Estimated median household income in 2007: $38,523
| This zip code: | $38,523 | | Mississippi: | $36,338 |
Nearest zip codes: 39520, 39525, 39571, 39556, 39572, 39560.
Housing units in zip code 39576 with a mortgage: 1,244 (153 second mortgage, 54 home equity loan, 15 both second mortgage and home equity loan)
Houses without a mortgage: 646
Median monthly owner costs for units with a mortgage: $997
Median monthly owner costs for units without a mortgage: $375
Residents with income below the poverty level in 2007:
| This zip code: | 14.6% | | Whole state: | 20.6% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.4% | | Whole state: | 8.7% |
Median number of rooms in houses and condos:
| Here: | 5.6 | | State: | 5.7 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 4.3 |
Year house built: |
|
- 1999 to March 2000: 79
- 1995 to 1998: 295
- 1990 to 1994: 178
- 1980 to 1989: 786
- 1970 to 1979: 652
- 1960 to 1969: 720
- 1950 to 1959: 385
- 1940 to 1949: 211
- 1939 or earlier: 290
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Bedrooms in owner-occupied houses in Waveland, MS (39576): |
|
- no bedroom: 0
- 1 bedrooms: 33
- 2 bedrooms: 655
- 3 bedrooms: 990
- 4 bedrooms: 329
- 5 or more bedrooms: 66
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 24
- 1 bedrooms: 133
- 2 bedrooms: 399
- 3 bedrooms: 187
- 4 bedrooms: 42
- 5 or more bedrooms: 0
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Vehicles available in 39576 zip code in owner-occupied houses/condos: |
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- no vehicle: 82
- 1 vehicle: 734
- 2 vehicles: 813
- 3 vehicles: 339
- 4 vehicles: 75
- 5 or more vehicles: 30
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 99
- 1 vehicle: 398
- 2 vehicles: 246
- 3 vehicles: 33
- 4 vehicles: 9
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 39576:
- Less than $10,000: 15
- $10,000 to $14,999: 8
- $15,000 to $19,999: 15
- $20,000 to $24,999: 10
- $25,000 to $29,999: 6
- $30,000 to $34,999: 23
- $35,000 to $39,999: 17
- $40,000 to $49,999: 44
- $50,000 to $59,999: 70
- $60,000 to $69,999: 88
- $70,000 to $79,999: 106
- $80,000 to $89,999: 119
- $90,000 to $99,999: 121
- $100,000 to $124,999: 375
- $125,000 to $149,999: 334
- $150,000 to $174,999: 146
- $175,000 to $199,999: 168
- $200,000 to $249,999: 256
- $250,000 to $299,999: 109
- $300,000 to $399,999: 32
- $400,000 to $499,999: 30
- $500,000 to $749,999: 38
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Rent paid by renters in 2007 in zip code 39576:
- Less than $100: 41
- $100 to $149: 31
- $150 to $199: 10
- $200 to $249: 5
- $250 to $299: 8
- $300 to $349: 8
- $350 to $399: 31
- $400 to $449: 119
- $450 to $499: 298
- $500 to $549: 64
- $550 to $599: 73
- $600 to $649: 44
- $650 to $699: 49
- $700 to $749: 29
- $750 to $799: 57
- $800 to $899: 35
- No cash rent: 90
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Median price asked for vacant for-sale houses and condos in 2007: $110,540.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $134,578
- Black or African American householders: $93,329
- Asian householders: $166,924
- Two or more races householders: $259,659
- Hispanic or Latino householders: $104,902
Estimated median house or condo value in 2007: $128,586 (it was $87,000 in 2000)
| 39576: | $128,586 | | Mississippi: | $96,000 |
Lower value quartile - upper value quartile: $90,384 - $194,381
Mean price in 2007:
Detached houses: $157,224| Here: | $157,224 | | State: | $144,336 |
In 5-or-more-unit structures: $846,501| Here: | $846,501 | | State: | $263,546 |
Mobile homes: $35,958| Here: | $35,958 | | State: | $37,232 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 2,890
