41044 Zip Code (Germantown, KY) Detailed Profile

Estimated zip code population in 2022: 1,525
Zip code population in 2010: 1,116
Zip code population in 2000: 719

Houses and condos: 561
Renter-occupied apartments: 100
March 2022 cost of living index in zip code 41044: 82.2 (low, U.S. average is 100)

Land area: 31.4 sq. mi.
Water area: 0.0 sq. mi.

Population density: 49 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,274 (0.9%)

For population 25 years and over in 41044:

• High school or higher: 81.3%
• Bachelor's degree or higher: 13.2%
• Graduate or professional degree: 6.3%
• Unemployed: 6.8%
• Mean travel time to work (commute): 39.0 minutes

For population 15 years and over in 41044:

• Never married: 32.4%
• Now married: 49.7%
• Separated: 1.2%
• Widowed: 8.8%
• Divorced: 7.8%

• 
• • 1,47796.9%White
  • 322.1%Two or more races
  • 161.0%Native Hawaiian and Other
    Pacific Islander

100% rural population.

Averages for the 2020 tax year for zip code 41044, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $50,589 (Individual Income Tax Returns)

Here:	$50,589
State:	$61,342

Salary/wage: $46,068 (reported on 78.7% of returns)

Here:	$46,068
State:	$50,827

(% of AGI for various income ranges: 1287.3% for AGIs below $25k, 3392.0% for AGIs $25k-50k, 5571.7% for AGIs $50k-75k, 7764.0% for AGIs $75k-100k, 16706.7% for AGIs $100k-200k)

Taxable interest for individuals: $511 (reported on 19.1% of returns)

This zip code:	$511
Kentucky:	$1,441

(% of AGI for various income ranges: 4.5% for AGIs below $25k, 5.0% for AGIs $25k-50k, 72.0% for AGIs $75k-100k)

Ordinary dividends: $1,775 (reported on 8.5% of returns)

Here:	$1,775
State:	$7,388

(% of AGI for various income ranges: 118.3% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$2,340 (reported on 10.6% of returns)

Here:	+$2,340
State:	+$19,475

(% of AGI for various income ranges: 80.9% for AGIs below $25k, 46.7% for AGIs $50k-75k)

Profit/loss from business: +$4,643 (reported on 14.9% of returns)

Here:	+$4,643
State:	+$11,386

(% of AGI for various income ranges: 156.4% for AGIs below $25k, 156.0% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $18,380 (reported on 10.6% of returns)

41044:	$18,380
Kentucky:	$18,941

(% of AGI for various income ranges: 1531.7% for AGIs $50k-75k)

Earned income credit: $2,620 (reported on 21.3% of returns)

Here:	$2,620
State:	$2,336

(% of AGI for various income ranges: 162.7% for AGIs below $25k, 83.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.7%

Here:	96%
State:	94%

(% for various income ranges: 93.8% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 83.3% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 41044, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $40,167 (Individual Income Tax Returns)

Here:	$40,167
State:	$50,814

Salary/wage: $38,106 (reported on 83.3% of returns)

Here:	$38,106
State:	$42,723

(% of AGI for various income ranges: 75.1% for AGIs below $25k, 88.1% for AGIs $25k-50k, 84.2% for AGIs $50k-75k, 79.9% for AGIs $75k-100k, 63.2% for AGIs $100k-200k)

Taxable interest for individuals: $427 (reported on 26.2% of returns)

This zip code:	$427
Kentucky:	$1,381

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k)

Ordinary dividends: $1,300 (reported on 7.1% of returns)

Here:	$1,300
State:	$6,239

Net capital gain/loss in AGI: +$3,400 (reported on 16.7% of returns)

Here:	+$3,400
State:	+$11,336

Profit/loss from business: +$5,757 (reported on 16.7% of returns)

Here:	+$5,757
State:	+$10,862

Taxable individual retirement arrangement distribution: $12,500 (reported on 7.1% of returns)

41044:	$12,500
Kentucky:	$14,296

Total itemized deductions: $15,700 (21% of AGI, reported on 16.7% of returns)

Here:	$15,700
State:	$21,160

Here:	21.2% of AGI
State:	20.0% of AGI

Charity contributions: $1,000 (reported on 9.5% of returns)

Here:	$1,000
State:	$4,303

Taxes paid: $6,157 (reported on 16.7% of returns)

