Estimated median household income in 2008: $54,408
| This zip code: | $54,408 | | Washington: | $58,078 |
Nearest zip codes: 98253, 98260, 98340, 98358, 98236, 98364.
Housing units in zip code 98249 with a mortgage: 677 (73 second mortgage, 79 home equity loan, 7 both second mortgage and home equity loan)
Houses without a mortgage: 317
Median monthly owner costs for units with a mortgage: $1,959
Median monthly owner costs for units without a mortgage: $538
Residents with income below the poverty level in 2008:
| This zip code: | 8.2% | | Whole state: | 11.3% |
Residents with income below 50% of the poverty level in 2008:
| This zip code: | 4.0% | | Whole state: | 4.9% |
Median number of rooms in houses and condos:
| Here: | 5.9 | | State: | 6.3 |
Median number of rooms in apartments:
| Here: | 4.4 | | State: | 3.9 |
Year house built: |
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- 1999 to March 2000: 69
- 1995 to 1998: 295
- 1990 to 1994: 228
- 1980 to 1989: 431
- 1970 to 1979: 494
- 1960 to 1969: 334
- 1950 to 1959: 154
- 1940 to 1949: 129
- 1939 or earlier: 80
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Bedrooms in owner-occupied houses in Freeland, WA (98249): |
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- no bedroom: 13
- 1 bedrooms: 76
- 2 bedrooms: 441
- 3 bedrooms: 717
- 4 bedrooms: 59
- 5 or more bedrooms: 18
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 7
- 1 bedrooms: 58
- 2 bedrooms: 196
- 3 bedrooms: 58
- 4 bedrooms: 0
- 5 or more bedrooms: 0
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Vehicles available in 98249 zip code in owner-occupied houses/condos: |
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- no vehicle: 39
- 1 vehicle: 252
- 2 vehicles: 643
- 3 vehicles: 306
- 4 vehicles: 57
- 5 or more vehicles: 27
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 21
- 1 vehicle: 145
- 2 vehicles: 102
- 3 vehicles: 37
- 4 vehicles: 0
- 5 or more vehicles: 14
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Estimated household income distribution in 2008:

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Estimate of home value of owner-occupied houses/condos in 2008 in zip code 98249:
- Less than $10,000: 11
- $10,000 to $14,999: 5
- $15,000 to $19,999: 5
- $20,000 to $24,999: 3
- $25,000 to $29,999: 3
- $35,000 to $39,999: 1
- $40,000 to $49,999: 7
- $90,000 to $99,999: 2
- $100,000 to $124,999: 15
- $125,000 to $149,999: 9
- $150,000 to $174,999: 28
- $175,000 to $199,999: 46
- $200,000 to $249,999: 149
- $250,000 to $299,999: 125
- $300,000 to $399,999: 378
- $400,000 to $499,999: 188
- $500,000 to $749,999: 299
- $750,000 to $999,999: 99
- $1,000,000 or more: 97
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Rent paid by renters in 2008 in zip code 98249:
- $150 to $199: 1
- $200 to $249: 5
- $250 to $299: 1
- $350 to $399: 4
- $400 to $449: 18
- $450 to $499: 7
- $500 to $549: 6
- $550 to $599: 10
- $600 to $649: 19
- $650 to $699: 36
- $700 to $749: 33
- $750 to $799: 23
- $800 to $899: 39
- $900 to $999: 15
- $1,000 to $1,249: 37
- $1,250 to $1,499: 27
- $1,500 to $1,999: 10
- No cash rent: 36
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Median price asked for vacant for-sale houses and condos in 2008: $292,966.
