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I will read it in a couple of weeks... Thanks. I'm following Mathjak (however difficult it is with all the added money). Let's just top it of at $200k and leave it there a year.
nor most of what gets posted , but that doesn’t stop the arguing shooting from the hip with opinions that are unfounded , i guess.
it’s hard to have valid opinions on things when one doesn’t actually do research from credible sources to learn before arguing or drawing opinions on something
Last edited by mathjak107; 04-17-2024 at 03:10 AM..
nor most of what gets posted , but that doesn’t stop the arguing shooting from the hip with opinions that are unfounded , i guess.
it’s hard to have valid opinions on things when one doesn’t actually do research from credible sources to learn before arguing or drawing opinions on something
Whatever MathJak. You have your money. Why complain about me not reading random articles on the internet? You should be so satisfied with your life nothing else should matter (like Mogul). Do you think he gives a rat's arse if people do not agree with him? No. Because he's a secure person. Apparently all the money in the world would not make you secure. Maybe there's more to life than money?
my only gripe is you arguing with me over and over , yet never actually learning the facts instead of your opinions. it has nothing to do with how much money one has or how secure they are . it’s all about just arguing to argue yet never taking the time to learn why your arguments are just arguing to argue..
i mean some of the things you argue are just blatantly false or worse the things you come up with that i supposedly said as you misquote me are off the wall
case in point , it’s not a 30 year period . it’s many 30 year rolling periods .firecalc and the updated trinity are 123 rolling 30 year periods.
as well as the updated trinity and firecalc and just about any good retirement calculator can work with anytime frame not just 30 years .
as well as in the original trinity study The authors backtested a number of stock/bond mixes and withdrawal rates against market data compiled by Ibbotson Associates covering the period from 1925 to 1995. They examined payout periods from 15 to 30 years, and withdrawals that stayed level or increased with inflation so , your 30 year rule comment is wrong as well .
perfect example of most people do not change their opinions here based on facts because their opinions aren’t formed by facts
they use their opinions to form their facts .
Quote:
Originally Posted by Wile E. Coyote
The 4% rule was back tested in 1994 from 1926 forward and is a 30 year retirement.
It's a 30 year old rule. Much like Firecalc you do not get to see the underlying data and just have to take their word for it.
I think it's better to look at your own portfolio and decide how much to withdraw.
The guy in the video was making some valid points.
Last edited by mathjak107; 04-17-2024 at 03:55 AM..
Why are your trying to start a fight? I am not going to engage in a back and forth with you. We get in trouble for that over and over. Plus, I'm not married so I don't get paid to fight with you.
not at all , just commenting on the fact you don’t read most links , yet continue to argue to argue with me . if you did your opinions would be based on fact and not mis stated like above
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