95020 Zip Code (Gilroy, CA) Detailed Profile

Cities: Gilroy, CA (10.30%), San Martin, CA (1.41%)
County: Santa Clara County, CA

Estimated zip code population in 2019: 65,540
Zip code population in 2010: 57,349
Zip code population in 2000: 49,948

Houses and condos: 19,797
Renter-occupied apartments: 6,970

% of renters here:	37%
State:	45%

March 2019 cost of living index in zip code 95020: 147.2 (very high, U.S. average is 100)

Land area: 156.0 sq. mi.
Water area: 0.9 sq. mi.

Population density: 420 people per square mile

(low).

Age and Sex of Residents in zip code 95020

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Real estate property taxes paid for housing units in 2019:

This zip code:	0.8% ($6,237)
California:	0.7% ($4,142)

Median real estate property taxes paid for housing units with mortgages in 2019: $6,488 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2019: $4,679 (0.6%)

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Males: 31,911	(48.7%)
Females: 33,629	(51.3%)

For population 25 years and over in 95020:

High school or higher: 80.5%
Bachelor's degree or higher: 28.2%
Graduate or professional degree: 9.6%
Unemployed: 4.6%
Mean travel time to work (commute): 37.2 minutes

For population 15 years and over in 95020:

Never married: 34.9%
Now married: 49.9%
Separated: 2.3%
Widowed: 3.8%
Divorced: 9.1%

Zip code 95020 compared to state average:

Black race population percentage significantly below state average.

- 32,12956.0%Hispanic or Latino
- 19,23333.5%White
- 3,6896.4%Asian
- 1,1392.0%Two or more races
- 7741.3%Black
- 2170.4%American Indian
- 940.2%Native Hawaiian and Other
  Pacific Islander
- 740.1%Some other race

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Recent posts about zip code 95020 area on our local forum with over 2,200,000 registered users:

	How much does a social worker's salary pay to live in San Jose or anywhere in The Bay Area? (71 replies)
	San Joaquin Valley Gentrification thread(Fresno, Merced, Stockton, Bakersfield) (209 replies)
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	Tejon Ranch area (Just south of Bakersfield) (34 replies)
	Will High Speed Rail Turn The Central Valley Into A Bay Area Bedroom Community? (61 replies)
	High Speed Rail in the San Joaquin Valley (89 replies)

Urban population: 57,792
Rural population: 7,747

Estimated median house/condo value in 2019: $772,364

95020:	$772,364
California:	$568,500

According to our research of California and other state lists, there were 100 registered sex offenders living in 95020 zip code as of June 04, 2023.
The ratio of all residents to sex offenders in zip code 95020 is 624 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.

Median resident age:

This zip code:	36.1 years
California median age:	37.0 years

Average household size:

This zip code:	3.4 people
California:	2.9 people

Averages for the 2012 tax year for zip code 95020, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $71,209 (Individual Income Tax Returns)

Here:
$71,209
State:
$72,726

Salary/wage: $60,955 (reported on 86.4% of returns)

Here:
$60,955
State:
$59,079

(% of AGI for various income ranges: 80.4% for AGIs below $25k, 81.9% for AGIs $25k-50k, 78.1% for AGIs $50k-75k, 76.8% for AGIs $75k-100k, 80.2% for AGIs $100k-200k, 61.1% for AGIs over 200k)

Taxable interest for individuals: $1,207 (reported on 34.8% of returns)

This zip code:
$1,207
California:
$2,146

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $5,121 (reported on 17.5% of returns)

Here:
$5,121
State:
$9,308

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 2.1% for AGIs over 200k)

Net capital gain/loss in AGI: +$16,583 (reported on 15.1% of returns)

Here:
+$16,583
State:
+$30,460

(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.2% for AGIs $100k-200k, 10.0% for AGIs over 200k)

Profit/loss from business: +$18,700 (reported on 14.5% of returns)

Here:
+$18,700
State:
+$17,064

(% of AGI for various income ranges: 7.7% for AGIs below $25k, 4.2% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 3.1% for AGIs $100k-200k, 3.4% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $17,958 (reported on 7.2% of returns)

95020:
$17,958
California:
$19,557

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.8% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 2.5% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Self-employment retirement plans: $22,629 (reported on 0.7% of returns)

95020:
$22,629
California:
$24,530

(% of AGI for various income ranges: 0.4% for AGIs $50k-75k, 0.2% for AGIs $100k-200k, 0.3% for AGIs over 200k)

Total itemized deductions: $33,732 (25% of AGI, reported on 38.8% of returns)

Here:
$33,732
State:
$34,004

Here:
24.6% of AGI
State:
22.7% of AGI

(% of AGI for various income ranges: 9.1% for AGIs below $25k, 11.3% for AGIs $25k-50k, 17.6% for AGIs $50k-75k, 21.5% for AGIs $75k-100k, 22.4% for AGIs $100k-200k, 17.9% for AGIs over 200k)

Charity contributions: $3,497 (reported on 31.6% of returns)

Here:
$3,497
State:
$4,659

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.7% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 2.0% for AGIs over 200k)

Taxes paid: $13,191 (reported on 38.7% of returns)

95020:
$13,191
State:
$14,448

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 2.6% for AGIs $25k-50k, 5.0% for AGIs $50k-75k, 6.8% for AGIs $75k-100k, 8.4% for AGIs $100k-200k, 9.4% for AGIs over 200k)

