81524 Zip Code (Loma, CO) Detailed Profile

Estimated zip code population in 2022: 2,701
Zip code population in 2010: 2,300
Zip code population in 2000: 1,551

Houses and condos: 1,019
Renter-occupied apartments: 109
March 2022 cost of living index in zip code 81524: 92.0 (less than average, U.S. average is 100)

Land area: 167.6 sq. mi.
Water area: 1.3 sq. mi.

Population density: 16 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,146 (0.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,668 (0.2%)

For population 25 years and over in 81524:

• High school or higher: 95.5%
• Bachelor's degree or higher: 37.1%
• Graduate or professional degree: 6.9%
• Unemployed: 4.7%
• Mean travel time to work (commute): 19.4 minutes

For population 15 years and over in 81524:

• Never married: 32.0%
• Now married: 48.1%
• Separated: 0.0%
• Widowed: 0.9%
• Divorced: 19.0%

• 
• • 2,30985.5%White
  • 35313.1%Hispanic or Latino
  • 301.1%Some other race
  • 90.3%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 81524, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $72,634 (Individual Income Tax Returns)

Here:	$72,634
State:	$89,260

Salary/wage: $63,882 (reported on 78.3% of returns)

Here:	$63,882
State:	$70,330

(% of AGI for various income ranges: 1421.7% for AGIs below $25k, 3981.4% for AGIs $25k-50k, 7345.0% for AGIs $50k-75k, 10513.3% for AGIs $75k-100k, 16710.0% for AGIs $100k-200k)

Taxable interest for individuals: $935 (reported on 34.9% of returns)

This zip code:	$935
Colorado:	$2,176

(% of AGI for various income ranges: 9.4% for AGIs below $25k, 40.7% for AGIs $25k-50k, 59.0% for AGIs $50k-75k, 20.0% for AGIs $75k-100k, 137.5% for AGIs $100k-200k)

Ordinary dividends: $2,736 (reported on 20.8% of returns)

Here:	$2,736
State:	$8,820

(% of AGI for various income ranges: 33.9% for AGIs below $25k, 109.3% for AGIs $25k-50k, 96.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 168.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$11,455 (reported on 20.8% of returns)

Here:	+$11,455
State:	+$37,276

(% of AGI for various income ranges: 8.3% for AGIs below $25k, 108.6% for AGIs $25k-50k, 237.0% for AGIs $50k-75k, 235.6% for AGIs $75k-100k, 922.5% for AGIs $100k-200k)

Profit/loss from business: +$11,500 (reported on 23.6% of returns)

Here:	+$11,500
State:	+$15,295

(% of AGI for various income ranges: 143.9% for AGIs below $25k, 338.6% for AGIs $25k-50k, 130.0% for AGIs $50k-75k, 561.1% for AGIs $75k-100k, 1255.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $22,009 (reported on 10.4% of returns)

81524:	$22,009
Colorado:	$23,785

(% of AGI for various income ranges: 153.3% for AGIs below $25k, 646.0% for AGIs $50k-75k, 1249.2% for AGIs $100k-200k)

Total itemized deductions: $33,418 (reported on 10.4% of returns)

Here:	$33,418
State:	$35,141

(% of AGI for various income ranges: 505.7% for AGIs $25k-50k, 661.1% for AGIs $75k-100k, 1189.2% for AGIs $100k-200k)

Charity contributions: $7,150 (reported on 7.5% of returns)

Here:	$7,150
State:	$12,103

(% of AGI for various income ranges: 85.0% for AGIs $50k-75k, 405.8% for AGIs $100k-200k)

Taxes paid: $6,973 (reported on 10.4% of returns)

81524:	$6,973
State:	$7,710

(% of AGI for various income ranges: 70.7% for AGIs $25k-50k, 153.3% for AGIs $75k-100k, 266.7% for AGIs $100k-200k)

Earned income credit: $2,092 (reported on 11.3% of returns)

Here:	$2,092
State:	$2,053

(% of AGI for various income ranges: 74.4% for AGIs below $25k, 83.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.3%

