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Accepting them and counting them towards a degree program are two different things.
I'm taking a class at a community college (Online) because I'm taking more classes this summer than my school will let me. (Transfer credit)
The classes interchange... We were able (My adviser and I) to go onto the school's website and look for "Class 123 is equal to class ABC"... (Different schools call them different things, even though they correspond) at ALL state schools, CC or Regular.
Accepting them and counting them towards a degree program are two different things.
From the NJ agreement:
Quote:
Students transferring with an A.A. degree into a B.A. program or an A.S. degree into a B.S. program will have accepted for transfer exactly half of the credits required for the basic four-year degree and will have exactly half of the-credits to complete at the four-year institution. Such students will have Junior status upon enrollment at the four-year institution. [For example, at William Paterson, where the basic four-year degree is 128 credits, the transfer student's A.A. or A.S. degree will transfer in exactly 64 credits, and the student will have exactly 64 credits remaining to complete at William Paterson for the degree. At Montclair State, where the basic four-year degree is 120 credits, the transfer student's A.A. or A.S. degree will transfer in exactly 60 credits, and the student will have exactly 60 credits remaining to complete at Montclair State for the degree.
Yes, it is a generalization. And I will be the first to admit there will be exceptions.
But from both my own observations (Personal and others) as well as the overwhelming outcry from those who went 'the hard way'
Statistically... I'm right.
If you say so...
"Whatever it is" I don't see it outweighing the 'debt chain around your neck' (If you can do it without debt... go for it!
And that's why you would go to the school for the final 2 years! (When you've got some direction and experience ANYWAY...
Sometimes (Like my Recent geology class) Yes.
Often: No
That might be why they don't offer CLEP for that subject
And only for '13th and 14 grade subjects'
Math, Science, History, Social sciences etc...
I get more knowledge reading on my own.
(Sometimes... like in Sociology DESPITE the teacher)
I'm after the degree so I can drag down the 6 figure paycheck for a few years before I chunk the rat race.
Agreed. But ATTAINING that 'Residual income' took time.
Look, I understand residual income, AND the power of compound interest...
But in mutable ways (Establishment, and then pay off)
...Those take time.
Look, As I said:
You MAY be right... she could meet her lifelong pardner in her first Class at the more expensive school, or a proof. who inspires her to do "x"
HOWEVER... the odds are not for it.
The odds DO say she will (By spending the extra money) put a choker around her neck, and shackle a weight to her body which will drag her down for years to come.
Hopefully you'll pull down a 6-figure salary for more than just a few years. Otherwise, college is pointless, financially.
There's NO way that I would have gotten the same experience by joining a 4-year college for the last two years. Actually the small 4 year college I went to in NJ offers an experience unmatched by majority of other schools and does NOT accept transfers from community college or CLEP credit (It's a small private school, so the statewide transfer agreement doesn't apply).
I wouldn't change a thing about the way I did things (or am doing things now for my MBA). To each their own... all I'm saying is that one should do what they want to do and not make decisions based on the price. Otherwise you're just a slave to money.
I don't understand why you bring up compound interest... but residual income takes a year or two to establish, yes... but like I said, that time is virtually 0 when you consider how long it gives you income.
This is a 2 by 2. A specific agreement between community collges and 4 year institutions. You MUST take exactly the prescribed courses during the 2 years at the community college. You are not free to simply get an associates degree and expect that all credits will count towards the BA of your choice.
I got an associates in science before transferring to a four year university to get an engineering degree. There was a 2 by 2 but I didn't follow it. As a result, while they took all of my credits, I still had 3 years to go to get my BChE. I was given credit for creative writing but I still needed to take technical writing (the requirement for engineering majors), I got credit for my psychology courses but still needed to take two religion courses. I just graduated with a lot more than the required 144 credits for my program.
You can do it but you have to be careful. Not only must your classes transfer but they must also count towards your major. Getting an associates degree in english won't give you too many credits towards a BA in computer programming.
This is a 2 by 2. A specific agreement between community collges and 4 year institutions. You MUST take exactly the prescribed courses during the 2 years at the community college. You are not free to simply get an associates degree and expect that all credits will count towards the BA of your choice.