Earned income credit: $2,284 (reported on 15.4% of returns)

Here:
$2,284
State:
$2,286

(% of AGI for various income ranges: 5.7% for AGIs below $25k, 1.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 63.6%

Here:
64%
State:
64%

(% for various income ranges: 58.9% for AGIs below $25k, 65.2% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 66.2% for AGIs $75k-100k, 66.1% for AGIs $100k-200k, 70.5% for AGIs over 200k)

Averages for the 2004 tax year for zip code 95020, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $63,432 (Individual Income Tax Returns)

Here:
$63,432
State:
$58,600

Salary/wage: $56,628 (reported on 86.8% of returns)

Here:
$56,628
State:
$49,455

(% of AGI for various income ranges: 199.0% for AGIs below $10k, 79.9% for AGIs $10k-25k, 83.9% for AGIs $25k-50k, 82.0% for AGIs $50k-75k, 83.8% for AGIs $75k-100k, 72.2% for AGIs over 100k)

Taxable interest for individuals: $1,737 (reported on 45.1% of returns)

This zip code:
$1,737
California:
$2,365

(% of AGI for various income ranges: 13.2% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $2,794 (reported on 21.9% of returns)

Here:
$2,794
State:
$4,746

(% of AGI for various income ranges: 6.3% for AGIs below $10k, 0.9% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Net capital gain/loss: +$16,110 (reported on 19.3% of returns)

Here:
+$16,110
State:
+$23,418

(% of AGI for various income ranges: 0.4% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 8.2% for AGIs over 100k)

Profit/loss from business: +$18,843 (reported on 15.7% of returns)

Here:
+$18,843
State:
+$16,826

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 5.6% for AGIs $10k-25k, 4.8% for AGIs $25k-50k, 4.5% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 4.8% for AGIs over 100k)

IRA payment deduction: $3,380 (reported on 2.5% of returns)

95020:
$3,380
California:
$3,192

(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.1% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.1% for AGIs over 100k)

Self-employed pension: $15,168 (reported on 1.2% of returns)

Here:
$15,168
California:
$17,688

(% of AGI for various income ranges: 0.1% for AGIs $10k-25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Total itemized deductions: $31,910 (29% of AGI, reported on 45.4% of returns)

Here:
$31,910
State:
$28,113

Here:
29.3% of AGI
State:
25.3% of AGI

(% of AGI for various income ranges: 42.8% for AGIs below $10k, 12.7% for AGIs $10k-25k, 20.1% for AGIs $25k-50k, 26.5% for AGIs $50k-75k, 29.2% for AGIs $75k-100k, 22.0% for AGIs over 100k)

Charity contributions deductions: $2,980 (3% of AGI, reported on 40.1% of returns)

Here:
$2,980
State:
$3,923

Here:
2.6% of AGI
State:
3.3% of AGI

(% of AGI for various income ranges: 1.6% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 2.2% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $10,676 (reported on 73.9% of returns)

95020:
$10,676
State:
$10,761

(% of AGI for various income ranges: 6.7% for AGIs below $10k, 3.8% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 8.4% for AGIs $75k-100k, 16.7% for AGIs over 100k)

Earned income credit: $1,780 (reported on 11.7% of returns)

Here:
$1,780
State:
$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 64.5%

Here:
65%
State:
66%

(% for various income ranges: 52.6% for AGIs below $10k, 63.3% for AGIs $10k-25k, 66.1% for AGIs $25k-50k, 68.1% for AGIs $50k-75k, 68.7% for AGIs $75k-100k, 70.0% for AGIs over 100k)

Estimated median household income in 2019:

This zip code:	$107,431
California:	$80,440

Nearest zip codes: 95046, 95037, 95004, 95045, 95076, 95023.
San Martin Zip Code Map

Percentage of family households:

This zip code:	56.9%
California:	48.7%

Percentage of households with unmarried partners:

This zip code:	7.8%
California:	49.3%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 1,713
Household did not receive Food Stamps/SNAP in the past 12 months: 17,227

Women who had a birth in the past 12 months: 814 (617 now married, 199 unmarried)
Women who did not have a birth in the past 12 months: 14,966 (6,166 now married, 8,803 unmarried)

Housing units in zip code 95020 with a mortgage: 9,204 (175 second mortgage, 1,254 home equity loan, 95 both second mortgage and home equity loan)
Houses without a mortgage: 2,658

Median monthly owner costs for units with a mortgage: $3,020
Median monthly owner costs for units without a mortgage: $758

Residents with income below the poverty level in 2019:

This zip code:	7.7%
Whole state:	11.8%

Residents with income below 50% of the poverty level in 2019:

This zip code:	4.4%
Whole state:	6.5%

Median number of rooms in houses and condos:

Here:	6.8
State:	6.0

Median number of rooms in apartments:

Here:	4.6
State:	3.9

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable locations in zip code 95020: Gilroy Country Club (A), Redwood Retreat (B), Santa Clara Tunnel (C), Z - Best Composting Facility (D), Pacheco Pass Landfill (E), Thomas Kruse Winery (F), Summerhill Vineyards (G), Sarahs Vineyard (H), Paul Masson Winery (I), Live Oaks Winery (J), Kirigin Cellars (K), Hecker Pass Winery (L), Gilroy Wastewater Treatment Plant (M), Gilroy Golf and Country Club (N), Gavilan College Golf Course (O), Fortino Winery (P), Conrotto Winery (Q), Carrousel Cellars (R), Gilroy Hot Springs (S), CALSTAR 2 Air Ambulance (T). Display/hide their locations on the map

