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How come people think its fair to ask the middle class to cut cut cut when the poor get free cell phones?
Why are we constantly asked to sacrifice when the poor and rich aren't?
Anyways,you guys are looking at if a place is high cost of living or not.
I make 100,000,BUT,I live in Nj. The Feds don't understand that,and they make me sick
Nj poverty is different than Ohio poverty. It costs $1200 to rent a one bedroom in a decent area where there isn't any crime. Sure,I can pay 800,but I don't want to get shot.
60,000 in Nyc qualifies you for some type of welfare for a family of 4.
Lots of people who replied said they get CHIP,Medicaid,and food stamps.
Health benefits cost me $500 a month,and food 800. I'm not even counting co pays.
Its a family of 5. If I wasn't working 2 full time jobs,I gross 3600 a month.
That's means id really make 2300 after those important expenses are counted.
my sister said that she is having trouble paying the bills and she makes 60,000 a year so shes middle class i was wondering about the lower class of like 20 or 30,000 a year how can they afford everything?(mortgage,tv,phone, internet,car bill,gas,insurance,clothes,food,electirc or gas heating air condtion,dental bills, etc.)?
Ah some of thoose expenses are one time like TV(not that expensive, could get one as a gift or from friend/family that wants to get rid of an extra).
Mortgage ah all the poor people I know rent.
Car, the poor people I know use public transit mostly. It is much cheaper than owning a car. Thoose that don't drive older cars(like over 8 years old) .
Health Insurance Medicaid can cover children, mothers, elderly...it is just the men and the women over child bearing age or with no childern that are SOL. Medicare helps the elderly a lot or families that car for elderly(i.e. Grandparnts medical bills don't break drain the family).
at $60,000 a year unless she has a lot of children she is doing something wrong. The biggest problem are thoose fixed expenses like the Mortgage and the Car. The two income trap by Elizabeth Warren is intresting in that it follows the strugling middle class not the poor.
There are some programs that help elderly with heating expenses.
Medical care, it is getting so nobody can afford that, but if your income is low enough you or your children may get it at reduced cost. Transportation is a surprisingly large cost category. But if your needs are less you may be able to find a job closer, reducing those greatly. To earn $60000 you may have to travel far.
Health Insurance Medicaid can cover children, mothers, elderly...it is just the men and the women over child bearing age or with no childern that are SOL. Medicare helps the elderly a lot or families that car for elderly(i.e. Grandparnts medical bills don't break drain the family).
Medicaid covers pregnant poor women during the pregnancy and for a couple months after the baby is born. You'd basically have to get pregnant every year if you wanted continuous Medicaid coverage. Just being a mother and being young enough to bear children doesn't get someone medicaid. You can usually get free birth control though, or at least a free annual exam to get a birth control prescription.
i seen spanish and black people with nice clothes and expensive shoes come out of public housing apartments and the project whatever you call it where all the sections of the bulding are the same i dont know why they do that.
How come people think its fair to ask the middle class to cut cut cut when the poor get free cell phones?
The poor on AID may get the cellphone for free, but THEY have to pay for the cards to CONTINUE service. If they don't use the phone at least once a month, then it will get cut off. If they do not have the money to continue purchasing cards to use it, the government (or whomever is giving it to them) will cut them off.
i seen spanish and black people with nice clothes and expensive shoes come out of public housing apartments and the project whatever you call it where all the sections of the bulding are the same i dont know why they do that.
"The government will pay for your free cell phone and service
Thanks to the FCC-mandated, government-sponsored program, called LifeLine Assistance, the financially disadvantaged can receive a free government cell phone and up to 250 free minutes every month."
I believe that some states allow even more than 250 free minutes.
not troll post i was just wondering why they get expensive stuff and live in a crappy place?
Clothes are not that expensive. A pair of nike shoes maybe $200 but that is a "one time" event...i.e. You buy the shoes they last for months.
Rent on the other hand is reoccurring(try coming up with $200 extra a month).
Saving money would be a great idea but there are laws that control how much savings a poor person can have and still recieve assistance and never judge a person by clothes. You can get good clothes 2nd hand, the clothes could have been a gift from other family member(esp. a kid).
Don't get me wrong the poor can waste money just the same as everyone else but they have less breathing room about it. I mean 250 mins worth of phone time comes out to 8 mins a day. How many people can live with just 8 mins worth of phone time. They usually buy phone cards(and thoose are a rip off compared to renting).
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