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Old 04-03-2012, 09:25 PM
 
Location: San Francisco, CA
180 posts, read 211,407 times
Reputation: 86

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I'm looking to get my 10 month old dog health insurance. Do you know any reputable companies?

Thanks!
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Old 04-04-2012, 12:42 AM
 
Location: so cal
1,110 posts, read 2,472,022 times
Reputation: 1043
We have had VPI for 6 years. No complaints except the rates go up a little as the pet gets older.
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Old 04-04-2012, 09:29 AM
 
110 posts, read 348,410 times
Reputation: 125
I DO NOT recommend Trupanion. I recently had to submit a claim and it has been very difficult to get it paid. They also raised my rates in the middle of the process. They are happy to collect premiums but from my experience, not customer friendly when you have a claim.
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Old 04-04-2012, 09:32 AM
 
3,749 posts, read 12,409,032 times
Reputation: 6986
Best recommendation I can make is a savings account at your local bank. Find out how much a pet insurance company would charge and put that amount in your savings every month.

Best part is that even if you don't need it for your pup, its still yours
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Old 04-04-2012, 11:18 AM
 
Location: West Virginia
13,931 posts, read 39,310,687 times
Reputation: 10257
Quote:
Originally Posted by Va-Cat View Post
Best recommendation I can make is a savings account at your local bank. Find out how much a pet insurance company would charge and put that amount in your savings every month.

Best part is that even if you don't need it for your pup, its still yours




The BEST Insurance for your pet is a Great Vet!
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Old 04-04-2012, 12:40 PM
 
Location: Alaska
5,356 posts, read 18,548,795 times
Reputation: 4071
Quote:
Originally Posted by Va-Cat View Post
Best recommendation I can make is a savings account at your local bank. Find out how much a pet insurance company would charge and put that amount in your savings every month.

Best part is that even if you don't need it for your pup, its still yours
I second this. We paid for insurance for two years, only using it in the first year. When the rates went up, I decided to just save the premiums and once we get over $2,000, we'll re-direct the savings. If we need to use the pet savings, we'll go back to saving for it again. I'm figuring that amount will put a pretty good dent in any emergency care bill.

Two insurance companies I know of are VPI and PetFirst Healthcare.
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Old 04-05-2012, 12:35 PM
 
Location: San Francisco, CA
180 posts, read 211,407 times
Reputation: 86
Thanks for the answers! I've already spent $800 this year in vet fees. I got a quote for compressive coverage + preventive car from VPI. It came out to $48/month with a $100 annual deductible. I'll probably go this route considering vet fees are now almost like visiting a human doctor. The average vet in the Bay Area charges $50 - $60 just to talk to the vet.
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Old 04-05-2012, 03:10 PM
 
Location: West Virginia
13,931 posts, read 39,310,687 times
Reputation: 10257
What happened to run the costs up? Health & Accident are 2 differernt policies.
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Old 04-05-2012, 03:13 PM
 
Location: Alaska
5,356 posts, read 18,548,795 times
Reputation: 4071
Check the policy for pre-existing conditions restrictions. It won't do you any good if the normal things you bring your dog in for are excluded because they are pre-existing.
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Old 04-06-2012, 12:54 AM
 
18,735 posts, read 33,406,561 times
Reputation: 37318
Don't policies end when the dog is six?
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