Shopping Centers: Westwood Shopping Center (1), Town Plaza Shopping Center (2), The Outlets at Gilroy Shopping Center (3), South Valley Plaza Shopping Center (4), Pacific West Outlet Shopping Center (5), Horizon Outlet Shopping Center (6), Hecker Pass Shopping Center (7), Hecker Pass Plaza Shopping Center (8), Gilroy Plaza Shopping Center (9). Display/hide their locations on the map

Churches in zip code 95020 include: Apostolic Assembly of the Faith in Christ Jesus Church (A), Bethany Church of God in Christ (B), Christian Assembly Church (C), Christian Church of Gilroy (D), Church of Christ (E), Family Life Center (F), First Baptist Church (G), Foothills Foursquare Church (H), Full Gospel Prayer Tabernacle Church (I). Display/hide their locations on the map

Cemeteries: Independent Order of Oddfellows Cemetery (1), Saint Marys Cemetery (2). Display/hide their locations on the map

Reservoirs: Sprig Lake (A), Coyote Lake (B), Sprig Lake (C). Display/hide their locations on the map

Streams, rivers, and creeks: Bodfish Creek (A), Cañada De Los Osos (B), Elephant Head Creek (C), Little Arthur Creek (D), Live Oak Creek (E), Miller Slough (F), Uvas Creek (G), Tick Creek (H), Tar Creek (I). Display/hide their locations on the map

Parks in zip code 95020 include: Mount Madonna County Park (1), Butcher Park (2), Christmas Hills Park (3), El Roble Park (4), Forest Street Park (5), Las Animas Park (6), Miller Park (7), Ousley Park (8), Renz Park (9). Display/hide their locations on the map

Year house built (houses)
1,5052014 or later
6822010 to 2013
3,0002000 to 2009
3,0761990 to 1999
3,1811980 to 1989
4,2811970 to 1979
1,4521960 to 1969
1,1971950 to 1959
4721940 to 1949
1,2371939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in Gilroy, CA (95020)

Bedrooms in owner-occupied houses and condos in Gilroy, CA (95020)
15no bedroom
1351 bedroom
7452 bedrooms
4,6873 bedrooms
4,8884 bedrooms
1,5345+ bedrooms

Bedrooms in renter-occupied apartments in Gilroy, CA (95020)

Bedrooms in renter-occupied apartments in Gilroy, CA (95020)
240no bedroom
1,1061 bedroom
2,8142 bedrooms
1,7253 bedrooms
7884 bedrooms
2685+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in Gilroy, CA (95020) in owner-occupied houses/condos

Cars and other vehicles available in Gilroy, CA (95020) in owner-occupied houses/condos
158no vehicle
1,5591 vehicle
4,3262 vehicles
3,0273 vehicles
1,8964 vehicles
1,1265+ vehicles

Cars and other vehicles available in Gilroy, CA (95020) in renter-occupied apartments

Cars and other vehicles available in Gilroy, CA (95020) in renter-occupied apartments
675no vehicle
1,9451 vehicle
2,5452 vehicles
1,1993 vehicles
4114 vehicles
2485+ vehicles

Zip code 95020 household income distribution in 2019
464Less than $10,000
277$10,000 to $14,999
350$15,000 to $19,999
500$20,000 to $24,999
631$25,000 to $29,999
504$30,000 to $34,999
445$35,000 to $39,999
447$40,000 to $44,999
624$45,000 to $49,999
970$50,000 to $59,999
1,496$60,000 to $74,999
2,306$75,000 to $99,999
2,250$100,000 to $124,999
1,691$125,000 to $149,999
2,613$150,000 to $199,999
3,811$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2019 in zip code 95020
102Less than $10,000
25$10,000 to $14,999
8$15,000 to $19,999
17$40,000 to $49,999
21$50,000 to $59,999
33$60,000 to $69,999
8$70,000 to $79,999
16$80,000 to $89,999
36$90,000 to $99,999
52$100,000 to $124,999
43$125,000 to $149,999
42$150,000 to $174,999
29$175,000 to $199,999
134$200,000 to $249,999
257$250,000 to $299,999
402$300,000 to $399,999
1,085$400,000 to $499,999
5,428$500,000 to $749,999
3,705$750,000 to $999,999
1,548$1,000,000 to $1,499,999
315$1,500,000 to $1,999,999
198$2,000,000 or more

Rent paid by renters in 2019 in zip code 95020
46Less than $100
33$100 to $149
26$200 to $249
74$250 to $299
18$300 to $349
31$350 to $399
7$400 to $449
69$450 to $499
18$500 to $549
95$550 to $599
160$600 to $649
48$650 to $699
68$700 to $749
32$750 to $799
167$800 to $899
203$900 to $999
580$1,000 to $1,249
759$1,250 to $1,499
2,087$1,500 to $1,999
1,611$2,000 to $2,499
731$2,500 to $2,999
279$3,000 to $3,499
152$3,500 or more
290No cash rent

Median gross rent in 2019: $1,924.