Here:	94%
State:	93%

(% for various income ranges: 92.9% for AGIs below $25k, 100.0% for AGIs $25k-50k, 94.1% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 90.9% for AGIs $100k-200k, 80.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 81524, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $67,187 (Individual Income Tax Returns)

Here:	$67,187
State:	$69,103

Salary/wage: $55,379 (reported on 81.1% of returns)

Here:	$55,379
State:	$54,794

(% of AGI for various income ranges: 70.2% for AGIs below $25k, 76.0% for AGIs $25k-50k, 66.9% for AGIs $50k-75k, 71.9% for AGIs $75k-100k, 76.8% for AGIs $100k-200k, 42.9% for AGIs over 200k)

Taxable interest for individuals: $1,103 (reported on 38.9% of returns)

This zip code:	$1,103
Colorado:	$1,971

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.1% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Ordinary dividends: $2,214 (reported on 23.3% of returns)

Here:	$2,214
State:	$7,140

(% of AGI for various income ranges: 2.7% for AGIs below $25k, 1.0% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$16,263 (reported on 21.1% of returns)

Here:	+$16,263
State:	+$23,009

(% of AGI for various income ranges: 0.9% for AGIs $25k-50k, 2.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.9% for AGIs $100k-200k, 18.3% for AGIs over 200k)

Profit/loss from business: +$9,479 (reported on 26.7% of returns)

Here:	+$9,479
State:	+$13,514

(% of AGI for various income ranges: 7.8% for AGIs below $25k, 7.8% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 3.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,700 (reported on 11.1% of returns)

81524:	$16,700
Colorado:	$17,927

(% of AGI for various income ranges: 12.9% for AGIs below $25k, 5.9% for AGIs $50k-75k, 4.2% for AGIs $100k-200k)

Total itemized deductions: $23,570 (22% of AGI, reported on 44.4% of returns)

Here:	$23,570
State:	$24,621

Here:	22.1% of AGI
State:	18.5% of AGI

(% of AGI for various income ranges: 19.4% for AGIs below $25k, 9.0% for AGIs $25k-50k, 16.8% for AGIs $50k-75k, 17.2% for AGIs $75k-100k, 16.2% for AGIs $100k-200k, 15.1% for AGIs over 200k)

Charity contributions: $3,104 (reported on 31.1% of returns)

Here:	$3,104
State:	$4,449

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Taxes paid: $5,442 (reported on 44.4% of returns)

81524:	$5,442
State:	$7,641

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 1.5% for AGIs $25k-50k, 3.6% for AGIs $50k-75k, 3.7% for AGIs $75k-100k, 4.4% for AGIs $100k-200k, 3.8% for AGIs over 200k)

Earned income credit: $1,764 (reported on 12.2% of returns)

Here:	$1,764
State:	$2,095

(% of AGI for various income ranges: 4.5% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 66.7%

Here:	67%
State:	49%

(% for various income ranges: 53.6% for AGIs below $25k, 63.2% for AGIs $25k-50k, 76.9% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 78.6% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 81524, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $47,644 (Individual Income Tax Returns)

Here:	$47,644
State:	$55,014

Salary/wage: $41,805 (reported on 82.8% of returns)

Here:	$41,805
State:	$46,010

(% of AGI for various income ranges: 183.1% for AGIs below $10k, 76.7% for AGIs $10k-25k, 75.0% for AGIs $25k-50k, 80.2% for AGIs $50k-75k, 84.7% for AGIs $75k-100k, 52.5% for AGIs over 100k)

Taxable interest for individuals: $1,674 (reported on 49.4% of returns)

This zip code:	$1,674
Colorado:	$2,127

(% of AGI for various income ranges: 27.6% for AGIs below $10k, 2.1% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $1,471 (reported on 22.8% of returns)

Here:	$1,471
State:	$3,782

(% of AGI for various income ranges: 10.3% for AGIs below $10k, 0.9% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Net capital gain/loss: +$21,323 (reported on 20.7% of returns)

Here:	+$21,323
State:	+$17,882

(% of AGI for various income ranges: -7.2% for AGIs below $10k, 1.8% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 27.7% for AGIs over 100k)