I got an associates in science before transferring to a four year university to get an engineering degree. There was a 2 by 2 but I didn't follow it. As a result, while they took all of my credits, I still had 3 years to go to get my BChE. I was given credit for creative writing but I still needed to take technical writing (the requirement for engineering majors), I got credit for my psychology courses but still needed to take two religion courses. I just graduated with a lot more than the required 144 credits for my program.
You can do it but you have to be careful. Not only must your classes transfer but they must also count towards your major. Getting an associates degree in english won't give you too many credits towards a BA in computer programming.
The 2008 NJPC statewide agreement puts the responsibilities of seamless transition on the institutions and not the students. The 4-year college MUST award AA/AS degree holders exactly half the required credits for the BA/BS degree.
Did you do this in NJ after 2008? Everything here is strictly for NJ.
The 2008 NJPC statewide agreement puts the responsibilities of seamless transition on the institutions and not the students. The 4-year college MUST award AA/AS degree holders exactly half the required credits for the BA/BS degree.
Did you do this in NJ after 2008? Everything here is strictly for NJ.
They are only going to do so if they are the right credits. For example, I couldn't get an associates in underwater basket weaving and apply the credits towards a bachelors in engineering. The two degrees have to match and the classes have to be the equivalent. I'm not sure who you'll go after if they're not in NJ (my guess is the community college) but you're still going to be stuck taking the right course to get the degree. They'd be watering down degrees big time if they just took credits without considering what they are for.
They are only going to do so if they are the right credits. For example, I couldn't get an associates in underwater basket weaving and apply the credits towards a bachelors in engineering. The two degrees have to match.
Yes. The degrees have to match. If you have a AA in basket weaving, you'd be all set to get a BA in basket weaving by only having to complete 4 semesters or whatever. That sounds like a reasonable requirement.
Yes. The degrees have to match. If you have a AA in basket weaving, you'd be all set to get a BA in basket weaving by only having to complete 4 semesters or whatever. That sounds like a reasonable requirement.
Except for the fact that many students get an associates in one major and a bachelors in another. I hold an associates in science with a major in math and a BChE. There's no such think as an AChE. Now, I could have taken the right courses and finished in 4 years but I wouldn't have been able to get an actual associates degree. I would have just had 68 credits to transfer.
It's all good though. Getting my associates degree did something for me that high school didn't. It prepared me to go on to a four year university. It may have taken me a year longer but it was a year well spent.
Hopefully you'll pull down a 6-figure salary for more than just a few years. Otherwise, college is pointless, financially.
I disagree. I don't WANT to 'pull it down' for longer than that. Hopefully by that time I will be well enough established to be able to become a consultant.... At that point ~$70K for 6 months work or less will be more than enough for my tastes.
There are things more important than money.
Quote:
Originally Posted by NJBest
There's NO way that I would have gotten the same experience by joining a 4-year college for the last two years.
You've mentioned this several times.
What did you get?
Quote:
Originally Posted by NJBest
Actually the small 4 year college I went to in NJ offers an experience unmatched by majority of other schools and does NOT accept transfers from community college or CLEP credit (It's a small private school, so the statewide transfer agreement doesn't apply).
Quote:
Originally Posted by NJBest
I wouldn't change a thing about the way I did things (or am doing things now for my MBA). To each their own... all I'm saying is that one should do what they want to do and not make decisions based on the price. Otherwise you're just a slave to money.
Following that advice... you WILL be a slave to money... as in... "The borrower is the slave to the lender"
Quote:
Originally Posted by NJBest
I don't understand why you bring up compound interest... but residual income takes a year or two to establish, yes... but like I said, that time is virtually 0 when you consider how long it gives you income.
There are too many variables to say that... I'll say what you outline is POSSIBLE, but not necessarily likely.
If you would like to provide supporting details, feel free.
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The two degrees have to match and the classes have to be the equivalent. I'm not sure who you'll go after if they're not in NJ (my guess is the community college) but you're still going to be stuck taking the right course to get the degree. They'd be watering down degrees big time if they just took credits without considering what they are for.
