32346 Zip Code (Panacea, FL) Detailed Profile

Estimated zip code population in 2022: 2,391
Zip code population in 2010: 1,693
Zip code population in 2000: 2,165

Houses and condos: 1,798
Renter-occupied apartments: 142
March 2022 cost of living index in zip code 32346: 84.8 (less than average, U.S. average is 100)

Land area: 33.1 sq. mi.
Water area: 22.0 sq. mi.

Population density: 72 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,664 (0.8%)

For population 25 years and over in 32346:

• High school or higher: 81.2%
• Bachelor's degree or higher: 20.6%
• Graduate or professional degree: 7.1%
• Unemployed: 4.6%
• Mean travel time to work (commute): 29.1 minutes

For population 15 years and over in 32346:

• Never married: 24.6%
• Now married: 58.2%
• Separated: 1.6%
• Widowed: 7.6%
• Divorced: 8.0%

• 
• • 2,33997.9%White
  • 190.8%Hispanic or Latino
  • 160.7%Black
  • 160.7%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 32346, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $77,570 (Individual Income Tax Returns)

Here:	$77,570
State:	$82,200

Salary/wage: $50,457 (reported on 69.9% of returns)

Here:	$50,457
State:	$58,347

(% of AGI for various income ranges: 1014.8% for AGIs below $25k, 3435.3% for AGIs $25k-50k, 4998.0% for AGIs $50k-75k, 7177.5% for AGIs $75k-100k, 14171.7% for AGIs $100k-200k)

Taxable interest for individuals: $1,138 (reported on 34.9% of returns)

This zip code:	$1,138
Florida:	$4,272

(% of AGI for various income ranges: 11.3% for AGIs below $25k, 10.0% for AGIs $25k-50k, 28.0% for AGIs $50k-75k, 67.5% for AGIs $75k-100k, 266.7% for AGIs $100k-200k)

Ordinary dividends: $11,717 (reported on 21.7% of returns)

Here:	$11,717
State:	$15,863

(% of AGI for various income ranges: 25.7% for AGIs below $25k, 49.3% for AGIs $25k-50k, 278.0% for AGIs $50k-75k, 447.5% for AGIs $75k-100k, 696.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$29,585 (reported on 24.1% of returns)

Here:	+$29,585
State:	+$62,983

(% of AGI for various income ranges: 45.2% for AGIs below $25k, 174.7% for AGIs $25k-50k, 562.5% for AGIs $75k-100k, 1535.0% for AGIs $100k-200k)

Profit/loss from business: +$9,529 (reported on 20.5% of returns)

Here:	+$9,529
State:	+$9,719

(% of AGI for various income ranges: 181.7% for AGIs below $25k, 114.7% for AGIs $25k-50k, 842.0% for AGIs $50k-75k, 1015.0% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $24,131 (reported on 15.7% of returns)

32346:	$24,131
Florida:	$24,823

(% of AGI for various income ranges: 136.5% for AGIs below $25k, 1736.0% for AGIs $50k-75k, 3258.3% for AGIs $100k-200k)

Total itemized deductions: $34,917 (reported on 7.2% of returns)

Here:	$34,917
State:	$45,393

(% of AGI for various income ranges: 1898.3% for AGIs $100k-200k)

Charity contributions: $11,220 (reported on 6.0% of returns)

Here:	$11,220
State:	$20,178

(% of AGI for various income ranges: 935.0% for AGIs $100k-200k)

Taxes paid: $7,500 (reported on 7.2% of returns)

32346:	$7,500
State:	$6,967

(% of AGI for various income ranges: 405.0% for AGIs $100k-200k)

Earned income credit: $2,482 (reported on 20.5% of returns)

Here:	$2,482
State:	$2,306

(% of AGI for various income ranges: 140.0% for AGIs below $25k, 66.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.6%

Here:	92%
State:	92%

(% for various income ranges: 90.0% for AGIs below $25k, 94.7% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 85.7% for AGIs $75k-100k, 92.3% for AGIs $100k-200k, 83.3% for AGIs over 200k)

Averages for the 2012 tax year for zip code 32346, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $59,108 (Individual Income Tax Returns)

Here:	$59,108
State:	$60,316

Salary/wage: $37,351 (reported on 65.3% of returns)

Here:	$37,351
State:	$45,277

(% of AGI for various income ranges: 64.9% for AGIs below $25k, 65.0% for AGIs $25k-50k, 50.2% for AGIs $50k-75k, 44.4% for AGIs $75k-100k, 44.7% for AGIs $100k-200k, 20.3% for AGIs over 200k)

