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Thanks for your responses. I will look into medicaid, but I own a house, it has been paid off. Will that affect my eligibility for medicaid? Also does medicaid have to be paid back at some point?
No it won't, the new rules go by MAGI (modified adjusted gross income) without an asset test. Some states do require you to sign paperwork that they can go after your estate to recover medicaid money's spent on your behalf but I have no idea if that applies in New York.
No it won't, the new rules go by MAGI (modified adjusted gross income) without an asset test. Some states do require you to sign paperwork that they can go after your estate to recover medicaid money's spent on your behalf but I have no idea if that applies in New York.
I'm aware.
I was responding the poster who said that things like such would never happen. They routinely do.
The expectation on government caretaking here is an anomaly to most of the United States.
It's already like that in 19 or so states. If you have no dependents- you are not eligible for medicaid, no matter how little your income is.
I know, it was like that in NJ until recently.
So crazy. If you have children and are low-income you somehow "deserve" health insurance.
But if you're a childless low income adult, you are out of luck. How obnoxious is that?
So crazy. If you have children and are low-income you somehow "deserve" health insurance.
But if you're a childless low income adult, you are out of luck. How obnoxious is that?
Whole thing is insane. I have a friend with this dilemma right now. Its really disturbing how sick or injured people dont get help due to this. It sucks and none if it is good or right. I know it will never change but its sad how we are ruled by green pieces of paper.
The key to whether owning your house will affect your Medicaid or SSI eligibility is whether you live in the house. Both Medicaid medical coverage and Supplemental Security Insurance -- SSI eligibility depend on having very low income and assets. But if you live in a house you own, the house will NOT count as an asset when Medicaid and SSI decide on your eligibility. So, owning the house will not affect either your eligibility for Medicaid or SSI, or the amount of your benefits, as long as you live in it.
So, OP, enjoy owning the house.
Quote:
Good. New Yorkers have such a nasty opinion on places like Alabama, Florida, Texas, Utah, The Carolinas- yet have no problem taking their federal tax dollars to support the Medicaid Expansion that those states don't receive.
CorrectionL: that those deplorable states have TURNED DOWN.
Whole thing is insane. I have a friend with this dilemma right now. Its really disturbing how sick or injured people dont get help due to this. It sucks and none if it is good or right. I know it will never change but its sad how we are ruled by green pieces of paper.
Medical services cost money, Doctors require a lot of training and decent incomes to have them choose this career. Pharmaceutical developers, the same.
The amount of medical providers we have is a fixed amount. It's sad to think that healthcare isn't available to everyone, but a system that offered such would be quite costly, or require a reduction in salary (and interest in the field) to medical professionals.
I'm sure we could adapt a better system than exists now- but medical care costs money.
The expectation in the US is that you work from (at least) 26 to 65.
I had to pay my own COBRA when I was 21+ because you weren't eligible back then to keep family insurance.
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