68521 Zip Code Detailed Profile




City: Lincoln, NE (77.26%)
County: Lancaster County, NE
Estimated zip code population in 2013: 33,692
Zip code population in 2010: 31,733
Zip code population in 2000: 25,512

Houses and condos: 13,108
Renter-occupied apartments: 4,717
% of renters here:

38%
State:

34%
Mar. 2013 cost of living index in zip code 68521: 86.4 (less than average, U.S. average is 100)

Land area: 14.5 sq. mi.
Water area: 0.1 sq. mi.
Population density: 2,330 people per square mile 
 
 (low).

Age and Sex of Residents in zip code 68521
Zip code 68521 (Lincoln, Nebraska) real estate house value trends
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Real estate property taxes paid for housing units in 2013:
This zip code:

1.9% ($2,620)
Nebraska:

1.8% ($2,438)
Median real estate property taxes paid for housing units with mortgages in 2013: $2,715 (1.9%)
Median real estate property taxes paid for housing units with no mortgage in 2013: $2,310 (2.0%)

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Males: 17,364  (51.5%)
Females: 16,328  (48.5%)

For population 25 years and over in 68521:

For population 15 years and over in 68521:

Zip code 68521 compared to state average:

  • Unemployed percentage above state average.
  • Median age significantly below state average.
  • Length of stay since moving in below state average.
  • House age significantly below state average.
  • Races in zip code 68521

  • Zip code 68521 races chart
    • 24,896White population
    • 1,217Black population
    • 190American Indian population
    • 1,951Asian population
    • 18Native Hawaiian and Other Pacific Islander population
    • 55Some other race population
    • 785Two or more races population
    • 2,621Hispanic or Latino population

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68521, NE forum
Discuss zip code 68521 area on our local forum with over 1,800,000 registered users
Urban population: 33,258
Rural population: 433

Estimated median house/condo value in 2013: $137,100
68521:

$137,100
Nebraska:

$132,700



According to our research of Nebraska and other state lists there were 46 registered sex offenders living in 68521 zip code as of August 04, 2015.
The ratio of number of residents in zip code 68521 to the number of sex offenders is 438 to 1.
The number of registered sex offenders compared to the number of residents in this zip code is near the state average.


Median resident age:
This zip code:

28.0 years
Nebraska median age:

36.3 years
Average household size:
This zip code:

2.7 people
Nebraska:

2.5 people

Averages for the 2012 tax year for zip code 68521, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $47,017 (Individual Income Tax Returns)
Here:

$47,017
State:

$60,572

Salary/wage: $41,983 (reported on 91.0% of returns)
Here:

$41,983
State:

$47,046
(% of AGI for various income ranges: 83.8% for AGIs below $25k, 87.4% for AGIs $25k-50k, 86.0% for AGIs $50k-75k, 87.2% for AGIs $75k-100k, 84.2% for AGIs $100k-200k, 32.6% for AGIs over 200k)

Taxable interest for individuals: $709 (reported on 28.1% of returns)
This zip code:

$709
Nebraska:

$1,535
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.3% for AGIs $100k-200k, 0.5% for AGIs over 200k)

Ordinary dividends: $1,702 (reported on 16.0% of returns)
Here:

$1,702
State:

$5,776
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 1.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$8,138 (reported on 11.7% of returns)
Here:

+$8,138
State:

+$16,171
(% of AGI for various income ranges: 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 18.7% for AGIs over 200k)

Profit/loss from business: +$8,834 (reported on 12.8% of returns)
Here:

+$8,834
State:

+$9,897
(% of AGI for various income ranges: 5.7% for AGIs below $25k, 2.7% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.6% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $11,572 (reported on 7.5% of returns)
68521:

$11,572
Nebraska:

$12,804
(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Self-employment retirement plans: $6,833 (reported on 0.2% of returns)
68521:

$6,833
Nebraska:

$18,457

Total itemized deductions: $17,611 (20% of AGI, reported on 29.1% of returns)
Here:

$17,611
State:

$23,343

Here:

20.0% of AGI
State:

18.7% of AGI
(% of AGI for various income ranges: 5.6% for AGIs below $25k, 7.7% for AGIs $25k-50k, 11.2% for AGIs $50k-75k, 13.0% for AGIs $75k-100k, 14.7% for AGIs $100k-200k, 9.6% for AGIs over 200k)

