Effect of Obamacare on North Carolinians Specifically (2013, health insurance)

[cchampagne232000]

My families rates are doubling and going to cost us an extra 6+ grand a year. My wife and I both have student loans, we have 2 kids in daycare, and a mortgage. We currently have insurance but will not be able to afford it next year (and do not qualify for a subsidy). Looks like we are going to insure the children and eat the 1%. Hopefully something changes with the marketplace or our circumstance that will make it affordable for us in 2015. I simply do not have another 6 grand to pay.

[RedZin]

Originally Posted by netbrad

It is hardly an opinion that my rates would triple in an exchange after being repeatedly told my costs would go down. Shouldn't I be upset by that? Wouldn't you be upset if you had been lied to? What is even more upsetting is the predictions about this very situation were scoffed at by ACA supporters. And now here we are, and all the lofty promises are crumbling and yet people are too blinded by the promise of "free" healthcare to see it.

That reads like rhetoric.

I never saw anything that stated that everyone would pay lower premiums across the board in the first year of this program.

I don't need free healthcare. I have employer-sponsored healthcare and my company won't be ending that offering, because it is self-insured to save money. Bigger companies come out better that way all around.

[RedZin]

Originally Posted by cchampagne232000

My families rates are doubling and going to cost us an extra 6+ grand a year. My wife and I both have student loans, we have 2 kids in daycare, and a mortgage. We currently have insurance but will not be able to afford it next year (and do not qualify for a subsidy). Looks like we are going to insure the children and eat the 1%. Hopefully something changes with the marketplace or our circumstance that will make it affordable for us in 2015. I simply do not have another 6 grand to pay.

What were you paying before?

That's a huge increase. I have seen similarly large amounts mentioned by other people in your situation and I wonder if there won't have to be a marketplace correction to ease these types of increases. I sure hope that there is.

I support this initiative to make sure that everyone has healthcare, but it does need to actually be, you know... affordable.

Not free, just affordable.

[MrBojangles]

Originally Posted by Carlos_Danger

I remember when Congress was negotiating Obamacare. All of the proposals to get costs under control were left out due to lobbying.

Buy prescriptions from Canada? No. Must protect big Pharma.
More Doctors? No,must protect their incomes by limiting supply.
Sell medical insurance across state lines? No.
End laws to limit hospital beds and the number of nurses? No.

The list goes on. So we're left with subsidies. Higher premiums. Throwing more $$ at the problem.

That's what happens when you churn out sausage. Obamacare in its current form isn't what Obama originally wanted. But it is a step in the right direction.

[GCharlotte]

Originally Posted by netbrad

I won't ever get Social Security because the fund will be bankrupt by 2030. So can I have my money back now please?

Yes, but only after re-opening this thread in 2030.

[GCharlotte]

Originally Posted by Shooting Stars

No analysis on how senior citizens would fare.

Define "senior citizen". 50? 40? 30?

[GCharlotte]

Originally Posted by arbyunc

If we had a state exchange, those numbers would look very different.


Thanks McCrory!

Thanks for bringing politics in to it with no substance. Why does it matter on the numbers based upon who administers it?

Good to know the governor has that much power.

[topchief1]

Originally Posted by GCharlotte

Thanks for bringing politics in to it with no substance. Why does it matter on the numbers based upon who administers it?

Good to know the governor has that much power.

....if the state government refuses to allow for additional features designed to bring the cost down for the residents they supposedly represent, then it IS their fault. Am I the only one who sees that as an obvious statement?

[netbrad]

Originally Posted by meh_whatever

I never saw anything that stated that everyone would pay lower premiums across the board in the first year of this program.

It was stated numerous times by Obama and his staff that insurance costs would be reduced by $2500 per year. That was a major talking point throughout both of his campaigns. This is clearly not the case.

http://www.youtube.com/watch?v=_o65vMUk5so

Originally Posted by meh_whatever

I don't need free healthcare. I have employer-sponsored healthcare and my company won't be ending that offering, because it is self-insured to save money. Bigger companies come out better that way all around.

Until the plan your employer subscribes to is no longer available, or until it becomes more cost effective for your company to stop offering insurance and force you onto an exchange, or cut your hours, or reduce staff. The ACA is making it too expensive for many businesses to offer insurance . 2015 is going to be an interesting year.

[netbrad]

Originally Posted by GCharlotte

Yes, but only after re-opening this thread in 2030.

Nicely done.