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Where do you live that it is that cheep??? The ride from the nursing home to the funeral home alone was $375. The cremation, just the actual cremation, was $1000.
My Mom passed at home in Florida in December. She was in hospice care so we at least had time to set up her arrangements in advance. Cost of cremation (including coming to the house to pickup her remains) was just over $1,800.00. Yes, its less expensive than a casket, etc but it definately is NOT cheap!
Location: 23.7 million to 162 million miles North of Venus
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Quote:
Originally Posted by kinkytoes
Half of my parental unit has heavily-mortgaged "assets" and I was worried about the same issues. I just have one question about the life insurance. Does that count as part of the "estate?"
No it does not count as part of the estate. Insurance cannot be touched for their debts, unless the beneficiary decides, on their own, to go ahead and use it to pay.
Location: 23.7 million to 162 million miles North of Venus
24,453 posts, read 12,996,676 times
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Originally Posted by golfgal
Where do you live that it is that cheep??? The ride from the nursing home to the funeral home alone was $375. The cremation, just the actual cremation, was $1000.
Quote:
Originally Posted by Va-Cat
My Mom passed at home in Florida in December. She was in hospice care so we at least had time to set up her arrangements in advance. Cost of cremation (including coming to the house to pickup her remains) was just over $1,800.00. Yes, its less expensive than a casket, etc but it definately is NOT cheap!
The cost for my dad ran somewhere around $1700 to $1800 for transporting to two funeral homes, embalming (since the funeral home with the crematorium was over the state line), the cremation and a small service. We knew that they would try to add things that were unnecessary, so we made sure that they knew we weren't going to fall for their sales pitches.
I did a little Google search and ran across a site that gives the ranges in prices. Of course prices may vary depending on where one lives, but it seems like the prices are fairly average.
No it does not count as part of the estate. Insurance cannot be touched for their debts, unless the beneficiary decides, on their own, to go ahead and use it to pay.
If there is no surviving spouse, the payment is made to a child who is eligible for benefits on the deceased's record in the month of death.
Meaning the child is a minor, or disabled and as such qualifies for benefits themselves.
For 99%+ of us you won't collect even the paltry sum of $225.
If the deceased does not qualify for Social Security as they don't have enough work history, and there are a lot of women in their 70's and 80's that never worked, or worked enough to qualify for SS, then the surviving spouse cannot collect the $225 death benefit.
If a debt collector actually threatens you over debts owed by a deceased parent, you can sue under the FDCPA, and probably collect a $1,000 judgment in a small claims court, if you can document the threat via an audio recording.
No it does not count as part of the estate. Insurance cannot be touched for their debts, unless the beneficiary decides, on their own, to go ahead and use it to pay.
And anyone who chooses to do so is making a horrible decision.
Location: 23.7 million to 162 million miles North of Venus
24,453 posts, read 12,996,676 times
Reputation: 10779
Quote:
Originally Posted by Bosco55David
And anyone who chooses to do so is making a horrible decision.
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