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The PDF maps are harder to read but they show the base flood elevations. Even if your zone doesn't change from AE, the BFE might be lower which in theory would lower your insurance
The web version shows the base flood also if you zoom out and then click on the area in question.
Good catch. Odd that you have to zoom so far out and that they couldn't just include that info in the pop-up that comes up when you click on a property.
Anyone know what the orange shaded area means? We have always been considered an X zone and now it says we have .02 percent annual chance of flooding. Gives no flood zone type.
On the new FEMA Flood Insurance Rate Maps. Shaded X Zones designate
areas subject to inundation by the 0.2%-annual-chance flood (also known as the 500-year flood).
Unshaded X Zones designate areas where the annual probability of flooding is less than 0.2 percent
0.2% or greater annual probability of flooding; these areas are particularly vulnerable to flooding if local drainage
systems fail.
I think the Charleston map, doesn't dissociate shaded vs un shaded zone X.
Looks like Trump just proposed a budget that includes tremendous cuts to the subsidies for the federal flood insurance program. Of course, it has to go through Congress.
We found a new construction home we are interested in buying in the Summerville area (Charleston County). We talked to several current residence and were told we should get earthquake and flood insurance. I called our insurance company, and the quotes on the specific house were quite high compared to what we are currently paying in the mid-Atlantic. We don't have earthquake or flood insurance on our current home, but in Summerville we would be paying almost five times our current amount.
According to our insurance company and FEMA, the house is in flood zone D. The man said it is not a high risk area, but closer to medium risk. I looked at the Charleston County Preliminary FEMA Flood Zones map mentioned here, and the neighborhood we are looking at is an "area not included." What does that means? I haven't been able to find an explanation of flood zone D either.
Do most homeowners in the greater Charleston area get flood and earthquake insurance? Thank you!
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