28789 Zip Code (Cherokee, NC) Detailed Profile

Estimated zip code population in 2022: 6,271
Zip code population in 2010: 5,097
Zip code population in 2000: 5,015

Houses and condos: 4,068
Renter-occupied apartments: 1,016
March 2022 cost of living index in zip code 28789: 84.4 (less than average, U.S. average is 100)

Land area: 57.0 sq. mi.
Water area: 0.1 sq. mi.

Population density: 110 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,199 (0.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $739 (0.4%)

For population 25 years and over in 28789:

• High school or higher: 78.2%
• Bachelor's degree or higher: 22.2%
• Graduate or professional degree: 12.8%
• Unemployed: 10.8%
• Mean travel time to work (commute): 15.8 minutes

For population 15 years and over in 28789:

• Never married: 24.9%
• Now married: 50.7%
• Separated: 3.2%
• Widowed: 6.9%
• Divorced: 14.3%

• 
• • 4,85377.4%White
  • 6069.7%American Indian
  • 4597.3%Hispanic or Latino
  • 2764.4%Two or more races
  • 681.1%Black
  • 50.08%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 28789, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $47,860 (Individual Income Tax Returns)

Here:	$47,860
State:	$70,020

Salary/wage: $39,823 (reported on 75.3% of returns)

Here:	$39,823
State:	$58,387

(% of AGI for various income ranges: 1013.9% for AGIs below $25k, 3351.4% for AGIs $25k-50k, 5981.4% for AGIs $50k-75k, 8750.0% for AGIs $75k-100k, 13042.0% for AGIs $100k-200k)

Taxable interest for individuals: $844 (reported on 26.5% of returns)

This zip code:	$844
North Carolina:	$1,479

(% of AGI for various income ranges: 12.4% for AGIs below $25k, 15.3% for AGIs $25k-50k, 14.8% for AGIs $50k-75k, 81.3% for AGIs $75k-100k, 158.7% for AGIs $100k-200k)

Ordinary dividends: $4,521 (reported on 10.2% of returns)

Here:	$4,521
State:	$7,888

(% of AGI for various income ranges: 14.7% for AGIs below $25k, 37.9% for AGIs $25k-50k, 59.3% for AGIs $50k-75k, 82.7% for AGIs $75k-100k, 456.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$16,311 (reported on 9.9% of returns)

Here:	+$16,311
State:	+$23,652

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 11.7% for AGIs $25k-50k, 124.8% for AGIs $50k-75k, 326.7% for AGIs $75k-100k, 652.7% for AGIs $100k-200k)

Profit/loss from business: +$7,916 (reported on 15.5% of returns)

Here:	+$7,916
State:	+$11,710

(% of AGI for various income ranges: 156.9% for AGIs below $25k, 151.4% for AGIs $25k-50k, 81.0% for AGIs $50k-75k, 135.3% for AGIs $75k-100k, 660.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,630 (reported on 8.1% of returns)

28789:	$16,630
North Carolina:	$20,247

(% of AGI for various income ranges: 42.0% for AGIs below $25k, 79.5% for AGIs $25k-50k, 139.7% for AGIs $50k-75k, 498.0% for AGIs $75k-100k, 1264.7% for AGIs $100k-200k)

Total itemized deductions: $31,689 (reported on 3.2% of returns)

Here:	$31,689
State:	$34,549

(% of AGI for various income ranges: 77.7% for AGIs below $25k, 187.9% for AGIs $50k-75k, 1149.3% for AGIs $100k-200k)

Charity contributions: $13,217 (reported on 2.1% of returns)

Here:	$13,217
State:	$13,360

(% of AGI for various income ranges: 27.8% for AGIs $25k-50k, 421.3% for AGIs $100k-200k)

Taxes paid: $5,100 (reported on 3.2% of returns)

28789:	$5,100
State:	$7,586

(% of AGI for various income ranges: 5.9% for AGIs below $25k, 38.3% for AGIs $50k-75k, 202.7% for AGIs $100k-200k)

Earned income credit: $1,953 (reported on 19.4% of returns)

Here:	$1,953
State:	$2,337

(% of AGI for various income ranges: 82.0% for AGIs below $25k, 79.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.5%

Here:	92%
State:	93%

(% for various income ranges: 91.9% for AGIs below $25k, 90.9% for AGIs $25k-50k, 92.5% for AGIs $50k-75k, 88.0% for AGIs $75k-100k, 96.0% for AGIs $100k-200k, 80.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 28789, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,007 (Individual Income Tax Returns)