- One, attached: 13
- Two: 81
- 3 or 4: 164
- 5 to 9: 99
- 10 to 19: 36
- 20 to 49: 97
- 50 or more: 34
- Mobile homes: 164
- Boats, RVs, vans, etc.: 18

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Means of transportation to work
- Drove a car alone: 2,338 (81%)
- Carpooled: 437 (15%)
- Bus or trolley bus: 15 (1%)
- Bicycle: 9 (0%)
- Walked: 13 (0%)
- Other means: 14 (0%)
- Worked at home: 56 (2%)
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Travel time to work
- Less than 5 minutes: 137
- 5 to 9 minutes: 398
- 10 to 14 minutes: 492
- 15 to 19 minutes: 520
- 20 to 24 minutes: 358
- 25 to 29 minutes: 155
- 30 to 34 minutes: 219
- 35 to 39 minutes: 44
- 40 to 44 minutes: 66
- 45 to 59 minutes: 131
- 60 to 89 minutes: 215
- 90 or more minutes: 91
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Percentage of zip code residents living and working in this county: 68.2%
Household type by relationship
Households: 6,976
- In family households: 5,888 (1,378 male householders, 487 female householders)
1,358 spouses, 2,195 children (1,973 natural, 74 adopted, 148 stepchildren), 206 grandchildren, 18 brothers or sisters, 29 parents, 100 other relatives, 117 non-relatives
- In nonfamily households: 1,088 (360 male householders (288 living alone)), 581 female householders (523 living alone)), 147 nonrelatives
- In group quarters: 25 (7 institutionalized population)
Size of family households: 759 2-persons, 486 3-persons, 387 4-persons, 146 5-persons, 64 6-persons, 23 7-or-more-persons.
Size of nonfamily households: 811 1-person, 121 2-persons, 9 3-persons.
1,092 married couples with children.
523 single-parent households (101 men, 422 women).
94.2% of residents of 39576 zip code speak English at home.
2.4% of residents speak Spanish at home (89% very well, 8% well, 4% not well).
1.9% of residents speak other Indo-European language at home (93% very well, 7% well).
0.9% of residents speak Asian or Pacific Island language at home (23% very well, 77% well).
0.5% of residents speak other language at home (66% very well, 34% well).
Foreign born population: 160 (2.3%)
(76.9% of them are naturalized citizens)
| This zip code: | 2.3% | | Whole state: | 1.4% |
Most common places of birth for the foreign-born residents:
- United Kingdom (19%)
- Honduras (16%)
- Vietnam (11%)
- Israel (7%)
- Canada (7%)
- Jamaica (6%)
- Iran (6%)
Year of entry for the foreign-born population |
|
- 1995 to March 2000: 29
- 1990 to 1994: 15
- 1985 to 1989: 7
- 1980 to 1984: 12
- 1975 to 1979: 25
- 1970 to 1974: 21
- 1970 to 1974: 11
- 1965 to 1969: 40
|
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White population: 5,973
Black population: 757
American Indian population: 34
Asian population: 98
Native Hawaiian and Other Pacific Islander population: 2
Some other race population: 33
Two or more races population: 62

First ancestries reported:
|  Other groups: 1150 |
|  French (except Basque): 916 |
|  United States or American: 738 |
|  German: 717 |
|  Irish: 605 |
|  English: 379 |
|  Italian: 226 |
|  Scotch-Irish: 118 |
|  French Canadian: 75 |
|  Dutch: 69 |
|  Swedish: 67 |
|  Scottish: 63 |
|  British: 61 |
|  Norwegian: 51 |
|  Welsh: 25 |
|  Czechoslovakian: 21 |
|  Russian: 21 |
|  Polish: 20 |
|  Lithuanian: 12 |
|  West Indian (excluding Hispanic groups):: 10 |
|  Jamaican: 10 |
|  Iranian: 9 |
|  Luxemburger: 9 |
|  Danish: 8 |
|  Subsaharan African:: 8 |
|  African: 8 |

Major facitilies with environmental interests located in this zip code:
- DELTA INDUSTRIES INC, DBA GULF STATES READY MIX (8141 CLERMONT AVENUE in WAVELAND, MS)
