Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Hello, I recently submitted my documents to a nice building in Manhattan. All my financials are good except for my debt that I currently have that is delinquent. The debt don't exceed 5k but my credit score decreased to like mid 500s. I am worried I might not get a call from the marketing agent or HPD with my low credit score. I also have a low log number in the double digits.
You have the choice of submitting twelve months of consecutive on time rents payment instead of agreeing to credit check if you get to that point in the process .
You have the choice of submitting twelve months of consecutive on time rents payment instead of agreeing to credit check if you get to that point in the process .
Good Luck !
Unfortunately, my name is not on the apartment I currently reside in so I can't sent them the rent statements even if I wanted to. It's under my father's name so I have to sent them an notarized letter of residence.
Unfortunately, my name is not on the apartment I currently reside in so I can't sent them the rent statements even if I wanted to. It's under my father's name so I have to sent them an notarized letter of residence.
Do you pay your dad any rent or help with it. If you do and your bank statements support that then you can have your dad write you a notarized letter saying you live with him and you pay him x per month etc.
That would be far better than doing the credit review
If you contribute to the household have your father write you rent receipts and / or list in the notarized letter past twelve individual months of on time rent payments.
Hopefully your bank statements reflect the monthly amount paid to your father as further proof you paid X amount of dollars in rent . And the marketing agent and HPD accepts that in lieu of credit check. If that makes sense.
Do you pay your dad any rent or help with it. If you do and your bank statements support that then you can have your dad write you a notarized letter saying you live with him and you pay him x per month etc.
That would be far better than doing the credit review
Yes, I sent them the notarized affidavit of residency from my dad and the latest rent statement. I also help pay the rent a bit too. It shows on my bank statements
If you contribute to the household have your father write you rent receipts and / or list in the notarized letter past twelve individual months of on time rent payments.
Hopefully your bank statements reflect the monthly amount paid to your father as further proof you paid X amount of dollars in rent . And the marketing agent and HPD accepts that in lieu of credit check. If that makes sense.
The rent is actually paid to the housing landlord. In this case it's NYCHA. My father's name is on the lease so the rent that I help out to pay is pay to NYCHA. It shows on my bank account statements
Since you are paying NYCHA and your bank statements reflect that then that should be acceptable , you will have to explain that to the market agent if you get that far in the process .
Since you are paying NYCHA and your bank statements reflect that then that should be acceptable , you will have to explain that to the market agent if you get that far in the process .
Let's hope they respond. Last time I sent them an message regarding a question they never replied back to my email.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