Here:	$37,007
State:	$54,937

Salary/wage: $30,961 (reported on 80.2% of returns)

Here:	$30,961
State:	$46,336

(% of AGI for various income ranges: 64.5% for AGIs below $25k, 78.2% for AGIs $25k-50k, 74.1% for AGIs $50k-75k, 62.6% for AGIs $75k-100k, 50.1% for AGIs $100k-200k)

Taxable interest for individuals: $665 (reported on 29.6% of returns)

This zip code:	$665
North Carolina:	$1,298

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $3,300 (reported on 9.5% of returns)

Here:	$3,300
State:	$6,213

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,910 (reported on 8.6% of returns)

Here:	+$2,910
State:	+$12,740

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 2.6% for AGIs $100k-200k)

Profit/loss from business: +$5,920 (reported on 18.1% of returns)

Here:	+$5,920
State:	+$10,311

(% of AGI for various income ranges: 8.3% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,105 (reported on 8.6% of returns)

28789:	$12,105
North Carolina:	$15,575

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.7% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 4.6% for AGIs $100k-200k)

Total itemized deductions: $18,863 (25% of AGI, reported on 17.7% of returns)

Here:	$18,863
State:	$23,438

Here:	25.4% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 4.4% for AGIs below $25k, 5.8% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 12.6% for AGIs $75k-100k, 13.2% for AGIs $100k-200k)

Charity contributions: $4,476 (reported on 13.6% of returns)

Here:	$4,476
State:	$4,687

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 3.1% for AGIs $100k-200k)

Taxes paid: $4,826 (reported on 17.3% of returns)

28789:	$4,826
State:	$8,823

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.0% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 4.5% for AGIs $100k-200k)

Earned income credit: $2,108 (reported on 26.3% of returns)

Here:	$2,108
State:	$2,376

(% of AGI for various income ranges: 6.7% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 61.3%

Here:	61%
State:	53%

(% for various income ranges: 57.8% for AGIs below $25k, 60.9% for AGIs $25k-50k, 67.7% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28789, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,903 (Individual Income Tax Returns)

Here:	$30,903
State:	$45,376

Salary/wage: $27,019 (reported on 84.3% of returns)

Here:	$27,019
State:	$39,442

(% of AGI for various income ranges: 87.5% for AGIs below $10k, 73.3% for AGIs $10k-25k, 79.5% for AGIs $25k-50k, 77.7% for AGIs $50k-75k, 71.3% for AGIs $75k-100k, 54.7% for AGIs over 100k)

Taxable interest for individuals: $1,170 (reported on 34.7% of returns)

This zip code:	$1,170
North Carolina:	$1,515

(% of AGI for various income ranges: 3.5% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Taxable dividends: $1,562 (reported on 12.1% of returns)

Here:	$1,562
State:	$4,016

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$8,192 (reported on 10.8% of returns)

Here:	+$8,192
State:	+$11,152

(% of AGI for various income ranges: -0.6% for AGIs below $10k, 0.4% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 12.4% for AGIs over 100k)

Profit/loss from business: +$7,232 (reported on 18.5% of returns)

Here:	+$7,232
State:	+$9,490

(% of AGI for various income ranges: 9.9% for AGIs below $10k, 6.1% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 5.3% for AGIs $75k-100k, 7.8% for AGIs over 100k)

IRA payment deduction: $3,489 (reported on 2.1% of returns)

28789:	$3,489
North Carolina:	$2,967

Total itemized deductions: $16,993 (26% of AGI, reported on 18.8% of returns)

Here:	$16,993
State:	$19,464

Here:	26.2% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 10.5% for AGIs below $10k, 4.3% for AGIs $10k-25k, 7.4% for AGIs $25k-50k, 13.0% for AGIs $50k-75k, 14.4% for AGIs $75k-100k, 16.3% for AGIs over 100k)

Charity contributions deductions: $3,708 (5% of AGI, reported on 14.5% of returns)

Here:	$3,708
State:	$4,035

Here:	5.4% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 0.5% for AGIs below $10k, 0.6% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Total tax: $3,628 (reported on 70.6% of returns)

28789:	$3,628
State:	$7,257

(% of AGI for various income ranges: 4.0% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 15.7% for AGIs over 100k)

Earned income credit: $1,685 (reported on 24.2% of returns)

Here:	$1,685
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 66.9%

Here:	67%
State:	62%

(% for various income ranges: 61.6% for AGIs below $10k, 68.7% for AGIs $10k-25k, 66.9% for AGIs $25k-50k, 65.7% for AGIs $50k-75k, 76.6% for AGIs $75k-100k, 78.5% for AGIs over 100k)

