs below $10k, 13.7% for AGIs $10k-25k, 15.1% for AGIs $25k-50k, 16.7% for AGIs $50k-75k, 16.4% for AGIs $75k-100k, 14.7% for AGIs over 100k)

Charity contributions deductions: $2,580 (3% of AGI, reported on 40.2% of returns)

Here:	$2,580
State:	$3,794

Here:	3.4% of AGI
State:	3.5% of AGI

(% of AGI for various income ranges: 0.9% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Total tax: $6,146 (reported on 82.8% of returns)

22963:	$6,146
State:	$9,537

(% of AGI for various income ranges: 3.1% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 15.5% for AGIs over 100k)

Earned income credit: $1,617 (reported on 9.6% of returns)

Here:	$1,617
State:	$1,734

Percentage of individuals using paid preparers for their 2004 taxes: 45.9%

Here:	46%
State:	52%

(% for various income ranges: 38.1% for AGIs below $10k, 48.8% for AGIs $10k-25k, 46.4% for AGIs $25k-50k, 44.5% for AGIs $50k-75k, 45.3% for AGIs $75k-100k, 53.2% for AGIs over 100k)

Nearest zip codes: 23055, 23022, 22974, 23038, 23004, 24590.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 0.3% of all households

Household received Food Stamps/SNAP in the past 12 months: 186
Household did not receive Food Stamps/SNAP in the past 12 months: 5,831

Women who had a birth in the past 12 months: 155 (155 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 3,252 (2,057 now married, 1,195 unmarried)

Housing units in zip code 22963 with a mortgage: 3,383 (249 second mortgage, 579 home equity loan, 17 both second mortgage and home equity loan)
Houses without a mortgage: 1,518

Median monthly owner costs for units with a mortgage: $1,481
Median monthly owner costs for units without a mortgage: $423

Residents with income below the poverty level in 2015:
Residents with income below 50% of the poverty level in 2015:

• Zip code 22963 household income distribution in 2015

• 
• 211Less than $10,000
• 178$10,000 to $14,999
• 180$15,000 to $19,999
• 269$20,000 to $24,999
• 316$25,000 to $29,999
• 170$30,000 to $34,999
• 269$35,000 to $39,999
• 416$40,000 to $44,999
• 290$45,000 to $49,999
• 335$50,000 to $59,999
• 1,015$60,000 to $74,999
• 890$75,000 to $99,999
• 698$100,000 to $124,999
• 246$125,000 to $149,999
• 377$150,000 to $199,999
• 157$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2015 in zip code 22963

• 
• 20Less than $10,000
• 34$10,000 to $14,999
• 41$15,000 to $19,999
• 51$30,000 to $34,999
• 20$40,000 to $49,999
• 34$50,000 to $59,999
• 17$70,000 to $79,999
• 10$80,000 to $89,999
• 31$90,000 to $99,999
• 309$100,000 to $124,999
• 284$125,000 to $149,999
• 518$150,000 to $174,999
• 785$175,000 to $199,999
• 929$200,000 to $249,999
• 818$250,000 to $299,999
• 484$300,000 to $399,999
• 277$400,000 to $499,999
• 215$500,000 to $749,999
• 16$1,000,000 to $1,499,999
• 8$2,000,000 or more

• Rent paid by renters in 2015 in zip code 22963

• 
• 25$300 to $349
• 9$500 to $549
• 49$550 to $599
• 12$600 to $649
• 40$700 to $749
• 13$750 to $799
• 66$800 to $899
• 49$900 to $999
• 491$1,000 to $1,249
• 96$1,250 to $1,499
• 108$1,500 to $1,999
• 158No cash rent

Median gross rent in 2015: $1,386.

Median price asked for vacant for-sale houses and condos in 2015: $167,759.

Estimated median house (or condo) value in 2015 for:

• White Non-Hispanic householders: $221,277
• Black or African American householders: $152,491
• American Indian or Alaska Native householders: $250,210
• Some other race householders: $341,196
• Two or more races householders: $120,647
• Hispanic or Latino householders: $341,196

Estimated median house or condo value in 2015: $216,000 Lower value quartile - upper value quartile: $168,100 - $286,200

Mean price in 2015:

Detached houses: $264,138

Here:	$264,138
State:	$341,252

Townhouses or other attached units: $188,543

Here:	$188,543
State:	$343,094

In 2-unit structures: $669,201

Here:	$669,201
State:	$341,047

In 5-or-more-unit structures: $242,930

Here:	$242,930
State:	$298,446

Mobile homes: $123,628

Here:	$123,628
State:	$78,598

Housing units in structures:

• One, detached: 6,128
• One, attached: 79
• Two: 13
• 3 or 4: 8
• 5 to 9: 43
• Mobile homes: 199

Unemployment: 3.5%

• Means of transportation to work in zip code 22963

• 
• 78.1%5,663Drove a car alone
• 14.6%1,060Carpooled
• 0.1%8Walked
• 0.4%30Other means
• 6.8%492Worked at home

