28202 Zip Code Detailed Profile




Estimated zip code population in 2013: 10,383
Zip code population in 2010: 11,195
Zip code population in 2000: 5,032

Houses and condos: 6,914
Renter-occupied apartments: 3,746
% of renters here:

66%
State:

36%
Mar. 2013 cost of living index in zip code 28202: 94.8 (less than average, U.S. average is 100)

Land area: 1.8 sq. mi.
Water area: 0.0 sq. mi.
Population density: 5,763 people per square mile 
 
 (average).

Age and Sex of Residents in zip code 28202
Zip code 28202 (Charlotte, North Carolina) real estate house value trends

Recent home sales, real estate maps, and home value estimator for zip code 28202

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Real estate property taxes paid for housing units in 2013:
This zip code:

1.1% ($2,723)
North Carolina:

0.8% ($1,304)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,622 (1.1%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $4,500 (1.4%)

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Males: 5,551  (53.5%)
Females: 4,832  (46.5%)

For population 25 years and over in 28202:

For population 15 years and over in 28202:

Zip code 28202 compared to state average:

  • Median household income above state average.
  • Median house value above state average.
  • Hispanic race population percentage below state average.
  • Median age significantly below state average.
  • Renting percentage above state average.
  • Length of stay since moving in significantly below state average.
  • Number of rooms per house significantly below state average.
  • House age below state average.
  • Number of college students above state average.
  • Percentage of population with a bachelor's degree or higher significantly above state average.
  • Races in zip code 28202

  • Zip code 28202 races chart
    • 6,471White population
    • 3,646Black population
    • 24American Indian population
    • 426Asian population
    • 3Native Hawaiian and Other Pacific Islander population
    • 22Some other race population
    • 153Two or more races population
    • 450Hispanic or Latino population

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Data:
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Based on 2000-2013 data
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123
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100% urban population.

Estimated median house/condo value in 2013: $251,200
28202:

$251,200
North Carolina:

$154,300
Median resident age:
This zip code:

29.5 years
North Carolina median age:

37.9 years
Average household size:
This zip code:

1.7 people
North Carolina:

2.5 people

Averages for the 2012 tax year for zip code 28202, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $105,944 (Individual Income Tax Returns)
Here:

$105,944
State:

$54,937

Salary/wage: $80,984 (reported on 93.6% of returns)
Here:

$80,984
State:

$46,336
(% of AGI for various income ranges: 88.6% for AGIs below $25k, 95.2% for AGIs $25k-50k, 94.4% for AGIs $50k-75k, 92.8% for AGIs $75k-100k, 88.2% for AGIs $100k-200k, 51.6% for AGIs over 200k)

Taxable interest for individuals: $2,347 (reported on 35.0% of returns)
This zip code:

$2,347
North Carolina:

$1,298
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.1% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Ordinary dividends: $6,220 (reported on 28.4% of returns)
Here:

$6,220
State:

$6,213
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 2.3% for AGIs over 200k)

Net capital gain/loss in AGI: +$35,190 (reported on 24.4% of returns)
Here:

+$35,190
State:

+$12,740
(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 15.7% for AGIs over 200k)

Profit/loss from business: +$15,783 (reported on 13.9% of returns)
Here:

+$15,783
State:

+$10,311
(% of AGI for various income ranges: 7.2% for AGIs below $25k, 2.2% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $23,612 (reported on 4.4% of returns)
28202:

$23,612
North Carolina:

$15,575
(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Self-employment retirement plans: $37,740 (reported on 0.8% of returns)
28202:

$37,740
North Carolina:

$21,078

Total itemized deductions: $29,021 (15% of AGI, reported on 42.2% of returns)
Here:

$29,021
State:

$23,438

Here:

14.9% of AGI
State:

21.5% of AGI
(% of AGI for various income ranges: 10.9% for AGIs below $25k, 8.0% for AGIs $25k-50k, 10.2% for AGIs $50k-75k, 13.6% for AGIs $75k-100k, 15.6% for AGIs $100k-200k, 10.6% for AGIs over 200k)

Charity contributions: $5,614 (reported on 33.1% of returns)
Here:

$5,614
State:

$4,687
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.9% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.8% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Taxes paid: $13,771 (reported on 42.2% of returns)
28202:

$13,771
State:

$8,823
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 2.3% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 5.7% for AGIs $75k-100k, 7.6% for AGIs $100k-200k, 5.8% for AGIs over 200k)

Earned income credit: $2,172 (reported on 9.6% of returns)
Here:

$2,172
State:

$2,376
(% of AGI for various income ranges: 6.0% for AGIs below $25k, 0.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 43.9%
Here:

44%
State:

53%
(% for various income ranges: 47.9% for AGIs below $25k, 34.8% for AGIs $25k-50k, 34.5% for AGIs $50k-75k, 41.3% for AGIs $75k-100k, 49.4% for AGIs $100k-200k, 73.9% for AGIs over 200k)

Averages for the 2004 tax year for zip code 28202, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $89,520 (Individual Income Tax Returns)
Here:

$89,520
State:

$45,376

Salary/wage: $63,605 (reported on 92.2% of returns)
Here:

$63,605
State:

$39,442
(% of AGI for various income ranges: 313.3% for AGIs below $10k, 91.0% for AGIs $10k-25k, 95.1% for AGIs $25k-50k, 93.5% for AGIs $50k-75k, 92.3% for AGIs $75k-100k, 50.7% for AGIs over 100k)

Taxable interest for individuals: $3,797 (reported on 37.9% of returns)
This zip code:

$3,797
North Carolina:

$1,515
(% of AGI for various income ranges: 9.8% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.2% for AGIs over 100k)

Taxable dividends: $6,593 (reported on 29.6% of returns)
Here:

$6,593
State:

$4,016
(% of AGI for various income ranges: 14.4% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 2.8% for AGIs over 100k)

Net capital gain/loss: +$24,032 (reported on 26.0% of returns)
Here:

+$24,032
State:

+$11,152
(% of AGI for various income ranges: -6.1% for AGIs below $10k, -0.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 10.2% for AGIs over 100k)

Profit/loss from business: +$17,076 (reported on 11.6% of returns)
Here:

+$17,076
State:

+$9,490
(% of AGI for various income ranges: 16.2% for AGIs below $10k, 4.8% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.1% for AGIs over 100k)

IRA payment deduction: $2,550 (reported on 2.0% of returns)
28202:

$2,550
North Carolina:

$2,967
(% of AGI for various income ranges: 0.2% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.0% for AGIs over 100k)

Self-employed pension: $24,271 (reported on 1.4% of returns)
Here:

$24,271
North Carolina:

$14,754

Total itemized deductions: $29,478 (17% of AGI, reported on 42.8% of returns)
Here:

$29,478
State:

$19,464

Here:

17.0% of AGI
State:

22.7% of AGI
(% of AGI for various income ranges: 35.8% for AGIs below $10k, 8.4% for AGIs $10k-25k, 10.8% for AGIs $25k-50k, 14.9% for AGIs $50k-75k, 17.1% for AGIs $75k-100k, 14.5% for AGIs over 100k)

Charity contributions deductions: $8,847 (5% of AGI, reported on 36.8% of returns)
Here:

$8,847
State:

$4,035

Here:

4.7% of AGI
State:

4.5% of AGI
(% of AGI for various income ranges: 1.5% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 4.8% for AGIs over 100k)

Total tax: $18,344 (reported on 83.3% of returns)
28202:

$18,344
State:

$7,257
(% of AGI for various income ranges: 5.7% for AGIs below $10k, 4.9% for AGIs $10k-25k, 10.0% for AGIs $25k-50k, 13.6% for AGIs $50k-75k, 15.0% for AGIs $75k-100k, 19.8% for AGIs over 100k)

Earned income credit: $1,770 (reported on 12.1% of returns)
Here:

$1,770
State:

$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 49.7%
Here:

50%
State:

62%
(% for various income ranges: 54.4% for AGIs below $10k, 53.9% for AGIs $10k-25k, 39.5% for AGIs $25k-50k, 45.6% for AGIs $50k-75k, 41.5% for AGIs $75k-100k, 67.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$70,300
North Carolina:

$45,906
Charlotte, NC (28202) map Nearest zip codes: 28280, 28282, 28244, 28204, 28203, 28206.
Percentage of family households:
This zip code:

19.7%
North Carolina:

50.2%
Percentage of households with unmarried partners:
This zip code:

8.5%
North Carolina:

5.4%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 578
Household did not receive Food Stamps/SNAP in the past 12 months: 5,089


Women who had a birth in the past 12 months: 114 (93 now married, 21 unmarried)
Women who did not have a birth in the past 12 months: 3,586 (687 now married, 2,899 unmarried)


Housing units in zip code 28202 with a mortgage: 1,757 (216 second mortgage, 277 home equity loan, 46 both second mortgage and home equity loan)
Houses without a mortgage: 164

Median monthly owner costs for units with a mortgage: $2,031
Median monthly owner costs for units without a mortgage: S781

Residents with income below the poverty level in 2013:
This zip code:

16.5%
Whole state:

17.9%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.4%
Whole state:

10.0%
Median number of rooms in houses and condos:
Here:

3.7
State:

6.3
Median number of rooms in apartments:
Here:

3.2
State:

4.5
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 28202: Spirit Square (A), Charlotte Convention Center (B), Charlotte Fire Department Administrative Building (C), Charlotte Fire Department Station 4 (D), Charlotte Fire Department Station 1 (E), Seventh Street Station (F), Charlotte International Trade Center (G), Levine Museum of the New South (H), Belk Theater (I), North Carolina Blumenthal Performing Arts Center (J), Charlotte Jail Central (K), Public Library of Charlotte and Mecklenburg County - Main Library (L). Display/hide their locations on the map

    Church in zip code 28202: First Baptist Church (A). Display/hide its location on the map

    Cemeteries: Elmwood Cemetery (1), Pinewood Cemetery (2). Display/hide their locations on the map

    Park in zip code 28202: Bank of America Stadium (1). Display/hide its location on the map

    Tourist attractions (not listed on the city page) : Charlotte Nature Museum (301 North Tryon Street), Fire Museum & Education Center (420 West 5th Street), Fuel Pizza Cafe (Cultural Attractions- Events- & Facilities; 500 South College Street), Charlotte Regional Visitors Authority (501 South College Street).

Year house built

  • 122010 or later
  • 3,4552000 to 2009
  • 1,3021990 to 1999
  • 9441980 to 1989
  • 1901970 to 1979
  • 2081960 to 1969
  • 891950 to 1959
  • 2131940 to 1949
  • 5011939 or earlier

Zip code 28202 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Charlotte, NC (28202)

  • 123no bedroom
  • 5821 bedroom
  • 9042 bedrooms
  • 2873 bedrooms
  • 254 bedrooms
  • 05+ bedrooms

Bedrooms in renter-occupied apartments in Charlotte, NC (28202)

  • 542no bedroom
  • 1,6141 bedroom
  • 1,3742 bedrooms
  • 2123 bedrooms
  • 44 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Charlotte, NC (28202) in owner-occupied houses/condos

  • 79no vehicle
  • 1,0181 vehicle
  • 6542 vehicles
  • 1343 vehicles
  • 364 vehicles
  • 05+ vehicles

Cars and other vehicles available in Charlotte, NC (28202) in renter-occupied apartments

  • 632no vehicle
  • 2,2241 vehicle
  • 8152 vehicles
  • 553 vehicles
  • 204 vehicles
  • 05+ vehicles

Median gross rent in 2013: $1,071.


Median price asked for vacant for-sale houses and condos in 2013: $288,441.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $251,200
28202:

$251,200
North Carolina:

$154,300
Lower value quartile - upper value quartile: $179,600 - $382,500

Mean price in 2013:

Detached houses: $300,920
Here:

$300,920
State:

$219,576

Townhouses or other attached units: $321,005
Here:

$321,005
State:

$173,086

In 3-to-4-unit structures: $252,327
Here:

$252,327
State:

$149,371

In 5-or-more-unit structures: $297,034
Here:

$297,034
State:

$175,668

Owners and renters by unit type in %

Housing units in structures:


Unemployment: 8.5%

Neighborhoods in zip code 28202:

Percentage of zip code residents living and working in this county: 89.8%

Household type by relationship:

Households: 9,472

Size of family households: 873 2-persons, 250 3-persons, 71 4-persons, 57 5-persons, 15 6-persons, 32 7-or-more-persons

Size of nonfamily households: 3,224 1-person, 1,051 2-persons, 94 3-persons

247 married couples with children.
465 single-parent households (72 men, 393 women).

93.9% of residents of 28202 zip code speak English at home.
2.4% of residents speak Spanish at home (57% very well, 37% well, 5% not well).
2.8% of residents speak other Indo-European language at home (97% very well, 3% not well).
0.7% of residents speak Asian or Pacific Island language at home (100% very well).
0.1% of residents speak other language at home (46% very well, 54% not well).