Charity contributions: $3,028 (reported on 23.1% of returns)
Here:

$3,028
State:

$4,921
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.3% for AGIs $100k-200k, 3.0% for AGIs over 200k)

Taxes paid: $7,103 (reported on 29.1% of returns)
68521:

$7,103
State:

$9,758
(% of AGI for various income ranges: 1.1% for AGIs below $25k, 2.5% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 5.4% for AGIs $75k-100k, 6.9% for AGIs $100k-200k, 4.6% for AGIs over 200k)

Earned income credit: $2,313 (reported on 17.9% of returns)
Here:

$2,313
State:

$2,188
(% of AGI for various income ranges: 6.4% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Averages for the 2004 tax year for zip code 68521, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $40,023 (Individual Income Tax Returns)
Here:

$40,023
State:

$44,271

Salary/wage: $37,036 (reported on 92.7% of returns)
Here:

$37,036
State:

$38,230
(% of AGI for various income ranges: 115.2% for AGIs below $10k, 85.8% for AGIs $10k-25k, 90.1% for AGIs $25k-50k, 90.3% for AGIs $50k-75k, 91.7% for AGIs $75k-100k, 62.9% for AGIs over 100k)

Taxable interest for individuals: $865 (reported on 40.9% of returns)
This zip code:

$865
Nebraska:

$1,759
(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.7% for AGIs over 100k)

Taxable dividends: $998 (reported on 19.4% of returns)
Here:

$998
State:

$2,804
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$3,048 (reported on 14.7% of returns)
Here:

+$3,048
State:

+$7,887
(% of AGI for various income ranges: -1.2% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 5.1% for AGIs over 100k)

Profit/loss from business: +$6,663 (reported on 12.9% of returns)
Here:

+$6,663
State:

+$7,743
(% of AGI for various income ranges: 5.0% for AGIs below $10k, 2.9% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.7% for AGIs over 100k)

IRA payment deduction: $2,558 (reported on 2.3% of returns)
68521:

$2,558
Nebraska:

$2,902
(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $7,600 (reported on 0.4% of returns)
Here:

$7,600
Nebraska:

$12,366
(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.3% for AGIs over 100k)

Total itemized deductions: $15,097 (22% of AGI, reported on 36.4% of returns)
Here:

$15,097
State:

$18,692

Here:

22.1% of AGI
State:

21.1% of AGI
(% of AGI for various income ranges: 10.5% for AGIs below $10k, 7.0% for AGIs $10k-25k, 11.5% for AGIs $25k-50k, 16.2% for AGIs $50k-75k, 17.1% for AGIs $75k-100k, 14.0% for AGIs over 100k)

Charity contributions deductions: $2,297 (3% of AGI, reported on 31.4% of returns)
Here:

$2,297
State:

$3,500

Here:

3.2% of AGI
State:

3.8% of AGI
(% of AGI for various income ranges: 0.7% for AGIs below $10k, 0.7% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.0% for AGIs over 100k)

Total tax: $4,686 (reported on 77.2% of returns)
68521:

$4,686
State:

$6,550
(% of AGI for various income ranges: 2.6% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 17.1% for AGIs over 100k)

Earned income credit: $1,712 (reported on 13.5% of returns)
Here:

$1,712
State:

$1,643

Percentage of individuals using paid preparers for their 2004 taxes: 52.7%
Here:

53%
State:

62%
(% for various income ranges: 44.7% for AGIs below $10k, 52.8% for AGIs $10k-25k, 52.8% for AGIs $25k-50k, 56.5% for AGIs $50k-75k, 57.0% for AGIs $75k-100k, 62.0% for AGIs over 100k)

Estimated median household income in 2013:
This zip code:

$48,430
Nebraska:

$51,440
Lincoln, NE (68521) map Nearest zip codes: 68531, 68504, 68508, 68503, 68514, 68502.
Percentage of family households:
This zip code:

54.7%
Nebraska:

50.8%
Percentage of households with unmarried partners:
This zip code:

7.8%
Nebraska:

5.5%
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

Household received Food Stamps/SNAP in the past 12 months: 1,269
Household did not receive Food Stamps/SNAP in the past 12 months: 11,255