• Travel time to work (commute) in zip code 22963

• 
• 64Less than 5 minutes
• 2115 to 9 minutes
• 19710 to 14 minutes
• 79315 to 19 minutes
• 75620 to 24 minutes
• 70925 to 29 minutes
• 1,41030 to 34 minutes
• 45335 to 39 minutes
• 64040 to 44 minutes
• 78645 to 59 minutes
• 53860 to 89 minutes
• 20490 or more minutes

Percentage of zip code residents living and working in this county: 22.6%

Household type by relationship:

Households: 14,591

• In family households: 12,643 (2,146 male householders, 2,217 female householders)

  3,687 spouses, 3,815 children (3,538 natural, 144 adopted, 134 stepchildren), 222 grandchildren, 50 brothers or sisters, 119 parents, 107 other relatives, 120 non-relatives

• In nonfamily households: 1,948 (671 male householders (525 living alone)), 983 female householders (875 living alone)), 294 nonrelatives

Size of family households: 2,401 2-persons, 774 3-persons, 780 4-persons, 294 5-persons, 64 6-persons, 50 7-or-more-persons

Size of nonfamily households: 1,400 1-person, 239 2-persons, 15 3-persons

2,373 married couples with children.
514 single-parent households (156 men, 358 women).

96.9% of residents of 22963 zip code speak English at home.
0.9% of residents speak Spanish at home (60% very well, 40% well).
1.4% of residents speak other Indo-European language at home (82% very well, 18% well).
0.6% of residents speak Asian or Pacific Island language at home (100% very well).
0.3% of residents speak other language at home (43% very well, 57% well).

Facilities with environmental interests located in this zip code:

• CENTRAL ELEMENTARY SCHOOL (ROUTE 649 in PALMYRA, VA)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (Virginia pollutants databases) - CEDS-40277, AIR PROGRAM
  Business SIC and NAICS classification: ELEMENTARY AND SECONDARY SCHOOLS
  Alternative names: CENTAL ELEMENTARY SCHOOL, CENTRAL ELEM.

• BLUE RIDGE GOV SCHOOL (FLUVANNA CO PUBLIC SCHOOLS in PALMYRA, VA)

  (National Center for Education Statistics) - STATE ID-2730010
  

Housing units lacking complete plumbing facilities: 1.8%
Housing units lacking complete kitchen facilities: 2.4%

Population in 1990: 5,689. Population change in the 1990s: +5,475 (+96.2%).

Place of birth for U.S.-born residents:

• This state: 7,891
• Northeast: 2,409
• Midwest: 1,233
• South: 2,055
• West: 346

50% of the 22963 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 29% lived in this county.
   Out of people who lived in different counties, 50% lived in Virginia.

90% of the 22963 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 13% moved from this county.
   Out of people who lived in different houses, 73% moved from different county within same state.
   Out of people who lived in different houses, 11% moved from different state.
   Out of people who lived in different houses, 3% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 277
Students in private schools in grades 9 to 12 (high school): 52 Students in private undergraduate colleges: 52

Companies with federal contracts located in this zip code:

• EASH, JOSEPH J (21 AMETHYST RD in PALMYRA, VA; small business)

  $50,000 with Army for Defense Studies. Signed on 2005-09-23. Completion date: 2006-09-25.

• THE-BBQ-CONNECTION (5 POWHATAN in PALMYRA, VA; small business) : $4,500 in 2 contracts in 2004

  $6,500 with Army for Food Items For Resale. Signed on 2004-07-26. Completion date: 2004-07-27.
  -$2,000, same as above. Signed on 2004-08-03. Completion date: 2004-07-27.
  

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (50-99 employees: 1 establishment, 20-49 employees: 3 establishments, 1-4 employees: 2 establishments)
• Construction: Site Preparation Contractors (20-49: 2, 10-19: 2, 1-4: 1)
• Other Services (except Public Administration): Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance (50-99: 1, 1-4: 1)
• Other Services (except Public Administration): Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) (50-99: 1)
• Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (50-99: 1)
• Accommodation and Food Services: Recreational and Vacation Camps (except Campgrounds) (50-99: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (20-49: 1, 5-9: 3, 1-4: 3)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 10-19: 1, 5-9: 1, 1-4: 2)
• Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1, 5-9: 3, 1-4: 11)

Most common first names in zip code 22963 among deceased individuals
Name	Count	Lived (average)
John	52	74.0 years
James	49	72.3 years
William	48	76.3 years
Robert	37	72.2 years
Mary	24	80.8 years
Charles	22	76.6 years
George	22	77.9 years
Thomas	20	73.5 years
Frank	19	77.9 years
Joseph	19	75.5 years

Most common last names in zip code 22963 among deceased individuals
Last name	Count	Lived (average)
Payne	25	79.0 years
Jackson	20	73.0 years
Anderson	18	74.8 years
Parrish	17	85.0 years
Martin	17	73.8 years
Brown	17	75.6 years
White	17	77.8 years
Thomas	16	77.2 years
Johnson	15	74.6 years
Smith	15	79.4 years

Businesses in zip code 22963
Name	Count		Name	Count
CVS	1		Papa John's Pizza	1
Dunkin Donuts	2		U-Haul	1
FedEx	2		UPS	1
MasterBrand Cabinets	3