Profit/loss from business: +$6,978 (reported on 24.1% of returns)

Here:	+$6,978
State:	+$11,247

(% of AGI for various income ranges: -6.9% for AGIs below $10k, 12.0% for AGIs $10k-25k, 10.1% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.6% for AGIs over 100k)

IRA payment deduction: $2,588 (reported on 2.2% of returns)

81524:	$2,588
Colorado:	$2,947

Total itemized deductions: $18,476 (24% of AGI, reported on 40.8% of returns)

Here:	$18,476
State:	$20,560

Here:	24.0% of AGI
State:	21.4% of AGI

(% of AGI for various income ranges: 13.3% for AGIs $10k-25k, 17.2% for AGIs $25k-50k, 16.6% for AGIs $50k-75k, 20.1% for AGIs $75k-100k, 12.5% for AGIs over 100k)

Charity contributions deductions: $1,967 (2% of AGI, reported on 32.1% of returns)

Here:	$1,967
State:	$3,518

Here:	2.5% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 1.2% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $6,120 (reported on 77.6% of returns)

81524:	$6,120
State:	$9,173

(% of AGI for various income ranges: 7.9% for AGIs below $10k, 4.7% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 15.3% for AGIs over 100k)

Earned income credit: $1,406 (reported on 13.2% of returns)

Here:	$1,406
State:	$1,595

Percentage of individuals using paid preparers for their 2004 taxes: 67.4%

Here:	67%
State:	55%

(% for various income ranges: 58.7% for AGIs below $10k, 59.7% for AGIs $10k-25k, 67.8% for AGIs $25k-50k, 72.5% for AGIs $50k-75k, 78.4% for AGIs $75k-100k, 77.8% for AGIs over 100k)

Nearest zip codes: 81521, 81525, 81630, 81505, 81506, 81507.
Fruita Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.7% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 53
Household did not receive Food Stamps/SNAP in the past 12 months: 854

Women who had a birth in the past 12 months: 78 (0 now married, 69 unmarried)
Women who did not have a birth in the past 12 months: 446 (158 now married, 288 unmarried)

Housing units in zip code 81524 with a mortgage: 583 (58 second mortgage, 60 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $2,085
Median monthly owner costs for units without a mortgage: $557

Residents with income below the poverty level in 2022:

• Zip code 81524 household income distribution in 2022

• 15Less than $10,000
• 16$15,000 to $19,999
• 48$25,000 to $29,999
• 16$40,000 to $44,999
• 25$50,000 to $59,999
• 46$60,000 to $74,999
• 167$75,000 to $99,999
• 90$100,000 to $124,999
• 273$125,000 to $149,999
• 123$150,000 to $199,999
• 86$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 81524

• 4$100,000 to $124,999
• 81$200,000 to $249,999
• 22$250,000 to $299,999
• 25$300,000 to $399,999
• 71$400,000 to $499,999
• 295$500,000 to $749,999
• 256$750,000 to $999,999
• 26$1,000,000 to $1,499,999
• 95$2,000,000 or more

• Rent paid by renters in 2022 in zip code 81524

• 43$1,000 to $1,249
• 61$1,250 to $1,499

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $762,613
• Some other race householders: $1,502,897
• Hispanic or Latino householders: $1,323,838

Estimated median house or condo value in 2022: $720,103 Lower value quartile - upper value quartile: $475,012 - $928,574

Mean price in 2022:

Detached houses: $729,688

Here:	$729,688
State:	$676,667

Mobile homes: $522,588

Here:	$522,588
State:	$115,510

Housing units in structures:

• One, detached: 880
• One, attached: 87
• Mobile homes: 47

Unemployment: 4.7%

• Means of transportation to work in zip code 81524

• 77.6%1,226Drove a car alone
• 0.8%13Carpooled
• 9.6%151Other means
• 9.2%145Worked at home

• Travel time to work (commute) in zip code 81524

• 23Less than 5 minutes
• 2465 to 9 minutes
• 13310 to 14 minutes
• 36915 to 19 minutes
• 15620 to 24 minutes
• 14025 to 29 minutes
• 24730 to 34 minutes
• 1235 to 39 minutes
• 3760 to 89 minutes
• 1790 or more minutes

