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When my mother moved in with me, she brought her own car, so we had two cars in the garage, one in each of our names. Eventually, my mother totaled MY car (thanks, Ma) and we were left with only hers. Since she stopped driving after that accident there was no need to get another. We never bothered to take her name off the title until recently when Mom became obsessed with getting her affairs in order for when she passes on. She wanted my name on the title as joint owner so I would have the car free and clear. It was a simple process at the DMV. We just needed the title document, our IDs, and proof of insurance. In your case I wouldn't bother having both names on the title unless there could be such an inheritance issue. The name on the title should be the name of the person who is the primary name on the insurance. The other person can just be seen as driving the car with permission. I always had both our names on the insurance but my mother's is first given that she was the one who purchased the policy originally.
I used to register all my vehicles in mine, my wife, and my daughters name. When I realized she could be held liable for my mistake I took the daughter off. You can make your mom liable and visa versa. You must make that decision. In California you're only required to have $10,000 in property damage that can be eaten up pretty fast at today's costs leaving your assets liable for civil action.
I used to register all my vehicles in mine, my wife, and my daughters name. When I realized she could be held liable for my mistake I took the daughter off. You can make your mom liable and visa versa. You must make that decision. In California you're only required to have $10,000 in property damage that can be eaten up pretty fast at today's costs leaving your assets liable for civil action.
It's strange how that stuff works out sometimes. My mother always had my father's vehicle in her name and my father always had my mother's vehicle in his name.
I was on Title with Mom for her car and it was "OR"
Worked OK until she could not qualify for a senior rate because I was also on Title... by the way, we both have CSAA.
So, went to DMV and paid the $15 to get my name off... since it was parent child... no taxes were due.
My brother gave a car to his friends for the summer... they do the same when he is in Switzerland.
To cover himself... he ""Sold" them the vehicle and put himself as Lien Holder... this way he still had an interest and no liability.
Things get complicated quickly when you are dealing with the DMV
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