Median price asked for vacant for-sale houses and condos in 2019: $1,677,631.

Estimated median house (or condo) value in 2019 for:

White Non-Hispanic householders: $813,706
Black or African American householders: $844,928
American Indian or Alaska Native householders: $689,680
Asian householders: $801,433
Some other race householders: $676,114
Two or more races householders: $771,503
Hispanic or Latino householders: $663,841

Estimated median house or condo value in 2019: $772,364

95020:	$772,364
California:	$568,500

Lower value quartile - upper value quartile: $606,912 - $966,746

Mean price in 2019:

Detached houses: $852,762
Here:
$852,762
State:
$765,845

Townhouses or other attached units: $608,630
Here:
$608,630
State:
$677,010

In 3-to-4-unit structures: $520,362
Here:
$520,362
State:
$661,682

In 5-or-more-unit structures: $490,991
Here:
$490,991
State:
$672,204

Mobile homes: $212,189
Here:
$212,189
State:
$158,037

Owners and renters by unit type in zip code 95020

Breakdown of mean house values by ages of householders

Housing units in structures:

One, detached: 13,819
One, attached: 1,104
Two: 428
3 or 4: 903
5 to 9: 1,432
10 to 19: 511
20 to 49: 355
50 or more: 429
Mobile homes: 751

Unemployment: 4.6%

Means of transportation to work in zip code 95020
73.1%23,440Drove a car alone
14.9%4,791Carpooled
0.9%295Bus or trolley bus
0.7%220Subway or elevated
0.3%94Railroad
0.4%114Taxi
0.2%52Motorcycle
0.5%151Bicycle
1.7%545Walked
0.5%156Other means
7.0%2,239Worked at home

Travel time to work (commute) in zip code 95020
1,047Less than 5 minutes
3,5165 to 9 minutes
3,76810 to 14 minutes
2,78715 to 19 minutes
1,58520 to 24 minutes
79625 to 29 minutes
2,21030 to 34 minutes
98635 to 39 minutes
1,47240 to 44 minutes
4,06345 to 59 minutes
5,27660 to 89 minutes
2,33890 or more minutes

Neighborhoods in zip code 95020:

Percentage of zip code residents living and working in this county: 87.3%

Household type by relationship:

Households: 65,540

Male householders: 8,939 (1,065 living alone), Female householders: 9,968 (1,707 living alone)
10,722 spouses (10,638 opposite-sex spouses), 1,560 unmarried partners, (1,537 opposite-sex unmarried partners), 22,896 children (21,737 natural, 248 adopted, 899 stepchildren), 2,129 grandchildren, 1,168 brothers or sisters, 2,097 parents, 119 foster children, 2,269 other relatives, 3,156 non-relatives
In group quarters: 485 (-1 institutionalized population)

Size of family households: 4,556 2-persons, 2,925 3-persons, 3,093 4-persons, 2,205 5-persons, 1,214 6-persons, 817 7-or-more-persons

Size of nonfamily households: 2,774 1-person, 875 2-persons, 42 3-persons, 154 4-persons, 103 5-persons, 27 6-persons, 38 7-or-more-persons

10,642 married couples with children.
4,160 single-parent households (1,463 men, 2,697 women).

54.7% of residents of 95020 zip code speak English at home.
36.7% of residents speak Spanish at home (58% very well, 21% well, 15% not well, 6% not at all).
2.8% of residents speak other Indo-European language at home (75% very well, 19% well, 6% not well).
5.8% of residents speak Asian or Pacific Island language at home (55% very well, 29% well, 10% not well, 6% not at all).

Foreign born population: 16,134 (24.6%)
(47.2% of them are naturalized citizens)

This zip code:	24.6%
Whole state:	26.7%

Most common places of birth for foreign-born residents

59%Honduras
7%Malaysia
4%Bangladesh
4%Thailand
2%India
2%Costa Rica
2%El Salvador

Most common first ancestries reported in 95020

3%European
2%American
2%Portuguese
2%Italian
1%German
1%Irish
1%English

Year of entry for the foreign-born population

Year of entry for the foreign-born population
1,5352010 or later
4,2412000 to 2009
4,5491990 to 1999
6,188Before 1990

There are 134 Case Managers 108 Counselors 286 Other Medical Specialists in Zip Code 95020.

Major facilities with environmental interests located in this zip code:

