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Old 03-01-2009, 11:51 AM
 
9,803 posts, read 16,237,446 times
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Seems everyone who uses a credit card to buy ANYTHING always proclaim they pay the balance off every month.

I rarely hear ANYONE say they don't.

Makes me wonder why some of those same people carry 5 credit cards around.
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Old 03-01-2009, 11:52 AM
 
Location: Wilmington, NC
412 posts, read 1,230,977 times
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It is a bit annoying when they wait until the cashier is done ringing everything up and bagging it and THEN the pull out the checkbook and start writing the check! Ugh!

But I try not to let it bother me. ESPECIALLY when it is an "older" person - I try to have respect for elders as I might be one someday. By the time I am an "elder", I might be the old person sliding the "slow" debit card while the younger people have some computer chip in their arm or something LOL!
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Old 03-01-2009, 11:56 AM
 
Location: ABQ
3,771 posts, read 7,114,071 times
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Quote:
Originally Posted by marmac View Post
I wonder if some of the irate posters here have road rage everytime the leave the store's parking lot.
I like to wait until the check-writer in question has finally left the store. I know I will have plenty of time to finish paying my bill and get to my car before the check-writer is finished loading her groceries because typically he/she is slow to accomplish other chores as well. I then note which exit they left from and follow their car to their home where I then... <cliffhanger>
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Old 03-01-2009, 12:00 PM
 
Location: ABQ
3,771 posts, read 7,114,071 times
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Quote:
Originally Posted by marmac View Post
Seems everyone who uses a credit card to buy ANYTHING always proclaim they pay the balance off every month.

I rarely hear ANYONE say they don't.

Makes me wonder why some of those same people carry 5 credit cards around.
Different credit cards give you different things. If I want to save up more miles for a trip, I use my credit card which gives better reward points for travel.

If I want to save up more points to get better deals on gift cards or cash-back, I use my other credit card.

Having 1 credit card only also doesn't build your credit as substantially as having 2-4 credit cards.

And I pay off my balance every month.
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Old 03-01-2009, 12:01 PM
 
8,652 posts, read 17,271,936 times
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Quote:
Originally Posted by marmac View Post
Seems everyone who uses a credit card to buy ANYTHING always proclaim they pay the balance off every month.

I rarely hear ANYONE say they don't.

Makes me wonder why some of those same people carry 5 credit cards around.
Most that claim to pay them off every month probably don't... Banks don't loan money for nothing...or maybe they do and that is why we are saving their butts.
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Old 03-01-2009, 12:03 PM
 
8,652 posts, read 17,271,936 times
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Quote:
Originally Posted by wilmingtonangel View Post
It is a bit annoying when they wait until the cashier is done ringing everything up and bagging it and THEN the pull out the checkbook and start writing the check! Ugh!

But I try not to let it bother me. ESPECIALLY when it is an "older" person - I try to have respect for elders as I might be one someday. By the time I am an "elder", I might be the old person sliding the "slow" debit card while the younger people have some computer chip in their arm or something LOL!
LOL....where can I get an arm chip...LOL
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Old 03-01-2009, 12:06 PM
 
8,652 posts, read 17,271,936 times
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Originally Posted by Donn2390 View Post
When I see people writing checks, I wonder what century they are living in..! There is nothing wrong with checks, but check writers would find life much simplier if they took advantage of the modern world.
I pay for everything with a credit card. Even if i stop for a burger,it's CC. At the end of the month, I pay off the card with online banking. I think I wrote two checks last year.
Frankly, I often wonder why they even build banks anymore. All that is needed is a little "Grocery Store" type bank so you can open an account. Once opened, everything is done on line. I rarely ever go to the bank. All income sources are automatic deposit, all payments are online banking. Banks are as obsolete as writng checks.
Fear keeps people from trying new things. Conquer your fears, toss away the checkbook and get modern.
Then all of us A-holes will love you...
I'm living in the 21st century and they still allow checks. My life is as simple as it could be, probably much more than yours is. And I have no fears to conquer. Gee, I even have two of those computer things. I'm old and can even replace and re format a crashed hard drive, how's that for and OLD guy?

And they have built two new banks within three or four miles of my home and two more are going up now, so I guess the banking industry disagrees with you on that one.

My family still loves me , so no thanks, I need no A-holes to love me...(;>)= <<<<see I can even do one of those...
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Old 03-01-2009, 12:11 PM
 
8,652 posts, read 17,271,936 times
Reputation: 4622
Quote:
Originally Posted by Puddy4LyF View Post
I like to wait until the check-writer in question has finally left the store. I know I will have plenty of time to finish paying my bill and get to my car before the check-writer is finished loading her groceries because typically he/she is slow to accomplish other chores as well. I then note which exit they left from and follow their car to their home where I then... <cliffhanger>
<cliffhanger>

Be careful of who you follow home, where I live that old person may be packing...and you know how <cliffhanger>
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Old 03-01-2009, 12:16 PM
 
8,777 posts, read 19,913,202 times
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Quote:
Originally Posted by wilmingtonangel View Post
By the time I am an "elder", I might be the old person sliding the "slow" debit card while the younger people have some computer chip in their arm or something LOL!
LOL, i hear you. I, not being "old", feel kind of funny whenever i fill up at Exxon/Mobil. It seems like everyone around me is using the Speedpass thing, while i'm doing the "old-fashioned" method of sliding my debit card in and punching in a pin.
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Old 03-01-2009, 12:20 PM
 
9,803 posts, read 16,237,446 times
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Yup, everybody pays their credit card balance off every month.

Evidently my friend (who works for an abstract company that does home closings) must have lied when she said she NEVER did a closing that did not involve rolling over credit card debt in the re-financing.
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