98840 Zip Code (Okanogan, WA) Detailed Profile

Estimated zip code population in 2016: 4,628
Zip code population in 2010: 4,851
Zip code population in 2000: 4,808

Houses and condos: 2,261
Renter-occupied apartments: 625
Mar. 2016 cost of living index in zip code 98840: 83.5 (less than average, U.S. average is 100)

Land area: 417.5 sq. mi.
Water area: 6.2 sq. mi.

Population density: 11 people per square mile

(very low).

Recent home sales, real estate maps, and home value estimator for zip code 98840

Real estate property taxes paid for housing units in 2016:
Median real estate property taxes paid for housing units with mortgages in 2016: $1,691 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2016: $1,249 (1.1%)

For population 25 years and over in 98840:

• High school or higher: 79.9%
• Bachelor's degree or higher: 15.9%
• Graduate or professional degree: 5.3%
• Unemployed: 5.3%
• Mean travel time to work (commute): 18.3 minutes

For population 15 years and over in 98840:

• Never married: 26.3%
• Now married: 47.9%
• Separated: 2.1%
• Widowed: 7.6%
• Divorced: 16.2%

Urban population: 2,748
Rural population: 1,879

Averages for the 2012 tax year for zip code 98840, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,329 (Individual Income Tax Returns)

Here:	$46,329
State:	$69,533

Salary/wage: $36,855 (reported on 80.3% of returns)

Here:	$36,855
State:	$57,267

(% of AGI for various income ranges: 74.8% for AGIs below $25k, 74.5% for AGIs $25k-50k, 70.1% for AGIs $50k-75k, 71.5% for AGIs $75k-100k, 68.3% for AGIs $100k-200k, 25.0% for AGIs over 200k)

Taxable interest for individuals: $1,833 (reported on 27.5% of returns)

This zip code:	$1,833
Washington:	$1,816

(% of AGI for various income ranges: 1.7% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.0% for AGIs $100k-200k, 1.9% for AGIs over 200k)

Ordinary dividends: $3,921 (reported on 16.3% of returns)

Here:	$3,921
State:	$8,163

(% of AGI for various income ranges: 2.1% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 0.8% for AGIs $100k-200k, 3.2% for AGIs over 200k)

Net capital gain/loss in AGI: +$11,046 (reported on 14.6% of returns)

Here:	+$11,046
State:	+$21,568

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 13.7% for AGIs $100k-200k)

Profit/loss from business: +$16,281 (reported on 11.8% of returns)

Here:	+$16,281
State:	+$16,521

(% of AGI for various income ranges: 4.3% for AGIs below $25k, 4.1% for AGIs $25k-50k, 6.5% for AGIs $50k-75k, 8.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,378 (reported on 10.1% of returns)

98840:	$9,378
Washington:	$18,648

(% of AGI for various income ranges: 2.0% for AGIs below $25k, 1.6% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 4.0% for AGIs $100k-200k)

Total itemized deductions: $21,450 (23% of AGI, reported on 16.9% of returns)

Here:	$21,450
State:	$23,872

Here:	23.0% of AGI
State:	18.2% of AGI

(% of AGI for various income ranges: 6.8% for AGIs below $25k, 6.8% for AGIs $25k-50k, 5.8% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 12.7% for AGIs $100k-200k, 5.3% for AGIs over 200k)

Charity contributions: $4,083 (reported on 10.1% of returns)

Here:	$4,083
State:	$4,465

(% of AGI for various income ranges: 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Taxes paid: $4,632 (reported on 15.7% of returns)

98840:	$4,632
State:	$6,400

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 1.6% for AGIs over 200k)

Earned income credit: $2,176 (reported on 23.6% of returns)

Here:	$2,176
State:	$2,073

(% of AGI for various income ranges: 7.3% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 45.5%