Estimated median house (or condo) value in 2008 for: - White Non-Hispanic householders: $406,466
- American Indian or Alaska Native householders: $363,783
- Asian householders: $315,278
- Some other race householders: $679,061
- Two or more races householders: $394,049
- Hispanic or Latino householders: $549,651
Estimated median house or condo value in 2008: $383,977 (it was $195,500 in 2000)
| 98249: | $383,977 | | Washington: | $308,100 |
Lower value quartile - upper value quartile: $248,469 - $424,299
Mean price in 2008:
Detached houses: $511,472| Here: | $511,472 | | State: | $394,769 |
In 5-or-more-unit structures: $387,289| Here: | $387,289 | | State: | $333,113 |
Mobile homes: $114,581| Here: | $114,581 | | State: | $80,529 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 1,838
- One, attached: 31
- Two: 20
- 3 or 4: 7
- 5 to 9: 23
- 20 to 49: 7
- Mobile homes: 288

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Means of transportation to work
- Drove a car alone: 1,083 (69%)
- Carpooled: 180 (11%)
- Bus or trolley bus: 63 (4%)
- Ferryboat: 54 (3%)
- Walked: 86 (5%)
- Other means: 5 (0%)
- Worked at home: 100 (6%)
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Travel time to work
- Less than 5 minutes: 63
- 5 to 9 minutes: 270
- 10 to 14 minutes: 137
- 15 to 19 minutes: 192
- 20 to 24 minutes: 131
- 25 to 29 minutes: 25
- 30 to 34 minutes: 30
- 35 to 39 minutes: 21
- 40 to 44 minutes: 16
- 45 to 59 minutes: 107
- 60 to 89 minutes: 146
- 90 or more minutes: 333
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Percentage of zip code residents living and working in this county: 61.3%
Household type by relationship
Households: 3,582
- In family households: 2,921 (886 male householders, 244 female householders)
980 spouses, 667 children (582 natural, 5 adopted, 80 stepchildren), 32 grandchildren, 5 brothers or sisters, 32 parents, 53 other relatives, 22 non-relatives
- In nonfamily households: 661 (201 male householders (159 living alone)), 336 female householders (282 living alone)), 124 nonrelatives
Size of family households: 766 2-persons, 172 3-persons, 116 4-persons, 67 5-persons, 1 6-persons, 8 7-or-more-persons.
Size of nonfamily households: 441 1-person, 73 2-persons, 14 3-persons, 9 4-persons.
565 married couples with children.
138 single-parent households (33 men, 105 women).
94.0% of residents of 98249 zip code speak English at home.
2.2% of residents speak Spanish at home (77% very well, 8% well, 15% not well).
2.7% of residents speak other Indo-European language at home (87% very well, 13% well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).
0.8% of residents speak other language at home (22% very well, 78% well).
Foreign born population: 134 (3.6%)
(61.2% of them are naturalized citizens)
| This zip code: | 3.6% | | Whole state: | 10.4% |
Most common places of birth for the foreign-born residents:
- United Kingdom (26%)
- Other Eastern Europe (16%)
- Other Northern Europe (12%)
- France (11%)
- Canada (9%)
- Germany (8%)
- Russia (6%)
Year of entry for the foreign-born population |
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- 1995 to March 2000: 16
- 1990 to 1994: 7
- 1985 to 1989: 0
- 1980 to 1984: 0
- 1975 to 1979: 8
- 1970 to 1974: 0
- 1970 to 1974: 10
- 1965 to 1969: 93
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White population: 3,497
Black population: 17
American Indian population: 23
Asian population: 40
Native Hawaiian and Other Pacific Islander population: 6
Some other race population: 22
Two or more races population: 85
First ancestries reported:
|  German: 589 |
|  English: 357 |
|  Irish: 342 |
|  Swedish: 238 |
|  Norwegian: 199 |
|  Other groups: 186 |
|  United States or American: 136 |
|  French (except Basque): 121 |
|  Scotch-Irish: 115 |
|  Scottish: 104 |
|  Italian: 67 |
|  Danish: 61 |
|  Dutch: 58 |
|  British: 43 |
|  Serbian: 43 |
|  Finnish: 42 |
|  Welsh: 31 |
|  Arab:: 29 |
|  French Canadian: 28 |
|  Ukrainian: 25 |
|  European: 25 |
|  Scandinavian: 22 |
|  Lebanese: 21 |
|  Slavic: 18 |
|  Polish: 15 |
|  Lithuanian: 12 |
|  Greek: 12 |
|  Estonian: 12 |
|  Czechoslovakian: 9 |
|  Arab/Arabic: 8 |
|  Russian: 8 |
|  Eastern European: 6 |
|  Belgian: 5 |
|  Yugoslavian: 5 |
|  Czech: 4 |
|  Northern European: 4 |
|  Austrian: 4 |
|  West Indian (excluding Hispanic groups):: 2 |
|  British West Indian: 2 |

Median worth of mobile homes: $148,728
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (41%)
- Bottled, tank, or LP gas (34%)
- Wood (17%)
- Fuel oil, kerosene, etc. (8%)
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Place of birth for U.S.-born residents:
- This state: 1637
- Northeast: 204
- Midwest: 501
- South: 289
- West: 799
53% of the 98249 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 40% lived in this county.