41044:	$6,157
State:	$8,496

Earned income credit: $2,391 (reported on 26.2% of returns)

Here:	$2,391
State:	$2,273

(% of AGI for various income ranges: 8.7% for AGIs below $25k, 1.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 73.8%

Here:	74%
State:	60%

(% for various income ranges: 70.6% for AGIs below $25k, 75.0% for AGIs $25k-50k, 85.7% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 41044, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $31,754 (Individual Income Tax Returns)

Here:	$31,754
State:	$41,540

Salary/wage: $32,469 (reported on 82.0% of returns)

Here:	$32,469
State:	$36,432

(% of AGI for various income ranges: 94.2% for AGIs below $10k, 78.0% for AGIs $10k-25k, 88.2% for AGIs $25k-50k, 86.1% for AGIs $50k-75k, 78.2% for AGIs $75k-100k)

Taxable interest for individuals: $755 (reported on 32.6% of returns)

This zip code:	$755
Kentucky:	$1,571

(% of AGI for various income ranges: 4.7% for AGIs below $10k, 2.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Taxable dividends: $792 (reported on 12.4% of returns)

Here:	$792
State:	$3,453

Net capital gain/loss: +$1,529 (reported on 11.9% of returns)

Here:	+$1,529
State:	+$9,663

Profit/loss from business: +$4,605 (reported on 17.8% of returns)

Here:	+$4,605
State:	+$9,233

(% of AGI for various income ranges: 16.1% for AGIs below $10k, 8.6% for AGIs $10k-25k, 3.5% for AGIs $25k-50k, -0.7% for AGIs $50k-75k)

Total itemized deductions: $13,823 (20% of AGI, reported on 14.5% of returns)

Here:	$13,823
State:	$17,474

Here:	20.2% of AGI
State:	21.0% of AGI

Charity contributions deductions: $1,277 (2% of AGI, reported on 11.0% of returns)

Here:	$1,277
State:	$3,494

Here:	2.0% of AGI
State:	4.0% of AGI

Total tax: $3,320 (reported on 72.4% of returns)

41044:	$3,320
State:	$6,162

(% of AGI for various income ranges: 6.4% for AGIs below $10k, 4.0% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 7.6% for AGIs $50k-75k, 11.5% for AGIs $75k-100k)

Earned income credit: $1,526 (reported on 27.2% of returns)

Here:	$1,526
State:	$1,723

Percentage of individuals using paid preparers for their 2004 taxes: 80.1%

Here:	80%
State:	66%

(% for various income ranges: 74.3% for AGIs below $10k, 77.0% for AGIs $10k-25k, 84.9% for AGIs $25k-50k, 84.7% for AGIs $50k-75k, 85.2% for AGIs $75k-100k)

Nearest zip codes: 41062, 41004, 41002, 41064, 41055, 41034.
Germantown Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 23
Household did not receive Food Stamps/SNAP in the past 12 months: 437

Women who did not have a birth in the past 12 months: 218 (138 now married, 81 unmarried)

Housing units in zip code 41044 with a mortgage: 250 (1 second mortgage)
Houses without a mortgage: 28

Median monthly owner costs for units with a mortgage: $1,047
Median monthly owner costs for units without a mortgage: $428

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 41044 household income distribution in 2022

• 24Less than $10,000
• 19$10,000 to $14,999
• 1$15,000 to $19,999
• 12$20,000 to $24,999
• 2$25,000 to $29,999
• 52$30,000 to $34,999
• 35$35,000 to $39,999
• 8$40,000 to $44,999
• 34$45,000 to $49,999
• 19$50,000 to $59,999
• 41$60,000 to $74,999
• 73$75,000 to $99,999
• 19$100,000 to $124,999
• 75$125,000 to $149,999
• 20$150,000 to $199,999
• 19$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 41044

• 2Less than $10,000
• 11$30,000 to $34,999
• 1$40,000 to $49,999
• 3$50,000 to $59,999
• 4$60,000 to $69,999
• 16$70,000 to $79,999
• 34$80,000 to $89,999
• 19$90,000 to $99,999
• 32$100,000 to $124,999
• 34$125,000 to $149,999
• 66$150,000 to $174,999
• 42$200,000 to $249,999
• 62$300,000 to $399,999
• 9$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 41044

• 13$300 to $349
• 11$650 to $699
• 15$750 to $799
• 6$900 to $999
• 54No cash rent

Median gross rent in 2022: $996.