Foreign born population: 649 (6.3%)
(50.1% of them are naturalized citizens)
This zip code:

6.3%
Whole state:

7.6%

Most common places of birth for the foreign-born residents

  • 17%India
  • 9%Germany
  • 6%England
  • 6%Poland
  • 6%Cuba
  • 5%Hong Kong
  • 5%Colombia

Most common first ancestries reported in 28202 (%)

  • 32%Other groups
  • 11%German
  • 8%Irish
  • 8%English
  • 7%Italian
  • 5%American
  • 2%Scotch-Irish

Year of entry for the foreign-born population

  • 1312010 or later
  • 1932000 to 2009
  • 2451990 to 1999
  • 123Before 1990

Zip code 28202 topographic map

Public primary/middle schools in zip code 28202 not listed on the city page:

  • FIRST WARD ELEMENTARY (Students: 730; Location: 715 N. CALDWELL STREET, CHARLOTTE, NC; Grades: KG - 05)
  • IRWIN AVENUE OPEN (Students: 582; Location: 329 NORTH IRWIN AVENUE, CHARLOTTE, NC; Grades: KG - 05)
  • METRO (Students: 189; Location: 700 E 2ND ST, CHARLOTTE, NC; Grades: UG - UG)
There are 122 Medical Specialists in Zip Code 28202.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 28202:

All 15 fire-safe hotels and motels in zip code 28202

Zip code 28202 marital status for males
Zip code 28202 marital status for females

Housing units lacking complete plumbing facilities: 0.8%
Housing units lacking complete kitchen facilities: 1.3%

Most commonly used house heating fuel

  • 84%Electricity
  • 12%Utility gas
  • 2%Other fuel
  • 1%Bottled, tank, or LP gas

Population in 1990: 5,143. Population change in the 1990s: -111 (-2.2%).

Place of birth for U.S.-born residents:


34% of the 28202 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 59% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

73% of the 28202 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 55% moved from this county.
   Out of people who lived in different houses, 11% moved from different county within same state.
   Out of people who lived in different houses, 30% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
North Carolina:

9.3%
Students in private schools in grades 9 to 12 (high school):
Here:

0.0%
North Carolina:

7.7%
Students in private undergraduate colleges: 1,082
Here:

67.0%
North Carolina:

17.3%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 140,858Legal occupations
  • 117,371Health diagnosing and treating practitioners and other technical occupations
  • 87,419Management occupations
  • 79,226Computer and mathematical occupations
  • 65,375Sales and related occupations
  • 57,798Healthcare support occupations

Companies with biggest federal contracts located in this zip code (CHARLOTTE, NC):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 1,405 people in local jails and other municipal confinement facilities
  • 1,177 people in college/university student housing
  • 149 people in group homes intended for adults
  • 13 people in residential treatment centers for adults
  • 12 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness

People in group quarters in 2000:

  • 785 people in local jails and other confinement facilities (including police lockups)
  • 167 people in other noninstitutional group quarters
  • 58 people in halfway houses
  • 12 people in homes for the mentally ill
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 2 full and 10 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED49$215,112306$194,758540$263,2954$136,9133$177,073125$202,004
APPLICATIONS APPROVED, NOT ACCEPTED0$012$213,77160$281,2420$00$08$195,464
APPLICATIONS DENIED26$207,432102$211,850253$261,5646$90,1430$072$230,715
APPLICATIONS WITHDRAWN8$210,72655$195,367126$223,0634$104,0930$043$189,392
FILES CLOSED FOR INCOMPLETENESS2$446,95519$196,71935$252,8690$00$07$209,183
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 2 full and 8 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED58$239,39020$242,0992$209,405
APPLICATIONS APPROVED, NOT ACCEPTED30$221,2334$196,5651$138,050
APPLICATIONS DENIED6$277,4634$243,4502$203,345
APPLICATIONS WITHDRAWN8$269,8450$00$0
FILES CLOSED FOR INCOMPLETENESS4$262,1650$02$239,170

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 28202 among deceased individuals
NameCountLived (average)
James8669.0 years
Mary7573.9 years
John7371.6 years
William6471.9 years
Robert6068.7 years
Willie4562.8 years
Annie2680.3 years
George2565.6 years
Henry2272.1 years
Elizabeth2274.2 years
Most common last names in zip code 28202 among deceased individuals
Last nameCountLived (average)
Smith4371.3 years
Johnson3868.3 years
Brown3170.3 years
Davis3064.4 years
Williams2568.6 years
Jones2470.5 years
Miller2471.3 years
Alexander1969.8 years
Wilson1868.9 years
Thompson1875.0 years
Businesses in zip code 28202
NameCountNameCount
AT&T1Holiday Inn1
Baskin-Robbins1Hyatt1
Buffalo Wild Wings1JoS. A. Bank1
Burger King1Marriott4
CVS2MasterBrand Cabinets2
Caribou Coffee2McDonald's1
Catherines1Nike3
Chick-Fil-A1Qdoba Mexican Grill1
Circle K1Quiznos2
Cold Stone Creamery1Rite Aid1
Cricket Wireless1Starbucks3
Days Inn1Subway8
Decora Cabinetry2UPS18
Dunkin Donuts1Westin1
FedEx19YMCA4
Hilton4

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