Estimated median household income in 2007: $47,267
| This zip code: | $47,267 | | Mississippi: | $36,338 |
Nearest zip codes: 39564, 39553, 39532, 39530, 39531, 39562.
Ocean Springs Zip Code Map
Housing units in zip code 39565 with a mortgage: 1,395 (137 second mortgage, 94 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 707
Median monthly owner costs for units with a mortgage: $1,062
Median monthly owner costs for units without a mortgage: $349
Residents with income below the poverty level in 2007:
| This zip code: | 10.2% | | Whole state: | 20.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 3.5% | | Whole state: | 8.7% |
Median number of rooms in houses and condos:
| Here: | 5.4 | | State: | 5.7 |
Median number of rooms in apartments:
| Here: | 4.8 | | State: | 4.3 |
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Click to draw/clear zip code borders
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 39565 include: Fort Bayou Church (A), Antioch Church (B). Display/hide their locations on the map
Cemeteries: Byrd Cemetery (1), Cain Cemetery (2), Carter Cemetery (3), Graham Cemetery (4), Good Hope Cemetery (5), Ladner Cemetery (6), Antioch Cemetery (7). Display/hide their locations on the map
Lakes and swamps: Dogged Dead River (A), Hubbard Lake (B), Sims Mill Pond (C), Galloway Lake (D), Moon Lake (E), Shingle Lake (F), Parish Lake (G), Crane Lakes (H). Display/hide their locations on the map
Streams, rivers, and creeks: Sumrail Bayou (A), Spring Branch (B), Billie, Bayou (C), Clay Creek (D), Mill Branch (E), Threemile Branch (F), Tom Clark Branch (G), Jack Branch (H), Cowpen Creek (I). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 427
- 1995 to 1998: 1,159
- 1990 to 1994: 514
- 1980 to 1989: 1,023
- 1970 to 1979: 1,022
- 1960 to 1969: 493
- 1950 to 1959: 182
- 1940 to 1949: 106
- 1939 or earlier: 117
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Bedrooms in owner-occupied houses in Latimer, MS (39565): |
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- no bedroom: 0
- 1 bedrooms: 109
- 2 bedrooms: 1,044
- 3 bedrooms: 2,520
- 4 bedrooms: 605
- 5 or more bedrooms: 39
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 0
- 1 bedrooms: 20
- 2 bedrooms: 155
- 3 bedrooms: 231
- 4 bedrooms: 8
- 5 or more bedrooms: 0
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Vehicles available in 39565 zip code in owner-occupied houses/condos: |
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- no vehicle: 146
- 1 vehicle: 823
- 2 vehicles: 2,093
- 3 vehicles: 894
- 4 vehicles: 204
- 5 or more vehicles: 157
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 12
- 1 vehicle: 195
- 2 vehicles: 167
- 3 vehicles: 29
- 4 vehicles: 11
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 39565:
- Less than $10,000: 61
- $10,000 to $14,999: 31
- $15,000 to $19,999: 37
- $20,000 to $24,999: 64
- $25,000 to $29,999: 88
- $30,000 to $34,999: 109
- $35,000 to $39,999: 116
- $40,000 to $49,999: 264
- $50,000 to $59,999: 159
- $60,000 to $69,999: 189
- $70,000 to $79,999: 273
- $80,000 to $89,999: 328
- $90,000 to $99,999: 270
- $100,000 to $124,999: 636
- $125,000 to $149,999: 578
- $150,000 to $174,999: 207
- $175,000 to $199,999: 251
- $200,000 to $249,999: 387
- $250,000 to $299,999: 175
- $300,000 to $399,999: 124
- $400,000 to $499,999: 38
- $500,000 to $749,999: 28
- $1,000,000 or more: 17
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Rent paid by renters in 2007 in zip code 39565:
- $150 to $199: 7
- $200 to $249: 10
- $250 to $299: 20
- $350 to $399: 47
- $400 to $449: 89
- $450 to $499: 9
- $500 to $549: 35
- $550 to $599: 13
- $600 to $649: 59
- $1,000 to $1,249: 64
- No cash rent: 157
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Median price asked for vacant for-sale houses and condos in 2007: $92,735.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $133,984
- Black or African American householders: $130,423
- American Indian or Alaska Native householders: $144,667
- Asian householders: $73,298
- Some other race householders: $66,769
- Two or more races householders: $126,120