METECH INTERNATIONAL INCORPORATED (6200 ENGLE WY in GILROY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: SECONDARY SMELTING AND REFINING OF NONFERROUS METALS; SCRAP AND WASTE MATERIALS
Business NAICS classification: HAZARDOUS WASTE TREATMENT AND DISPOSAL.
Organizations: METECH INTERNATIONAL, L.L.C. (CONTACT/OPERATOR) , CAPITAL INVESTMENT CORPORATION (CONTACT/OWNER)
Alternative names: BOLIDEN METECH, BOLIDEN METECH INC. WESTERN DIV., METECH INTERNATIONAL, LLC
GILROY FOODS (1350 PACHECO PASS HWY in GILROY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: DRIED AND DEHYDRATED FRUITS, VEGETABLES, AND SOUP MIXES
Organizations: CONAGRA INC (CONTACT/OWNER)
Alternative names: CON AGRA FOOD INGREDIENTS-GILROY FOODS, CONAGRA INC DBA GILROY FOODS
GILROY, CITY OF (SOUTH COUNTY REGIONAL WWA in GILROY, CA)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
COMMUNITY WATER SYSTEM (SDWIS) - SDWIS-CA4310004 10T, WATER TREATMENT PLANT
Business SIC classification: SEWERAGE SYSTEMS
Organizations: SOUTH COUNTY REGIOANAL WASTEWA (CONTACT/OWNER)
Alternative names: CITY OF GILROY
CALPINE GILROY COGEN LIMITED PARTNERSHIP (1400 PACHECO PASS HWY in GILROY, CA)
AIR MAJOR (AIRS/AFS)
AIR PROGRAM (Clean Air Markets Division Business System)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: ELECTRIC SERVICES; DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: CALPINE GILROY COGEN L P (CONTACT/OWNER) , CALPINE CORPORATION (OWNER/OPERATOR)
Alternative names: CALPINE GILROY COGEN L P, GILROY ENERGY CENTER, LLC
GAYLORD CONTAINER CORPORATION (6400 JAMIESON WAY in GILROY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC classification: CORRUGATED AND SOLID FIBER BOXES
Business NAICS classification: CORRUGATED AND SOLID FIBER BOX MANUFACTURING.
Organizations: TIN INC DBA TEMPLE-INLAND (CONTACT/OPERATOR)
Alternative names: CROWN ZELLERBACH CORP
INDIAN MOTORCYCLE CORP (7555 RAIL ROAD AVE in GILROY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Large Quantity Generators, more that 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business NAICS classification: MOTORCYCLE, BICYCLE, AND PARTS MANUFACTURING.
HOGUE BROTHERS BODY SHOP (8516 CHURCH STREET in GILROY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: TOP, BODY, AND UPHOLSTERY REPAIR SHOPS AND PAINT SHOPS
Business NAICS classification: AUTOMOTIVE BODY, PAINT, AND INTERIOR REPAIR AND MAINTENANCE.
Organizations: NICK BOFFA (CONTACT/OWNER)
Alternative names: HOGUE BROS
EMPIRE EQUIPMENT CO LP (415 E 9TH ST in GILROY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
GILROY AUTOMATIVE MACHINE (7747 EIGLEBERRY in GILROY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: DALE BOOMGARDEN (CONTACT/OWNER)
Alternative names: GILROY AUTOMOTIVE MACHINE INC
INDIAN MOTORCYCLE CORPORTION (200 E TENTH ST in GILROY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: MOTORCYCLES, BICYCLES, AND PARTS
Business NAICS classification: MOTORCYCLE, BICYCLE, AND PARTS MANUFACTURING.
MASTER CLEANERS (340 E 10TH ST B in GILROY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Business SIC classification: DRYCLEANING PLANTS, EXCEPT RUG CLEANING
Organizations: YOUNG LEE (CONTACT/OWNER)
KAISER GILROY MEDL BLDG (7520 ARROYO CR in GILROY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: KAISER FOUNDATION HOSPITALS (CONTACT/OWNER)
Alternative names: KAISER PERMANENTE
GAVILAN JOINT COMM COLLEGE DIST (5055 SANTA TERESA BLVD in GILROY, CA)
STATE MASTER (California - Hazardous Waste Tracking) - HAZARDOU WASTE PROGRAM
Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
Organizations: GAVILAN JOINT CUMM COLLEGE DIST (CONTACT/OWNER)

Zip code 95020 marital status for females

Housing units lacking complete plumbing facilities: 0.6%
Housing units lacking complete kitchen facilities: 0.5%

61.4%Utility gas
29.7%Electricity
4.7%Bottled, tank, or LP gas
2.0%Solar energy
1.2%Wood
0.9%No fuel used

Population in 1990: 39,878. Population change in the 1990s: +10,070 (+25.3%).

Place of birth for U.S.-born residents:

This state: 41,209
Northeast: 1,472
Midwest: 1,941
South: 2,177
West: 1,696

50% of the 95020 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 78% lived in this county.
Out of people who lived in different counties, 50% lived in California.

88% of the 95020 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 69% moved from this county.
   Out of people who lived in different houses, 20% moved from different county within same state.
   Out of people who lived in different houses, 9% moved from different state.
   Out of people who lived in different houses, 2% moved from abroad.

Year householders moved into unit in Gilroy, CA (95020)

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 664

Here:	7.8%
California:	8.3%

Students in private schools in grades 9 to 12 (high school): 544

Here:	11.8%
California:	8.4%

Students in private undergraduate colleges: 364

Here:	9.2%
California:	14.4%

School Enrollment by Level of School in 2019

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
119,290Law enforcement workers including supervisors
110,652Health diagnosing and treating practitioners and other technical occupations
108,384Architecture and engineering occupations
105,470Life, physical, and social science occupations
100,236Management occupations
98,542Computer and mathematical occupations

Companies with federal contracts located in this zip code (GILROY, CA):

