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I have about $15k and pay about $200 a month. I am going to law school next year and I am anticipating taking out an additional $200k in loans! I am scared out of my mind about this.
I have about $15k and pay about $200 a month. I am going to law school next year and I am anticipating taking out an additional $200k in loans! I am scared out of my mind about this.
ugh, if I could turn back time (hehe cher) I wouldn't do it. But that is for my situation!
I have ~$33K from Bachelors and Masters. I don't remember what my monthly payment is "supposed" to be, but I just started paying $733.36/month so that it can be paid off in 5 years.
Last edited by mhen; 06-25-2009 at 01:26 PM..
Reason: grammatical error
I started out with ~$50k...I am down to ~$18k after having graduated 8 years ago. My minimum monthly is $210 but I have paid extra every month for the past several years. Still, it is slow going, and I wish I hadn't borrowed so much.
$0 between a B.S in Biological Sciences and a teaching certification program 3 years later. I worked my a$$ off!! Between the money my parents saved for my college, my 3 jobs, and my serious low cost living; I didn't end up owing a thing.
Here are my tips: take as many AP courses as possible in high school and pass the exams, don't fail ANYTHING,work like a slave the summer before college, have a part time job during school, and as many jobs as you can juggle each summer.
I have a question that I can't really find the answer to.
If I take out money and end up not using it.. then paying it right back, are there any penalties?
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