Median price asked for vacant for-sale houses and condos in 2022: $683,024.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $178,467
• Black or African American householders: $132,744
• Asian householders: $405,608
• Some other race householders: $110,620
• Hispanic or Latino householders: $110,620

Estimated median house or condo value in 2022: $158,704 Lower value quartile - upper value quartile: $100,701 - $235,211

Mean price in 2022:

Detached houses: $204,970

Here:	$204,970
State:	$256,452

Mobile homes: $77,197

Here:	$77,197
State:	$84,635

Housing units in structures:

• One, detached: 422
• Mobile homes: 135

Unemployment: 6.8%

• Means of transportation to work in zip code 41044

• 81.5%475Drove a car alone
• 3.8%22Carpooled
• 0.2%1Walked
• 14.9%87Worked at home

• Travel time to work (commute) in zip code 41044

• 1Less than 5 minutes
• 55 to 9 minutes
• 310 to 14 minutes
• 18315 to 19 minutes
• 5720 to 24 minutes
• 5225 to 29 minutes
• 3230 to 34 minutes
• 2045 to 59 minutes
• 4760 to 89 minutes
• 9590 or more minutes

Percentage of zip code residents living and working in this county: 55.5%

Household type by relationship:

Households: 1,525

• Male householders: 268 (95 living alone), Female householders: 189 (11 living alone)

• 270 spouses (270 opposite-sex spouses), 98 unmarried partners, (98 opposite-sex unmarried partners), 477 children (404 natural, 53 adopted, 19 stepchildren), 119 grandchildren, 0 brothers or sisters, 3 parents, 0 foster children, 39 other relatives, 50 non-relatives

Size of family households: 123 2-persons, 70 3-persons, 50 4-persons, 81 5-persons, 27 7-or-more-persons

Size of nonfamily households: 105 1-person

291 married couples with children.
137 single-parent households (38 men, 99 women).

98.8% of residents of 41044 zip code speak English at home.
1.4% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• TILLETT PROPERTY (RT 1 BOX 140 in GERMANTOWN, KY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: FRED AND JANICE ADAMS (CONTACT/OWNER)
  

• GERMANTOWN MILLING (6075 BROOKSVILLE in GERMANTOWN, KY)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: DOG AND CAT FOOD
  

Housing units lacking complete plumbing facilities: 4.9%
Housing units lacking complete kitchen facilities: 3.5%

Population in 1990: 88. Population change in the 1990s: +631 (+717.0%).

Place of birth for U.S.-born residents:

• This state: 1,167
• Northeast: 11
• Midwest: 207
• South: 55
• West: 31

66% of the 41044 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 63% lived in this county.
   Out of people who lived in different counties, 50% lived in Kentucky.

95% of the 41044 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 73% moved from this county.
   Out of people who lived in different houses, 23% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 68
Students in private schools in grades 9 to 12 (high school): 24 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Religious Organizations (5-9 employees: 1 establishment, 1-4 employees: 2 establishments)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 1)
• Finance and Insurance: Commercial Banking (5-9: 1)
• Construction: Electrical Contractors (1-4: 1)
• Other Services (except Public Administration): Automotive Body, Paint, and Interior Repair and Maintenance (1-4: 1)
• Finance and Insurance: Insurance Agencies and Brokerages (1-4: 1)
• Accommodation and Food Services: Drinking Places (Alcoholic Beverages) (1-4: 1)

Most common first names in zip code 41044 among deceased individuals
Name	Count	Lived (average)
William	13	76.8 years
Charles	11	79.5 years
Mary	11	79.7 years
Elizabeth	10	81.7 years
James	9	79.2 years
George	8	75.3 years
Anna	7	90.7 years
Raymond	6	68.8 years
Helen	5	70.2 years
John	5	76.0 years

Most common last names in zip code 41044 among deceased individuals
Last name	Count	Lived (average)
White	11	82.4 years
Woodward	10	84.2 years
Cooper	8	79.1 years
Insko	8	81.1 years
Teegarden	7	76.4 years
Poe	7	82.7 years
Cracraft	7	70.4 years
Fegan	6	80.3 years
Hill	6	81.3 years
Hinson	6	79.7 years

Businesses in zip code 41044

• UPS: 1