Women who had a birth in the past 12 months: 693 (408 now married, 285 unmarried)
Women who did not have a birth in the past 12 months: 8,079 (3,725 now married, 4,354 unmarried)


Housing units in zip code 68521 with a mortgage: 5,393 (402 second mortgage, 678 home equity loan, 15 both second mortgage and home equity loan)
Houses without a mortgage: 2,414

Median monthly owner costs for units with a mortgage: $1,322
Median monthly owner costs for units without a mortgage: S464

Residents with income below the poverty level in 2013:
This zip code:

21.2%
Whole state:

13.2%
Residents with income below 50% of the poverty level in 2013:
This zip code:

11.8%
Whole state:

7.7%
Median number of rooms in houses and condos:
Here:

6.3
State:

6.9
Median number of rooms in apartments:
Here:

4.2
State:

4.3
  • Notable locations in this zip code not listed on our city pages

  • Click to draw/clear zip code borders
  • Notable locations in zip code 68521: West Lincoln (A), Camp-A-Way (B), Highlands Golf Course (C), Dermatology Across Nebraska Center (D), Village Manor Living Center (E), Belmont Branch Library (F), Lincoln Fire and Rescue Station 10 (G), Lincoln Fire and Rescue Station 14 (H). Display/hide their locations on the map

    Churches in zip code 68521 include: All Nations Church of the Lord Jesus Christ (A), Belmont Baptist Church (B), Saint George Ukrainian Byzantine Church (C), Holy Savior Lutheran Church (D), Bible Baptist Church (E), Islamic Foundation (F), Air Park - Belmont Kingdom Hall of Jehovahs Witnesses (G), Oak Lake Evangelical Free Church (H), Northwest Church of Christ (I). Display/hide their locations on the map

    Cemetery: Mount Carmel Cemetery (1). Display/hide its location on the map

    Parks in zip code 68521 include: Lincoln Heights Park (1), Giant Glacial Boulder Historical Marker (2), Nebraskas Prairie Plants Historical Marker (3), West Lincoln Park (4), Oak Creek Park (5), Belmont Park (6), Roper Park (7), Highlands Park (8). Display/hide their locations on the map

    Tourist attractions (not listed on the city page) : Libraries Lincoln City - Branch Libraries- Loren Corey Eiseley (Cultural Attractions- Events- & Facilities; 1530 Superior Street), McFarling Snacks (Amusement & Theme Parks; 2615 North 27th Street).

Year house built

  • 372010 or later
  • 3,5712000 to 2009
  • 3,5131990 to 1999
  • 2,0681980 to 1989
  • 2,4441970 to 1979
  • 7371960 to 1969
  • 4621950 to 1959
  • 361940 to 1949
  • 2401939 or earlier

Zip code 68521 satellite photo by USGS

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Lincoln, NE (68521)

  • 13no bedroom
  • 901 bedroom
  • 1,3812 bedrooms
  • 4,3763 bedrooms
  • 1,7464 bedrooms
  • 2015+ bedrooms

Bedrooms in renter-occupied apartments in Lincoln, NE (68521)

  • 159no bedroom
  • 9581 bedroom
  • 1,7942 bedrooms
  • 1,3573 bedrooms
  • 3914 bedrooms
  • 585+ bedrooms
Owner-occupied Renter-occupied

Cars and other vehicles available in Lincoln, NE (68521) in owner-occupied houses/condos

  • 104no vehicle
  • 1,8771 vehicle
  • 3,6452 vehicles
  • 1,5443 vehicles
  • 4124 vehicles
  • 2255+ vehicles

Cars and other vehicles available in Lincoln, NE (68521) in renter-occupied apartments

  • 290no vehicle
  • 1,6531 vehicle
  • 1,9062 vehicles
  • 5733 vehicles
  • 2614 vehicles
  • 345+ vehicles

Median gross rent in 2013: $785.


Median price asked for vacant for-sale houses and condos in 2013: $120,954.