Here:	46%
State:	43%

(% for various income ranges: 42.3% for AGIs below $25k, 45.7% for AGIs $25k-50k, 50.0% for AGIs $50k-75k, 38.5% for AGIs $75k-100k, 50.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 98840, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,189 (Individual Income Tax Returns)

Here:	$35,189
State:	$54,331

Salary/wage: $30,989 (reported on 82.2% of returns)

Here:	$30,989
State:	$45,761

(% of AGI for various income ranges: 147.5% for AGIs below $10k, 74.9% for AGIs $10k-25k, 77.6% for AGIs $25k-50k, 76.4% for AGIs $50k-75k, 77.5% for AGIs $75k-100k, 49.7% for AGIs over 100k)

Taxable interest for individuals: $1,675 (reported on 38.9% of returns)

This zip code:	$1,675
Washington:	$2,110

(% of AGI for various income ranges: 12.0% for AGIs below $10k, 2.0% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $1,742 (reported on 20.5% of returns)

Here:	$1,742
State:	$5,879

(% of AGI for various income ranges: 5.6% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Net capital gain/loss: +$3,997 (reported on 18.3% of returns)

Here:	+$3,997
State:	+$15,835

(% of AGI for various income ranges: 4.8% for AGIs below $10k, 0.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 6.8% for AGIs over 100k)

Profit/loss from business: +$8,660 (reported on 11.6% of returns)

Here:	+$8,660
State:	+$13,994

(% of AGI for various income ranges: 17.8% for AGIs below $10k, 2.9% for AGIs $10k-25k, 2.2% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 5.6% for AGIs $75k-100k, -0.4% for AGIs over 100k)

IRA payment deduction: $2,957 (reported on 2.6% of returns)

98840:	$2,957
Washington:	$3,001

Total itemized deductions: $14,754 (21% of AGI, reported on 15.8% of returns)

Here:	$14,754
State:	$19,669

Here:	21.0% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 13.2% for AGIs below $10k, 5.8% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 6.8% for AGIs $50k-75k, 9.1% for AGIs $75k-100k, 5.1% for AGIs over 100k)

Charity contributions deductions: $2,619 (3% of AGI, reported on 11.1% of returns)

Here:	$2,619
State:	$3,569

Here:	3.4% of AGI
State:	3.5% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.1% for AGIs over 100k)

Total tax: $5,215 (reported on 69.8% of returns)

98840:	$5,215
State:	$9,065

(% of AGI for various income ranges: 4.0% for AGIs below $10k, 3.2% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 11.5% for AGIs $75k-100k, 21.6% for AGIs over 100k)

Earned income credit: $1,695 (reported on 21.8% of returns)

Here:	$1,695
State:	$1,607

Percentage of individuals using paid preparers for their 2004 taxes: 48.8%

Here:	49%
State:	49%

(% for various income ranges: 47.7% for AGIs below $10k, 51.1% for AGIs $10k-25k, 46.3% for AGIs $25k-50k, 47.0% for AGIs $50k-75k, 50.0% for AGIs $75k-100k, 59.1% for AGIs over 100k)

Nearest zip codes: 98829, 98812, 98813, 98849, 98841, 98819.
Malott Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 433
Household did not receive Food Stamps/SNAP in the past 12 months: 1,467

Women who had a birth in the past 12 months: 32 (32 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 897 (360 now married, 537 unmarried)

Housing units in zip code 98840 with a mortgage: 525 (2 second mortgage, 20 home equity loan)
Houses without a mortgage: 773

Median monthly owner costs for units with a mortgage: $1,083
Median monthly owner costs for units without a mortgage: $342

Residents with income below the poverty level in 2016:
Residents with income below 50% of the poverty level in 2016:

• Zip code 98840 household income distribution in 2016

• 
• 185Less than $10,000
• 149$10,000 to $14,999
• 131$15,000 to $19,999
• 154$20,000 to $24,999
• 65$25,000 to $29,999
• 90$30,000 to $34,999
• 203$35,000 to $39,999
• 55$40,000 to $44,999
• 154$45,000 to $49,999
• 105$50,000 to $59,999
• 211$60,000 to $74,999
• 179$75,000 to $99,999
• 96$100,000 to $124,999
• 32$125,000 to $149,999
• 15$150,000 to $199,999
• 45$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2016 in zip code 98840