- Hispanic or Latino householders: $136,803
Estimated median house or condo value in 2007: $110,557 (it was $73,700 in 2000)
| 39565: | $110,557 | | Mississippi: | $96,000 |
Lower value quartile - upper value quartile: $73,887 - $174,121
Mean price in 2007:
Detached houses: $178,709| Here: | $178,709 | | State: | $144,336 |
Townhouses or other attached units: $94,928| Here: | $94,928 | | State: | $144,095 |
Mobile homes: $51,456| Here: | $51,456 | | State: | $37,232 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,890
- One, attached: 40
- Two: 11
- Mobile homes: 2,102

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Means of transportation to work
- Drove a car alone: 5,121 (80%)
- Carpooled: 998 (16%)
- Bus or trolley bus: 18 (0%)
- Walked: 20 (0%)
- Other means: 59 (1%)
- Worked at home: 188 (3%)
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Travel time to work
- Less than 5 minutes: 52
- 5 to 9 minutes: 232
- 10 to 14 minutes: 386
- 15 to 19 minutes: 601
- 20 to 24 minutes: 1063
- 25 to 29 minutes: 510
- 30 to 34 minutes: 1461
- 35 to 39 minutes: 388
- 40 to 44 minutes: 390
- 45 to 59 minutes: 783
- 60 to 89 minutes: 192
- 90 or more minutes: 158
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Percentage of zip code residents living and working in this county: 61.4%
Household type by relationship
Households: 14,070
- In family households: 12,965 (3,224 male householders, 667 female householders)
3,236 spouses, 4,807 children (3,945 natural, 193 adopted, 669 stepchildren), 343 grandchildren, 63 brothers or sisters, 115 parents, 201 other relatives, 309 non-relatives
- In nonfamily households: 1,105 (426 male householders (299 living alone)), 421 female householders (361 living alone)), 258 nonrelatives
- In group quarters: 62 (0 institutionalized population)
Size of family households: 1,324 2-persons, 909 3-persons, 1,001 4-persons, 428 5-persons, 158 6-persons, 71 7-or-more-persons.
Size of nonfamily households: 660 1-person, 136 2-persons, 41 3-persons, 10 5-persons.
3,087 married couples with children.
714 single-parent households (226 men, 488 women).
96.5% of residents of 39565 zip code speak English at home.
1.5% of residents speak Spanish at home (40% very well, 24% well, 37% not well).
1.1% of residents speak other Indo-European language at home (75% very well, 3% well, 22% not well).
0.6% of residents speak Asian or Pacific Island language at home (54% very well, 26% well, 20% not well).
0.3% of residents speak other language at home (100% very well).
Foreign born population: 265 (1.9%)
(55.1% of them are naturalized citizens)
| This zip code: | 1.9% | | Whole state: | 1.4% |
Most common places of birth for the foreign-born residents:
- United Kingdom (27%)
- Mexico (16%)
- Thailand (8%)
- Vietnam (8%)
- Panama (8%)
- Germany (8%)
- Cambodia (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 53
- 1990 to 1994: 39
- 1985 to 1989: 65
- 1980 to 1984: 18
- 1975 to 1979: 15
- 1970 to 1974: 28
- 1970 to 1974: 8
- 1965 to 1969: 39
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White population: 13,408
Black population: 480
American Indian population: 84
Asian population: 83
Native Hawaiian and Other Pacific Islander population: 1
Some other race population: 51
Two or more races population: 140

First ancestries reported:
|  United States or American: 3499 |
|  Other groups: 1541 |
|  English: 1011 |
|  Irish: 902 |
|  French (except Basque): 848 |
|  German: 817 |
|  Italian: 265 |
|  Scotch-Irish: 237 |
|  French Canadian: 187 |
|  Scottish: 176 |
|  European: 149 |
|  Polish: 107 |
|  Norwegian: 88 |
|  Yugoslavian: 75 |
|  Swedish: 38 |
|  Dutch: 30 |
|  Czechoslovakian: 26 |
|  Danish: 23 |
|  Ukrainian: 21 |
|  Acadian/Cajun: 21 |
|  Russian: 15 |
|  West Indian (excluding Hispanic groups):: 14 |
|  Dutch West Indian: 14 |
|  Brazilian: 12 |
|  Arab:: 12 |
|  Egyptian: 12 |
|  Scandinavian: 12 |
|  Subsaharan African:: 10 |
|  African: 10 |
|  Finnish: 9 |
|  Lithuanian: 8 |
|  Canadian: 7 |
|  Slovak: 7 |
|  Welsh: 7 |
|  British: 5 |

Facitilies with environmental interests located in this zip code:
- JACKSON COUNTY SCHOOL DISTRICT, VANCLEAVE HIGH SCHOOL (12424 HIGHWAY 57 in VAN CLEAVE, MS)
(Geographic Names Information System)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MS0038326, National Pollutant Discharge Elimination System Permit
(National Center for Education Statistics) - STATE ID-3000020
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
Organizations: JACKSON CO SCHOOL DIST (SCHOOL DISTRICT)
- BROWNING FERRIS INDUSTRIES WASTE SYSTEMS OF NORTH AMERICA, BILOXI DISTRICT (14500 ARMEIN ROAD in VAN CLEAVE, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSD980557391, HAZARDOUS WASTE PROGRAM
(Resource Conservation and Recovery Act (tracking hazardous waste))
Organizations: B. F. I. OF MISSISSIPPI, INC. (CONTACT/OWNER)
Alternative names: BFI
- MOYES FIRESTONE (12217 HIGHWAY 57 in VAN CLEAVE, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSR000002493, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: MARILYN COATES (CONTACT/OWNER)
, STEVE MOYE (CONTACT/OWNER)
Alternative names: VANCLEAVE TIRE & AUTO REPAIR
- BLUFF CREEK CAMPGROUNDS INC (4301 POTICAW BAYOU ROAD in VAN CLEAVE, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSU099063, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: RECREATIONAL VEHICLE PARKS AND CAMPSITES
Alternative names: BLUFF CREEK RECREATIONAL VEHICLE CAMPGROUND, BLUFF CREEK RV CAMPGROUND
- CORYS LAUNDRY (12622 HIGHWAY 57 in VANCLEAVE, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSU099051, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: COIN-OPERATED LAUNDRIES AND DRYCLEANING
Alternative names: CORY S LAUNDRY, JACKSON, PIZZA BREAK CAFE & LAUNDRY
- JACK AND JILL PRESCHOOL AND DAYCARE (5101 BALLPARK ROAD in VAN CLEAVE, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSU096101, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CHILD DAY CARE SERVICES
Alternative names: JACK & JILL DAY CARE, JACK AND JILL DAYCARE VANCLEAVE, JACK & JILL PRESCHOOL AND
- JACKSON COUNTY SCHOOL DISTRICT, VANCLEAVE JUNIOR HIGH SCHOOL (3103 MAGNOLIA STREET in VANCLEAVE, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MS0028762, National Pollutant Discharge Elimination System Permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: ELEMENTARY AND SECONDARY SCHOOLS
- DAHLS COLLISION (12225 HIGHWAY 57 in VAN CLEAVE, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSR000004945, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: GERALD DAHL (CONTACT/OWNER)
- ALTERNATIVE SCHOOL (13724 HWY 57 in VANCLEAVE, MS)
(National Center for Education Statistics) - STATE ID-3000092
Organizations: JACKSON CO SCHOOL DIST (SCHOOL DISTRICT)
- JACKSON COUNTY VOCATIONAL CENTER (12425 HWY 57 in VANCLEAVE, MS)
(National Center for Education Statistics) - STATE ID-3000090
Organizations: JACKSON CO SCHOOL DIST (SCHOOL DISTRICT)
- WEST JACKSON COUNTY UTILITY DISTRICT WATER SYS (7312 ROSE FARM ROAD in OCEAN SPRINGS, MS)
(Integrated Compliance Information System) - ICIS-04-2000-0655, FORMAL ENFORCEMENT ACTION
Business SIC classification: WATER SUPPLY
- JACKSON COUNTY (3C ROAD in VANCLEAVE, MS)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GENERAL CONTRACTORS-SINGLE-FAMILY HOUSES
Alternative names: JOE WEST REALTY INC
- JACKSON COUNTY SCHOOL DISTRICT (12210 COLONEL VICKREY ROAD in VAN CLEAVE, MS)
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
Fire-safe hotels and motels in zip code 39565
- Super 8 Motel - Ocean Springs, 13838 Wilfred Seymour Rd, Ocean Springs, MS 39565, Phone: (228) 875-2288, Fax: (228) 875-6188
- Country Inn & Suites, 13900 Wilfred Seymour Rd, Vancleave, MS 39565, Phone: (228) 818-0901, Fax: (228) 818-0902
All 2 fire-safe hotels and motels in zip code 39565
Median worth of mobile homes: $57,892
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (69%)
- Bottled, tank, or LP gas (25%)
- Utility gas (4%)
- Wood (1%)
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Place of birth for U.S.-born residents:
- This state: 9591
- Northeast: 482
- Midwest: 916
- South: 2240
- West: 426
58% of the 39565 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 56% lived in this county.