AIR MINOR (AIRS/AFS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSD981860588, CESQG, ENSITE-04500030, AIR PROGRAM, ENSITE-MSG110236, NPDES STORMWATER PERMIT
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: READY-MIXED CONCRETE
Alternative names: COAST MATERIALS COMPANY, DELTA INDUSTRIES INC DBA, DELTA INDUSTRIES INC,DBA GULF STATES, HANCOCK, RMC EWELL INC, WAVELAND, RMC EWELL INC, WAVELAND
- C AND G LAND COMPANY, INC (OLD LOWER BAY ROAD in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSU096150, WASTEWATER FACILITY
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: CONSTRUCTION SAND AND GRAVEL
Alternative names: C & G LAND COMPANY INC, C AND G LAND, LLC, HANCOCK COUNTY
- EARTH CONSULTING GROUP INC, PHILLIPS 66, WAVELAND (727 HIGHWAY 90 in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSG120061, NPDES NON-MAJOR
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
Business SIC classification: GASOLINE SERVICE STATIONS
Alternative names: HANCOCK COUNTY
- A 1 QUALITY TRANSMISSION AND ENGINE (902 HIGHWAY 90 in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSD985969732, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: JAMES ABOGUAST (CONTACT/OWNER)
Alternative names: A-1 QUALITY TRANMISSION & ENGINE
- ALL STAR AUTO CENTER (539 HIGHWAY 90 in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSD982770067, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: ROGER LACOSTE (CONTACT/OWNER)
Alternative names: ALL STAR AUTO CTN
- CHARLIE HENDERSON FORD (105 HIGHWAY 90 in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSD982105363, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- DERUSSY MOTORS, INC (9050 US HIGHWAY 603 in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSR000005942, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: MARK DERUSSY (CONTACT/OWNER)
- EXXON COMPANY USA NUMBER 51322 (603 U S HIGHWAY 90 in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSD985971365, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: EXXONMOBIL CORP (CONTACT/OWNER)
Alternative names: EXXON COMPANY USA WAVELAND NUMBER 51322
- FRANK HILLES QUICK LUBE (221 HIGHWAY 90 EAST in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSD982770091, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
- G AND M AUTO ELECTRIC (301 HIGHWAY 90 in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSR000062352, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: G & M AUTO ELECTRIC (CONTACT/OWNER)
- G R AND R CONSTRUCTION (2208 MCLAURIN STREET in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSR000002279, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: G M & R CONSTRUCTION (CONTACT/OWNER)
Alternative names: G M & R CONSTRUCTION
- GATEWAY BODY AND PAINT (1002 OLD SPANISH TRAIL in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSD982770299, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: WES ZIEGELER (CONTACT/OWNER)
- GUYS GOODYEAR TIRE STORE (218 HIGHWAY 90 WEST in WAVELAND, MS)
STATE MASTER (Mississippi compliance, permits, activity tracking ) - ENSITE-MSD981860646, CESQG
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: CARL GUY (CONTACT/OWNER)
Median worth of mobile homes: $42,400
Housing units lacking complete plumbing facilities: 0%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
|
|
- Electricity (76%)
- Utility gas (18%)
- Bottled, tank, or LP gas (4%)
- No fuel used (1%)
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Place of birth for U.S.-born residents:
- This state: 2766
- Northeast: 189
- Midwest: 490
- South: 3059
- West: 253
56% of the 39576 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 56% lived in this county.
Out of people who lived in different counties, 26% lived in Mississippi.