• 
• 36Less than $10,000
• 58$10,000 to $14,999
• 7$15,000 to $19,999
• 13$20,000 to $24,999
• 31$30,000 to $34,999
• 16$35,000 to $39,999
• 30$40,000 to $49,999
• 28$50,000 to $59,999
• 5$60,000 to $69,999
• 41$70,000 to $79,999
• 77$80,000 to $89,999
• 31$90,000 to $99,999
• 147$100,000 to $124,999
• 141$125,000 to $149,999
• 133$150,000 to $174,999
• 31$175,000 to $199,999
• 165$200,000 to $249,999
• 119$250,000 to $299,999
• 84$300,000 to $399,999
• 6$500,000 to $749,999

• Rent paid by renters in 2016 in zip code 98840

• 
• 15Less than $100
• 25$100 to $149
• 37$150 to $199
• 22$200 to $249
• 18$300 to $349
• 24$350 to $399
• 29$400 to $449
• 49$450 to $499
• 13$500 to $549
• 107$550 to $599
• 32$600 to $649
• 16$650 to $699
• 23$700 to $749
• 49$750 to $799
• 39$800 to $899
• 4$900 to $999
• 6$1,250 to $1,499
• 72No cash rent

Median gross rent in 2016: $630.

Median price asked for vacant for-sale houses and condos in 2016: $273,334.

Estimated median house (or condo) value in 2016 for:

• White Non-Hispanic householders: $146,986
• American Indian or Alaska Native householders: $96,783
• Some other race householders: $145,834
• Two or more races householders: $130,526
• Hispanic or Latino householders: $176,943

Estimated median house or condo value in 2016: $145,176 Lower value quartile - upper value quartile: $88,829 - $231,499

Mean price in 2016:

Detached houses: $164,565

Here:	$164,565
State:	$404,096

Mobile homes: $57,865

Here:	$57,865
State:	$116,190

Housing units in structures:

• One, detached: 1,542
• One, attached: 17
• Two: 9
• 3 or 4: 85
• 5 to 9: 83
• 20 to 49: 17
• Mobile homes: 493

Unemployment: 5.3%

• Means of transportation to work in zip code 98840

• 
• 83.4%1,468Drove a car alone
• 4.4%77Carpooled
• 0.1%2Bus or trolley bus
• 0.9%16Bicycle
• 4.0%71Walked
• 7.2%127Worked at home

• Travel time to work (commute) in zip code 98840

• 
• 135Less than 5 minutes
• 2255 to 9 minutes
• 24410 to 14 minutes
• 39015 to 19 minutes
• 20220 to 24 minutes
• 10325 to 29 minutes
• 11230 to 34 minutes
• 4135 to 39 minutes
• 1340 to 44 minutes
• 11445 to 59 minutes
• 3460 to 89 minutes

Percentage of zip code residents living and working in this county: 94.1%

Household type by relationship:

Households: 4,332

• In family households: 3,403 (496 male householders, 687 female householders)

  817 spouses, 1,186 children (1,092 natural, 45 adopted, 51 stepchildren), 51 grandchildren, 0 brothers or sisters, 20 parents, 39 other relatives, 76 non-relatives

• In nonfamily households: 933 (289 male householders (183 living alone)), 445 female householders (372 living alone)), 197 nonrelatives
• In group quarters: 293 (131 institutionalized population)

Size of family households: 663 2-persons, 214 3-persons, 129 4-persons, 119 5-persons, 27 6-persons, 28 7-or-more-persons

Size of nonfamily households: 556 1-person, 164 2-persons, 5 3-persons, 9 4-persons

707 married couples with children.
270 single-parent households (80 men, 190 women).

