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This thread may be about fixed income assets, but it is not about fixed income investing, which is what this forum is about. What you’re preaching amounts to nothing more than market timing. You can color it with charts, but that is the bottom line.
Location: Was Midvalley Oregon; Now Eastside Seattle area
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Last 24 months, holding too much cash. Gradually moving to CD's in a laddering-timing plan. Did complete a 1035 transfer from VA to 3yr MYGA that if the sending annuity company (Brighthouse) had waited another 2 weeks, that transfer would've added 5% to the transferred balance. I imagine Brighthouse was please to get rid of this GWLB.
We are not in a hurry. Our wealth isn't so high that foregoing the CD advantage over cash is going to affect our living standard. A big stock increase won't "much" affect us either.
I haven't a clue on how to solve the National Debt. No idea how other countries are going to solve their debt problem.
YMMV
Fixed Income Investments are the way to go right now. Forget about the stocks, it as illusion for you, if you like illusions.
Being up by 25% is a meaningless dribble, unless you lock in those gains, they are a big nothing burger.
Frre up cash also, to buy the blood , when it comes.
War is an inflationary thing.
The Stock market doesn't exist to make anyone money, it is a wealth transfer mechanism.
I worked for Bears and Stearns, in the 80's. It was the first Job I had to take a Lie detector test for. I lied about everything during the test, and still passed. Maybe they wanted us Liars working there. At the end of the test, I asked the operator, how did I do? He said, I was just like the rest of them. What ever that meant.
I was also a stock trader for 20 years.
Protect your money, don't let them steal from you.
LOL, what is "Bears and Stearns"? You mean Bear Stearns?
Your advice is dangerous. Fixed income has a place in every investment yes, but it varies by one's risk tolerance and investment horizon. There is no "one system fits all". Fortunately for those reading it's hard to take your thread seriously with all your strange jargon. I mean "buy the blood", "war is an inflationary thing"...no one talks like that in investment circles. Likewise, no one cares about your stock trader career, if indeed you are even honest about it (which I doubt since like someone said you would have had to start your career when you were 15). Stock brokers are salesman, not much different and no more knowledgeable than used car salesmen.
LOL, what is "Bears and Stearns"? You mean Bear Stearns?
Your advice is dangerous. Fixed income has a place in every investment yes, but it varies by one's risk tolerance and investment horizon. There is no "one system fits all". Fortunately for those reading it's hard to take your thread seriously with all your strange jargon. I mean "buy the blood", "war is an inflationary thing"...no one talks like that in investment circles. Likewise, no one cares about your stock trader career, if indeed you are even honest about it (which I doubt since like someone said you would have had to start your career when you were 15). Stock brokers are salesman, not much different and no more knowledgeable than used car salesmen.
I think that everyone mistook the OP.
He/she didn't work for Bear Stearns, but rather Bears and Stearns. Come on, Grizzly and Black bears also need investment advice, but I don't know about the Stearns family.
BTW, I have moved new money into those 5.3% CDs, which increases my fixed income assets, but without selling my stock assets. Got to stay diversified in this crazy country. Half the country are bonkers crazy, and the other half have to protect themselves against the actions of the crazy half.
He/she didn't work for Bear Stearns, but rather Bears and Stearns. Come one, Grizzly and Black bears also need investment advice, but I don't know about the Stearns family.
BTW, I have moved new money into those 5.3% CDs, which increases my fixed income assets, but without selling my stock assets. Got to stay diversified in this crazy country. Half the country are bonkers crazy, and the other half have to protect themselves against the actions of the crazy half.
Maybe he worked at a zoo when he was 15, thus starting his illustrious career advising bears and sterns (water birds) and other animals; if you call cleaning out poop from pens "advising".
Yes at my age and investment horizon I am heavily invested in fixed income assets myself, mostly treasuries and some CDs and high yield savings accounts. Probably about 70%. For someone young with an investment horizon of 3 or 4 decades I would never recommend the majority in it. People think fixed investments have no risk. That is not true. Their is inflationary risk (and to a lesser degree liquidity risk, call risk, default risk, etc). You can mitigate it with laddering but not totally eliminate it.
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