Out of people who lived in different counties, 63% lived in Washington.
Population in 1990: 2,321. Population change in the 1990s: +1,369 (+59.0%).
Year Householders Moved Into Unit:
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 13
| Here: | 4.0% | | Washington: | 9.2% |
Students in private schools in grades 9 to 12 (high school): 6
| Here: | 4.2% | | Washington: | 7.0% |
Students in private undergraduate colleges: 4
| Here: | 6.3% | | Washington: | 15.7% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code:
- MUTINY BAY SOFTWARE, LLC (5645 CARIE LANE in FREELAND, WA; small business): $99,840 in 5 contracts from 2004 to 2005
Contracts for ADP Data Conversion Services by Public Health Service Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $74,880; 2005: $24,960; 2006: $0.
Biggest contracts:
$24,960 with Public Health Service for ADP Data Conversion Services. Taking place in SD. Signed on 2005-01-12. Effective on 2005-02-22. Completion date: 2005-04-30.
$24,960, same as above. Signed on 2004-03-03. Completion date: 2005-02-22.
$24,960, same as above. Signed on 2004-09-29. Effective on 2004-03-03. Completion date: 2005-02-22.
$24,960, same as above. Signed on 2004-06-08. Effective on 2004-03-03. Completion date: 2005-02-22.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: Services for the Elderly and Persons with Disabilities (100-249 employees: 1 establishment)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 1, 10-19: 3, 1-4: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 1, 5-9: 1, 1-4: 2)
- Other Services (except Public Administration): Religious Organizations (10-19: 1, 5-9: 2, 1-4: 3)
- Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (20-49: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
Age and Sex of Residents with Employment Disability (Noninst.)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 14 | $146,214 | 215 | $176,839 | 906 | $185,527 | 20 | $48,941 | 250 | $204,186 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 8 | $368,168 | 73 | $183,496 | 3 | $149,273 | 10 | $232,781 |
| APPLICATIONS DENIED | 2 | $153,405 | 27 | $238,710 | 172 | $177,796 | 9 | $45,720 | 27 | $151,859 |
| APPLICATIONS WITHDRAWN | 1 | $111,330 | 17 | $180,600 | 108 | $167,000 | 5 | $46,918 | 10 | $197,053 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $210,746 | 29 | $217,358 | 3 | $27,053 | 6 | $207,117 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 12 | $163,297 | 146 | $173,791 | 511 | $186,021 | 12 | $44,710 | 118 | $216,926 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $155,160 | 17 | $175,791 | 64 | $163,463 | 3 | $13,497 | 9 | $247,176 |
| APPLICATIONS DENIED | 3 | $110,260 | 14 | $170,311 | 105 | $151,764 | 6 | $18,238 | 7 | $140,886 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 13 | $149,418 | 60 | $173,290 | 4 | $10,380 | 8 | $199,995 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $201,660 | 3 | $197,477 | 22 | $236,442 | 0 | $0 | 4 | $234,565 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| E) Loans on Dwellings For 5+ Families
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 15 | $158,769 | 138 | $179,036 | 391 | $180,513 | 18 | $48,848 | 1 | $8,600,240 | 68 | $213,783 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 1 | $144,640 | 22 | $216,546 | 35 | $173,015 | 3 | $85,480 | 0 | $0 | 8 | $225,480 |
| APPLICATIONS DENIED | 4 | $153,215 | 13 | $185,389 | 76 | $144,641 | 9 | $20,561 | 0 | $0 | 6 | $211,747 |
| APPLICATIONS WITHDRAWN | 1 | $129,740 | 7 | $180,907 | 61 | $148,439 | 7 | $29,960 | 0 | $0 | 7 | $137,453 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 5 | $232,830 | 12 | $192,865 | 1 | $19,080 | 0 | $0 | 2 | $63,775 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 6 | $144,148 | 154 | $166,998 | 90 | $140,301 | 13 | $56,724 | 39 | $188,651 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $51,520 | 27 | $226,905 | 16 | $119,193 | 7 | $20,123 | 11 | $222,273 |