Percentage of zip code residents living and working in this county: 99.3%

Household type by relationship:

Households: 2,701

• Male householders: 475 (49 living alone), Female householders: 436 (68 living alone)

• 502 spouses (502 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 611 children (461 natural, 95 adopted, 49 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 612 non-relatives

Size of family households: 416 2-persons, 37 3-persons, 106 4-persons, 76 5-persons

Size of nonfamily households: 116 1-person, 107 2-persons, 23 7-or-more-persons

389 married couples with children.
0 single-parent households ().

99.8% of residents of 81524 zip code speak English at home.

Facilities with environmental interests located in this zip code:

• GRAND VALLEY COAL CO (US HWY 6 & 50 in LOMA, CO)

  AIR MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: BITUMINOUS COAL UNDERGROUND MINING
  

• CAM MINING, LLC - MUNGER & MCCLANE CANY (SEC 21 T7S R102W in LOMA, CO)

  AIR SYNTHETIC MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: BITUMINOUS COAL UNDERGROUND MINING
  Alternative names: CENTRAL APPALACHIA MINING, LLC - MCCLANE, LODESTAR ENERGY - MCCLANE MUNGER MINE

• BRACH, J AND SONS TRUCKING INCORPORATION (1265 NORTH 3/4 ROAD in LOMA, CO)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  Alternative names: BRACH & SONS

• CDOT LOMA ROAD MAINTENANCE FACILITY (1324 M 1.2 ROAD in LOMA, CO)

  ENFORCEMENT/COMPLIANCE ACTIVITY (Integrated Compliance Information System)
  

• JILES ALFRED AND SONS ONION PACKING SHED (1730 13 ROAD in LOMA, CO)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  Alternative names: ALFRED GILES AND SONS FARM

Housing units lacking complete plumbing facilities: 5.1%

Population in 1990: 1,067. Population change in the 1990s: +484 (+45.4%).

Place of birth for U.S.-born residents:

• This state: 1,717
• Northeast: 20
• Midwest: 437
• South: 103
• West: 413

52% of the 81524 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 59% lived in this county.
   Out of people who lived in different counties, 50% lived in Colorado.

82% of the 81524 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 66% moved from this county.
   Out of people who lived in different houses, 20% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 13
Students in private schools in grades 9 to 12 (high school): 8 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Construction: Site Preparation Contractors (10-19 employees: 1 establishment, 1-4 employees: 3 establishments)
• Mining: Bituminous Coal and Lignite Surface Mining (10-19: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 6)
• Mining: Drilling Oil and Gas Wells (5-9: 1)
• Construction: Oil and Gas Pipeline and Related Structures Construction (5-9: 1)

Detailed HMDA statistics for the following Tracts: 0015.02


Detailed PMIC statistics for the following Tracts: 0015.02

2005 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2005 - 2018 the average number of fires per year is 20. The highest number of reported fires - 30 took place in 2006, and the least - 6 in 2008. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (69.0%), and Structure Fires (19.4%).


• Fire incident types reported to NFIRS in Zip Code 81524
• 19669.0%Outside Fires
• 5519.4%Structure Fires
• 186.3%Mobile Property/Vehicle Fires
• 155.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 81524, Colorado

Most common first names in zip code 81524 among deceased individuals
Name	Count	Lived (average)
John	10	80.8 years
William	9	73.7 years
George	5	82.4 years
Charles	5	69.2 years
Mary	3	85.4 years
Anna	3	84.6 years
James	3	75.0 years
Lillian	3	79.0 years
Louis	3	84.3 years
Mabel	3	74.7 years

Most common last names in zip code 81524 among deceased individuals
Last name	Count	Lived (average)
Buniger	6	60.5 years
Bittle	6	77.3 years
Brach	5	87.2 years
Wilson	5	90.0 years
Baker	3	90.3 years
Bingman	3	70.3 years
Giles	3	77.7 years
Hutchens	3	59.9 years
Harper	3	75.7 years
Franklin	3	75.0 years