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Well, most people in Puna and Kau do not have insurance, way too expensive, or impossible to get, but it is still the most valuable investment of their lives.
Well, most people in Puna and Kau do not have insurance, way too expensive, or impossible to get, but it is still the most valuable investment of their lives.
If you don't have insurance, you've already decided to write off anything that you can't take with you in a hurry. The only problem remaining is taking the stuff that you can't replace, insured or not.
Well, most people in Puna and Kau do not have insurance, way too expensive, or impossible to get, but it is still the most valuable investment of their lives.
I would say that argument is only true in lava zone 1. I live in lava zone 3 and my house/property insurance is only about $35/month and that includes hurricane insurance the bank requires for our mortgage.
As you can see from the following map, very few areas are in LZ 1:
I live in lava zone 3 and my house/property insurance is only about $35/month and that includes hurricane insurance the bank requires for our mortgage.
$35/mo?? Those are some really low premiums especially if they include hurricane. What is the replacement value of your home?
well, I've always lived here in zone 1 or 2 and insurance was always a ripoff for me. I stopped paying after 2-3 years. The places I lived are still there, unburned, and I very much doubt they are insured now either. The place I live now is a vacation rental, zone 1, the owner pays over $5,000 a year.
By the way, is 2016 is a drastically colder year in Puna? One difference I notice from Waikiki (besides people driving 5x better in Puna) is that in spite of living mere miles from flowing hot lava now, the climate is a lot chillier, I have an almost constant cold.
Gotta build my place even closer to lava, I guess?
By the way, is 2016 is a drastically colder year in Puna? One difference I notice from Waikiki (besides people driving 5x better in Puna) is that in spite of living mere miles from flowing hot lava now, the climate is a lot chillier, I have an almost constant cold.
Gotta build my place even closer to lava, I guess?
It's all relative, but I've never heard of sea level east hawaii referred to as cold. The prevailing trade winds off the ocean moderate the tropical heat a bit. Usually I find lower Puna to be almost as warm and muggy as SE Asia.
Dunno about 2016 to date, but 2015 was the hottest year on record for Hilo.
By the way, is 2016 is a drastically colder year in Puna? One difference I notice from Waikiki (besides people driving 5x better in Puna) is that in spite of living mere miles from flowing hot lava now, the climate is a lot chillier, I have an almost constant cold.
Gotta build my place even closer to lava, I guess?
What altitude are you at?
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