Low log number delusion lol

[someoneinqueens]

Based on the marketing handbook page 61 the Marketing Agent may reject for:
- Bankruptcy
- Delinquencies, Collections, Money Judgments, and Liens (more than $5K in total)

Originally Posted by singh1551

So just as a back story, I worked on a lottery when I was in University. We were made to put clients who had bankruptcies in their credit file or anything derogatory to the back of the pile. This was at a time when it was all paper.

[singh1551]

Umm no. These people had great credit and rents payment history and their Bankruptcies were 6 years+ out.

[alinefx]

Originally Posted by someoneinqueens

Based on the marketing handbook page 61 the Marketing Agent may reject for:
- Bankruptcy
- Delinquencies, Collections, Money Judgments, and Liens (more than $5K in total)

What about now? Does the 12-month rent payment history make up for that, since a credit check isnt done if you can provide 100% rental payment history for 12 months?

[someoneinqueens]

I don't know the exact answer to this (bankruptcy etc) but if you opt-in for your 12-month rent payment history submission, they won't check your credit. Well, at least this is based on my experience because I opted-in for the 12-mo rent payment history & I don't think the agent pulled out my credit check.

Originally Posted by alinefx

What about now? Does the 12-month rent payment history make up for that, since a credit check isnt done if you can provide 100% rental payment history for 12 months?