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How about "keep the government out!" It would be far better to have people put $'s into their own Medical Savings Plan and their own Retirement Plan. Both these concepts put $'s where in the long run they will actually "earn" $'s to be reinvested in the principle and in the "usual" 30 to 40 years most people earn $'s would be of adequate amount to pay the bills. Please, do not lose sight of the fact that whatever $'s the government collects for whatever reason...THEY SPEND IT ON SOMETHING ELSE IMMEDIATELY AND IT IS 1) NOT THERE WHEN NEEDED AND 2) NEVER EARNS ANY INTEREST TO GROW THE PRINCIPLE!
Those that are currently in the Medicare/Medicaid and Social Security plans need to stay there, but from immediately those coming up need to be in their own plan, thus Medicare/Medicaid and Social Security will eventually be phased out.
There also has to be reform of the "Emergency" visits. This should be reserved for only emergency reasons. If it is not an emergency...then those using that service should receive a bill.
Obama Care is a disaster. It needs to be rescinded asap and replaced with something like the above.
In addition, somehow we have to reform Congress and limit every bill they put forth to a "ONE" subject only bill. No more of this thousands of pages and "inserting" of tons of crap that has no relationship to the primary subject of the bill.
Oh, that's for starters.
The people who go to the ER for a head cold dont HAVE health insurance, that's why they go there. Poor people don't HAVE money to start a savings plan. Your ideas here don't have any grounding in reality. Are you a libertarian?
I admit it is possible that the whole thing might end up costing more money than envisioned and it might not work well. But, at first glance it appears as if it could.
Quote:
Originally Posted by MainelyJersey
Want to know what Obamacare will look like? We already have the case study in Massachussetts. And it's not pretty.
Costs more than expected. Doesn't work well. There's little, if any, in Obama's plan to prevent the very same issues that Mass has seen. We'll simply see it on a much, much larger scale.
Great article MJ
Most people have NO IDEA what they're getting into with Obamacare! We've had it here for 4 years now and it's done nothing to control costs,they've actually increased. Mine went up 40% this year alone!
It's cost the state MORE then they anticipated and we have the highest premiums in the country. But for those who are still blind to all this just wait and see what happens in the next few years, but then it will be to late!
"The reform has been more expensive than expected, costing $1.1 billion in fiscal 2008 and $1.3 billion in fiscal 2009.In the face of a state budget crisis in fall 2008, Gov. Deval Patrick announced that he will keep the reform afloat by draining money from safety-net providers such as public hospitals and community clinics.
While the number of people lacking health insurance in Massachusetts has been reduced, several recent surveys demonstrate that substantial problems in access to care remain in the state. While the new health insurance improved access to care for some residents, many low-income patients who previously received completely free care under the state’s old free care program now face co-payments, premiums and deductibles that stop them from getting needed care.
A single-payer system of non-profit national health insurance could save about $8-$10 billion annually in the state through reduced administrative costs. This money could be used to cover all of the state’s uninsured residents and to improve coverage for those who now have insurance, without any increase in total health care costs."
The people who go to the ER for a head cold dont HAVE health insurance, that's why they go there. Poor people don't HAVE money to start a savings plan. Your ideas here don't have any grounding in reality. Are you a libertarian?
Poor people are taken care of with FREE state health plans! Also,if you read the articles I posted above those free plans are not so free anymore. They will now charge for deductibles to cover the INCREASED COST!
Poor people are taken care of with FREE state health plans!
???? Um, no they're not.
Quote:
Originally Posted by Gixxer1K
Also,if you read the articles I posted above those free plans are not so free anymore. They will now charge for deductibles to cover the INCREASED COST!
Thank you for providing the articles, but I'm confused: Free or not so free? Your last sentence -- don't you like that people will be paying for their own health care?
You'd rather your taxes and your ins premiums pay for other people's health costs?
This is double edged sword because you have a lot more use of the services, some will even abuse it. Health Insurance has gone way beyond what it should be for and is why it costs so much.
That and the low co-pays for HMO's. In truth it was the HMO's that caused the high cost of health insurance and healthcare we are seeing today. They were a failed experiment and this is just another attempt to create a government run HMO.
Actually, the research has shown that most patients in the ER have insurance. I think a lot of people have no idea how to contact their physicians after hours (generally just call the office #). Many of the patients at the office where I work take their kids to the ER for stuff like fevers and then say "I knew you weren't open, so I took him/her to the ER". The fact of the matter is we have a physician on call 24/7, and most of the time, they will see a pt after hours rather than send them to the ER (unless it is a situation requiring ER care).
People on Medicaid -- a $300 billion federal and state insurance program that covers 58 million adults and children who are poor or disabled -- visit emergency rooms at the highest rate, according to the CDC.
Sixty-one percent of all ER visits by welfare recipients were deemed inappropriate, compared with 33 percent of all ER visits by private insurance payers, and 13 percent of all ER visits by Medicare recipients.
When it's all free, why go to the trouble of scheduling a visit to a primary care provider? What if the appointment they give you conflicts with Oprah when she has Lady Gaga On???
???? Um, no they're not. Thank you for providing the articles, but I'm confused: Free or not so free? Your last sentence -- don't you like that people will be paying for their own health care?
You'd rather your taxes and your ins premiums pay for other people's health costs?
My last sentence was in referral to the poor having free health care. They use to be able to walk in and be seen with no deductibles and now they have to pay for them. So a lot of them cannot afford it now.
Umm....Yes the poor do receive free health care. If you make below a certain income you qualify for state aid (Welfare). Right now every state has this and is incorporated into your local taxes. Now when this all gets thrown into a national pool how do you think it's going to be paid for? That's right everyone's taxes and insurance will increase even more to pay for this!
Unless you live here and have seen it fIrst hand you have NO IDEA what you're talking about!
People on Medicaid -- a $300 billion federal and state insurance program that covers 58 million adults and children who are poor or disabled -- visit emergency rooms at the highest rate, according to the CDC.
Sixty-one percent of all ER visits by welfare recipients were deemed inappropriate, compared with 33 percent of all ER visits by private insurance payers, and 13 percent of all ER visits by Medicare recipients.
When it's all free, why go to the trouble of scheduling a visit to a primary care provider? What if the appointment they give you conflicts with Oprah when she has Lady Gaga On???
Oh, come on! Don't be so condescending towards poor people! I work in a private pediatric practice in an affluent area, and we get parents who won't schedule an appt during their kids' nap times; in some cases they won't come in if we don't have an acceptable alternative.
My last sentence was in referral to the poor having free health care. They use to be able to walk in and be seen with no deductibles and now they have to pay for them. So a lot of them cannot afford it now.
You mean, "a lot of them won't be able to afford it in 2013+"?
I think it's the Patient Bill of Rights that lets them come in and be seen, whether they have money or ins to pay right then or not.
When they walk in and are seen with no deductibles now, who do you think pays their thousands of dollars in charges, if they don't?
People will be billed a sliding scale with this upcoming health care program.
Quote:
Originally Posted by Gixxer1K
Umm....Yes the poor do receive free health care. If you make below a certain income you qualify for state aid (Welfare). Right now every state has this and is incorporated into your local taxes. Now when this all gets thrown into a national pool how do you think it's going to be paid for? That's right everyone's taxes and insurance will increase even more to pay for this!
Unless you live here and have seen it fIrst hand you have NO IDEA what you're talking about!
What is the name of a state program that pays for health care for poor adults?
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