Snow Bird to Florida (North East: insurance, inspections, live)

[mdevaney1]

I have a vehicle registered and inspected in North East Pa. I recently acquired property in West Palm Beach and I am considering bringing a vehicle to leave there when I visit during winter months. The insurance is exorbitant in this area of Florida even if one only wants basic minimum coverage. In the State of Fla. annual vehicle inspections are not required. Can I bring a car down there keeping Pa registration and insurance? Will allowing Pa inspection to expire jeopardize registration of vehicle in Pa? I know I can simply remove vehicle inspection sticker from car when it expires. I want to do everything legal of course and the amount of driving down there will just be local short trips.

[PAhippo]

Partly depends on FL laws. There may be a time limit for having a nonFL registered vehicle there. PA has such a law: I believe its' 90 days? Not sure but you'd have to check with FL DOT or whatever dept handles such things as to how long you can use a vehicle not registered in FL.




As for a noninspected vehicle being registered in PA, not sure how that would work. As I understand it you won't be bringing the vehicle back to PA?



The thing is: if it's the insurance that's the problem, the insurance company is going to charge you rates for wherever the vehicle is. And, yea, you could just keep it in FL and not tell them but if you ever get in an accident, your coverage could be invalidated completely and then where will you savings be?

[DavidWebb]

When I moved back to NJ in 2000 from PA I kept my car insured in PA for the entire 7 years I lived in NJ....never had any problems with law nor anything else....however for you I understand it may be a problem come inspection time since you can't just drive up just for that unless your willing to....