81.4% of residents of 98840 zip code speak English at home.
16.8% of residents speak Spanish at home (70% very well, 10% well, 13% not well, 6% not at all).
0.9% of residents speak other Indo-European language at home (100% very well).
0.7% of residents speak Asian or Pacific Island language at home (13% very well, 87% not well).
0.2% of residents speak other language at home (100% very well).

Housing units lacking complete plumbing facilities: 5.5%
Housing units lacking complete kitchen facilities: 6.8%

Population in 1990: 3,782. Population change in the 1990s: +1,026 (+27.1%).

Place of birth for U.S.-born residents:

• This state: 2,624
• Northeast: 29
• Midwest: 257
• South: 376
• West: 860

56% of the 98840 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 59% lived in this county.
   Out of people who lived in different counties, 50% lived in Washington.

85% of the 98840 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 64% moved from this county.
   Out of people who lived in different houses, 14% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.
   Out of people who lived in different houses, 12% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 66
Students in private schools in grades 9 to 12 (high school): 55 Students in private undergraduate colleges: 14

Companies with federal contracts located in this zip code:

• FOREST TECHNICAL SERVICES, LLC (315 N 2ND in OKANOGAN, WA; small business) : $63,395 in 7 contracts from 2003 to 2005

  Contracts for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous, Other Natural Resources and Conservation Services by Army, Forest Service
  Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $23,104; 2004: $40,368; 2005: -$77; 2006: $0.
  
  Biggest contracts:
  $22,754 with Army for Maintenance, Repair and Rebuilding of Equipment -- Miscellaneous. Signed on 2004-05-19. Completion date: 2005-05-31.
  $21,918 with Forest Service for Other Natural Resources and Conservation Services. Taking place in ID. Signed on 2003-10-01. Completion date: 2003-12-05.
  $18,095, same as above. Signed on 2004-06-04. Completion date: 2004-09-30.
  $1,186, same as above. Signed on 2003-11-17. Completion date: 2003-12-05.
  

• NORTH CASCADES CHAPTER/AMERICA (149 N THIRD STREET in OKANOGAN, WA; small business) : $4,899 in 2 contracts in 2003

  $2,574 with U.S. Army Corps of Engineers - civil program financing only for Tuition, Registration, and Membership Fees. Signed on 2003-02-05. Completion date: 2003-03-04.
  $2,325, same as above. Signed on 2003-06-11. Completion date: 2003-06-11.
  

Top industries in this zip code by the number of employees in 2005:

• Arts, Entertainment, and Recreation: Casinos (except Casino Hotels) (100-249 employees: 1 establishment)
• Health Care and Social Assistance: All Other Outpatient Care Centers (50-99: 1, 10-19: 1)
• Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
• Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (50-99: 1)
• Health Care and Social Assistance: Other Individual and Family Services (20-49: 1, 10-19: 1, 1-4: 1)
• Wholesale Trade: Farm and Garden Machinery and Equipment Merchant Wholesalers (20-49: 1, 5-9: 1)
• Wholesale Trade: Petroleum Bulk Stations and Terminals (20-49: 1)

Most common first names in zip code 98840 among deceased individuals
Name	Count	Lived (average)
George	35	77.5 years
John	33	74.4 years
William	29	76.8 years
Robert	26	76.5 years
Mary	24	82.2 years
James	24	71.5 years
Charles	22	77.2 years
Richard	19	73.3 years
David	17	72.4 years
Thomas	15	76.3 years

Most common last names in zip code 98840 among deceased individuals
Last name	Count	Lived (average)
Smith	19	74.5 years
Anderson	18	80.5 years
Harris	16	81.0 years
Davis	12	74.6 years
Jones	10	80.5 years
Miller	10	76.5 years
Wilson	9	75.6 years
Cook	9	76.6 years
Johnson	9	79.4 years
Myers	8	84.1 years

Businesses in zip code 98840

• Nike: 2
• UPS: 1