Nice testimonies, but Mal 3:10 is the most manipulated and taken out of context verse in the bible. Mal 1 will tell you what 3:10 is referring to and its not money.
Malachi 1
New King James Version (NKJV)
1 The burden[
a] of the word of the Lord to Israel by Malachi.
Israel Beloved of God
2 “I have loved you,” says the Lord.
“Yet you say, ‘In what way have You loved us?’
Was not Esau Jacob’s brother?”
Says the Lord.
“Yet Jacob I have loved;
3 But Esau I have hated,
And laid waste his mountains and his heritage
For the jackals of the wilderness.”
4 Even though Edom has said,
“We have been impoverished,
But we will return and build the desolate places,”
Thus says the Lord of hosts:
“They may build, but I will throw down;
They shall be called the Territory of Wickedness,
And the people against whom the Lord will have indignation forever.
5 Your eyes shall see,
And you shall say,
‘The Lord is magnified beyond the border of Israel.’
Polluted Offerings
6 “A son honors
his father,
And a servant
his master.
If then I am the Father,
Where
is My honor?
And if I
am a Master,
Where
is My reverence?
Says the Lord of hosts
To you priests who despise My name.
Yet you say, ‘In what way have we despised Your name?’
7
“You offer defiled food on My altar,
But say,
‘In what way have we defiled You?’
By saying,
‘The table of the Lord is contemptible.’
8
And when you offer the blind as a sacrifice,
Is it not evil?
And when you offer the lame and sick,
Is it not evil?
Offer it then to your governor!
Would he be pleased with you?
Would he accept you favorably?”
Says the Lord of hosts.
9 “But now entreat God’s favor,
That He may be gracious to us.
While this is being
done by your hands,
Will He accept you favorably?”
Says the Lord of hosts.
10 “Who
is there even among you who would shut the doors,
So that you would not kindle fire
on My altar in vain?
I have no pleasure in you,”
Says the Lord of hosts,
“Nor will I accept an offering from your hands.
11 For from the rising of the sun, even to its going down,
My name
shall be great among the Gentiles;
In every place incense
shall be offered to My name,
And a pure offering;
For My name shall be great among the nations,”
Says the Lord of hosts.
1
2 “But you profane it,
In that you say,
‘The table of the Lord[b] is defiled;
And its fruit, its food, is contemptible.’
13 You also say,
‘Oh, what a weariness!’
And you sneer at it,”
Says the Lord of hosts.
“And you bring the stolen, the lame, and the sick;
Thus you bring an offering!
Should I accept this from your hand?”
Says the Lord.
14 “But cursed
be the deceiver
Who has in his flock a male,
And takes a vow,
But sacrifices to the Lord what is blemished—
For I
am a great King,”
Says the Lord of hosts,
“And My name
is to be feared among the nations.
In Mal 1, it shows the priest were trying to offer sick, lame, blind, and beat up animals as sacrifices and offerings and God said would you offer your own governor that, yet you try to offer it to me. Mal 3 states they were robbing God by trying to offer beat up animals instead of their best. And once again it proves that tithe was FOOD NO MONEY.
Christians cant say we are not under the law anymore why they dont have to keep dietary laws and the Sabbath, yet cling to the tithe which was clearly part of the law.
If you make $1300 a month and your expenses are $2200, you are living above your means and giving $130 a month and you cant even pay your bare necessity bills is not wise at all. God doesnt want you to go homeless just so you can give.
Im all for giving, but lets call it what it is under the New Covenant, a free will offering from the heart whether its 5%, 10 %, 15%. You are not robbing God if you give less than 10% even though that is what churches teach, but you are robbing God if you can give and choose to give nothing and keep it all for yourself.
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How about just go for the ultimate level - give it all and see what wonders appear - you may make 10 times as much 
. 