Out of people who lived in different counties, 56% lived in Mississippi.
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 89
| Here: | 4.3% | | Mississippi: | 10.0% |
Students in private schools in grades 9 to 12 (high school): 36
| Here: | 4.7% | | Mississippi: | 10.5% |
Students in private undergraduate colleges: 44
| Here: | 8.5% | | Mississippi: | 12.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- COCA-COLA BOTTLING CO CONSOLID (7900 HIGHWAY 57 in OCEAN SPRINGS, MS): $977,525 in 12 contracts from 2003 to 2005
Contracts for Food Items For Resale by Defense Commissary Agency, Department of Defense Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $214,152; 2004: $429,981; 2005: $333,392; 2006: $0.
Biggest contracts:
$230,360 with Defense Commissary Agency for Food Items For Resale. Signed on 2005-04-01. Completion date: 2005-08-31.
$173,779, same as above. Signed on 2004-10-01. Completion date: 2005-02-28.
$94,859 with Department of Defense for Food Items For Resale. Signed on 2003-08-01. Completion date: 2003-09-30.
$89,369 with Defense Commissary Agency for Food Items For Resale. Signed on 2003-10-01. Completion date: 2003-11-30.
- SWITZER, JOHN (13028 PERIGAL RD in OCEAN SPRINGS, MS; small business): $20,130 in 4 contracts from 2004 to 2006
$15,600 with Air Force for Chaplain Services. Signed on 2005-10-03. Completion date: 2006-09-30.
$14,400 with Air Force for Patent and Trademark Services. Signed on 2004-10-01. Completion date: 2005-09-30.
$-2,460, same as above. Signed on 2005-06-27. Completion date: 2005-09-30.
$-7,410 with Air Force for Chaplain Services. Signed on 2006-05-10. Completion date: 2005-10-01.
- RICHARD KELEHER SR (15016 ALTHEA ST in OCEAN SPRINGS, MS; small business): $12,000 in 2 contracts in 2002
$7,050 with Air Force for Maintenance, Repair or Alteration of Real Property -- Hospitals and Infirmaries. Signed on 2002-09-17. Completion date: 2002-10-16.
$4,950 with Air Force for Maintenance, Repair or Alteration of Real Property -- Other Non-Building Facilities. Signed on 2002-05-07. Completion date: 2002-05-31.
- BURT WASTE INC (11501 WARE LAKE RD in VANCLEAVE, MS; small business): $7,193 in 3 contracts from 2004 to 2005
$8,221 with Air Force for Other Professional Services. Signed on 2004-10-04. Completion date: 2005-09-30.
$-514, same as above. Signed on 2004-11-01. Completion date: 2005-09-30.
$-514 with Air Force for Patent and Trademark Services. Signed on 2005-08-19. Completion date: 2005-09-30.
- D & L FIRE AND SAFETY (11005 STIGLOR HILL RD in OCEAN SPRINGS, MS; small business)
$5,787 with Air Force for Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings. Signed on 2000-08-30. Completion date: 2000-09-29.
- K & K ASBESTOS REMOVAL & DEMOL (9617 JEAN ST in OCEAN SPRINGS, MS; small business)
$5,000 with Air Force for Construction of Structures and Facilities -- Hospitals and Infirmaries. Signed on 2005-09-30. Completion date: 2005-09-30.
- AIR-MERICA REPAIRS AND SERVICE (8050 SHADY REST RD in VANCLEAVE, MS; small business): $4,240 in 3 contracts from 2004 to 2005
$7,750 with Air Force for Maintenance, Repair and Rebuilding of Equipment -- Household and Commercial Furnishings and Appliances. Signed on 2004-10-04. Completion date: 2005-09-30.
$-897, same as above. Signed on 2005-11-22. Completion date: 2005-09-30.
$-2,613, same as above. Signed on 2005-08-05. Completion date: 2005-09-30.