Population in 1990: 5,967. Population change in the 1990s: +992 (+16.6%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 215
| Here: | 23.0% | | Mississippi: | 10.0% |
Students in private schools in grades 9 to 12 (high school): 82
| Here: | 20.0% | | Mississippi: | 10.5% |
Students in private undergraduate colleges: 0
| Here: | 0.0% | | Mississippi: | 12.4% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (WAVELAND, MS):
- MONTI ELECTRIC SUPPLY INC (117 HIGHWAY 90; small business): $29,177 in 6 contracts in 2005
Contracts for Miscellaneous Electrical and Electronic Components, Coils and Transformers, Space and Water Heating Equipment by Army, Navy Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $0; 2005: $29,177; 2006: $0.
Biggest contracts:
$9,882 with Army for Miscellaneous Electrical and Electronic Components. Signed on 2005-11-11. Completion date: 2005-11-12.
$6,898 with Navy for Coils and Transformers. Taking place in IL. Signed on 2005-04-29. Completion date: 2005-07-05.
$5,745 with Navy for Space and Water Heating Equipment. Signed on 2005-09-29. Completion date: 2005-10-04.
$4,386, same as above. Signed on 2005-05-02. Completion date: 2005-06-20.
- J E M LLC (121 WAVELAND AVE; small business): $10,558 in 2 contracts in 2004
$9,358 with Navy for Maintenance, Repair or Alteration of Real Property -- Office Buildings. Signed on 2004-08-23. Completion date: 2004-08-13.
$1,200, same as above. Signed on 2004-09-29. Completion date: 2004-08-13.
- DERUSSY MOTORS INC (9050 HIGHWAY 603; small business)
$7,328 with Navy for Packing and Gasket Materials. Signed on 2005-01-27. Completion date: 2005-02-03.
- EARTHWORKS DESIGN INC (135 HARTSIE DR; small business)
$5,225 with Navy for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2002-07-18. Completion date: 2002-09-06.
- ROMY & SYLVIAS POOL SVC (612 HIGHWAY 90; small business)
$4,680 with Air Force for Construction of Structures and Facilities -- Other Non-Building Facilities. Signed on 2005-05-05. Completion date: 2005-05-17.
Top industries in this zip code by the number of employees in 2005:
- Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 10-19 employees: 5 establishments, 5-9 employees: 3 establishments, 1-4 employees: 2 establishments)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 2, 10-19: 3, 1-4: 1)
- Construction: Plumbing, Heating, and Air-Conditioning Contractors (20-49: 1, 5-9: 1, 1-4: 5)
- Educational Services: Elementary and Secondary Schools (20-49: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
17 people in homes for the mentally retarded
7 people in unknown juvenile institutions
Fatal accident statistics in 2006
- Fatal accident count: 1
- Vehicles involved in fatal accidents: 1
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 1
- Persons involved in fatal accidents: 1
- Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 2 | $158,385 | 85 | $127,796 | 104 | $119,222 | 36 | $36,910 | 44 | $107,828 | 5 | $24,440 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $119,233 | 13 | $105,133 | 6 | $51,213 | 5 | $99,184 | 1 | $86,610 |
| APPLICATIONS DENIED | 0 | $0 | 25 | $123,433 | 49 | $113,870 | 25 | $38,724 | 7 | $143,724 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $100,845 | 33 | $124,680 | 36 | $132,514 | 4 | $118,048 | 27 | $128,966 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 14 | $109,064 | 11 | $104,726 | 1 | $71,180 | 1 | $126,940 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 5 | $116,268 | 55 | $125,780 | 36 | $105,721 | 36 | $33,779 | 21 | $100,053 | 7 | $55,083 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $175,590 | 14 | $78,133 | 11 | $138,485 | 9 | $49,301 | 0 | $0 | 8 | $40,189 |
| APPLICATIONS DENIED | 1 | $48,640 | 34 | $73,278 | 17 | $79,908 | 12 | $26,595 | 2 | $52,795 | 21 | $58,077 |
