Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
If your employer drops your coverage, he or she is not speaking to their accountant. It could be one of the best jobs bill to happen as tax savings could be large
I agree with you but then again we have the people who don't want to buy insurance because they "never get sick". Just like the ones who don't carry liability insurance because they are "good drivers" , because it never floods where they live", because "what do I need homeowners insurance for"?
I'm just glad that there are enough smart people that realize that if the majority is willing to pay a fair share for insurance then they won't get stuck paying huge medical bills like the uninsured will because they needed the money for more important things.
Kind of different. If you don't buy flood, liability, or homeowners insurance, and an event occurs, you are screwed. But that is a given. You made your bed, so you are going lay in it.
But it is completely different when it comes to getting sick. If you think you are a person who "never gets sock", well crap happens. For example, the number one reason why young athletes drop dead is Hypertrophic cardiomyopathy. But guess what happens if you get chest pain and go to the ED? They HAVE to help, due to the Emergency Medical Treatment and Active Labor Act. It requires hospitals to provide care to anyone needing emergency healthcare treatment regardless of citizenship, legal status or ability to pay.
So now you have this young person, who didn't pay into the system, but received benefits.
Kind of different. If you don't buy flood, liability, or homeowners insurance, and an event occurs, you are screwed. But that is a given. You made your bed, so you are going lay in it.
But it is completely different when it comes to getting sick. If you think you are a person who "never gets sock", well crap happens. For example, the number one reason why young athletes drop dead is Hypertrophic cardiomyopathy. But guess what happens if you get chest pain and go to the ED? They HAVE to help, due to the Emergency Medical Treatment and Active Labor Act. It requires hospitals to provide care to anyone needing emergency healthcare treatment regardless of citizenship, legal status or ability to pay.
So now you have this young person, who didn't pay into the system, but received benefits.
Those examples are NOT comparable.
The point is those of us who choose to pay for Health Ins. have to also pay for the deadbeats that won't pay. I don't have to contribute to the deadbeats who don't insure their property.
You're paying every penny of everything whether you see the money or not.
Me? I'd rather see the money and make my own choices.
Then how is it when I changed jobs, my Cobra premium was double what I had been paying while employed? The employer covers some of the cost, sometimes as much as 40%.
Quote:
If your employer drops your coverage, he or she is not speaking to their accountant. It could be one of the best jobs bill to happen as tax savings could be large
If a business had a choice of paying $8,000 per year per employee or $795 per employee which would they choose? Also, businesses will be taxed if they offer certain types of comprehensive insurance plans, the so-called "cadillac plans".
Quote:
The point is those of us who choose to pay for Health Ins. have to also pay for the deadbeats that won't pay.
We pay higher MEDICAL costs because of deadbeats that can't or won't pay. There are two issues, the ability to pay for medical services, and the ability to afford insurance. Insurance reduces the cost of medical services (for the most part) because insurance companies can use their power to negotiate prices.
However, if someone wants to go through life paying cash for medical services by all means do so. The problem is if they encounter a catastrophic issue such as cancer or a heart attack they may not have the financial resources to pay for those services, the hospital eats the cost, and prices go up for everyone. The ACA does nothing to address this. You can't force people to change their behavior even with the penalty provisions in the ACA.
We need a public health care option. It is despicable that any citizen of this country would not have basic health care.
Everyone in this country has basic health care by merely showing up at any clinic or hospital. The issue is paying for those health services. If you believe every citizen should have health care provided by someone else then by all means start up your own health business to provide such services for free, or head down to the closest hospital ER and start writing checks.
I don't think anyone will disagree with this concept.
Quote:
It is despicable that any citizen of this country would not have basic health care.
If that were the limit of it then we wouldn't have a problem. But "basic health care" is not the limit
of the expectation... let alone the limit of what the providers will want to be paid for.
What is presented as "basic health care" in the US is a VERY expensive proposition.
Actual basic care doesn't (or shouldn't) require insurance for **anyone** to afford it.
Last edited by MrRational; 08-31-2012 at 06:40 AM..
Considering the double-digit unemployment rate I guess I'm not suprise to hear this. Many people I know don't have any healthcare coverage and haven't for a long time. I know when I was laid-off a year ago I felt strange not having any coverage for the first time in my adult life. There was no policy available to me that wasn't going to cost me at least 50% of my total monthly income. When you have to make a choice between paying your rent/mortgage, utilities, food, transportation, etc. or paying for your healthcare coverage, something's not right.
I'd be curious to know, in other states that are also experiencing double-digit unemployment rates, and yet have a smaller percentage of citizens who are un-insured, what's different?
Everyone in this country has basic health care by merely showing up at any clinic or hospital. The issue is paying for those health services. If you believe every citizen should have health care provided by someone else then by all means start up your own health business to provide such services for free, or head down to the closest hospital ER and start writing checks.
If having people show up as health issues manifest at the emergency room is an efficient manner to provide public health, then you really might be a Republican. Many, many uninsured people are not eligible for the clinic, and hospitals don't provide preventative screening, monitoring, and checkups to the uninsured/people who can't pay. As for how to advance my health care agenda, the best way I can see it come to fruition is to vote for, donate, volunteer, and speak out for politicians who agree with me on this issue, which I have done and will continue to do so. In fact, there has already been a great deal of success in the last four years toward my ultimate goal!
If having people show up as health issues manifest at the emergency room is an efficient manner to provide public health, then you really might be a Republican. Many, many uninsured people are not eligible for the clinic, and hospitals don't provide preventative screening, monitoring, and checkups to the uninsured/people who can't pay. As for how to advance my health care agenda, the best way I can see it come to fruition is to vote for, donate, volunteer, and speak out for politicians who agree with me on this issue, which I have done and will continue to do so. In fact, there has already been a great deal of success in the last four years toward my ultimate goal!
Showing up to a doctor's office as well then, but I think you get my point. You can pay for preventative screening in cash as well. If your ultimate goal is to cause me and my children to lose our existing coverage so we can pay twice as much in the future as well as causing health care providers to shut down due to increasing taxes, administrative and compliance costs congratulations, you are well on your way. I will choose the method in which I provide health coverage for my family, you have no say in it whatsoever.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