SOUTH COUNTY CHRYSLER-PLYMOUTH (6600 CHESTNUT ST)
$37,214 with Navy for Trucks and Truck Tractors, Wheeled. Signed on 2005-09-14. Completion date: 2005-09-14.
DALEO INC (7190 FOREST ST; small business)
$12,093 with Navy for Communications Services. Signed on 2005-08-01. Completion date: 2006-07-31.
HIGGINS, KEITH B & ASSOCIATES (1300B 1ST ST; small business)
$10,540 with Army for Other Professional Services. Signed on 2006-03-22. Completion date: 2006-04-30.
SOLARA ENERGY INC (8882 MURAOKA DRIVE)
$5,879 with Navy for Automated News Services, Data Services, or Other Information Services. Buying data, the electronic equivalent of books, periodicals, newspapers, etc.. Taking place in MD. Signed on 2005-03-02. Completion date: 2005-03-04.
TR ENGINEERING INC (5945 OBATA WAY UNIT D; small business) : $5,804 in 3 contracts in 2003
$6,060 with Army for Power and Hand Pumps. Signed on 2003-12-08. Completion date: 2004-04-09.
$0, same as above. Signed on 2003-11-05. Completion date: 2004-04-09.
-$256, same as above. Signed on 2003-11-05. Completion date: 2004-04-09.
ASCO SERVICE, INC (575 SOUTHSIDE DR STE B; small business)
$4,050 with Navy for Plumbing Fixtures and Accessories. Signed on 2004-06-10. Completion date: 2004-07-16.

Top industries in this zip code by the number of employees in 2005:

Accommodation and Food Services: Limited-Service Restaurants (100-249 employees: 1 establishment, 50-99 employees: 2 establishments, 20-49 employees: 19 establishments, 10-19 employees: 6 establishments, 5-9 employees: 6 establishments, 1-4 employees: 17 establishments)
Accommodation and Food Services: Full-Service Restaurants (100-249: 3, 50-99: 3, 20-49: 5, 10-19: 7, 5-9: 5, 1-4: 15)
Construction: Power and Communication Line and Related Structures Construction (250-499: 1, 50-99: 1)
Construction: Poured Concrete Foundation and Structure Contractors (100-249: 2, 50-99: 1, 10-19: 2, 1-4: 1)
Construction: Framing Contractors (250-499: 1, 20-49: 1, 5-9: 1, 1-4: 1)
Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (100-249: 2, 50-99: 1)
Construction: Drywall and Insulation Contractors (100-249: 1, 50-99: 1, 20-49: 4, 10-19: 1, 5-9: 1, 1-4: 5)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

307 people in emergency and transitional shelters (with sleeping facilities) for people experiencing homelessness
253 people in other noninstitutional facilities
138 people in nursing facilities/skilled-nursing facilities
81 people in group homes intended for adults
43 people in group homes for juveniles (non-correctional)
22 people in residential treatment centers for adults
16 people in workers' group living quarters and job corps centers
10 people in residential treatment centers for juveniles (non-correctional)

People in group quarters in 2000:

490 people in agriculture workers' dormitories on farms
143 people in nursing homes
53 people in other workers' dormitories
38 people in homes for the mentally ill
37 people in orthopedic wards and institutions for the physically handicapped
33 people in mental (psychiatric) hospitals or wards
29 people in other noninstitutional group quarters
23 people in homes for the mentally retarded
21 people in other nonhousehold living situations
18 people in other group homes
16 people in unknown juvenile institutions
6 people in homes or halfway houses for drug/alcohol abuse
4 people in religious group quarters

Fatal accident statistics in 2014:

Fatal accident count: 4
Vehicles involved in fatal accidents: 15
Fatal accidents caused by drunken drivers: 0
Fatalities: 5
Persons involved in fatal accidents: 27
Pedestrians involved in fatal accidents: 0

Fatal accident statistics in 2013:

Fatal accident count: 8
Vehicles involved in fatal accidents: 9
Fatal accidents caused by drunken drivers: 5
Fatalities: 8
Persons involved in fatal accidents: 12
Pedestrians involved in fatal accidents: 2

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 8 full and 8 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	304	$355,470	404	$346,843	1,090	$343,047	31	$264,361	2	$515,000	111	$257,496	3	$229,400
APPLICATIONS APPROVED, NOT ACCEPTED	28	$356,105	48	$355,967	155	$375,878	4	$167,945	0	$0	15	$265,586	0	$0
APPLICATIONS DENIED	67	$346,543	78	$369,866	433	$439,487	21	$143,060	0	$0	42	$270,884	5	$81,776
APPLICATIONS WITHDRAWN	48	$343,364	66	$346,606	239	$384,041	9	$250,446	1	$372,000	25	$260,627	2	$50,440
FILES CLOSED FOR INCOMPLETENESS	5	$279,400	13	$316,125	78	$420,785	2	$202,500	0	$0	5	$329,898	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 8 full and 4 partial tracts)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	63	$311,807	6	$331,167
APPLICATIONS APPROVED, NOT ACCEPTED	14	$340,453	6	$393,167
APPLICATIONS DENIED	14	$303,195	2	$384,000
APPLICATIONS WITHDRAWN	6	$386,043	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Conventional Home Purchase Loans in zip code 95020

Conventional Home Purchase Loans in zip code 95020 - Value

2005 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2005 - 2018 the average number of fires per year is 248. The highest number of reported fires - 376 took place in 2007, and the least - 56 in 2006. The data has a growing trend.

When looking into fire subcategories, the most reports belonged to: Outside Fires (45.6%), and Structure Fires (33.4%).