Taxable interest for individuals: $1,615 (reported on 36.0% of returns)

This zip code:	$1,615
Florida:	$3,587

(% of AGI for various income ranges: 2.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Ordinary dividends: $16,250 (reported on 21.3% of returns)

Here:	$16,250
State:	$12,831

(% of AGI for various income ranges: 3.1% for AGIs below $25k, 2.2% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 1.7% for AGIs $100k-200k, 13.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,780 (reported on 20.0% of returns)

Here:	+$9,780
State:	+$33,493

(% of AGI for various income ranges: 0.5% for AGIs $50k-75k, 4.5% for AGIs $100k-200k, 7.1% for AGIs over 200k)

Profit/loss from business: +$7,739 (reported on 24.0% of returns)

Here:	+$7,739
State:	+$10,012

(% of AGI for various income ranges: 17.5% for AGIs below $25k, 4.5% for AGIs $25k-50k, 3.8% for AGIs $50k-75k, 2.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $19,527 (reported on 14.7% of returns)

32346:	$19,527
Florida:	$21,544

(% of AGI for various income ranges: 3.9% for AGIs below $25k, 5.1% for AGIs $25k-50k, 9.3% for AGIs $50k-75k, 12.5% for AGIs $100k-200k)

Total itemized deductions: $23,347 (16% of AGI, reported on 22.7% of returns)

Here:	$23,347
State:	$25,533

Here:	15.8% of AGI
State:	18.0% of AGI

(% of AGI for various income ranges: 10.5% for AGIs below $25k, 10.0% for AGIs $25k-50k, 15.6% for AGIs $50k-75k, 11.5% for AGIs $100k-200k, 6.3% for AGIs over 200k)

Charity contributions: $5,454 (reported on 17.3% of returns)

Here:	$5,454
State:	$5,698

(% of AGI for various income ranges: 2.1% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 3.0% for AGIs $100k-200k, 1.2% for AGIs over 200k)

Taxes paid: $5,829 (reported on 22.7% of returns)

32346:	$5,829
State:	$6,203

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.7% for AGIs $25k-50k, 3.3% for AGIs $50k-75k, 2.6% for AGIs $100k-200k, 2.6% for AGIs over 200k)

Earned income credit: $2,389 (reported on 25.3% of returns)

Here:	$2,389
State:	$2,372

(% of AGI for various income ranges: 9.1% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 52.0%

Here:	52%
State:	54%

(% for various income ranges: 50.0% for AGIs below $25k, 50.0% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 57.1% for AGIs $100k-200k, 66.7% for AGIs over 200k)

Averages for the 2004 tax year for zip code 32346, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $55,843 (Individual Income Tax Returns)

Here:	$55,843
State:	$50,523

Salary/wage: $31,812 (reported on 72.0% of returns)

Here:	$31,812
State:	$39,563

(% of AGI for various income ranges: 133.5% for AGIs below $10k, 73.3% for AGIs $10k-25k, 65.6% for AGIs $25k-50k, 63.7% for AGIs $50k-75k, 58.1% for AGIs $75k-100k, 20.3% for AGIs over 100k)

Taxable interest for individuals: $3,405 (reported on 45.8% of returns)

This zip code:	$3,405
Florida:	$3,211

(% of AGI for various income ranges: 7.3% for AGIs below $10k, 4.1% for AGIs $10k-25k, 2.8% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.9% for AGIs over 100k)

Taxable dividends: $6,111 (reported on 23.4% of returns)

Here:	$6,111
State:	$6,129

(% of AGI for various income ranges: 7.3% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Net capital gain/loss: +$48,091 (reported on 23.0% of returns)

Here:	+$48,091
State:	+$27,205

(% of AGI for various income ranges: -1.4% for AGIs below $10k, 0.2% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 12.2% for AGIs $75k-100k, 32.0% for AGIs over 100k)

Profit/loss from business: +$19,800 (reported on 23.5% of returns)

Here:	+$19,800
State:	+$10,634

(% of AGI for various income ranges: 20.6% for AGIs below $10k, 9.0% for AGIs $10k-25k, 5.3% for AGIs $25k-50k, 6.2% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 10.3% for AGIs over 100k)

IRA payment deduction: $3,182 (reported on 2.7% of returns)

32346:	$3,182
Florida:	$3,082

Total itemized deductions: $24,522 (19% of AGI, reported on 22.8% of returns)

