Fannie Mae and Freddie Mac

[renriq02]

i'm not sure why it matters that your loan gets sold to another lender...

I have never had to call my lender, and it has been sold a few times already. I just simply send the payment, and it's that's it.

We will not be able to determine if you can lower your rate w/out knowing the following: credit score, loan amount, appraised value, county/state, etc

Originally Posted by RTTNFAM

OH this just sucks! I did my refi through Quicken and about a month after signing my mortgage was sold to IndyMac, and it has been smooth sailing since...and now I am going to have to deal with yet another mortgage company?? I would love to get a lower rate, but with this market is that possible? I would also like to be with a company that is not going to sell my account everytime I turn around. Does anyone have any suggestions and good reliable companies, or are there any left?

[RTTNFAM]

Originally Posted by renriq02

i'm not sure why it matters that your loan gets sold to another lender...

I have never had to call my lender, and it has been sold a few times already. I just simply send the payment, and it's that's it.

We will not be able to determine if you can lower your rate w/out knowing the following: credit score, loan amount, appraised value, county/state, etc

I have another thread on here that talks about our situation as far as credit score... it is under "possible mortgage issues" We are currently trying to sell, so a refi would maybe just get in the way of that.

I have a problem with my mortgage getting sold every time I turn around I guess because i come from the old school where you get a lender and you stick with them and them with you. We didn't use our local lender on this refi because they do not do any terms over 10 years.