| APPLICATIONS DENIED | 3 | $110,743 | 24 | $159,254 | 29 | $140,891 | 10 | $49,252 | 4 | $90,285 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 7 | $161,039 | 29 | $143,367 | 8 | $78,343 | 5 | $140,530 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 6 | $141,437 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 2 partial tracts)
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| A) FHA, FSA/RHS & VA Home Purchase Loans | B) Conventional Home Purchase Loans | C) Refinancings
| D) Home Improvement Loans
| F) Non-occupant Loans on < 5 Family Dwellings (A B C & D) |
| Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $144,413 | 319 | $173,660 | 296 | $153,436 | 25 | $44,290 | 107 | $197,468 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 27 | $140,834 | 47 | $111,082 | 6 | $27,597 | 12 | $114,482 |
| APPLICATIONS DENIED | 7 | $138,510 | 17 | $147,959 | 71 | $155,881 | 22 | $55,050 | 20 | $145,995 |
| APPLICATIONS WITHDRAWN | 2 | $110,185 | 13 | $249,867 | 57 | $102,475 | 0 | $0 | 8 | $102,023 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 3 | $116,727 | 24 | $205,773 | 0 | $0 | 2 | $166,790 |
Detailed HMDA statistics for the following Tracts:
9713.00
, 9718.00, 9719.00
Private Mortgage Insurance Companies Aggregated Statistics For Year 2003 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 23 | $158,134 | 32 | $177,247 | 3 | $175,353 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 4 | $156,970 | 4 | $228,100 | 1 | $183,720 |
| APPLICATIONS DENIED | 1 | $165,680 | 1 | $140,260 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 1 | $142,010 | 1 | $126,230 | 1 | $142,010 |
Aggregated Statistics For Year 2002 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 18 | $162,389 | 17 | $174,006 | 2 | $130,175 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 13 | $160,888 | 13 | $187,030 | 4 | $170,725 |
| APPLICATIONS DENIED | 1 | $120,170 | 1 | $135,000 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2001 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 27 | $168,942 | 29 | $163,161 | 6 | $143,430 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 2 | $141,540 | 6 | $146,758 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 2 | $258,385 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 0 | $0 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 2000 (Based on 6 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 25 | $158,059 | 10 | $165,708 | 6 | $188,945 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS DENIED | 0 | $0 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $234,495 | 0 | $0 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 0 | $0 | 0 | $0 | 0 | $0 |
Aggregated Statistics For Year 1999 (Based on 3 full and 2 partial tracts)
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| A) Conventional Home Purchase Loans | B) Refinancings
| C) Non-occupant Loans on < 5 Family Dwellings (A & B) |
| Number | Average Value | Number | Average Value | Number | Average Value |
| LOANS ORIGINATED | 50 | $151,927 | 10 | $153,677 | 8 | $149,090 |
| APPLICATIONS APPROVED, NOT ACCEPTED | 3 | $218,863 | 3 | $190,590 | 2 | $149,430 |
| APPLICATIONS DENIED | 3 | $112,200 | 0 | $0 | 0 | $0 |
| APPLICATIONS WITHDRAWN | 2 | $86,035 | 2 | $133,580 | 0 | $0 |
| FILES CLOSED FOR INCOMPLETENESS | 2 | $95,845 | 0 | $0 | 2 | $95,845 |
Detailed PMIC statistics for the following Tracts:
9713.00
, 9718.00, 9719.00
Conventional Home Purchase Loans
Conventional Home Purchase Loans - Value
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