Here:	$24,522
State:	$20,370

Here:	19.0% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 10.6% for AGIs $10k-25k, 8.6% for AGIs $25k-50k, 10.5% for AGIs $50k-75k, 12.1% for AGIs $75k-100k, 10.1% for AGIs over 100k)

Charity contributions deductions: $5,588 (4% of AGI, reported on 18.3% of returns)

Here:	$5,588
State:	$4,064

Here:	3.8% of AGI
State:	3.8% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $12,112 (reported on 69.8% of returns)

32346:	$12,112
State:	$9,431

(% of AGI for various income ranges: 6.1% for AGIs below $10k, 3.9% for AGIs $10k-25k, 7.1% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 12.4% for AGIs $75k-100k, 20.5% for AGIs over 100k)

Earned income credit: $1,876 (reported on 23.0% of returns)

Here:	$1,876
State:	$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 61.1%

Here:	61%
State:	60%

(% for various income ranges: 50.2% for AGIs below $10k, 66.5% for AGIs $10k-25k, 56.5% for AGIs $25k-50k, 63.7% for AGIs $50k-75k, 58.3% for AGIs $75k-100k, 80.0% for AGIs over 100k)

Nearest zip codes: 32322, 32327, 32358, 32323, 32355, 32305.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 224
Household did not receive Food Stamps/SNAP in the past 12 months: 759

Women who had a birth in the past 12 months: 17 (18 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 403 (135 now married, 268 unmarried)

Housing units in zip code 32346 with a mortgage: 293 (19 second mortgage, 19 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,304
Median monthly owner costs for units without a mortgage: $516

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 32346 household income distribution in 2022

• 27$10,000 to $14,999
• 65$15,000 to $19,999
• 89$20,000 to $24,999
• 12$25,000 to $29,999
• 62$30,000 to $34,999
• 95$35,000 to $39,999
• 34$40,000 to $44,999
• 38$45,000 to $49,999
• 78$50,000 to $59,999
• 83$60,000 to $74,999
• 155$75,000 to $99,999
• 71$100,000 to $124,999
• 48$125,000 to $149,999
• 69$150,000 to $199,999
• 44$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 32346

• 24$20,000 to $24,999
• 99$30,000 to $34,999
• 15$40,000 to $49,999
• 30$80,000 to $89,999
• 13$90,000 to $99,999
• 84$100,000 to $124,999
• 14$150,000 to $174,999
• 14$175,000 to $199,999
• 89$200,000 to $249,999
• 77$250,000 to $299,999
• 76$300,000 to $399,999
• 124$400,000 to $499,999
• 126$500,000 to $749,999
• 14$2,000,000 or more

• Rent paid by renters in 2022 in zip code 32346

• 41$800 to $899
• 12$900 to $999
• 10$1,250 to $1,499
• 64$2,000 to $2,499
• 15No cash rent

Median gross rent in 2022: $1,573.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $365,281
• Black or African American householders: $150,010

Estimated median house or condo value in 2022: $273,149 Lower value quartile - upper value quartile: $123,123 - $450,899

Mean price in 2022:

Detached houses: $443,528

Here:	$443,528
State:	$500,941

Mobile homes: $140,741

Here:	$140,741
State:	$113,202

Housing units in structures:

• One, detached: 1,187
• One, attached: 67
• 3 or 4: 3
• 5 to 9: 57
• 20 to 49: 9
• Mobile homes: 462

Unemployment: 4.6%

• Means of transportation to work in zip code 32346

• 55.0%430Drove a car alone
• 12.0%94Carpooled
• 0.9%7Motorcycle
• 4.6%36Walked
• 9.5%74Other means
• 19.9%156Worked at home

• Travel time to work (commute) in zip code 32346

• 5Less than 5 minutes
• 1335 to 9 minutes
• 2110 to 14 minutes
• 14815 to 19 minutes
• 6320 to 24 minutes
• 1525 to 29 minutes
• 18630 to 34 minutes
• 2245 to 59 minutes
• 3590 or more minutes

Percentage of zip code residents living and working in this county: 79.8%

Household type by relationship:

Households: 2,391

• Male householders: 351 (105 living alone), Female householders: 643 (102 living alone)

• 543 spouses (541 opposite-sex spouses), 17 unmarried partners, (17 opposite-sex unmarried partners), 507 children (482 natural, 19 adopted, 7 stepchildren), 174 grandchildren, 0 brothers or sisters, 50 parents, 0 foster children, 118 other relatives, 0 non-relatives

Size of family households: 427 2-persons, 159 3-persons, 176 4-persons

Size of nonfamily households: 206 1-person, 16 2-persons

45 married couples with children.
128 single-parent households (128 women).