Fire incident types reported to NFIRS in Zip Code 95020
1,58545.6%Outside Fires
1,16233.4%Structure Fires
55616.0%Mobile Property/Vehicle Fires
1714.9%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 95020, California

Name	Count	Lived (average)
Most common first names in zip code 95020 among deceased individuals
Mary	131	80.0 years
John	127	75.6 years
Robert	81	68.7 years
William	81	76.0 years
James	80	74.1 years
George	75	75.7 years
Frank	70	77.4 years
Maria	66	77.1 years
Helen	64	78.5 years
Joseph	63	74.2 years

Last name	Count	Lived (average)
Most common last names in zip code 95020 among deceased individuals
Filice	39	78.9 years
Sanchez	37	70.2 years
Garcia	37	74.5 years
Martinez	37	72.7 years
Lopez	36	71.1 years
Smith	31	76.0 years
Perez	27	70.9 years
Silva	20	81.3 years
Ramirez	19	77.2 years
Gonzalez	19	71.7 years

Name	Count	Name	Count
Businesses in zip code 95020
7-Eleven	3	Jones New York	3
99 Cents Only Stores	1	Justice	1
ALDO	2	KFC	2
AT&T	1	Kohl's	1
Ace Hardware	1	Kroger	1
Aeropostale	1	La-Z-Boy	1
Aerosoles	1	Lane Bryant	2
Ann Taylor	2	Lane Furniture	1
Applebee's	1	Levi Strauss & Co.	1
Arby's	1	Little Caesars Pizza	1
AutoZone	1	Lowe's	1
Banana Republic	1	MasterBrand Cabinets	2
Barnes & Noble	1	McDonald's	4
Baskin-Robbins	3	Motel 6	1
Bath & Body Works	1	Motherhood Maternity	1
Bed Bath & Beyond	1	New Balance	1
Best Western	1	Nike	3
Blockbuster	1	Nissan	1
Brooks Brothers	1	Old Navy	1
Burger King	1	Pac Sun	1
CVS	1	Panda Express	1
Carl\s Jr.	1	Panera Bread	1
Casual Male XL	1	Payless	1
Charlotte Russe	1	Penske	1
Chevrolet	1	PetSmart	1
Chico's	1	Pier 1 Imports	1
Chuck E. Cheese's	1	Pizza Hut	1
Circle K	1	Quiznos	1
Clarks	1	RadioShack	1
Coldwater Creek	1	Ramada	1
Costco	1	Rite Aid	1
Curves	1	Rue21	1
Dennys	1	SONIC Drive-In	1
Discount Tire	1	Sears	1
DressBarn	1	Skechers USA	1
Dressbarn	1	Sprint Nextel	1
Eddie Bauer	1	Staples	1
Famous Footwear	1	Starbucks	4
FedEx	7	Subway	3
Foot Locker	1	Super 8	1
Forever 21	1	T-Mobile	4
GNC	2	Taco Bell	2
GameStop	1	Target	1
Gap	1	The Room Place	1
Gymboree	1	Toys"R"Us	1
H&R Block	1	U-Haul	2
Hilton	1	UPS	6
Home Depot	1	Vans	3
HomeTown Buffet	1	Verizon Wireless	1
IZOD	1	Vons	1
J.Crew	1	Walgreens	1
Jack In The Box	3	Walmart	1
Jamba Juice	1	Wendy's	1

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2008 (Based on 8 full and 8 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	116	$403,113	449	$398,289	619	$401,855	57	$259,283	8	$1,281,625	102	$356,558	5	$97,192
APPLICATIONS APPROVED, NOT ACCEPTED	9	$325,224	83	$380,869	148	$476,539	15	$220,645	0	$0	20	$309,235	4	$96,283
APPLICATIONS DENIED	29	$412,500	149	$388,563	490	$489,675	68	$190,854	0	$0	61	$347,771	15	$126,977
APPLICATIONS WITHDRAWN	22	$387,657	104	$378,511	182	$433,262	17	$196,551	0	$0	26	$323,395	1	$10,750
FILES CLOSED FOR INCOMPLETENESS	1	$426,000	14	$452,776	74	$498,517	5	$399,886	0	$0	2	$155,465	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2007 (Based on 8 full and 8 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	656	$501,083	1,401	$494,475	152	$318,185	9	$844,333	144	$431,099	10	$136,452
APPLICATIONS APPROVED, NOT ACCEPTED	170	$508,456	335	$461,578	37	$347,250	0	$0	22	$495,057	9	$106,801
APPLICATIONS DENIED	324	$491,877	921	$569,827	111	$306,205	0	$0	69	$548,299	16	$100,837
APPLICATIONS WITHDRAWN	104	$470,067	333	$527,963	24	$279,756	2	$841,100	21	$398,207	2	$117,320
FILES CLOSED FOR INCOMPLETENESS	29	$516,728	130	$518,504	7	$269,066	1	$650,000	7	$391,529	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2006 (Based on 8 full and 8 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$305,000	1,258	$470,342	2,002	$479,882	261	$340,923	7	$2,197,857	230	$466,265	15	$171,679
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	304	$452,460	421	$483,275	64	$296,980	0	$0	46	$433,720	9	$60,467
APPLICATIONS DENIED	0	$0	610	$458,236	927	$540,457	122	$290,532	1	$1,128,660	95	$572,541	22	$111,648
APPLICATIONS WITHDRAWN	0	$0	199	$453,476	480	$474,659	42	$335,618	2	$744,000	40	$525,961	1	$67,000
FILES CLOSED FOR INCOMPLETENESS	0	$0	56	$437,915	164	$500,386	15	$162,285	0	$0	17	$367,532	1	$186,000