Nearest zip codes: 28725, 28719, 28779, 28713, 28751, 28734.
Cherokee Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 429
Household did not receive Food Stamps/SNAP in the past 12 months: 2,257

Women who had a birth in the past 12 months: 64 (14 now married, 47 unmarried)
Women who did not have a birth in the past 12 months: 1,321 (537 now married, 782 unmarried)

Housing units in zip code 28789 with a mortgage: 663 (86 second mortgage, 90 both second mortgage and home equity loan)
Houses without a mortgage: 18

Median monthly owner costs for units with a mortgage: $1,397
Median monthly owner costs for units without a mortgage: $286

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 28789 household income distribution in 2022

• 80Less than $10,000
• 211$10,000 to $14,999
• 402$15,000 to $19,999
• 58$20,000 to $24,999
• 221$25,000 to $29,999
• 73$30,000 to $34,999
• 234$35,000 to $39,999
• 171$40,000 to $44,999
• 11$45,000 to $49,999
• 139$50,000 to $59,999
• 95$60,000 to $74,999
• 320$75,000 to $99,999
• 178$100,000 to $124,999
• 109$125,000 to $149,999
• 78$150,000 to $199,999
• 238$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28789

• 14$10,000 to $14,999
• 64$25,000 to $29,999
• 64$30,000 to $34,999
• 46$50,000 to $59,999
• 18$60,000 to $69,999
• 30$70,000 to $79,999
• 33$80,000 to $89,999
• 52$90,000 to $99,999
• 75$100,000 to $124,999
• 46$125,000 to $149,999
• 80$150,000 to $174,999
• 22$175,000 to $199,999
• 184$200,000 to $249,999
• 307$250,000 to $299,999
• 141$300,000 to $399,999
• 111$400,000 to $499,999
• 300$500,000 to $749,999
• 64$2,000,000 or more

• Rent paid by renters in 2022 in zip code 28789

• 7$200 to $249
• 19$450 to $499
• 95$550 to $599
• 134$600 to $649
• 91$650 to $699
• 93$700 to $749
• 24$750 to $799
• 221$800 to $899
• 68$900 to $999
• 56$1,000 to $1,249
• 14$1,250 to $1,499
• 98No cash rent

Median gross rent in 2022: $1,050.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $342,291
• American Indian or Alaska Native householders: $225,335
• Two or more races householders: $409,346
• Hispanic or Latino householders: $925,901

Estimated median house or condo value in 2022: $279,525 Lower value quartile - upper value quartile: $122,816 - $394,279

Mean price in 2022:

Detached houses: $411,147

Here:	$411,147
State:	$375,326

Mobile homes: $131,802

Here:	$131,802
State:	$124,933

Housing units in structures:

• One, detached: 2,735
• One, attached: 15
• Two: 29
• Mobile homes: 1,113
• Boats, RVs, vans, etc.: 140

Unemployment: 10.8%

• Means of transportation to work in zip code 28789

• 77.0%1,898Drove a car alone
• 5.5%136Carpooled
• 2.2%53Taxi
• 1.8%45Walked
• 3.5%85Other means
• 5.7%141Worked at home

• Travel time to work (commute) in zip code 28789

• 55Less than 5 minutes
• 3825 to 9 minutes
• 54810 to 14 minutes
• 50315 to 19 minutes
• 40120 to 24 minutes
• 3325 to 29 minutes
• 22630 to 34 minutes
• 7945 to 59 minutes
• 760 to 89 minutes

Percentage of zip code residents living and working in this county: 62.4%

Household type by relationship:

Households: 6,271

• Male householders: 1,387 (318 living alone), Female householders: 1,290 (480 living alone)

• 1,217 spouses (1,197 opposite-sex spouses), 194 unmarried partners, (194 opposite-sex unmarried partners), 1,531 children (1,461 natural, 34 adopted, 35 stepchildren), 140 grandchildren, 25 brothers or sisters, 97 parents, 7 foster children, 244 other relatives, 127 non-relatives

• In group quarters: 16 (-1 institutionalized population)

Size of family households: 932 2-persons, 299 3-persons, 126 4-persons, 98 5-persons, 48 6-persons, 150 7-or-more-persons

Size of nonfamily households: 798 1-person, 222 2-persons, 22 3-persons

637 married couples with children.
516 single-parent households (271 men, 245 women).