98.0% of residents of 32346 zip code speak English at home.
0.6% of residents speak Spanish at home (86% very well, 14% not well).
1.5% of residents speak other Indo-European language at home (100% very well).

Facilities with environmental interests located in this zip code:

• ALLIGATOR POINT TOWNHOMES (1648 ALLIGATOR DRIVE in ALLIGATOR POINT, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: CHERYL POOLE (CONTACT/OWNER)
  

• PORT PANACEA MARINA (E EDGE ROCK LANDING RD/DICKERS in N/A, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: DAN GARLICK (CONTACT/OWNER)
  

• HERON POINT (SEC SURF RD/SILVER ACRES DR in PANACEA, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: MICHAEL FRIEDMAN (CONTACT/OWNER)
  

• HIDDEN HARBOR - PHASE 2 (CR 370 ALLIGATOR DR in ALLIGATOR POINT, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: DAN GARLICK (CONTACT/OWNER)
  

• PANACEA RADIO TOWER (OTTER CREEK RD in PANACEA, FL)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: ROBERT CALHOUN, SUPER (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 3.3%
Housing units lacking complete kitchen facilities: 3.5%

Population in 1990: 1,292. Population change in the 1990s: +873 (+67.6%).

Place of birth for U.S.-born residents:

• This state: 1,088
• Northeast: 342
• Midwest: 256
• South: 551
• West: 88

57% of the 32346 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 43% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

85% of the 32346 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 73% moved from different county within same state.
   Out of people who lived in different houses, 33% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private undergraduate colleges: 10

Companies with federal contracts located in this zip code:

• CHARLES M PURVIS, ARCHITECT (2181 SURF ROAD in PANACEA, FL; small business) : $90,444 in 2 contracts from 2003 to 2004

  $70,750 with Air Force for Administrative and Service Buildings. Taking place in GA. Signed on 2004-09-02. Completion date: 2005-01-24.
  $19,694 with Air Force for Architect - Engineer Services (including landscaping, interior layout, and designing). Signed on 2003-09-28. Completion date: 2003-07-16.
  

• JONES PLUMBING & FIBERGLASS CO (US HIGHWAY 98 in PANACEA, FL; small business)
  3 employees, $110000 revenue. : $0 in 2 contracts in 2001

  $32,000 with U.S. Fish and Wildlife Service for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2001-04-15. Completion date: 2001-09-15.
  -$32,000, same as above. Signed on 2001-11-15. Completion date: 2001-09-15.
  

Top industries in this zip code by the number of employees in 2005:

• Construction: New Single-Family Housing Construction (except Operative Builders) (20-49 employees: 1 establishment, 5-9 employees: 2 establishments, 1-4 employees: 1 establishment)
• Professional, Scientific, and Technical Services: Marketing Consulting Services (20-49: 1)
• Health Care and Social Assistance: All Other Outpatient Care Centers (10-19: 1)
• Administrative and Support and Waste Management and Remediation Services: All Other Support Services (10-19: 1)
• Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (5-9: 1, 1-4: 1)
• Utilities: Water Supply and Irrigation Systems (5-9: 1)

2003 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2003 - 2018 the average number of fire incidents per year is 8. The highest number of fires - 32 took place in 2014, and the least - 0 in 2004. The data has an increasing trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (54.4%), and Structure Fires (33.1%).


• Fire incident types reported to NFIRS in Zip Code 32346
• 7454.4%Outside Fires
• 4533.1%Structure Fires
• 96.6%Mobile Property/Vehicle Fires
• 85.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 32346, Florida

Most common first names in zip code 32346 among deceased individuals
Name	Count	Lived (average)
William	27	71.1 years
James	22	70.8 years
Robert	16	67.4 years
Charles	13	69.1 years
John	12	70.8 years
George	9	74.2 years
Mary	8	74.0 years
Henry	5	64.2 years
Joseph	5	64.4 years
Walter	5	76.4 years

Most common last names in zip code 32346 among deceased individuals
Last name	Count	Lived (average)
Metcalf	15	68.5 years
Nichols	8	65.6 years
Porter	8	62.5 years
Smith	8	75.3 years
Thompson	7	78.8 years
Taylor	7	70.6 years
Barwick	6	69.3 years
Johnson	6	75.3 years
Hartsfield	5	65.4 years
Crum	4	50.0 years