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 8 full and 8 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1,660	$474,946	2,483	$467,639	274	$333,262	15	$1,143,000	252	$408,934	15	$138,973
APPLICATIONS APPROVED, NOT ACCEPTED	321	$484,978	388	$435,474	44	$263,366	0	$0	38	$366,691	15	$81,085
APPLICATIONS DENIED	597	$457,087	978	$455,671	132	$253,030	2	$587,500	98	$467,014	27	$141,337
APPLICATIONS WITHDRAWN	230	$452,673	663	$415,780	63	$408,867	1	$699,000	44	$420,646	3	$65,987
FILES CLOSED FOR INCOMPLETENESS	78	$436,593	185	$450,977	12	$290,518	0	$0	23	$419,173	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004 (Based on 8 full and 8 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	0	$0	1,733	$408,608	2,586	$379,792	169	$237,903	18	$1,100,556	262	$340,404	14	$106,410
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	290	$419,629	475	$386,710	35	$197,528	1	$180,000	32	$344,672	13	$136,612
APPLICATIONS DENIED	0	$0	451	$402,643	994	$398,237	99	$179,506	1	$607,740	79	$388,223	22	$172,985
APPLICATIONS WITHDRAWN	0	$0	205	$399,125	756	$363,834	31	$233,217	1	$375,000	45	$361,398	2	$80,500
FILES CLOSED FOR INCOMPLETENESS	2	$154,955	43	$395,124	165	$389,775	11	$169,943	0	$0	16	$330,762	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003 (Based on 8 full and 8 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	7	$110,449	1,415	$333,263	4,729	$319,231	91	$76,638	11	$575,273	326	$264,006
APPLICATIONS APPROVED, NOT ACCEPTED	2	$55,730	185	$346,269	734	$337,988	27	$106,379	1	$1,400,000	53	$276,562
APPLICATIONS DENIED	0	$0	240	$348,272	1,082	$347,820	68	$57,417	2	$661,000	80	$310,498
APPLICATIONS WITHDRAWN	0	$0	152	$343,212	988	$299,801	17	$91,207	0	$0	29	$286,513
FILES CLOSED FOR INCOMPLETENESS	0	$0	56	$392,536	163	$368,273	9	$62,769	0	$0	9	$307,974

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 4 full tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	27	$216,123	399	$321,479	1,201	$315,297	31	$53,935	4	$921,750	68	$272,741
APPLICATIONS APPROVED, NOT ACCEPTED	1	$70,000	55	$325,046	227	$321,764	9	$100,444	0	$0	12	$205,235
APPLICATIONS DENIED	0	$0	59	$267,511	292	$299,229	23	$44,431	0	$0	32	$278,317
APPLICATIONS WITHDRAWN	2	$242,925	60	$263,945	192	$306,636	7	$59,714	0	$0	8	$285,696
FILES CLOSED FOR INCOMPLETENESS	2	$225,930	15	$282,911	77	$323,368	0	$0	0	$0	7	$252,109

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001 (Based on 4 full tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	4	$186,750	292	$306,450	958	$293,382	59	$55,162	2	$540,000	72	$240,279
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	34	$298,668	137	$261,683	18	$48,611	0	$0	4	$197,000
APPLICATIONS DENIED	3	$211,953	51	$306,454	208	$309,767	42	$43,975	2	$3,770,000	12	$229,477
APPLICATIONS WITHDRAWN	0	$0	49	$333,991	171	$281,691	15	$48,261	0	$0	11	$229,445
FILES CLOSED FOR INCOMPLETENESS	0	$0	15	$329,035	56	$286,818	2	$22,500	0	$0	2	$104,500

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2000 (Based on 4 full tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	5	$174,000	467	$295,677	272	$240,828	77	$50,529	3	$546,667	58	$217,087
APPLICATIONS APPROVED, NOT ACCEPTED	1	$209,000	80	$309,220	46	$211,258	14	$41,214	0	$0	5	$421,786
APPLICATIONS DENIED	1	$209,000	97	$270,108	119	$235,528	33	$70,536	0	$0	4	$213,750
APPLICATIONS WITHDRAWN	0	$0	51	$247,808	86	$201,237	7	$45,424	0	$0	4	$227,750
FILES CLOSED FOR INCOMPLETENESS	0	$0	22	$335,355	49	$236,031	4	$37,490	0	$0	2	$254,500

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		E) Loans on Dwellings For 5+ Families		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 1999 (Based on 5 full and 3 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	29	$129,690	964	$221,014	1,218	$200,630	170	$41,582	17	$1,200,922	127	$174,191
APPLICATIONS APPROVED, NOT ACCEPTED	1	$201,000	108	$243,685	257	$193,544	45	$31,146	5	$263,600	16	$230,807
APPLICATIONS DENIED	1	$241,870	185	$198,554	391	$191,513	65	$27,128	0	$0	33	$193,112
APPLICATIONS WITHDRAWN	3	$112,000	131	$220,578	292	$191,352	15	$62,646	2	$581,500	22	$126,584
FILES CLOSED FOR INCOMPLETENESS	6	$177,333	41	$206,141	151	$194,742	3	$56,857	5	$1,981,400	1	$240,200