Top industries in this zip code by the number of employees in 2005:
- Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (100-249 employees: 1 establishment)
- Professional, Scientific, and Technical Services: Engineering Services (50-99: 1)
- Wholesale Trade: Other Grocery and Related Products Merchant Wholesalers (50-99: 1)
- Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (20-49: 1, 10-19: 1)
- Construction: Highway, Street, and Bridge Construction (20-49: 1, 5-9: 1)
- Other Services (except Public Administration): Religious Organizations (10-19: 2, 1-4: 5)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1, 5-9: 2, 1-4: 4)
- Health Care and Social Assistance: Other Individual and Family Services (20-49: 1)
- Construction: Water and Sewer Line and Related Structures Construction (10-19: 2)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
52 people in homes or halfway houses for drug/alcohol abuse
10 people in other noninstitutional group quarters
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 2
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 5
- Pedestrians involved in fatal accidents: 0
Fatal accident statistics in 2005
- Fatal accident count: 4
- Vehicles involved in fatal accidents: 5
- Fatal accidents caused by drunken drivers: 3
- Fatalities: 4
- Persons involved in fatal accidents: 9
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 138 | $166,263 | 534 | $143,011 | 472 | $130,676 | 228 | $42,406 | 111 | $149,209 | 146 | $58,324 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $126,327 | 114 | $104,092 | 79 | $131,969 | 31 | $83,881 | 8 | $64,578 | 75 | $65,314 |
| APPLICATIONS DENIED | 19 | $126,724 | 214 | $90,991 | 275 | $149,916 | 138 | $35,974 | 47 | $77,597 | 157 | $51,794 |
| APPLICATIONS WITHDRAWN | 8 | $196,098 | 87 | $139,164 | 86 | $147,710 | 21 | $58,742 | 18 | $95,533 | 13 | $82,155 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $159,598 | 27 | $143,371 | 60 | $143,980 | 3 | $186,953 | 0 | $0 | 2 | $110,740 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 135 | $133,571 | 557 | $118,951 | 407 | $126,301 | 169 | $44,612 | 112 | $105,877 | 196 | $57,000 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $134,682 | 105 | $93,209 | 82 | $112,812 | 12 | $32,573 | 10 | $117,349 | 66 | $50,516 |
| APPLICATIONS DENIED | 40 | $110,654 | 283 | $77,571 | 268 | $113,200 | 87 | $24,157 | 28 | $115,210 | 209 | $51,431 |
| APPLICATIONS WITHDRAWN | 24 | $120,304 | 101 | $120,008 | 135 | $133,939 | 19 | $129,762 | 13 | $121,475 | 18 | $78,213 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $104,375 | 19 | $100,396 | 43 | $147,560 | 9 | $158,670 | 2 | $103,295 | 2 | $73,515 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 136 | $130,153 | 487 | $105,554 | 425 | $105,761 | 107 | $22,702 | 77 | $75,636 | 159 | $53,020 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $79,772 | 109 | $87,935 | 82 | $91,669 | 13 | $47,508 | 4 | $74,705 | 69 | $45,817 |
| APPLICATIONS DENIED | 38 | $92,414 | 215 | $70,404 | 321 | $94,923 | 105 | $24,016 | 32 | $63,426 | 200 | $47,796 |
| APPLICATIONS WITHDRAWN | 22 | $142,626 | 114 | $125,456 | 230 | $125,582 | 30 | $71,091 | 29 | $72,380 | 50 | $70,156 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $89,910 | 19 | $82,302 | 36 | $122,588 | 1 | $91,700 | 6 | $87,978 | 4 | $63,745 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 145 | $118,411 | 337 | $98,204 | 548 | $99,785 | 147 | $34,962 | 76 | $73,325 | 127 | $44,283 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $93,060 | 59 | $79,342 | 156 | $90,000 | 11 | $57,139 | 14 | $75,201 | 50 | $48,507 |
| APPLICATIONS DENIED | 20 | $90,231 | 108 | $84,758 | 416 | $96,855 | 87 | $31,373 | 22 | $58,061 | 121 | $43,912 |
| APPLICATIONS WITHDRAWN | 8 | $85,353 | 45 | $92,744 | 285 | $112,206 | 31 | $52,072 | 10 | $51,188 | 27 | $59,554 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $81,610 | 27 | $95,477 | 63 | $86,084 | 2 | $61,045 | 3 | $75,367 | 5 | $66,620 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 77 | $101,551 | 331 | $87,455 | 1,001 | $97,959 | 140 | $17,883 | 71 | $75,262 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 44 | $72,894 | 128 | $72,756 | 7 | $26,986 | 4 | $46,048 |
| APPLICATIONS DENIED | 17 | $87,846 | 131 | $60,767 | 425 | $81,461 | 60 | $30,760 | 13 | $68,581 |
