Donald Trump's Healthcare Plan just released! (financial, constitutional, world, worker)
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Okay sorry, ring, but I just have to call BS on this. Healthcare is NOT any more affordable here in Texas than anywhere else. What would you expect to pay here if you needed to pay, oh for the sake of argument let's just say; a triple bypass surgery? You honestly think it's "affordable" here in Texas? You could pay for something like that out of your own pocket? You must be incredibly wealthy to pull that off. The rest of us...not so much.
The comment I was replying to had to do with utility costs, and the fact that the free market was working in that case.
Right now, you are correct - the cost of healthcare is through the roof. Why? Because the government has a hand in every little part of it, from regulation, to reimbursement, to insurance.
Many years ago, there was a poster on these boards that used to brag about his "low cost insurance." I can't remember what he had but I think it may have been catastrophic insurance only or something like that. He also used to talk about how he took care of small problems himself and I think he had used insurance once for something or another but he thought insurance was a big rip off and that everyone should look out for themselves. Government should provide nothing. Let's say that he had a "Libertarian view" on most matters.
Anyway, to make a long story short, somewhere along the way someone posted on the board that he had died. He was young, maybe in his 40's?, and it was pretty shocking that he had died. I seem to remember that he died of pneumonia.
I don't know what actually happened but judging by his posts on the board, I imagine he got sick and decided to wait to see a doctor since he didn't want to spend the money. By the time he went to a doctor, it was probably too late.
Does anyone else remember this poster? I can't remember his name and it was a long time ago.
That's the problem with high deductible plan to. I had one time purchase a health plan with HSA, I didn't dare using it. I switched immediately to one that didn't have high deductible.
Under Obamacare, a lot of people pay more for health plan with high deductible, similar plan that they had before, except with higher premium and higher deductible.
The comment I was replying to had to do with utility costs, and the fact that the free market was working in that case.
Right now, you are correct - the cost of healthcare is through the roof. Why? Because the government has a hand in every little part of it, from regulation, to reimbursement, to insurance.
Funny that you use utility costs to make your point. The state of Texas is a deregulated market except for one area...Austin, the state capitol. Deregulation is good for the common folk but not for the people who run the state government. Wonder why that is? Also people in Austin, on average, pay less than those living in deregulated areas. Its really not as simple as it sounds though. Basically all they've done is put a private middleman between you and the electricity provider. Here's a good article that will put it in perspective.
I do agree 100% with pricing transparency with doctors and hospitals.
It's absurd that no one can give you even a ballpark figure on how much a procedure would cost. "It depends on so many things. . . . ."
And getting charged $10 for a band aid and $15 for one aspirin. . . .
If we can intelligently shop around (in non-emergent cases, of course), then the competition should drive the price down in theory.
Go Trump 2024!!!!
Mick
My former employer provided this information to employees when it switched to a total HSA program. Through a partner/vendor, an employee who was facing an MRI could use the database to find the best price and decide whether or not to go to another provider and get a better price.
I think that should become the standard. Right now, people don't care what tests or treatments are suggested because they deal only with the co-pay. If people had a more vested interest in their care and the cost of their care, there would definitely be a downturn in health care costs.
Did you notice the article is misleading in that it shows the numbers of INDIVIDUALS purchasing policies has dropped significantly from 2009 onwards? Employer purchased policies do not equate to private "individual" purchased insurance in any way shape or form.
The across state lines feature is nonsense. Insurance companies already operate across state lines. Anyone who thinks Blue Cross of NY is a different company than Blue Cross of NJ or Blue Cross of Ohio, is fooling themselves.
The deducting the premium helps people with higher incomes because their tax-rates are higher.
There is no provision for pre-existing conditions because that coverage requires the individual mandate -- which prevents people from only buying insurance when they get sick.
There is no provision for subsidizing those who earn too much to be eligible for Medicaid, which means that someone earning $50,000 a year would have to pay 30% of their income on health insurance.
In essence, this plan is worse, by far, than Obamacare.
Blue Cross and Blue Shield are trademarks that Insurance Companies can license those names for their own companies. I know, I worked for such an Insurance company and was responsible for Trademark compliance. Companies using those trademarked names are not connected and cannot be under current laws.
Healthcare is a right. Do we want to spend the cost of the insured. Single payer tax system is the way to go.
Really? Healthcare is a right? Like nutrition is a right and shelter is a right? IF that is the case, where is the individual mandate for housing and groceries?
Ask Sweden how great their single payer system is. If it was so great, why is the private health insurance market expanding there?
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