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Location: In a little house on the prairie - literally
10,202 posts, read 7,934,547 times
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Quote:
Originally Posted by ram2
The poor will get it free, so the middle class will end up paying the bill.
In my province in Canada, nobody pays, except through taxes. Once one combines the average tax rate and healthcare premium, deductible and co-pay, in most states (not Florida where there is no state income tax) it ends up being cheaper in Canada.
33% cheaper as a percentage of GDP. With better outcomes.
The poor will get it free, so the middle class will end up paying the bill.
The middle class already pays the bill in the form of now-mandatory-post-ACA healthcare premiums which are only rising for many. Often thousands of dollars a year. As the poster above mentions, it is highly unlikely that a universal system would eclipse this in terms of dollars per year expended, even with an income tax increase. Part of these high costs account for shifting the inherent 'risk' in any insurance-based system that some people using the system will default on their medical bills or receive more in net benefits than they pay out in premiums/deductibles/co-pays. If someone doesn't pay the costs just get passed to the other policy holders.
Also, eliminating high deductibles and co-pays should be considered a net gain as well when calculating the relative costs.
Location: New Albany, Indiana (Greater Louisville)
11,974 posts, read 25,497,727 times
Reputation: 12187
Quote:
Originally Posted by ram2
The poor will get it free, so the middle class will end up paying the bill.
The same thing happens in private workplace healthcare. Everyone gets the same insurance and co pay but a few workers are far more productive while other people do the bare minimum to avoid getting fired. Ditto with sick / vacation time.
Our current system is a dysfunctional mess. Many have no coverage and even folks that have coverage routinely shell out $
in out of pocket payments. We have to eliminate the profit motives in healthcare, as a start. UH is way overdue in our great country, we need to implement it for everyone NOW.
In my province in Canada, nobody pays, except through taxes. Once one combines the average tax rate and healthcare premium, deductible and co-pay, in most states (not Florida where there is no state income tax) it ends up being cheaper in Canada.
33% cheaper as a percentage of GDP. With better outcomes.
Canadians live longer.
So smug. Trade southern borders with the U.S. and watch those costs climb and lifespans diminish, amigo.
Location: In a little house on the prairie - literally
10,202 posts, read 7,934,547 times
Reputation: 4561
Quote:
Originally Posted by Yeledaf
So smug. Trade southern borders with the U.S. and watch those costs climb and lifespans diminish, amigo.
Ah, yes, those Mexicans.
Wonder whose jobs they are taking? There appear to be many living in inner cities who won't do the work that Mexicans do. Oh well, must be coincidence.
Wonder whose jobs they are taking? There appear to be many living in inner cities who won't do the work that Mexicans do. Oh well, must be coincidence.
The topic is healthcare costs. Comparing ethnically homogeneous, sparsely-populated Canada to the US and our huge, diverse population is an exercise in incongruity.
Location: In a little house on the prairie - literally
10,202 posts, read 7,934,547 times
Reputation: 4561
Quote:
Originally Posted by Yeledaf
The topic is healthcare costs. Comparing ethnically homogeneous, sparsely-populated Canada to the US and our huge, diverse population is an exercise in incongruity.
Canada ethnically homogeneous? You haven't been in Toronto or Vancouver or any of the other major cities, have you?
But let's not go by perceptions. Let's look at some research. By a group everyone agrees has credibility, Pew Research. In this map, darker green is more diverse. Even Mexico is more diverse than USA, and Canada much more.
And the 33 page study with details, statistics and indepth charts are here:
Mandatory health insurance is such a great idea that life insurance should also be required by law, of course also based on income and resulting in a fine if it is not obtained.
Because insurance is so important and necessary.
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