94.5% of residents of 28789 zip code speak English at home.
4.0% of residents speak Spanish at home (32% very well, 19% well, 29% not well, 20% not at all).
0.3% of residents speak other Indo-European language at home (100% very well).
0.6% of residents speak Asian or Pacific Island language at home (100% not well).
0.4% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• CLEARWOOD LLC (1330 THOMAS VALLEY ROAD in WHITTIER, NC)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (North Carolina facility info) - AIR PROGRAM
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: WOOD PRODUCTS; LUMBER, PLYWOOD, MILLWORK, AND WOOD PANELS
  Alternative names: CLEARWOOD L.L.C., CLEARWOOD LIMITED LIABILITY COMPANY

Housing units lacking complete plumbing facilities: 1.6%
Housing units lacking complete kitchen facilities: 1.9%

Population in 1990: 5,368.

Place of birth for U.S.-born residents:

• This state: 3,304
• Northeast: 565
• Midwest: 824
• South: 1,113
• West: 262

66% of the 28789 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 38% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

89% of the 28789 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 5% moved from this county.
   Out of people who lived in different houses, 41% moved from different county within same state.
   Out of people who lived in different houses, 64% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 17
Students in private schools in grades 9 to 12 (high school): 42 Students in private undergraduate colleges:

Companies with federal contracts located in this zip code:

• FISH & WILDLIFE ASSOCIATES INC (25 WATER TOWER LANE in WHITTIER, NC; small business) : $205,461 in 5 contracts from 2000 to 2005

  Contracts for Other Environmental Services, Studies, and Analytical Support, Other Natural Resources and Conservation Services, Fisheries Resources Management Services, Environmental Studies and Assessments by Tennessee Valley Authority, Forest Service, Army
  Signed by year: 2000: $100,000; 2001: $0; 2002: $0; 2003: $15,943; 2004: $82,063; 2005: $7,455; 2006: $0.
  
  Biggest contracts:
  $100,000 with Tennessee Valley Authority for Other Environmental Services, Studies, and Analytical Support. Signed on 2000-03-15. Completion date: 2000-04-15.
  $63,341 with Forest Service for Other Natural Resources and Conservation Services. Signed on 2004-05-25. Completion date: 2004-07-30.
  $18,722 with Army for Fisheries Resources Management Services. Signed on 2004-08-25. Completion date: 2004-10-29.
  $15,943 with Army for Environmental Studies and Assessments. Signed on 2003-06-12. Completion date: 2003-07-05.
  

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Psychiatric and Substance Abuse Hospitals (100-249 employees: 1 establishment)
• Accommodation and Food Services: Limited-Service Restaurants (20-49: 3, 10-19: 1)
• Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 2)
• Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (20-49: 1, 10-19: 1)
• Wholesale Trade: Other Grocery and Related Products Merchant Wholesalers (20-49: 1)
• Health Care and Social Assistance: Child Day Care Services (20-49: 1)
• Construction: Highway, Street, and Bridge Construction (10-19: 1, 5-9: 1, 1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Security Guards and Patrol Services (10-19: 1, 1-4: 1)
• Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (5-9: 1, 1-4: 4)

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2003 - 2018 the average number of fire incidents per year is 24. The highest number of fires - 73 took place in 2016, and the least - 0 in 2008. The data has a growing trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (60.9%), and Outside Fires (24.2%).


• Fire incident types reported to NFIRS in Zip Code 28789
• 22960.9%Structure Fires
• 9124.2%Outside Fires
• 5113.6%Mobile Property/Vehicle Fires
• 51.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 28789, North Carolina

Most common first names in zip code 28789 among deceased individuals
Name	Count	Lived (average)
John	41	74.4 years
James	39	74.0 years
Robert	30	68.1 years
William	26	76.1 years
Mary	21	78.9 years
George	16	71.6 years
Thomas	13	68.7 years
Charles	13	73.9 years
David	12	72.6 years
Walter	10	76.9 years

Most common last names in zip code 28789 among deceased individuals
Last name	Count	Lived (average)
Nations	38	78.9 years
Davis	28	78.2 years
Jones	19	78.7 years
Brooks	19	66.3 years
Ward	19	74.9 years
Bradley	15	78.7 years
Sutton	14	73.6 years
Childers	14	84.6 years
Bumgarner	13	79.3 years
Wood	13	76.5 years

Businesses in zip code 28789
Name	Count		Name	Count
Arby's	1		Pizza Hut	1
Domino's Pizza	1		Taco Bell	1
McDonald's	1		U.S. Cellular	1
Nike	1		Waffle House	1