Estimated median house (or condo) value in 2013 for:


Estimated median house or condo value in 2013: $137,100
68521:

$137,100
Nebraska:

$132,700
Lower value quartile - upper value quartile: $104,300 - $171,700

Mean price in 2013:

Detached houses: $153,633
Townhouses or other attached units: $147,630
In 2-unit structures: $146,128
In 5-or-more-unit structures: $85,923
Mobile homes: $70,914

Owners and renters by unit type in %

Breakdown of mean house values by ages of householders

Housing units in structures:


Unemployment: 7.8%

Neighborhoods in zip code 68521:

Percentage of zip code residents living and working in this county: 93.6%

Household type by relationship:

Households: 33,597

Size of family households: 3,234 2-persons, 1,710 3-persons, 1,674 4-persons, 709 5-persons, 381 6-persons, 353 7-or-more-persons

Size of nonfamily households: 2,905 1-person, 1,081 2-persons, 240 3-persons, 202 4-persons, 35 5-persons

6,111 married couples with children.
2,686 single-parent households (385 men, 2,301 women).

82.2% of residents of 68521 zip code speak English at home.
6.0% of residents speak Spanish at home (51% very well, 22% well, 18% not well, 8% not at all).
3.7% of residents speak other Indo-European language at home (75% very well, 16% well, 7% not well, 2% not at all).
5.6% of residents speak Asian or Pacific Island language at home (49% very well, 24% well, 22% not well, 5% not at all).
2.5% of residents speak other language at home (47% very well, 39% well, 13% not well, 1% not at all).

Foreign born population: 3,863 (11.5%)
(51.6% of them are naturalized citizens)
This zip code:

11.5%
Whole state:

6.6%

Most common places of birth for the foreign-born residents

  • 30%Vietnam
  • 24%Mexico
  • 6%Ukraine
  • 5%Iraq
  • 5%India
  • 4%Sudan
  • 3%Africa, n.e.c.

Most common first ancestries reported in 68521 (%)

  • 29%German
  • 21%Other groups
  • 7%Irish
  • 4%American
  • 4%Czech
  • 3%English
  • 3%Swedish

Year of entry for the foreign-born population

  • 2372010 or later
  • 1,3742000 to 2009
  • 1,7981990 to 1999
  • 649Before 1990

Zip code 68521 topographic map

Public primary/middle schools in zip code 68521 not listed on the city page:

  • BELMONT ELEMENTARY SCHOOL (Students: 637; Grades: PK - 06)
  • CAMPBELL ELEMENTARY SCHOOL (Students: 563; Grades: PK - 06)
  • RUDOLPH FREDSTROM ELEMENTARY (Students: 513; Grades: PK - 06)
  • WEST LINCOLN ELEMENTARY SCHOOL (Students: 403; Grades: PK - 06)
  • NORTH STAR MIDDLE SCHOOL (Students: 223; Grades: 04 - 08)
There are 98 Medical Specialists in Zip Code 68521.

Major facilities with environmental interests located in this zip code:

Fire-safe hotels and motels in zip code 68521:

All 19 fire-safe hotels and motels in zip code 68521

Zip code 68521 marital status for males
Zip code 68521 marital status for females

Housing units lacking complete plumbing facilities: 0.2%
Housing units lacking complete kitchen facilities: 1.0%

Most commonly used house heating fuel

  • 63%Utility gas
  • 36%Electricity
  • 1%Bottled, tank, or LP gas

Population in 1990: 16,067. Population change in the 1990s: +9,445 (+58.8%).

Place of birth for U.S.-born residents:


40% of the 68521 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 63% lived in this county.
   Out of people who lived in different counties, 50% lived in Nebraska.

85% of the 68521 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 75% moved from this county.
   Out of people who lived in different houses, 14% moved from different county within same state.
   Out of people who lived in different houses, 8% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year Householders Moved Into Unit

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 538
Here:

13.9%
Nebraska:

13.6%
Students in private schools in grades 9 to 12 (high school): 259
Here:

13.6%
Nebraska:

10.6%
Students in private undergraduate colleges: 374
Here:

9.7%
Nebraska:

17.7%

Educational Attainment (%)

School Enrollment by Level of School (%)

Class of Workers (%)

Occupation by median earnings in the past 12 months ($)

  • 60,682Architecture and engineering occupations
  • 53,523Legal occupations
  • 50,504Computer and mathematical occupations
  • 46,853Health diagnosing and treating practitioners and other technical occupations
  • 44,179Management occupations
  • 41,996Business and financial operations occupations

Companies with biggest federal contracts located in this zip code (LINCOLN, NE):

Top industries in this zip code by the number of employees in 2005:


Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)

Age and Sex of Physically-Disabled Residents (Noninstitutionalized)

Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)

Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)

Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)

Age and Sex of Residents with Employment Disability (Noninstitutionalized)

People in group quarters in 2010:

  • 63 people in nursing facilities/skilled-nursing facilities
  • 20 people in group homes intended for adults
  • 3 people in other noninstitutional facilities

People in group quarters in 2000:

  • 72 people in religious group quarters
  • 7 people in homes for the mentally retarded

Fatal accident statistics in 2011:

  • Fatal accident count: 2
  • Vehicles involved in fatal accidents: 3
  • Fatal accidents caused by drunken drivers: 1
  • Fatalities: 2
  • Persons involved in fatal accidents: 3
  • Pedestrians involved in fatal accidents: 0
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009
(Based on 8 full and 2 partial tracts)
A) FHA, FSA/RHS & VA
Home Purchase Loans
B) Conventional
Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
E) Loans on Dwellings For 5+ Families
F) Non-occupant Loans on
< 5 Family Dwellings (A B C & D)
G) Loans On Manufactured
Home Dwelling (A B C & D)
NumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED454$126,530292$105,8351,548$117,88781$25,3672$4,934,195108$97,1122$116,100
APPLICATIONS APPROVED, NOT ACCEPTED12$139,6949$227,938105$123,72818$29,9920$02$71,6850$0
APPLICATIONS DENIED61$123,37228$79,120235$125,47989$12,5210$012$86,32614$34,538
APPLICATIONS WITHDRAWN29$129,98218$110,866259$129,18818$34,2870$06$64,3480$0
FILES CLOSED FOR INCOMPLETENESS6$110,0830$051$131,5312$66,7200$02$66,7200$0
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009
(Based on 8 full and 2 partial tracts)
A) Conventional
Home Purchase Loans
B) Refinancings
C) Non-occupant Loans on
< 5 Family Dwellings (A & B)
NumberAverage ValueNumberAverage ValueNumberAverage Value
LOANS ORIGINATED71$135,725141$140,0342$134,435
APPLICATIONS APPROVED, NOT ACCEPTED6$153,12519$132,2680$0
APPLICATIONS DENIED10$139,83314$165,4810$0
APPLICATIONS WITHDRAWN8$168,8504$160,2930$0
FILES CLOSED FOR INCOMPLETENESS2$154,3202$162,3150$0

Conventional Home Purchase Loans

Conventional Home Purchase Loans - Value

Most common first names in zip code 68521 among deceased individuals
NameCountLived (average)
Robert5071.2 years
James4569.2 years
John4076.5 years
Mary3877.0 years
Charles3572.0 years
William3572.3 years
Helen3176.0 years
Dorothy3080.1 years
Richard2965.1 years
Donald2365.5 years
Most common last names in zip code 68521 among deceased individuals
Last nameCountLived (average)
Johnson1872.9 years
Williams1563.5 years
Miller1567.5 years
Nelson1474.6 years
Clark1175.3 years
Anderson1176.8 years
White1073.3 years
Hansen1076.0 years
Thompson978.9 years
Smith872.4 years
Businesses in zip code 68521
NameCountNameCount
Ace Hardware1McDonald's4
AmericInn1Menards1
Applebee's1Microtel1
BMW1Motel 61
Baskin-Robbins2Papa John's Pizza1
Bed Bath & Beyond1Payless1
Blockbuster1PetSmart1
Burger King2Pizza Hut1
CVS1Quality1
Chevrolet1Quiznos1
Comfort Inn1RadioShack1
Cracker Barrel1SONIC Drive-In1
Cricket Wireless2Sam's Club1
Curves1Sleep Inn1
DHL1Slumberland1
Dairy Queen1Sprint Nextel1
Days Inn1Subway2
Econo Lodge1Super 81
Famous Footwear1Taco Bell1
FedEx1Toyota1
Ford1Toys"R"Us1
GNC1Travelodge1
H&R Block1U-Haul1
Holiday Inn3U.S. Cellular1
Home Depot1UPS2
IHOP1Verizon Wireless1
KFC1Village Inn1
Kroger3Walgreens1
La Quinta1Walmart1
La-Z-Boy1Wendy's1
MasterBrand Cabinets1YMCA4

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