| APPLICATIONS WITHDRAWN | 12 | $100,183 | 42 | $102,215 | 390 | $99,363 | 14 | $40,011 | 7 | $66,004 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 9 | $100,488 | 55 | $103,959 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $112,079 | 23 | $89,547 | 58 | $104,259 | 6 | $18,543 | 7 | $61,279 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 3 | $45,633 | 7 | $71,089 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 12 | $46,502 | 33 | $74,619 | 6 | $16,660 | 1 | $50,850 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 3 | $114,880 | 10 | $97,655 | 2 | $41,720 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 9 | $83,781 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $85,716 | 25 | $96,099 | 45 | $91,237 | 10 | $18,340 | 7 | $72,454 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $39,766 | 7 | $94,743 | 1 | $47,810 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 17 | $63,068 | 27 | $64,594 | 7 | $11,113 | 2 | $215,560 |
| APPLICATIONS WITHDRAWN | 1 | $87,790 | 4 | $47,373 | 21 | $85,161 | 2 | $43,245 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $91,700 | 7 | $114,051 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $87,789 | 38 | $66,951 | 18 | $82,333 | 15 | $17,413 | 7 | $36,569 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $46,070 | 4 | $53,673 | 4 | $69,753 | 1 | $19,990 | 1 | $39,110 |
| APPLICATIONS DENIED | 1 | $43,030 | 21 | $48,717 | 18 | $54,904 | 8 | $9,399 | 1 | $78,230 |
| APPLICATIONS WITHDRAWN | 1 | $47,810 | 3 | $82,283 | 10 | $57,585 | 0 | $0 | 1 | $53,890 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $80,840 | 5 | $64,234 | 0 | $0 | 1 | $64,320 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $92,244 | 304 | $61,862 | 173 | $63,562 | 129 | $12,792 | 2 | $41,520 | 23 | $30,758 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $53,150 | 79 | $45,535 | 51 | $55,925 | 11 | $24,888 | 0 | $0 | 4 | $44,220 |
| APPLICATIONS DENIED | 5 | $82,164 | 341 | $47,293 | 116 | $61,663 | 45 | $14,435 | 0 | $0 | 14 | $44,338 |
| APPLICATIONS WITHDRAWN | 4 | $57,238 | 38 | $68,036 | 69 | $72,283 | 5 | $26,892 | 0 | $0 | 3 | $84,053 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $49,820 | 4 | $78,655 | 19 | $62,370 | 0 | $0 | 0 | $0 | 1 | $14,950 |
Detailed HMDA statistics for the following Tracts:
0402.01
, 0402.02, 0408.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 118 | $159,729 | 46 | $185,935 | 17 | $152,331 | 3 | $87,143 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $185,269 | 23 | $212,395 | 4 | $147,965 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $128,550 | 0 | $0 | 2 | $128,550 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $184,260 | 7 | $183,187 | 4 | $179,140 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 4 | $138,130 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 112 | $149,212 | 32 | $184,896 | 7 | $134,649 | 7 | $100,941 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $162,923 | 8 | $163,619 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $75,380 | 0 | $0 | 0 | $0 | 2 | $75,380 |
| APPLICATIONS WITHDRAWN | 2 | $132,125 | 2 | $226,430 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 116 | $136,002 | 48 | $131,561 | 6 | $131,337 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 6 | $139,277 | 16 | $129,058 | 2 | $100,535 |
| APPLICATIONS DENIED | 2 | $117,255 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $243,316 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $85,610 | 2 | $158,420 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 69 | $124,633 | 78 | $126,494 | 5 | $149,678 | 3 | $71,477 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 10 | $116,682 | 12 | $150,032 | 0 | $0 | 2 | $41,015 |
| APPLICATIONS DENIED | 3 | $137,450 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 3 | $104,277 | 7 | $101,179 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 8 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 78 | $113,525 | 158 | $115,857 | 6 | $75,703 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $94,001 | 38 | $107,903 | 2 | $88,945 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 9 | $150,800 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 9 | $102,276 | 6 | $102,203 | 3 | $42,300 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $67,360 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 7 | $107,470 | 8 | $116,528 | 0 | $0 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $74,750 | 2 | $115,605 | 1 | $74,750 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $79,970 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $91,555 | 3 | $90,253 | 2 | $84,095 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
|
| Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 22 | $103,927 | 21 | $97,169 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $87,895 | 6 | $110,422 |
| APPLICATIONS DENIED | 4 | $75,778 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $149,670 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0402.01
, 0402.02, 0408.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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