| APPLICATIONS WITHDRAWN | 4 | $95,208 | 21 | $104,347 | 19 | $102,842 | 6 | $69,405 | 4 | $37,075 | 1 | $78,300 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 8 | $136,881 | 11 | $146,898 | 0 | $0 | 4 | $228,383 | 1 | $33,220 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 17 | $104,194 | 144 | $100,597 | 128 | $108,361 | 28 | $37,118 | 49 | $78,302 | 4 | $47,160 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 43 | $106,997 | 25 | $92,444 | 7 | $4,746 | 4 | $85,125 | 7 | $51,184 |
| APPLICATIONS DENIED | 2 | $151,265 | 64 | $82,992 | 89 | $98,951 | 32 | $20,058 | 15 | $76,641 | 21 | $42,315 |
| APPLICATIONS WITHDRAWN | 1 | $149,490 | 40 | $105,115 | 66 | $135,106 | 11 | $46,916 | 9 | $143,554 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $112,234 | 15 | $101,002 | 2 | $60,505 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) | G) Loans On Manufactured Home Dwelling (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $113,347 | 185 | $92,353 | 243 | $100,966 | 50 | $36,233 | 1 | $3,559,200 | 103 | $97,895 | 2 | $36,185 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 32 | $89,944 | 30 | $88,901 | 9 | $33,219 | 0 | $0 | 6 | $122,002 | 2 | $80,080 |
| APPLICATIONS DENIED | 2 | $77,710 | 49 | $74,961 | 151 | $114,107 | 38 | $20,731 | 0 | $0 | 40 | $148,745 | 11 | $43,681 |
| APPLICATIONS WITHDRAWN | 4 | $81,565 | 25 | $113,657 | 113 | $96,277 | 7 | $45,591 | 0 | $0 | 11 | $127,592 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 11 | $114,542 | 21 | $95,533 | 1 | $32,030 | 0 | $0 | 2 | $76,525 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $75,930 | 184 | $101,482 | 371 | $93,905 | 42 | $15,028 | 74 | $80,242 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 24 | $80,478 | 55 | $107,617 | 5 | $18,508 | 11 | $81,106 |
| APPLICATIONS DENIED | 8 | $81,416 | 33 | $82,005 | 127 | $113,932 | 34 | $26,554 | 11 | $102,246 |
| APPLICATIONS WITHDRAWN | 2 | $183,890 | 18 | $77,512 | 134 | $105,846 | 4 | $32,033 | 11 | $68,380 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $94,910 | 25 | $102,600 | 21 | $140,504 | 1 | $30,850 | 8 | $66,586 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 24 | $85,273 | 129 | $88,079 | 282 | $96,107 | 43 | $17,299 | 2 | $2,728,720 | 50 | $60,079 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 17 | $84,374 | 38 | $80,675 | 11 | $15,963 | 1 | $2,277,890 | 4 | $60,508 |
| APPLICATIONS DENIED | 4 | $46,863 | 39 | $64,339 | 103 | $67,533 | 28 | $17,203 | 0 | $0 | 6 | $51,410 |
| APPLICATIONS WITHDRAWN | 2 | $142,370 | 15 | $122,041 | 77 | $81,292 | 2 | $8,305 | 0 | $0 | 8 | $59,320 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 14 | $82,794 | 28 | $88,090 | 0 | $0 | 0 | $0 | 2 | $91,355 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 19 | $78,739 | 102 | $94,237 | 274 | $92,033 | 59 | $11,824 | 1 | $1,091,490 | 42 | $64,913 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 14 | $59,829 | 36 | $64,033 | 6 | $4,943 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 1 | $218,300 | 40 | $63,235 | 142 | $71,117 | 33 | $15,100 | 0 | $0 | 9 | $52,992 |
| APPLICATIONS WITHDRAWN | 1 | $136,440 | 17 | $87,026 | 101 | $75,953 | 6 | $33,615 | 1 | $2,372,800 | 7 | $51,016 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 2 | $52,200 | 17 | $75,022 | 0 | $0 | 0 | $0 | 1 | $45,080 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $88,895 | 134 | $79,480 | 126 | $71,664 | 68 | $8,497 | 1 | $177,960 | 36 | $51,444 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $100,845 | 23 | $53,285 | 46 | $71,777 | 6 | $18,587 | 0 | $0 | 6 | $78,500 |
| APPLICATIONS DENIED | 4 | $52,203 | 71 | $50,414 | 123 | $60,883 | 46 | $12,225 | 0 | $0 | 13 | $52,384 |
| APPLICATIONS WITHDRAWN | 6 | $83,245 | 28 | $74,998 | 63 | $55,535 | 6 | $25,903 | 0 | $0 | 2 | $132,875 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 6 | $55,958 | 11 | $45,406 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 10 | $68,565 | 70 | $70,808 | 84 | $69,684 | 38 | $11,688 | 26 | $45,782 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 12 | $45,387 | 17 | $62,900 | 4 | $19,695 | 1 | $23,980 |
| APPLICATIONS DENIED | 2 | $74,500 | 47 | $54,794 | 49 | $64,547 | 23 | $8,886 | 3 | $56,710 |
| APPLICATIONS WITHDRAWN | 2 | $64,510 | 13 | $67,235 | 30 | $74,122 | 1 | $2,280 | 1 | $102,760 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 1 | $48,530 | 8 | $51,738 | 0 | $0 | 0 | $0 |
Detailed HMDA statistics for the following Tracts:
0302.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 34 | $139,123 | 18 | $130,504 | 4 | $111,523 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $100,845 | 2 | $193,975 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 13 | $108,966 | 1 | $83,050 | 1 | $169,660 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $148,300 | 2 | $138,810 | 1 | $65,250 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 1 | $134,060 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $108,399 | 14 | $129,318 | 5 | $96,098 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $169,655 | 6 | $99,658 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 6 | $97,285 | 1 | $105,590 | 1 | $80,680 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $242,030 | 0 | $0 | 1 | $242,030 |
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) | D) Loans On Manufactured Home Dwelling (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 45 | $92,645 | 24 | $121,606 | 8 | $114,784 | 1 | $68,810 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 8 | $86,608 | 4 | $87,200 | 1 | $53,390 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 5 | $98,708 | 1 | $88,980 | 1 | $106,780 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $53,390 | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 57 | $103,862 | 61 | $100,455 | 12 | $87,793 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 14 | $94,489 | 7 | $99,489 | 2 | $88,980 |
| APPLICATIONS DENIED | 1 | $91,350 | 1 | $198,130 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $126,945 | 4 | $84,530 | 0 | $0 |
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $96,250 | 46 | $100,663 | 11 | $83,479 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $99,360 | 12 | $91,056 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $87,200 | 1 | $91,350 |
| APPLICATIONS WITHDRAWN | 1 | $179,150 | 5 | $62,642 | 2 | $76,525 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $62,880 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 38 | $96,504 | 32 | $98,397 | 4 | $51,608 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 5 | $63,354 | 12 | $93,824 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 5 | $96,336 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 47 | $81,609 | 25 | $91,210 | 6 | $58,528 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $86,605 | 4 | $87,498 | 2 | $62,880 |
| APPLICATIONS DENIED | 1 | $81,860 | 0 | $0 | 1 | $81,860 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $164,315 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
|
| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $69,301 | 9 | $123,441 | 5 | $60,972 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $27,970 | 1 | $170,130 | 0 | $0 |
| APPLICATIONS DENIED | 2 | $70,790 | 1 | $35,970 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $46,815 | 1 | $98,190 | 1 | $30,830 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $119,890 | 0 | $0 | 0 | $0 |
Detailed PMIC statistics for the following Tracts:
0302.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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